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  • Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    Klarna, Affirm, Afterpay: Why Buy Now, Pay Later Keeps You Paycheck to Paycheck | 621

    Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Budget besties, we need to talk about BNPLs. And yes… we had to Google what that meant too. 😂 Buy now, pay later services like Affirm, Klarna, Afterpay, Sezzle, and all their little friends can sound harmless. Zero interest! Four easy payments! Get the thing now! But when those payments start stacking on top of each other? Your budget can get messy FAST. In this episode, we’re talking about why these payments have become such a problem in the budgets we see, what happens when you’re relying on them for everyday expenses like groceries, and how to start getting yourself out of the cycle. Because here’s the big truth: if you don’t have the money for something today, financing it doesn’t suddenly make it affordable. We want you to save the money first, pay for the thing with money you actually have, and keep those random payments from stealing pieces of your future paychecks. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

    Today · 16 min
  • Überleben

    Er nahm ein Plakat mit und bekam 15 Jahre Arbeitslager

    Otto Warmbier ist 21, als er eine Silvestertour nach Nordkorea unternimmt. Dort wird er im Januar 2016 festgenommen, weil er angeblich ein Propagandaplakat gestohlen hat. Ein Video zeigt lediglich eine schemenhafte Gestalt. Otto gesteht vor laufender Kamera und wird zu 15 Jahren Zwangsarbeit verurteilt. Siebzehn Monate später kehrt er in einem Wachkoma in die USA zurück und stirbt kurz darauf. Während Nordkorea Botulismus als Ursache für seinen Zustand angibt, vermuten die USA schwere Misshandlung. Hirnscans zeigen Schäden, die nicht zu Schlägen passen. Das Podcast-Episode untersucht, was in diesen 17 Monaten bekannt ist und welche offenen Fragen bleiben. 📞 Wenn dich dieses Thema belastet: Die Telefonseelsorge ist rund um die Uhr kostenlos erreichbar unter 0800 111 0 111 und 0800 111 0 222. Abonniere „Überleben" für neue Folgen über die Fälle, bei denen ein Mensch zwischen die Staaten gerät. Produziert von den Machern von Was Wäre Wenn (What If). Schau dir auch mal unseren Kanal What If Deutsch an: http://bit.ly/subscribetowhatifdeutsch Hinweis: Dieses Video ist kein Ersatz für eine medizinische Beratung, Diagnose oder Behandlung. Konsultiere immer deinen Arzt oder einen anderen qualifizierten Gesundheitsdienstleister, wenn du Fragen zu einer Erkrankung hast. Eine Underknown Show: https://underknown.com 0:00: Was Otto Warmbier zugestoßen ist 2:31: Wer er war 3:29: Die Reise nach Nordkorea 4:32: Silvester in Pjöngjang 5:01: Die Festnahme am Flughafen 5:54: Zwei Monate später: das Plakat 6:05: Das Geständnis vor der Kamera 6:27: Fünfzehn Jahre Zwangsarbeit 6:53: Was an der Geschichte nicht stimmt 8:34: Otto als politischer Spielball 9:50: Siebzehn Monate Verhandlung 11:21: Die Rückholung 12:41: Was ihn ins Koma brachte 13:57: Die Entscheidung der Eltern 14:18: Der Prozess und die 501 Millionen #OttoWarmbier #Nordkorea #Silvestertour #Arbeitslager #Zwangsarbeit #Wachkoma #Misshandlung #Propagandaplakat See show notes: https://inlet.fm/uberleben/episodes/6aaca9444a94611a259cfd4a Learn more about your ad choices. Visit podcastchoices.com/adchoices

    Today · 18 min
  • Lifelong Learning With A. A. Khatana

    22 Why is a simple qualifying paper costing serious UPSC candidates an entire year?

    Many students assume they can easily handle the CSAT in the final three months before the prelims. However, neglecting this qualifying paper has become a major roadblock, causing even highly prepared candidates to miss the cutoff by a fraction of a mark. In this episode, we discuss the strategic necessity of beginning your CSAT prep early, running from November through January. We examine why traditional formula memorization fails against modern UPSC questions, which test your capacity to apply logic and recognize patterns under specific number constraints. Shift your focus from memorizing short-cut tricks to understanding how to play with numbers in word problems. Distribute your practice by dedicating a single hour each day to build analytical reading and pattern-spotting habits. Build your study plan around high-value topics, starting with a deep dive into the foundational Number System. Prepare for topics like Permutations and Combinations despite recent trend variations to avoid unexpected exam-day surprises. Reduce silly mistakes by paying close attention to terminology traps that alter the mathematical outcomes of equations. A structured roadmap shows that a comprehensive timeline should cover the high-weight Number System and Permutations in early winter, address key reasoning topics like directions and series in December, complete arithmetic modules in January, and dedicate the final days of January to reading comprehension. Are you ready to shift your study schedule to master the logical application skills required to clear the CSAT safely

    Today · 15 min
  • Renascença - Explicador Renascença

    Alemanha. Por que é que a CDU está a sofrer tantas derrotas eleitorais?

    O chanceler alemão terá agora de mostrar que consegue recuperar eleitores e fazer as reformas prometidas para, dessa forma, tentar travar o crescimento dos partidos mais radicais.

    Today · 3 min

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