The Curve

The Curve Platform

The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools and knowledge to achieve financial freedom, as well as (hopefully) having a laugh along the way.

New episodes every Monday and Thursday!

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice

Subscribe Listen in podnod RSS feed Show website

409 episodes
Updated Sunday

Episodes409

Newest first

Jul 27, 2025 · 50 min
The Country That Just Beat Everyone at Wealth (and Why).
🌟 WATCH THIS EPISODE ON YOUTUBE 🌟 Emily’s back from Europe with a stolen backpack, a £500 fine, and a newly converted love for travel insurance (turns out it isn’t just a scam after all). Meanwhile in the finance world, meme stocks are doing the rounds again - meet the DORKS (yes, that’s what they’re calling them) and why everyone’s suddenly investing in Krispy Kreme, Rocket, and GoPro like it’s TikTok for stocks. We also explore how unusual banking behaviour could be an early sign of dementia, why Starbucks’ CEO is earning 6,000 times more than your local barista (yes, really), and which country officially ranks as the richest in the world right now. Hint: it’s chilly, efficient, and very into recycling. 👉 Sign the petition to support safer online spaces for youth 👉 Chloe Swarbrick ep ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jul 23, 2025 · 1 hr 1 min
Chlöe Swarbrick on Power, Money & the Systems That Divide Us.
We weren’t sure if we should release this episode. Some told us it wasn’t appropriate, others said it was exactly the conversation we need right now. And honestly… both sides make a good point. In this wide-ranging chat with politician Chlöe Swarbrick, we dig into the uncomfortable stuff - dogmatism (we’ll explain, don’t worry), capitalism, inequality, power, and why politics often feels like an exhausting mess. Chlöe breaks down how the systems around us shape everything from the price of electricity to who gets heard (and who doesn’t), and why staying out of politics doesn’t mean politics stays out of your life. This episode doesn’t have all the answers, but it will make you think - and probably text your group chat afterwards. If you’ve ever felt politically lost, financially frustrated, or just sick of the noise... this one’s for you. Want the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? Grab the free PDF ⁠here⁠: https://manage.kmail-lists.com/subscriptions/subscribe?a=RkwjHW&g=Uvwei5 ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jul 20, 2025 · 1 hr 1 min
Budgeting Blues, Bitcoin is Booming & a Dash of TACO [UNEDITED]
It’s our last week UNEDITED (promise). Emily’s back next week thank goodness. Please excuse any brain farts, or unusually long tangents in this one... The first 20 minutes are not your usual headlines. Soph shares a personal realisation that led her to book a very last-minute flight to Turkey, if you want to skip straight to the headlines, head to 20:00. This week in money news: 💸 Crypto is soaring - what’s behind the latest spike? ☕ Coffee prices might be going up (crying) 🌮 And the investing trend everyone’s watching: TACO (spoiler: not snack-related) Want to get ahead of the curve with investing ideas that we don't talk about on the pod? Join us inside ⁠⁠⁠The Investing Club⁠⁠⁠. And if you want to leave us a voice message - you can on The Curve Hotline! 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jul 16, 2025 · 50 min
What It Takes to Buy a House in Your 20s, with Tegan Yorwarth.
Today we are joined by the amazing Tegan Yorwarth - radio host, proud Māori wāhine, and lowkey money mastermind for our second instalment of The Property Podcast - in partnership with BNZ! In this conversation, we spoke to Tegan about how she bought her first house before 30 - while working in one of the most unstable industries out there. We chat about growing up with a scarcity mindset, the thrill (and trauma) of auctions, how she tricks herself into saving, and why she used to send her money to her mum to stop herself spending it (genius). Plus, we cover what it's like being a Māori woman navigating wealth-building, the pros and cons of dating a spender, and why true wealth is... sleeping in on a Monday, not buying a jet ski. We’re proud to be partnering with BNZ, because no two journeys to home ownership are the same. BNZ’s home loan experts are there to help you navigate the process with confidence - from search to signing. To learn more, head here 👉 bnz.co.nz/homeloanpartners⁠⁠⁠⁠⁠. BNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.
Jul 13, 2025 · 59 min
FULL & UNEDITED Curve Weekly: The Serena Williams effect, Russia is a copycat and does anyone still eat corn flakes?
This week on The Curve Weekly, we’re doing things a little differently - no edits, no cuts, just the full unfiltered conversation. From Nvidia’s mind-blowing $4 trillion milestone (yes, trillion) to Wimbledon’s £53.5 million prize pool and the financial legacy of Venus Williams, we’re unpacking all of this weeks money headlines. We’re also diving into why interest rates are pausing, what Nutella’s parent company is buying now, and how the cost of climate change is creeping up faster than you might think. If you’ve ever been curious as to what goes on behind the scenes, you’ll enjoy this one. Want to check out the Honeybloom necklaces we mention in this podcast? Here is the link! ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jul 9, 2025 · 59 min
How to Build Wealth, Confidence, and Community with Caitlyn Kumi
Welcome to our New York miniseries! Soph was in the states not too long ago and was lucky enough to sit down with the incredible Caitlyn Kumi, founder of Miss Empowher, Forbes 30 Under 30 honouree, and an all-around powerhouse. Caitlyn opens up about growing up Ghanaian-American, dealing with wildly inappropriate career advice from men in suits which became the catalyst for building her now global community of confident, empowered women. They talk about the emotional side of money and how that stems into relationships, why confidence (not just credentials) can be your biggest asset, and the actual financial red flags to look out for when dating. From managing your finances to managing your mentors (yes, there’s a whole strategy), Caitlyn shares - this episode is perfect for someone looking for career + money motivation. ________________ Follow Caitlyn Kumi Instagram TikToc Miss Empowher Buy her book ________________ Want the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? Grab the free PDF ⁠⁠⁠here⁠⁠⁠. You're welcome in advance. ________________ BePure is your go-to for immune health this winter. Whether you’re already sniffling or just prepping to dodge the seasonal lurgy, check out their Immune Essentials Bundle: three hero products, delivered monthly, and 20% off exclusively for The Curve community. ⁠⁠⁠⁠⁠Grab the bundle here⁠⁠⁠⁠⁠ (discount auto-applied, no faffing required). ________________ WTF Does That Mean? A Guide to All the Jargony Bits Mentor Someone you go to for guidance and advice based on their own experience. Coach Gives you practical, step-by-step advice and feedback to help you level up specific skills. Connector The friend with the Rolodex—makes intros, links you with helpful people, and opens doors. Strategizer Helps you map out your goals and figure out the best moves to get there. Sponsor A powerful advocate who champions you behind closed doors, think: putting your name forward for opportunities. Financial Infidelity When someone hides or lies about money matters in a relationship, like secret spending or hidden debt. Big yikes. Waist Beads Traditional accessories worn around the waist or hips, often used in West African cultures for confidence, femininity, and body awareness. High-Yield Savings Account A savings account that earns more interest than your basic one—perfect for building up that emergency fund. Index Fund (e.g. S&P 500) A type of investment that tracks a broad group of companies. Less risky, more chill. Great for long-term investing. Emergency Fund A stash of cash (usually 3–6 months of expenses) to cover unexpected life curveballs like job loss or surprise vet bills. Personal Finance is Personal A running theme of this ep—aka there’s no one-size-fits-all. Your money strategy should fit your life. ________________ ⁠⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠ ________________ For more from The Curve:⁠⁠⁠⁠⁠⁠ ⁠⁠⁠Investing Club⁠⁠⁠ ⁠⁠⁠Website⁠⁠⁠ ⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Newsletter⁠⁠⁠ ________________ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jul 6, 2025 · 27 min
‘I Do’ to IPO: Big Money Moments This Week
Vic flies solo today, covering a wide range of money and market moments. From Jeff Bezos’s high-profile wedding (and the importance of prenups) to how women invest differently than men, there’s plenty to unpack. Vic also breaks down what an IPO is, why Figma’s filing is big news, and what it means for Adobe and the broader stock market. Plus, she touches on Australia’s new financial year and generous superannuation changes, Tesla’s slipping sales, Warren Buffett’s latest $6 million donation, and how Glastonbury might have pulled in a massive £80 million. It’s a fun, info-packed episode — no jargon, just clarity. _______________________ WTF Does That Mean? A Guide to All the Jargony Bits Prenup (Prenuptial Agreement): A legal contract signed before marriage that outlines how assets and finances will be handled in case of divorce. IPO (Initial Public Offering): The process where a private company offers its shares to the public for the first time. Superannuation (Super): A retirement savings scheme, especially prominent in Australia, where employers contribute to a fund on behalf of employees. Market Sentiment: The overall attitude of investors toward a particular security or the financial market as a whole. Dividend: A portion of a company's earnings paid to shareholders — not mentioned directly, but useful in investment discussions! ________________ ⁠⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠ ________________ For more from The Curve:⁠⁠⁠⁠⁠⁠ ⁠⁠⁠Investing Club⁠⁠⁠ ⁠⁠⁠Website⁠⁠⁠ ⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Newsletter⁠⁠⁠ ________________ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jul 2, 2025 · 1 hr
How Soph made $122,000 in 6 weeks!
This is the first episode in our BRAND NEW property series in partnership with BNZ! Whether you’re buying your first home, thinking about investing, or just trying to wrap your head around how the property market works - this monthly series is for you. We’re kicking it off with our first episode and some very exciting news... Soph finally bought a house! 🎉🎉 If you’ve been following her property journey, you’ll know it’s been anything but smooth sailing. Getting a mortgage as someone who works for herself came with more hoops than she could’ve imagined - but she’s back with a major update... and a huge plot twist. In just six weeks, Soph made $122k - and in this ep, she shares exactly how she pulled it off. It’s a strategy most buyers don’t even know exists (but 100% should). This one might just change the way you think about getting on the ladder. We’re proud to be partnering with BNZ, because no two journeys to home ownership are the same. BNZ’s home loan experts are there to help you navigate the process with confidence - from search to signing. To learn more, head here 👉 bnz.co.nz/homeloanpartners⁠⁠⁠⁠⁠. BNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply. For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jun 25, 2025 · 8 min
Miso, Money & a Micro-Episode
No full episode this week—but Vic and Soph are still popping in for a quick chat (and a tiny bit of chaos). With their Investing Bootcamp launching on June 30th, the duo is deep in prep mode, so they’re keeping it light and casual in this short catch-up. Expect some very relatable investing reflections, a few laughs about workouts gone wrong, and a surprise cameo from Miso. If you've been meaning to start investing but keep putting it off, the Bootcamp is made for you. It’s everything Vic and Soph have learned, simplified and glow-up’d for beginners. ⁠⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠ For more from The Curve:⁠⁠⁠⁠⁠⁠ ⁠⁠⁠Investing Club⁠⁠⁠ ⁠⁠⁠Website⁠⁠⁠ ⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Newsletter⁠⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jun 22, 2025 · 50 min
Dads Are Protesting, AMEX Is Flexing & Oil Prices Are on the Move
This week, Vic and Soph are jumping from investing confidence to global headlines—and back again. They kick things off with a reminder about The Curve’s beginner bootcamp (starting June 30!), perfect if you’ve been putting off learning how to invest. They also chat through the world’s first-ever dad strike in the UK, rising tensions in the Middle East and what it means for oil prices and your portfolio, AMEX’s new fee hike, Gen Z’s love of credit cards, and Nintendo’s latest boom. Plus: vintage fashion obsessions, podcast photo fails, and a few too many thoughts on thirst traps. ________________ Raising the Curve: 114 - Work Life Balance And Working Out What Is Important ________________ WTF Does That Mean? A Guide to All the Jargony Bits Investing Bootcamp A four-week course by The Curve for beginners to learn personal finance and investing, including live sessions and community access. Dad Strike A UK protest where fathers are demanding more paid parental leave—currently only two weeks are offered. Middle East Tensions Ongoing conflict affecting oil supply, leading to higher prices and market volatility. Global Diversification Investing across different countries to reduce risk, especially during geopolitical instability. AMEX (American Express) A premium credit card company that’s recently increased its annual fees. Nintendo Surge A major share price jump after the launch of Nintendo’s new gaming console. Vintage Fashion Pre-loved clothing finds—Vic shares her new appreciation for it. Thirst Traps Photos meant to attract attention; Soph and Vic reflect on past photo shoot moments. ________________ ⁠⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠ ________________ For more from The Curve:⁠⁠⁠⁠⁠⁠ ⁠⁠⁠Investing Club⁠⁠⁠ ⁠⁠⁠Website⁠⁠⁠ ⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Newsletter⁠⁠⁠ ________________ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jun 18, 2025 · 52 min
Breaking Down Bonds & Why You Might Want To Invest In Them.
You’ve heard about them, you’ve nodded politely when someone mentioned them - but do you actually know what bonds are? And more importantly, should you have them in your investment portfolio? In this episode, we break down bonds in a way that finally makes sense. You’ll learn how bonds work, who they’re for, when they make sense, and what kind of returns you can expect - plus why the word “junk” in finance isn’t as trashy as it sounds. Whether you’re saving for a house, want something a bit more chill than shares, or are just curious if bonds are the grown-up move your money needs - this ep is for you. Spoiler: you might already own bonds without even knowing it. 💸 Want to know which bond funds are worth looking at? Vic’s sharing her top picks in The Curve Investing Club - become a member and get access to practical investing ideas, tools, and confidence. Click to listen to 'Should You Be Investing in Fixed Income?' Want the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? Grab the free PDF ⁠⁠here⁠⁠. You're welcome in advance. This episode is proudly sponsored by BePure - your go-to for immune health this winter. Whether you’re already sniffling or just prepping to dodge the seasonal lurgy, check out their Immune Essentials Bundle: three hero products, delivered monthly, and 20% off exclusively for The Curve community. ⁠⁠⁠⁠Grab the bundle here⁠⁠⁠⁠ (discount auto-applied, no faffing required). If you’ve been meaning to finally do something with your money and build confidence with investing, join us for our ⁠investing bootcamp⁠ that kicks off on the 23rd June!You'll learn: How to split your pay and manage your money The foundations of investing (without the jargon) How to actually get started - and stay consistent You’ll get access to: Our brand new Money + Investing Course 2x live sessions with Vic A private community of new investors Tools + tips to grow a strong, diversified portfolio 12 months access to The Investing Club ⁠Click here to join⁠! ⁠⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠⁠⁠⁠ For more from The Curve:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Newsletter⁠⁠⁠⁠⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jun 15, 2025 · 50 min
Labubu Mania, IVF f*** ups and Political Plot Twists?
From Dublin’s cloudy charm to the bizarre world of Labubu dolls, Vic and Soph cover a lot this week. They kick off with travel debates (beach club vs. ruins), before diving into one of the most unexpected stock surges of the year - and how spotting a trend like Labubu could’ve made you 600% richer. Then it’s into something more personal: IVF and egg freezing. Soph opens up about her own experience, while Vic breaks down why the fertility industry is booming and what the Monash embryo mistake means for investing in this space. They also touch on how feedback shapes the podcast, the evolving value of interviews, and that now-infamous “girls are fighting” comment. Plus, US politicians' suspicious stock moves, mega-CEO paydays, and a quick shoutout to the incredible Emily. This one’s part chit-chat, part curveball headlines, and part financial deep-dive - with a side of egg freezing quiz in the show notes. ________________ If you’ve been meaning to finally do something with your money and build confidence with investing, join us for our investing bootcamp that kicks off on the 23rd June! You'll learn: How to split your pay and manage your money The foundations of investing (without the jargon) How to actually get started - and stay consistent You’ll get access to: Our brand new Money + Investing Course 2x live sessions with Vic A private community of new investors Tools + tips to grow a strong, diversified portfolio 12 months access to The Investing Club Click here to join! ________________ WTF Does That Mean? A Guide to All the Jargony Bits ________________ Labubu A collectible toy character designed by a Hong Kong artist, made popular through blind-box unboxing culture. It’s become a viral sensation, with some rare versions selling for thousands. Blind Box A packaging style where the specific item inside isn’t revealed until it’s opened. Common in collectible toys and figures, often used to encourage repeat purchases. Pop Mart A publicly listed Chinese company that owns and distributes Labubu and other collectible figures. It’s behind the booming success of the Labubu trend. IVF (In Vitro Fertilisation) A medical procedure used to help people conceive a child. Eggs are fertilised by sperm outside the body and then implanted into the uterus. Egg Freezing A fertility preservation method where a woman's eggs are extracted, frozen, and stored for future use. Insider Trading The illegal practice of trading stocks or other securities based on material, non-public information—like confidential plans or upcoming announcements. SEC (Securities and Exchange Commission) A U.S. government agency that regulates the securities markets and enforces laws against market manipulation and insider trading. ETF (Exchange-Traded Fund) A type of investment fund that’s traded on stock exchanges, like a stock. It holds a collection of assets (e.g., stocks, bonds) and can track specific sectors or trends. S&P 500 An index of the 500 largest publicly traded companies in the U.S., often used as a benchmark for the overall performance of the stock market. ________________ Egg Freezing Survey ________________ The Curve Investing Club Free Trial ________________ ⁠⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠ ________________ For more from The Curve:⁠⁠⁠⁠⁠⁠ ⁠⁠⁠Investing Club⁠⁠⁠ ⁠⁠⁠Website⁠⁠⁠ ⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Newsletter⁠⁠⁠ ________________ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jun 11, 2025 · 54 min
The Cost of Being a ‘Good Girl', with Melissa Browne.
What’s the real cost of unpaid labour, emotional load, and being the ‘nice girl’ in a relationship? In this fiercely eye-opening episode, author Melissa Browne blows the lid off the money myths holding women back. From the dangerous mindset of “it’s not worth her going back to work” to why 7 out of 10 men manage long-term investments for control, this conversation is packed with jaw-dropping stats, empowering reframes, and financial red flags every woman needs to know. Melissa shares practical advice on retirement savings splitting, negotiating unpaid labour, protecting yourself before and during relationships, and the truth about why investing is never selfish. If you’ve ever felt uneasy talking money in your relationship, this episode will give you the clarity, tools, and confidence to change the game. 👉 Want more from Melissa? She’s put together a bunch of free money goodies just for Curve listeners - head to melissabrowne.com.au/curve to check them out. Want the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? Grab the free PDF ⁠here⁠. You're welcome in advance. This episode is proudly sponsored by BePure - your go-to for immune health this winter. Whether you’re already sniffling or just prepping to dodge the seasonal lurgy, check out their Immune Essentials Bundle: three hero products, delivered monthly, and 20% off exclusively for The Curve community. ⁠⁠⁠Grab the bundle here⁠⁠⁠ (discount auto-applied, no faffing required). ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠⁠⁠ For more from The Curve:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Website⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠Newsletter⁠⁠⁠⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jun 9, 2025 · 50 min
The Big Billionaire Breakup, Buybacks & Blasting Off
This week on Curve Weekly: political chaos, market meltdowns, and a Swiftie-sized power move. Vic and Soph unpack the billionaire breakup of Elon and Trump (EV shade, Twitter tantrums, and all), dive into what’s next for Tesla, and chat about why space is suddenly the place to invest. They also get into the IPO buzz (hi, Virgin Australia and Wise), plus Taylor Swift’s epic move to buy back her music — and what it taught them about contracts, control, and calling the shots. Finance meets pop culture, with zero snore-factor. Let’s go. ________________ ⁠Here is the link for the free investing workshop for beginners on June 16.⁠ ________________ WTF Does That Mean? A Guide to All the Jargony Bits ________________ EV Subsidies – Govt discounts for buying electric cars. Bye subsidies = bye Tesla share price. IPO – A company’s stock market debut. A financial coming-out party. Fintech – Money tech like Wise, Sharesies, and your phone’s wallet. Master Rights – Who owns the actual song recording. Taylor wanted these. Publishing Rights – Who wrote the song. Think lyrics + melody. Private Equity – Big money buying stuff to resell for more. Stock Exchange – Where shares are bought + sold. S&P 500 – The 500 biggest US companies. Capital Markets – Fancy term for the world of investing. Scott Galloway – Bold, brainy biz guy. Says what we’re all thinking. ________________ ⁠⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠ ________________ For more from The Curve:⁠⁠⁠⁠⁠⁠ ⁠⁠⁠Investing Club⁠⁠⁠ ⁠⁠⁠Website⁠⁠⁠ ⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Newsletter⁠⁠⁠ ________________ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jun 4, 2025 · 41 min
Balancing family & career when life doesn't go according to plan, with Amy Fraser (from the archives).
This one’s for the mums - the ones juggling packed lunches, work meetings, and trying to remember when the last load of washing was switched. In this honest and thoughtful conversation, Amy Fraser shares her journey into motherhood (which did not go to plan), navigating single parenting, rebuilding her career, and the invisible labour so many women carry without question. We talk about the real cost of taking time out of the workforce, why your family is an asset, and how guilt seems to sneak into every corner of parenting. It’s equal parts validating and practical - a reminder that if you’re doing your best to hold it all together, you’re not alone. Link to read Amy's blog. Want the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? Grab the free PDF here. You're welcome in advance. This episode is proudly sponsored by BePure - your go-to for immune health this winter. Whether you’re already sniffling or just prepping to dodge the seasonal lurgy, check out their Immune Essentials Bundle: three hero products, delivered monthly, and 20% off exclusively for The Curve community. ⁠⁠Grab the bundle here⁠⁠ (discount auto-applied, no faffing required). ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠⁠ For more from The Curve:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠Investing Club⁠⁠⁠⁠ ⁠⁠⁠⁠Website⁠⁠⁠⁠ ⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠Newsletter⁠⁠⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jun 1, 2025 · 49 min
Hailey’s Payday, Harvard Drama & Kids Who Invest.
This week, we dig into Hailey Bieber’s not-quite-a-billion-dollar beauty deal - what she actually made and what it says about celebrity brands, equity, and the power of a loyal follower count. We also chat about a US proposal to give every newborn $1,000 to invest (move over, plastic toys), Trump’s oddly personal vendetta against Harvard, and the rumour that Conor McGregor might buy OnlyFans. Oh, and the rise of the “stay-at-home son” - equal parts hilarious and mildly alarming. Plus, is alcohol the new cigarettes? The wellness wave might be stronger than your Sunday hangover. Got kids or planning to? Take our quick poll and tell us if you’re investing for them! Plus, here is the link to our episode on Grace Wears Lace WTF Does That Mean? A Guide to All the Jargony Bits Equity – Owning a slice of a company. Like business pie. Endowment Fund – Uni savings pot they invest to fund stuff. Creative Director – Boss of the brand’s vibe. Mood boards galore. Celebrity Endorsement – When a celeb’s paid to like something. Generational Wealth – Money passed down, not just old jumpers. S&P 500 – The 500 biggest US companies. Stock market all-stars. Investment Account – Where your money goes to (hopefully) grow. Private Company – Not on the stock market. No app-share buys here. Public Listing / IPO – When a company goes public. Finance’s big debut. PR (Public Relations) – Managing a brand’s image. Spin, but make it shiny. ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
May 28, 2025 · 43 min
Starting, Scaling & Selling a Global Brand with The Caker, Jordan Rondel.
Ever dreamed of turning your passion into a global business? Jordan Rondel did just that - with cake. In this ep, Sophie chats with the legendary founder of The Caker, who started her brand at 21 and baked her way from Auckland to L.A., serving up cakes to the likes of Miley Cyrus and Flea from The Red Hot Chilli Peppers. We get into the highs, the hustle, and the heartbreak - including that time Chrissy Teigen maybe definitely copied her. Jordan spills on what it’s really like scaling a biz internationally, taking massive risks, staying creative and commercially sharp, and eventually selling it all. It’s inspiring, it’s juicy, and it’ll make you want to chase your wildest ideas. This episode is proudly sponsored by BePure - your go-to for immune health this winter. Whether you’re already sniffling or just prepping to dodge the seasonal lurgy, check out their Immune Essentials Bundle: three hero products, delivered monthly, and 20% off exclusively for The Curve community. ⁠Grab the bundle here⁠ (discount auto-applied, no faffing required). ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠ For more from The Curve:⁠⁠⁠⁠⁠⁠ ⁠⁠⁠Investing Club⁠⁠⁠ ⁠⁠⁠Website⁠⁠⁠ ⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Newsletter⁠⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
May 25, 2025 · 40 min
The Aussie Billionaire Trying to Snatch Victoria’s Secret.
She’s back! Soph has returned to the studio - and just in time, because there’s a lot to unpack this week. First up, big changes to KiwiSaver: if you’re earning over $180K in NZ, the government has decided you’re rich enough and doesn’t want to chip in anymore. Cool cool cool. Meanwhile, Vic unpacks the UnitedHealthcare scandal - including CEO assassinations (yes, really), fraud investigations, and share price plummets. Then it’s over to Victoria’s Secret, where one Aussie mogul is sneakily trying to buy his way in, but the board’s not having it (cue poison pill drama). And to round it off, UK inflation’s jumped to 3.5% - so maybe hold off on that second maple bacon pastry. WTF Does That Mean? A Guide to All the Jargony Bits: KiwiSaver – NZ’s retirement savings scheme. Means Testing – Only get it if you earn under a certain amount. Employer Contributions – Free money from your boss. Default Contribution Rate – Auto-set % taken from your pay. High Growth Fund – Risky but could make more. Conservative Fund – Safer, smaller returns. Member Tax Credit – Gov’s yearly top-up if you contribute enough. Auto-enrolment – You're signed up unless you opt out. Poison Pill – A move to stop someone taking over a company. Hostile Takeover – Someone trying to buy a company without permission. Shareholder – You own a slice of the company. ETF – A bundle of investments in one. ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
May 21, 2025 · 54 min
If We Could Give Our Younger Selves Some Financial (and Life) Advice.
Disclaimer: This episode includes discussions around fertility challenges, body image, and eating disorders. Please take care while listening and feel free to pause or skip this one if it’s not right for you right now. This episode is all about the advice we really needed back when we were 20 - before the credit card mistakes, the emotional chaos of dating, and the very expensive dog beds. Vic and Soph get honest about what they’d do differently, from how they approached money, careers, and relationships, to the pressure to look a certain way. There’s talk of comparison traps, pay rise regret, and the financial tip that could save you hundreds of thousands (yes, really). Plus, surprise voice notes from their mums with some brutally honest wisdom. It’s equal parts therapy, roast, and financial intervention. Our Investing Course is made for beginners - it teaches you how to split your pay, budget like a boss, and start investing with confidence. Check it out here. If you’ve been through the egg freezing process, we’d love to hear from you - share your experience in our quick (and anonymous!) survey here. This episode is proudly sponsored by BePure - your go-to for immune health this winter. Whether you’re already sniffling or just prepping to dodge the seasonal lurgy, check out their Immune Essentials Bundle: three hero products, delivered monthly, and 20% off exclusively for The Curve community. Grab the bundle here (discount auto-applied, no faffing required). ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
May 19, 2025 · 45 min
A Tariff Truce, Markets Rebound, and Buffett’s Got a New Favourite.
The US stock market is officially back in its hot girl summer era, and we’re here for it. This week, Vic and Soph break down why markets have jumped nearly 20% (hint: a temporary US-China tariff truce that’s more “situationship” than solid relationship). We also dive into Warren Buffett’s big bets on Japan and why investors are suddenly flocking to the Land of the Rising Sun. Meanwhile, over in pharma land, Novo Nordisk said “thank you, next” to the CEO who tripled their share price (rude), and Foot Locker just sprinted into a buyout deal - sending its stock price up 85% in a day. Whew. It's a week of plot twists in the world of money, but don't worry - we've got all the headlines, hot takes, and healthy skepticism covered. WTF Does That Mean? A Guide to All the Jargony Bits: Tariffs – Taxes on imported stuff. Countries throwing shade. Truce – A temporary pause in the tariff drama. ETF – A bundle of shares in one. Investing made easy. Japanese ETF – Same, but full of Japanese companies. Conglomerate – One giant company owning lots of others. Market Correction – A drop in prices after a high. Stocks chill out. Pharma Stock – A company that makes medicine. CEO Shake-Up – When the boss gets booted. Acquisition – One company buying another. Timing the Market – Trying to buy low, sell high. Good luck. Diversification – Spreading your money around. Safety in numbers. ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.