The Curve

The Curve Platform

The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools and knowledge to achieve financial freedom, as well as (hopefully) having a laugh along the way.

New episodes every Monday and Thursday!

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice

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409 episodes
Updated Sunday

Episodes409

Newest first

Oct 12, 2025 · 35 min
The Eight Stocks Driving the Market Boom.
🌟 WATCH THIS EPISODE ON YOUTUBE 🌟 The BATMMAAN stocks are running the show - eight US giants dominating the global leaderboard while Europe quietly sips its tea in the slow lane. We unpack why the US has such a grip on the world’s biggest companies, what it says about innovation (and taxes), and where this might go next. Plus: OpenAI goes on a multi-billion chip shopping spree with Advanced Micro Devices, Japan’s new female prime minister isn’t quite the feminist icon some hoped for, and inflation is creeping back into the US while interest rates slide in New Zealand. And because we can’t resist a bit of chaos - Vic’s makeup haul, Sophie’s tragic colour-match saga, and the all-important Halloween costume vote. Leave a comment and have your say! WTF does that mean? A guide to all the jargony bits: BATMMAAN Stocks – 8 US tech giants dominating the market. S&P 500 – Top 500 US companies. Big investing benchmark. Nikkei 225 – Japan’s S&P 500. Tariffs – Taxes on imports = pricier stuff. Interest Rates – Cost of borrowing money. Inflation – Prices go up, money buys less. Stimulus – Government spends to boost the economy. Supply Chain – How stuff gets from A to B. Chip Shortage – Not enough chips to meet AI demand. Visa Hike – Making it pricier/harder to work abroad. ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Oct 8, 2025 · 48 min
How Gen Zs Do Money Differently, with Maddie Borge.
🌟 WATCH THIS EPISODE ON YOUTUBE 🌟 Gen Z gets written off as entitled and spend-happy - Maddie Borge proves otherwise. At 24, she lays out a disciplined, practical approach to money in a world where the old “degree → job → house” promise no longer holds. We discuss why renting in cities like London can be precarious, how that instability reshapes goals, and the trade-offs between owning and investing. Maddie shares the systems that actually move the needle - pay yourself first, ring-fence essentials, use high-yield savings and index funds/ISAs, audit subscriptions and day-to-day leaks, and gamify progress so it sticks. We also talk balance: enjoying small luxuries without derailing a deposit, and why building a portable career or business can be a smarter path than climbing a broken ladder. This isn’t “lazy Gen Z”; it’s thoughtful, disciplined, and quietly ambitious. Maddie's Channels: YouTube Instagram Tiktok 👉 Join Our Beginner Friendly Investing Club! ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Oct 5, 2025 · 47 min
The Rise of ‘Kidulting’ & How It Could Make You Rich.
🌟 WATCH THIS EPISODE ON YOUTUBE 🌟 Kidulting is on the rise, and it’s not just about grown-ups buying plushies for their shelves - it’s shaping up to be a full-blown investing trend. We dive into why collectibles like Jellycats and Labubus are booming, and how to spot whether a “cute craze” could actually be a smart addition to your portfolio. From there, we get into the US government shutdown drama (and what it really means for interest rates, jobs, and your money), why investors are flocking to gold when things feel shaky, the surprising premium butter boom (yes, butter is the new luxury), and the London Stock Exchange’s fall from grace. Plus, we share a listener’s brilliant email on women buying “boring” businesses and what it would take to start one yourself. Packed with money insights, random tangents, and at least one stubbed toe story - this one’s worth the listen. 👉 JOIN OUR INVESTMENT CLUB! 🎧 Listen to Vic’s 'Review of ‘The Soul of Money’. ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Oct 1, 2025 · 45 min
Vic’s Review of ‘The Soul of Money’.
Vic brings ‘The Soul of Money’ to the couch and suddenly our bank statements feel like diaries we maybe… wouldn’t show our mums. We unpack the myth of ‘never enough,’ swap abundance for sufficiency, and explore money as a flow (sometimes a waterfall, sometimes a dribbly tap) that carries our intentions - whether that’s supporting local, giving with purpose, or voting with our wallets. Expect chat on financial integrity, values-based spending & donating, and why hoarding can dam your energy. Key takeaways: name your ‘enough,’ let money move with palms-up energy, and ask if each spend reflects who you are. Listen in, tell us your thoughts where you’re tuned in, and drop your next book recs - we’re ready for round two. 🎧 Listen to our episode with Roxie Nafousi. ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sep 28, 2025 · 33 min
Should We Be Investing in Matcha?
🌟 WATCH THIS EPISODE ON YOUTUBE 🌟 Soph is off having a well-deserved break in the woods this week (miss you Soph - plss come back soon 🥲). In her place, we’ve got Emily stepping out from behind the camera and onto the mic, matcha in hand. And speaking of matcha… it’s officially having a moment. Sales have doubled, cafés are going green, and Gen Z is treating it like the new Aperol Spritz (but healthier, Instagrammable, and about 100 shades brighter). We chat about why little luxuries are booming, the economics behind the matcha craze, and what it tells us about shifting spending habits. Plus, Vic weighs in on Trump’s latest visa drama, Nvidia and OpenAI’s eye-watering $100B deal, Pfizer muscling into the weight-loss drug race, and New Zealand smashing a glass ceiling with its first female central bank governor. Happy Monday everyone! WTF Does That Mean? A Guide to All the Jargony Bits:H-1B Visa – US work visa for skilled jobs (techies, doctors).Market Cap – Total value of a company’s shares.AI Chips – Supercharged computer brains for AI.GLP-1 – Protein in weight-loss drugs that kills cravings.Acquisition – When one company buys another.Obesity Drug Market – The $$$ biz of weight-loss meds.Central Bank – The big boss bank running the economy.Interest Rates – How much it costs to borrow money.Inflation – When prices rise and money buys less. ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sep 24, 2025 · 43 min
The Art of Asking for More (and Getting It), with Meggie Palmer.
Ever walked into a pay rise conversation, only to feel your brain switch off and your confidence evaporate faster than your lunch break? You’re not alone. In this episode, Sophie sits down with salary negotiation powerhouse Meggie Palmer to unpack how to prep, practise, and push through those oh-so-awkward money chats. From knowing your “wish, want, walk” numbers, to mastering the art of silence, Meggie shares practical scripts, confidence tricks, and even a “fake tunnel drop-out” hack you’ll want to keep in your back pocket. We also tackle why women are conditioned to feel icky about asking for more, and how to rewire that mindset. Spoiler: you’re adding value - time to own it. PepTalkHer: https://www.peptalkher.com/ The original episode with Meggie: https://open.spotify.com/episode/0ukKYVeZDXfaBz20qal0Gv?si=Edty--14SLuXqRIWxgkkhQ Want the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? ⁠Grab the free PDF ⁠⁠⁠here. ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sep 21, 2025 · 40 min
The Ben and Jerry’s Post That Just Broke the Internet.
🌟 WATCH THIS EPISODE ON YOUTUBE 🌟 This week we dig into the very viral Ben & Jerry’s saga - Jerry stepping away after 47 years, the Unilever peace-deal-gone-fraught, and what it really costs to put values ahead of vanilla. We unpack the “independent within a conglomerate” merger setup, the Gaza/Israel flashpoint that turbo-charged tensions, and why brave exits can still break your heart (and your P&L). Then it’s a rapid-fire news: TikTok staying in the U.S. via a new consortium and a licensed algorithm (hello, governance plot twist), China easing up on Google, chatter about shifting U.S. company reporting to twice-yearly, Klarna’s float and first-week vibes, Tesla’s big rebound plus a hefty insider buy (cue our “ethics vs returns” debate), and Sophie’s surprise portfolio hero, SharkNinja. Share, rate, and drop your thoughts - would you invest in Tesla or is that a hard pass? WTF Does That Mean? A Guide to All the Jargony Bits:Merger Agreement – The contract when two companies join.Board of Directors – The decision-making bosses.Independence Clause – “We’ll stay in charge” fine print.PE (Private Equity) – Big funds buying companies.VC (Venture Capital) – Startup money with big hopes.Algorithm – Code that decides your TikTok feed.National Security Risk – Gov-speak for “sketchy data.”Quarterly Reporting – Company report cards, every 3 months.Float / Going Public – When a company sells shares.Insider Buying – Bosses buying their own stock.Defaults – Missed payments. ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sep 17, 2025 · 34 min
Out of The Blue: Lily’s Lesson on Health Insurance.
Sometimes the biggest lessons arrive completely out of the blue. In this episode, we sit down with 26-year-old Lily Foote, who shares the health scare that made her realise just how important health insurance really is. We talk through what it’s like to get an unexpected diagnosis, the overwhelm that comes with medical jargon, and how ADHD and anxiety can make the whole process even harder to navigate. Lily opens up about the financial relief of being covered, the reality of recovery (two weeks horizontal, not ideal for a self-confessed non-chiller), and the mindset shifts that came with it all. We also dive into why admin feels like climbing a mountain, how to make health insurance less intimidating, and that tricky balance between living in the moment and planning for the future. It’s an important conversation that’s honest, supportive, and might just be the nudge you need to finally tick “sort health insurance” off your list. The Income Protection Episode mentioned in this podcast: A guide to adulting - Getting your Plan B sorted before it’s too late What we share on this podcast reflects our own views and experiences, and not the views of Southern Cross Health Insurance. This is not intended to be a recommendation or financial advice. If you’re interested in getting health insurance, please seek appropriate advice from a qualified professional to suit your circumstances. ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sep 14, 2025 · 43 min
Murdoch Drama, Lulu Karma & an IPO for Klarna.
🌟 WATCH THIS EPISODE ON YOUTUBE 🌟 This week on The Curve Weekly, we’ve got a very special guest: Lucy Blakiston from Shit You Should Care About is in the studio - and we LOVED HAVING HER. Together we dive into Rupert Murdoch’s real-life Succession drama, Lululemon’s fall from athleisure grace, and the big one: Klarna finally hit the stock market. The giant IPO’d on the NYSE at $40 a share, shot up to $57, and closed at $45.82 - a neat little 15% glow-up on day one. We break down what that actually means, why Klarna is still losing money (but less than before), and whether you’d want it in your portfolio. Plus: Bowie bonds, activist investors, tube-strike survival stories, weddings that drain your bank account, and one very rogue hair intervention. Finance, but fun - and with Lucy in the mix, chaotic in the best way. 💖 Subscribe to Lucy's Substack HERE (we highly recommend it 🙏) Watch our previous episode with Lucy HERE. 🎥 WTF Does That Mean? A Guide to All the Jargony Bits: IPO – A company’s stock market debut. Ticker – The code a company trades under (Klarna = KLAR). Valuation – What the market says a company’s worth. On its knees – A stock performing terribly. Activist Investor – Buys shares to shake things up. Bowie Bonds – Musicians borrowing against future royalties. Royalties – Cash artists get when their music’s played. Private Equity – Investors buying companies off-market. Trust – A legal pot of assets (Murdoch-style). Succession Plan – Who takes over next. ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sep 10, 2025 · 1 hr 1 min
A Property Story Gone Wrong.
🌟 WATCH THIS EPISODE ON YOUTUBE 🌟 What happens when your “dream first home” turns into the ultimate financial horror story? Enter Gabby, who found herself tangled in $700,000 of debt, a collapsing relationship, disappearing tenants, and the kind of stress that ages you a decade in six months. In this episode, she shares the rollercoaster of buying a property with her ex - from the excitement of auctions and shiny new builds to the gut-punch of surprise valuations and last-minute scrambles for tens of thousands of dollars. It’s brutal, it’s eye-watering, but it’s also packed with must-know lessons about contracts, worst-case planning, and why you should never assume property ownership is a simple path. Grab a wine (you’ll need it) and get ready to hear how Gabby turned her property nightmare into resilience, wisdom, and a story you won’t forget. 📝 Read Gabby’s original blog here We’re proud to be partnering with BNZ, who know that home ownership isn’t a straight line. Sometimes life throws curveballs, and BNZ is all about supporting you through the hard stuff, not just the highlights. Whether you’re at the start of your journey or rebuilding after a setback, BNZ’s home loan experts have the tools and people ready to help you find a way. 👉 To learn more, head here: bnz.co.nz/home-loan-partners-spotify-ep5 BNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply. ⁠⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠ For more from The Curve:⁠⁠⁠⁠⁠⁠ ⁠⁠⁠Investing Club⁠⁠⁠ ⁠⁠⁠Website⁠⁠⁠ ⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Newsletter⁠⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sep 8, 2025 · 47 min
Why Crypto Rich Kids Skip the Airport Queue.
🌟 WATCH THIS EPISODE ON YOUTUBE 🌟 Bitcoin billionaires are swapping airport queues for £80k charters (cool cool cool), while the rest of us are price-checking Skyscanner and pretending our carry-on will magically zip. We chat why luxury travel is booming for the crypto-rich, gold hitting record highs as everyone panic-cuddles a safe haven, Jet2’s very un-holiday update, and how a viral jingle, Sydney Sweeney’s American Eagle moment, and Gap’s 90s groove actually moved markets. Plus: Nestlé’s CEO scandal and the succession-plan shambles, Pepsi getting an activist knock at the door, and real-life travel hacks that don’t nuke your payday. Takeaways: new money changes old habits, leadership risk matters, fear lifts gold, timing kills flight costs. Sorry for the late drop but we hope it was worth the wait!! 👉 JOIN THE CURVE INVESTING CLUB ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Aug 31, 2025 · 35 min
Taylor Swift’s Engagement Just Moved Markets.
🌟 WATCH THIS EPISODE ON YOUTUBE 🌟 This week we’re diving into the engagement that shook both the charts and the stock market - yep, Taylor and Travis are officially on! From Krispy Kreme donuts to diamond stocks, Vic unpacks how one love story is moving billions. We also chat about Grindr’s surprising business pivot, whether Nvidia can keep bulking up the AI boom, and why boomers are quietly widening the generational wealth gap. Plus: Puma’s possible sale, Sophie’s singles party dilemma, and a curveball question involving sugar daddies and pineapple on pizza (spoiler: it’s a hard no). 👉 JOIN THE INVESTING CLUB! Watch / Listen: How Sophie Actually Bought Her Investment Property WTF Does That Mean? A Guide to All the Jargony Bits:Prenup – A marriage contract about money.Market Cap – A company’s total value on the stock market.Shares / Stock – Tiny slices of a company you can own.Revenue – Money a company makes before expenses.AI Bubble – When AI hype risks popping like a balloon.Generational Wealth Gap – Boomers rich, millennials broke.ETFs – Bundles of shares in one handy package.Private Equity – Buying companies that aren’t on the stock market.Premium – Paying extra when buying a company. ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Aug 27, 2025 · 51 min
Investing for Kids.
Know a small human? Cool - this one’s for you. Whether you’re a parent, godparent, auntie, uncle, or just someone who buys cute baby outfits on impulse, this episode is all about giving the kids in your life a serious financial head start (spoiler: it’s not another teddy bear). In this highly demanded episode, we unpack the power of investing for children - how even small, regular amounts can grow into life-changing money thanks to the magic of time and compound interest. We also dive into the when, how, and what to invest in, plus genius ways to teach kids the value of money without sounding like a boring textbook. Because nothing says “I love you” like an S&P 500 fund with their name on it.Link to the survey Want the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? Grab the free PDF ⁠⁠⁠here. ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Aug 24, 2025 · 45 min
Why Being a Good Friend Now Costs a Fortune.
🌟 WATCH THIS EPISODE ON YOUTUBE 🌟 This week kicks off with Sophie’s birthday (!!) - complete with surprise cake, a video montage, and a pair of speed-dealer sunnies that may or may not become her new personality. But once the candles are blown out, we get into friendflation: the growing cost of weddings, hens’ weekends, and keeping up with your mates when every catch-up seems to come with a price tag. We also dig into Soho House being taken private, the frustrating reality that the gender pay gap starts as soon as you graduate, and launch our brand-new Ask the Curve segment - tackling your big money questions. Got any to add? Leave a comment and we’ll get back to you in the next episode! WTF Does That Mean? A Guide to All the Jargony Bits: Friendflation – When hanging out with mates drains your bank account. Going Private – Company leaves the stock market. No more public shares. Takeover – One company buys another. Hostile Takeover – The “we said no, they did it anyway” takeover. Drag-Along – Big investors sell, you’re dragged along too. Tag-Along – Big investors sell, you can join the sale. Short Sellers – Betting a stock will crash. Meme Stocks – Shares that go viral online. Gender Pay Gap – Men get paid more than women (yep, still). Roadshow – Company road trip to woo investors. ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Aug 20, 2025 · 1 hr 1 min
How Sophie Actually Bought Her Investment Property.
In part two of our chat with property coach Peter West, Sophie walks us through the real, messy, and surprisingly empowering process of pulling off her first BRRR deal - and making $125K in five weeks. From dodging catfish listings and surviving auction-day adrenaline, to underspending on renos (yes, really) and using equity to go again, this episode is full of gold for anyone dreaming of getting on the ladder. There’s talk of foam mattresses, flipping fails, rentvesting revelations, and one very smug WhatsApp group called ‘Property Moguls’. Keen to work with Pete or learn more about what he does? Fill in this quick form and we'll connect you: ⁠https://crtfumnrsp0.typeform.com/to/y5GyHMcL We’re proud to be partnering with BNZ, because no two journeys to home ownership are the same. BNZ’s home loan experts are there to help you navigate the process with confidence - from search to signing. To learn more, head here 👉 ⁠https://www.bnz.co.nz/personal-banking/home-loans/mobile-mortgage-managers BNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply. ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Aug 17, 2025 · 40 min
How Song Lyrics Are Moving the Stock Market.
🌟 WATCH THIS EPISODE ON YOUTUBE. 🌟 This week we’re kicking off with Vic’s childhood jazz ballet ambitions (complete with fake panting for dramatic effect) before diving into a very big week in tech. We unpack why Apple’s been oddly quiet on AI while quietly buying back billions in shares, what Perplexity’s $35B bid for Google Chrome even means, and why meme stocks like American Eagle can skyrocket for all the wrong reasons. Plus, the luxury brand–name-drop effect in music, Duolingo’s glow-up, Gregg’s woes, and why it’s definitely not too late to invest in AI. WTF Does That Mean? A Guide to All the Jargony Bits: Share Buyback – Company buys its own shares to boost value. Dividend – Cash thank-you to shareholders. Capital Gain – Profit from selling for more than you paid. Laggard – Company that’s falling behind. Meme Stock – Share hyped online, not by profits. Short Seller – Bets a share price will drop. Antitrust – Rules to stop companies getting too powerful. Spin-Off – Company splits off part into a new business. ETF – Bundle of shares in one go. AI Value Chain – Companies powering AI, not just building it. ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Aug 13, 2025 · 53 min
Rethinking How to Get on the Property Ladder.
🌟 WATCH THIS EPISODE ON YOUTUBE 🌟 So… Sophie bought an investment property. But instead of chasing a dream home, she flipped the script and went full BRRR (that’s Buy, Renovate, Rent, Refinance, Repeat, btw). In this episode, we’re joined by property investor Peter West to unpack how this strategy works, why Soph teamed up with a flatmate she’d known for all of three weeks, and what rentvesting actually means (spoiler: yes, you can rent in the city and still own property). Whether you’re saving for a deposit or just nosy, this one’s for anyone rethinking the whole “get on the ladder” thing. And good news - Pete’s back next week to share exactly how they pulled it off, what the numbers looked like, and what they’d do differently. Keen to work with Pete or learn more about what he does? Fill in this quick form and we'll connect you: https://crtfumnrsp0.typeform.com/to/y5GyHMcL We’re proud to be partnering with BNZ, because no two journeys to home ownership are the same. BNZ’s home loan experts are there to help you navigate the process with confidence - from search to signing. To learn more, head here 👉 https://www.bnz.co.nz/personal-banking/home-loans/mobile-mortgage-managers BNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply. ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Aug 10, 2025 · 35 min
The Two Hottest Investments Right Now.
🌟 WATCH THIS EPISODE ON YOUTUBE 🌟 This week we’re bringing you two sizzling investment ideas that are turning heads - one’s riding a tech-powered boom you’ve definitely felt, and the other’s making serious moves in how we get from A to B (no, not Tesla). We also unpack the $500B private company quietly overtaking SpaceX, why Warren Buffett stepping down has markets spooked, and how Elon Musk just scored himself another jaw-dropping payday. Plus: Spotify’s price hikes, BP’s mega oil find, and the usual dose of financial gossip you didn’t know you needed. JOIN OUR INVESTING CLUB HERE Watch the Annie Stafford (Ford Wardrobe) Youtube Ep WTF Does That Mean? A Guide to All the Jargony BitsS&P 500 – Top 500 US companies. Big deal.Valuation – What a company’s worth (on paper).Private Company – Not on the stock market.Share Sale – Employees cashing in their shares.Buyback – Company buys its own shares.Price Inelasticity – Prices go up, we still buy.Data Centre – Giant buildings powering the internet. ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Aug 6, 2025 · 1 hr
How to Financially Prepare for a Breakup or Divorce, with Helen Baker.
🌟 WATCH THIS EPISODE ON YOUTUBE 🌟 It’s not the most romantic topic - but it is one of the most important. In this episode, Soph and Vic sit down with licensed financial adviser and author Helen Baker to talk about what really happens when a relationship ends - emotionally, practically, and financially. Whether you’re navigating a split, supporting a friend through one, or just want to make sure your future self is protected, this conversation is packed with essential info. Helen walks us through the key financial steps to take before and after a separation, what to do if you're suddenly left picking up the pieces, and why being informed doesn’t mean being pessimistic - it means being empowered. You’ll learn about asset splitting, the importance of financial visibility, and how to set yourself up to thrive after a major life shake-up. This episode is all about giving you the tools to feel confident, calm and in control - no matter what life throws your way. On Your Own Two Feet: https://onyourowntwofeet.com.au/ Want the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? Grab the free PDF ⁠⁠⁠here. ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Aug 3, 2025 · 50 min
Weight Loss Wars, Trust Fund Tantrums, & Working Till 70.
With Vic off the grid (literally) on a Greek island, Soph calls in some brilliant backup - enter first-time podcaster Sophie G, a financial whizz and all-round legend. The duo dives into the unexpected fallout (or lack thereof) from Trump’s tariffs, why Ozempic-maker Novo Nordisk just lost billions (lol ouch), and what Denmark’s retirement age hike says about your financial future. Oh, and there’s also a juicy story about a prenup gone rogue (Simon wants how much for flights?!). Plus, we celebrate the Lionesses’ win and the unstoppable rise of women’s sport. GO THE GIRLS! ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.