The Curve

The Curve Platform

The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools and knowledge to achieve financial freedom, as well as (hopefully) having a laugh along the way.

New episodes every Monday and Thursday!

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice

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409 episodes
Updated Sunday

Episodes409

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May 14, 2025 · 47 min
Should You Be Investing in Fixed Income?
You've probably heard that investing in the stock market is the best way to build long-term wealth - but what about fixed income? In this episode, Soph chats to Gaby and Ali, the founders of Blossom, about why more investors (including themselves) are putting their money into fixed income products like bonds. They break down what fixed income actually is, how it compares to shares, and when it might make more sense - especially if you're saving for a short-term goal like a house deposit. We also dive into risk, returns, time horizons, and why fixed income isn’t just for retirees. If you’ve been feeling nervous about market volatility or you’re just sick of your savings earning next to nothing, this one’s for you! ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
May 11, 2025 · 42 min
Did Ozempic Just Kill WeightWatchers?
Vic’s Roman holiday was less Eat Pray Love and more Eat Pray Calculate, as she breaks down the economics of the Colosseum (€1.4 billion a year, no biggie), how the Trevi Fountain is basically a coin-powered charity machine, and why the Vatican might secretly be the hottest hedge fund in town. Plus, we bid an emotional arrivederci to Warren Buffett as he steps down from Berkshire Hathaway - if you’d invested $1k when he started, you’d have $55 million today. Gulp. We also chat about the rise and fall of Weight Watchers, Barbie’s factory exit from China, and Palantir's explosive 45% rise this year, proving AI isn’t just a buzzword - it’s big business. WTF Does That Mean? A Guide to All the Jargony Bits Bloomberg Terminal – Super pricey finance software for pros. Private Equity – Buying private companies to flip for profit. Bankruptcy – When a company runs out of money. Oops. Dilution – When your shares are worth less. Rude. Tariffs – Extra taxes on imported stuff. Supply Chain – How stuff gets made and delivered. Recession – When the economy has a bit of a breakdown. Berkshire Hathaway – Warren Buffett’s mega investment biz. ROI – How much you made (or didn’t) from investing. Defensive Stocks – Boring but steady. Survive bad times. ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
May 7, 2025 · 54 min
Jay-Jay Feeney & Dom Harvey on Staying Financially Married After the Divorce.
Who needs a prenup when you’ve got trust, shared bank accounts, and four properties post-divorce? In this juicy, hilarious, and heartwarming chat, Soph sits down with radio legends turned podpreneurs, JJ Feeney and Dom Harvey to unpack what happens when the romance ends but the finances (and friendship) stay very much entangled. Expect honest talk about quitting high-paying jobs for happiness, podcasting as a business model (hello, Podlab!), and why JJ is definitely the spender of the duo. Plus, we touch on everything from dating younger partners, monthly charity donations, and whether money really buys happiness (spoiler: nah, but it helps if you want business class). If you've ever thought about leaving a relationship or a job, but you’re not sure how to navigate it, this one’s for you. 🎥 WATCH THIS EPISODE ON YOUTUBE 🎥 Listen to the original episode with Jay-Jay here. This week we’re teaming up with Fresh Start by My Food Bag Nutritionist-approved, calorie-controlled dinners delivered to take the admin out of healthy eating - perfect for busy gals on the go. Fresh Start have an exclusive discount for The Curve community - Get up to $168 off 3 weeks with code CURVEWEEKLY. That's 50% off your first delivery, 10% off your second & 10% off your third - Sign up here. T&Cs: Offer expires 31 Dec 2025 for deliveries until 1 Feb 2026 delivery weekend at the latest. To use this offer customer must be new to My Food Bag or have not bought any My Food Bag product in the last 13 weeks. Promotion applies to the value of the customers chosen subscription meal kit and does not apply to any extras including Kitchen and gourmet meals. Promo code cannot be used on one off occasion products. My Food Bag reserves the right to withhold or deduct credits obtained using a promotion code in the event that My Food Bag determines or believes that the use or redemption of the promotion code was in error, fraudulent, illegal, or in violation of the applicable promotion code terms or these Terms. ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
May 4, 2025 · 33 min
Billionaire Beef & the Hidden Cost of Tariffs.
Billionaire beef is sizzling, and it’s not just egos getting grilled. This week on The Curve Weekly, Vic and Soph unpack Amazon’s bold move to start showing tariffs at checkout and what that means for consumers. Spoiler: it’s not great for your wallet, and it could be a warning sign for rising inflation. We break down the ripple effects: how inflation hits your savings, why BP is scrambling to stay afloat, and why airline prices might be dropping (finally!).⁠ WTF Does That Mean? A Guide to All the Jargony Bits: Tariffs – Taxes on imported stuff. Makes everything pricier. Inflation – Prices go up, money buys less. Interest Rates – Cost of borrowing or reward for saving. Buyback – A company buying its own shares. Bit of a flex. Reporting Season – Companies reveal their results. CPI – Tracks price changes in everyday stuff. Public vs Private – Public = shares for everyone. Private = invite-only. ⁠⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠ For more from The Curve:⁠⁠⁠⁠⁠⁠ ⁠⁠⁠Investing Club⁠⁠⁠ ⁠⁠⁠Website⁠⁠⁠ ⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Newsletter⁠⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Apr 30, 2025 · 46 min
How to Negotiate a Pay Rise with Meggie Palmer (from the archives).
You know that feeling when you just know you’re being underpaid but have no idea how to tackle the awkward money convo? Meggie Palmer is here to save the day. In this electric episode from the archives, Meggie (founder of PepTalkHer and actual negotiation ninja) shares how she discovered she was being paid a lot less than her male peers - and what she did about it. Expect practical tips on negotiating pay rises, asking better questions, and building that all-important "FU fund" for career confidence. You’ll leave this episode feeling empowered, informed, and ready to advocate for your value with confidence. This week we’re teaming up with Fresh Start by My Food Bag Nutritionist-approved, calorie-controlled dinners delivered to take the admin out of healthy eating - perfect for busy gals on the go. Fresh Start have an exclusive discount for The Curve community - Get up to $168 off 3 weeks with code CURVEWEEKLY. That's 50% off your first delivery, 10% off your second & 10% off your third - Sign up here.T&Cs: Offer expires 31 Dec 2025 for deliveries until 1 Feb 2026 delivery weekend at the latest. To use this offer customer must be new to My Food Bag or have not bought any My Food Bag product in the last 13 weeks. Promotion applies to the value of the customers chosen subscription meal kit and does not apply to any extras including Kitchen and gourmet meals. Promo code cannot be used on one off occasion products. My Food Bag reserves the right to withhold or deduct credits obtained using a promotion code in the event that My Food Bag determines or believes that the use or redemption of the promotion code was in error, fraudulent, illegal, or in violation of the applicable promotion code terms or these Terms. ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Apr 27, 2025 · 42 min
A Shocking Quarter for Tesla But It's Share Price Is… Up?
Heads up: This episode opens with a conversation about egg freezing and fertility - if you’d prefer to skip that part, jump ahead to 5:09. Tesla just posted its worst financial results in years - so why did the share price go up? In this week’s episode, Vic and Sophie dive into the unexpected investor reaction and what Elon’s renewed focus on the company might really mean. Plus, we cover Bitcoin’s surprising comeback, why Revolut is shaking up traditional banking, what’s really going on and how climate change is driving up chocolate prices. It’s a week of curveballs in both markets and life - exactly the kind of conversation that makes you think twice about where the world (and your money) is heading. Sign up to our free workshop: What We're Investing In and Why. WTF Does That Mean? A Guide to All the Jargony Bits Financial Results – A company’s money report card. Share Price – The cost to buy one share. Global Growth – How fast the world’s economy is growing. Tariffs – Extra taxes on imported stuff. Bitcoin – Internet money, owned by no one. Digital Gold – Bitcoin acting like gold during chaos. Decentralised – No one boss, everyone shares control. ETF – A bundle of investments in one. Neo-Bank – A bank that’s online-only (and cooler). Revenue – All the money a company makes. Margin – Profit after paying costs. Volatility – Wild ups and downs in prices. ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Apr 23, 2025 · 49 min
Author of Sex and The City; Candace Bushnell on Choosing Money Over Mr Big.
We cannot actually believe this happened – the woman who created Sex and the City, the real-life Carrie Bradshaw, Candace Freakin’ Bushnell, joined us on the pod. If that name alone hasn’t made you hit play already, here’s what you’re in for: the truth behind the Carrie and Mr. Big dynamic (spoiler: she wanted to be Mr. Big, not marry him), the power of female friendships, what it takes to make it in a big city as a woman, the deeply ingrained sexism she fought her whole life, and her unapologetic choice not to have kids. This convo is raw, real, iconic – and quite possibly the most starstruck we’ve ever been. Sex and the City fans, this one’s for you. This week we’re teaming up with Fresh Start by My Food Bag Nutritionist-approved, calorie-controlled dinners delivered to take the admin out of healthy eating - perfect for busy gals on the go. Fresh Start have an exclusive discount for The Curve community - Get up to $168 off 3 weeks with code CURVEWEEKLY. That's 50% off your first delivery, 10% off your second & 10% off your third -⁠Sign up here.⁠ T&Cs: Offer expires 31 Dec 2025 for deliveries until 1 Feb 2026 delivery weekend at the latest. To use this offer customer must be new to My Food Bag or have not bought any My Food Bag product in the last 13 weeks. Promotion applies to the value of the customers chosen subscription meal kit and does not apply to any extras including Kitchen and gourmet meals. Promo code cannot be used on one off occasion products. My Food Bag reserves the right to withhold or deduct credits obtained using a promotion code in the event that My Food Bag determines or believes that the use or redemption of the promotion code was in error, fraudulent, illegal, or in violation of the applicable promotion code terms or these Terms. ⁠⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠ For more from The Curve:⁠⁠⁠⁠⁠⁠ ⁠⁠⁠Investing Club⁠⁠⁠ ⁠⁠⁠Website⁠⁠⁠ ⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Newsletter⁠⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Apr 20, 2025 · 40 min
Bargain Leggings, Bonds Booming & a Teen Ban Down Under.
This week, Soph broadcasts live from her parents’ kitchen (with some White Lotus background noise), armed with a paloma and a whole lotta feelings about egg freezing, the cost of being a woman, and why her Gossip Girl rewatch is the only hormone-free coping strategy she can actually afford. Expect big convos about the tariff tit-for-tat between China and the U.S., including why Apple stock soared and why Chinese factories are now selling $8 Lululemon leggings straight to your TikTok feed (yes, really). We’re talking about how Hermes just served LVMH the ultimate glow-down by overtaking them in market value and China’s $800B bond power play and how it could send the U.S. economy into a bit of a spiral. Oh, and over in Australia, there’s talk of banning social media for under-16s - except YouTube, which gets a free pass for being “educational”. WTF Does That Mean? A Guide to All the Jargony Bits Tariff – A tax on imports. Basically, countries throwing financial shade at each other. Bond – A boring-but-reliable IOU. You lend money, they pay you back (with interest). Interest Rate – How much extra you pay (or earn) when borrowing or saving money. Emergency Fund – Your oh-sh*t stash. For car repairs, surprise bills, or life. Insurance – Pay now so Future You isn’t broke if things go wrong. Share Price – The cost of owning a slice of a company. It goes up, down, and all around. Stock Market – The big ol’ shop for buying and selling company shares. Currency Strength – Strong currency = bougie holidays. Weak = staycation it is. Click here to listen to the full Abbie Chatfield convo we played in this episode. ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Apr 16, 2025 · 54 min
Polly Markus on Blowouts, Risky Investments & the Rise of Miss Polly’s Kitchen.
This episode is a full-course meal of money chats, career pivots and laugh-out-loud moments with the glorious Polly Markus (aka Miss Polly’s Kitchen). We talk real estate burnouts, spending blowouts (yes, including a Celine bag situation), and the chaos of being your own one-woman content empire. Polly spills on her investing flops (Rivian, we're still not over it), the emotional hangover of financial regrets, and the surprising clarity that comes with getting serious about your money goals. It’s equal parts hilarious, heartfelt, and wildly relatable - plus, stick around to the end for a little announcement that had us both misty-eyed and squealing. 🥹 This week we’re teaming up with Fresh Start by My Food Bag Nutritionist-approved, calorie-controlled dinners delivered to take the admin out of healthy eating - perfect for busy gals on the go. Fresh Start have an exclusive discount for The Curve community - Get up to $168 off 3 weeks with code CURVEWEEKLY. That's 50% off your first delivery, 10% off your second & 10% off your third -Sign up here. T&Cs: Offer expires 31 Dec 2025 for deliveries until 1 Feb 2026 delivery weekend at the latest. To use this offer customer must be new to My Food Bag or have not bought any My Food Bag product in the last 13 weeks. Promotion applies to the value of the customers chosen subscription meal kit and does not apply to any extras including Kitchen and gourmet meals. Promo code cannot be used on one off occasion products. My Food Bag reserves the right to withhold or deduct credits obtained using a promotion code in the event that My Food Bag determines or believes that the use or redemption of the promotion code was in error, fraudulent, illegal, or in violation of the applicable promotion code terms or these Terms. ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Apr 15, 2025 · 21 min
Will Fewer Babies Break the Economy?
This episode is all about demographics - what they are, why they matter, and how they’re quietly reshaping our economies. Zoe from Tempo unpacks the global trend of falling birth rates, what that means for governments, and how it could impact the stock market in the long term. We explore why women are choosing to have fewer (or no) children, how countries are trying - and failing - to reverse that, and what it means for everything from immigration policy to investment opportunities. Think ageing populations, robotics, fertility healthcare, and yes… even adult nappies. We also answer a brilliant listener question on how to tell which headlines are worth paying attention to when you're investing. Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the ⁠⁠⁠Tempo website.⁠⁠⁠ Use the code THECURVE10 in the Tempo app, and get $10 towards your goal. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the⁠⁠ ⁠Tempo website⁠.⁠⁠ Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents. ⁠⁠⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠⁠ For more from The Curve:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠Investing Club⁠⁠⁠⁠ ⁠⁠⁠⁠Website⁠⁠⁠⁠ ⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠Newsletter⁠⁠⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Apr 14, 2025 · 36 min
Are We About to Head Into a Global Recession?
Trump’s been on the mic again - and the stock market’s feeling it. A sudden U-turn on tariffs sent US markets soaring nearly 10% in a day (yep, a day), and now economists are whispering the R-word. We break down what this week’s chaos means for inflation, interest rates, global growth and whether your term deposit is about to start ghosting you. Vic’s got investing whiplash, Soph’s halfway to deleting social media, and honestly, we’re all one Trump headline away from packing it in and starting The Herb - dodging dictators, growing basil, and diversifying in herbs and assets. WTF Does That Mean? A Guide to All the Jargony Bits Tariffs – Taxes on imported goods. Makes stuff more expensive. Insider Trading – Buying or selling stocks using secret info. Very illegal. Interest Rates – The cost of borrowing or the reward for saving. Negative Interest Rates – You pay the bank to hold your money. Yikes. Inflation – Prices go up, your money buys less. Global Growth – How fast the world’s economy is growing. Diversification – Spreading your money around to lower risk. Recession – When the economy shrinks for a while. Not cute. Term Deposit – A savings account you lock up for a fixed return. For more from The Curve:⁠⁠⁠⁠⁠⁠ ⁠⁠⁠Investing Club⁠⁠⁠ ⁠⁠⁠Website⁠⁠⁠ ⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Newsletter⁠⁠⁠ ⁠⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Apr 9, 2025 · 49 min
Lucy Blakiston on Building ‘Shit You Should Care About’ and Doing Life Differently.
Content note: This episode contains occasional strong language, and includes open discussion around grief, death, and eating disorders. Please take care while listening. What does success really look like when you're not following the traditional path? In this honest and empowering conversation, Soph sits down with Lucy Blakiston - founder of Shit You Should Care About - to talk about building a global media brand, staying financially independent, and choosing a life outside of convention. From online hate to uncertain income, Lucy shares the real story behind the growth of her platform, why she believes being single helped her succeed, and the challenges of being a woman carving out her own version of success. If you’ve ever felt like you’re doing things out of order, this episode will make you feel seen - and inspired. Want to invest but don’t know where to start? We’ve got you. The Curve’s Investing Club makes learning how to invest, simple, and stress-free. No jargon, no judgment - just smart money moves. Get involved⁠ here⁠: https://thecurveplatform.com/pages/become-a-member ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Apr 7, 2025 · 41 min
Why the Stock Market’s Freaking Out - And What to Do.
Hold onto your investing hats (and maybe your Shein sparkle tops), because this week’s Curve Weekly is a wild ride through the chaos of Trump’s new mega tariffs. We break down how the former president’s dramatic attempt to “make America wealthy again” is sending global markets into a tailspin, whacking small countries with 40%+ tariffs, and giving TikTok a starring role in what feels like an economic soap opera. Soph shares her Friday night stock market shopping spree (cue major FOMO), Vic explains why Vietnam is copping it hard, and we ask the million-dollar question: do you double down on recession-proof stocks or snap up the ones in free fall? Plus, we get into Brexit’s accidental win, IPOs gone quiet, and why investing is basically the new Coachella. Get comfy, because this is one of the biggest Curve Weeklies yet. WTF Does That Mean? A Guide to All the Jargony Bits IPO – When a company starts selling shares to the public for the first time. Like their stock market debut. ETF – A bunch of different shares bundled into one. Easy way to invest. Index / Index Fund – Tracks how a group of companies is doing. Like the S&P 500 or FTSE 100. Dollar Cost Averaging – Investing bit by bit over time instead of all at once. S&P 500 – The top 500 US companies. Big deal in investing. FTSE 100 – The 100 biggest companies in the UK stock market. Inflation – When prices go up and your money buys less. Diversification – Spreading your money around different investments. Private Equity – Investing in companies that aren’t on the stock market. Recession-Proof Stocks – Companies that still make money even when the economy sucks. Portfolio – All your investments in one place. For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Apr 2, 2025 · 46 min
Why Your Brain Loves to Spend Money.
Ever wonder why you feel so good when you buy a new outfit but not when you pay your electricity bill? Blame it on dopamine. In this episode, we chat with clinical psychologist Dr. Anastasia Hronis about the science behind impulse spending, why tech companies make shopping way too easy, and how to hack your brain to save instead of splurge. We also unpack everyday addictions (yes, your late-night Netflix habit counts) and how to spot the difference between a harmless treat and a full-blown problem. Plus, Vic confesses her old online shopping addiction, Sophie reveals her unusual bedtime habit, and we learn why Buy Now, Pay Later is the ultimate dopamine trap. Get ready for some serious penny-drop moments! Want to invest but don’t know where to start? We’ve got you. The Curve’s Investing Club makes learning how to invest, simple, and stress-free. No jargon, no judgment - just smart money moves. Get involved here. ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Mar 31, 2025 · 41 min
BYD Overtakes Tesla, Eggs Cross Borders, and a Fresh IPO Hits the Market.
Okay okay - we’ll admit it, this episode starts off light on finance and heavy on ski trip chaos, family drama, and… onsens. If you’re just here for the money chat, skip ahead to 17:15. From there, we dive into the EV race heating up as BYD overtakes Tesla in revenue (huge), unpack a surprise IPO hitting the market soon, and look at what’s behind the skyrocketing price of eggs in the U.S. (spoiler: people are literally smuggling them). Oh, and we also question whether Lululemon is having a full-blown identity crisis. Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the ⁠⁠Tempo website.⁠⁠ Use the code THECURVE10 in the Tempo app, and get $10 towards your goal. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the ⁠⁠Tempo website⁠⁠. Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents. ⁠⁠⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠⁠ For more from The Curve:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠Investing Club⁠⁠⁠⁠ ⁠⁠⁠⁠Website⁠⁠⁠⁠ ⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠Newsletter⁠⁠⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Mar 27, 2025 · 23 min
Investing in AI: Are We Too Late to the Party?
AI investing - too hot to handle or just heating up? In this episode, we bring in Zoe Wallis from Tempo for a Temperature Check on the AI boom. Sophie, Vic, and Zoe dive into whether AI is still the golden ticket or if the train has already left the station. Plus, the all-important question: how do you actually invest in AI without just throwing your money at the next shiny tech stock? We talk Nvidia, diversification (aka not putting all your eggs in one AI-powered basket), and how to spot the next big trend before it’s too trendy. Oh, and yes - there are some solid gold rush analogies. You’re welcome. Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the ⁠⁠Tempo website.⁠⁠ Use the code THECURVE10 in the Tempo app, and get $10 towards your goal. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the⁠ ⁠Tempo website⁠.⁠ Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents. ⁠⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠ For more from The Curve:⁠⁠⁠⁠⁠⁠ ⁠⁠⁠Investing Club⁠⁠⁠ ⁠⁠⁠Website⁠⁠⁠ ⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Newsletter⁠⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Mar 26, 2025 · 35 min
How a Money Diary Can Make You Wealthier & Wiser, with Frances Cook (from the archives).
Blast from the past alert! We’re dusting off an oldie (but a very, very goodie) with the legendary Frances Cook – finance journalist, author, and NZ’s OG money podcaster. In this episode, we dive into the magic of keeping a money diary (it’s a game-changer, trust us), break down the whole good debt vs. bad debt debate (spoiler: your wardrobe might not be an "investment"), and unpack the satellite approach to investing – aka the strategy that lets you have your financial veggies and a little dessert. Plus, Frances spills on her best and worst investments (ahem, crypto-adjacent oopsie), and we debate whether giving up oat milk lattes will actually fix your financial future (spoiler: nope). If you’re a beginner investor or just need a refresher on the fundamentals, this one’s for you. Join The Curve Investing Club - a community of women learning, growing, and building wealth together. Whether you're a total beginner or already investing, you'll get expert insights, stock market updates, and a supportive crew to talk all things money. Sign up here: https://thecurveplatform.com/pages/become-a-member ✨ ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Mar 24, 2025 · 42 min
Nvidia Chips In, Tesla Revs Up & F1 Takes the Investing Spotlight.
Rachel’s back in the hot seat for the second week running and she’s really earning her finance pro stripes - juggling a four-month-old, economic chaos, and a serious amount of market news. From gold hitting record highs and Nvidia flexing a chip 40x faster than its last one (casual), to Tesla’s rocky week and Formula 1 becoming the Real Housewives of sport, there’s a lot going on. Plus, Sophie and Rach break down why the stock market is "on sale" and how that might actually be a good thing for your portfolio. Investing? Slightly chaotic? Kind of obsessed with the markets now? Same. Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the ⁠Tempo website.⁠ Use the code THECURVE10 in the Tempo app, and get $10 towards your goal. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the ⁠Tempo website⁠. Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents. ⁠⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠ For more from The Curve:⁠⁠⁠⁠⁠⁠ ⁠⁠⁠Investing Club⁠⁠⁠ ⁠⁠⁠Website⁠⁠⁠ ⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Newsletter⁠⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Mar 20, 2025 · 26 min
Investing in a Trump Era: What’s Coming Next?
Buckle up - because things are getting interesting in the markets. In this first episode of our Tempo Temperature Checks mini-series, we’re joined by investing expert Zoe Wallis from Tempo to unpack what’s happening in the U.S. economy, why Trump’s policies are shaking things up, and how it all impacts your investments. Should you be panicking? Selling everything? Stuffing cash under your mattress? (Spoiler: No.) Zoe breaks down the art of staying diversified, thinking long-term, and making smart money moves - even in the midst of political chaos. Plus, we talk Trump’s crypto empire (yep, that’s a thing), the real impact of tariffs, and whether investing is just glorified punting (spoiler: also no). Enjoy, and stay tuned for next week’s deep dive into investing in AI! Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the ⁠Tempo website.⁠ Use the code THECURVE10 in the Tempo app, and get $10 towards your goal. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the ⁠Tempo website⁠. Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents. ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Mar 19, 2025 · 55 min
Do Financial Opposites Attract?
What happens when two financial advisors - married to each other - have completely different money personalities? Meet Carissa, the self-proclaimed "procurement officer" (aka, the spender), and Tim, the meticulous planner (aka, the squirrel). They run a financial advice company, but that doesn’t mean they’re immune to money misalignments in their own marriage. From arguments over household budgets to Carissa’s "allowance rebellion," this episode is packed with honest, hilarious, and insightful moments on how couples can get on the same financial page, without losing their minds (or their marriage). Plus, their genius approach to teaching kids about money, complete with ice cream tax and investment competitions! Carissa & Tim co-founded Rival Wealth which is a financial advice practice in New Zealand. Just like The Curve, they are committed to an education-first approach which we love SO we have teamed up with them to offer a free, no-obligation half hour catch up with Carissa for anyone in The Curve Investing Club. Remember - the club has a 7-day free trial, so you can jump on, have a look around + get the details about getting your free 1:1. Click here to join the Investing Club: https://thecurveplatform.com/pages/become-a-member ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Investing Club⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.