The Curve

Meet The Founder: Sophie's Full Money Story.

We've heard Sophie talk about money on this podcast hundreds of times. But this episode? This is different. For the first time, Emily (Podcast Producer) and Lucy (Social Media Manager) here at The Curve sat down with Soph to go deep, from stealing as a six-year-old, to blowing her dad's credit card after the Christchurch earthquake, to arriving in Italy with literally no money despite having 24k in investments. We also hear from Sophie's actual parents (yes, we went there), get the full story on her relationship with money inside a relationship, and land somewhere that honestly made us a little emotional. This one's for the long-time listeners and the brand new ones alike. We hope you love it! The episode with Vic & Soph’s dads: https://youtu.be/xS75WsX9huo?si=iSl7Q0G_bs4lLbQh Credits: Hosts: Emily Rigby & Lucy Munro Guest: Sophie Hallwright Producer & Editor: Emily Rigby Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ (https://thecurveplatform.com/pages/the-curve-hotline) For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ (https://thecurveplatform.com/) ⁠⁠Instagram⁠⁠ (https://www.instagram.com/thecurveplatform/)⁠⁠⁠ ⁠YouTube⁠⁠ (https://youtube.com/@thecurveplatform?si=nlCWqqqySWOzYlj3) ⁠TikTok⁠⁠ (https://www.tiktok.com/@thecurveplatform)⁠⁠⁠ ⁠Newsletter⁠⁠ (https://thecurve.co.nz/pages/sign-up-to-the-curve-weekly) Substack (https://thecurveplatform.substack.com/) Chapters 00:00:00 Episode preview… 00:01:05 Welcoming our guest, Sophie Hallwright 00:02:22 How The Curve went from a fictional idea to a real business 00:06:50 Sophie's relationship with money today 00:09:40 The first money memories Sophie has never shared before 00:15:39 Her message from Soph's dad 00:19:28 The Christchurch earthquake, a credit card, and a spiral 00:23:59 How competitive gymnastics shaped everything that came after 00:26:43 A message from Soph's mum 00:28:03 The Italy story: 24k in investments and no money for a bus ticket 00:32:01 The moment everything finally clicked 00:35:08 How she bought two investment properties 00:36:28 Sophie's latest acquisition… a boyfriend 00:42:11 What she'd tell her younger self 00:42:49 Where to from here 00:49:12 Thank you for listening! 00:49:39 Financial disclaimer Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

• Transcript

What your mum did for work is probably affecting your salary right now.

A Harvard study of 50,000 people across 25 countries has revealed something surprising about working mothers, and the data is hard to ignore. Soph and Vic unpack the findings, why they're still so relevant in 2025, and what it means for the way we think about work, family, and money. They also get into the lab-grown vs natural diamond debate (it's more divisive than you'd think), and break down the biggest IPO pipeline in history: SpaceX, Anthropic, and OpenAI are all going public within months of each other, adding a combined $3.6 trillion to the US stock market, and Vic gives her honest take on whether retail investors should pay attention or sit this one out. 💍 Getting married, been married, or just been to a lot of weddings? We want to hear from you, fill in our anonymous wedding cost survey here (https://form.typeform.com/to/TUGcMgSC). Submit your money and morals question to The Ethical Hotline: https://form.typeform.com/to/BZHujjGM and if you want to check out any of the questions we've already answered you can find them here! (https://pathfinder.kiwi/pathfinder-x-the-curve/) The views expressed by Pathfinder via the Ethical Hotline are of a general nature and are not specific to Pathfinder's product, to learn more about Pathfinder and what they do, please visit their website at www.pathfinder.kiwi WTF does that mean? A guide to all the jargony bits: Valuation – What people agree a company is worth. Not always rational. NASDAQ – A US stock exchange. Where the big tech companies live. ASX – The Australian stock exchange. Retail Investor – Everyday people investing their own money. Hi, that's you. Capital – Money used to grow a business. When companies "raise capital," they need cash. Motherhood Penalty – The hit women take to their career and earnings after having kids. Credits: Hosts: Victoria Harris & Sophie Hallwright Producer: Emily Rigby Editor: Kate Callaghan Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ (https://thecurveplatform.com/) ⁠⁠Instagram⁠⁠ (https://www.instagram.com/thecurveplatform/)⁠⁠⁠ ⁠YouTube⁠⁠ (https://youtube.com/@thecurveplatform?si=nlCWqqqySWOzYlj3) ⁠TikTok⁠⁠ (https://www.tiktok.com/@thecurveplatform)⁠⁠⁠ ⁠Newsletter⁠⁠ (https://thecurve.co.nz/pages/sign-up-to-the-curve-weekly) Substack (https://thecurveplatform.substack.com/) Chapters 00:00:00 Coming up in this episode… 00:01:29 Pathfinder x The Curve 00:01:55 The lab-grown vs natural diamond debate 00:08:46 What a Harvard study revealed about working mothers 00:18:21 Why Chemist Warehouse wants to buy Boots 00:32:31 Pathfinder x The Curve 00:33:14 OpenAI's IPO - hype or opportunity? 00:49:42 Your ethical hotline question answered 00:56:48 On Raising The Curve this week… 00:59:14 Thank you for listening! 00:59:52 Financial disclaimer Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.