The Curve

The Curve Platform

The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools and knowledge to achieve financial freedom, as well as (hopefully) having a laugh along the way.

New episodes every Monday and Thursday!

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice

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409 episodes
Updated Sunday

Episodes409

Newest first

Aug 30, 2023 · 44 min
RTC75: Shit … do we need wills?
Strap in, people. In today’s episode we’re going slightly rogue and vaguely uncomfortable. We’re talking money (obviously), scandal (yes please) and everyone’s favourite upbeat podcast topic: death. That’s right, it’s will time. We talk to the queen of wills and estate planning, Belinda Heunis, about how to create a will, why they’re so important (spoiler: they’re really, really important), why young people need to get on board, what happens if you die without one, and why you should always tell someone where your will is kept. For two people who’ve always avoided the topic, we found Belinda absolutely fascinating and not-at-all scary. If you’ve ever had a question about wills (or ignored them altogether), this is the episode for you. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Aug 28, 2023 · 21 min
TCW33: Is there a run on the stock market or are Gen Z just not buying shoes?
Bad news comes in threes for Soph this week and then she finds out how her Netflix shares would be looking if she hadn’t sold them back in June…✨devastating✨. Some interesting stock reports could be confirming signs of a recession, so Vic gives us some tips on how to recession-proof your portfolio through diversification (hint: what are you still shopping for despite the 💸Cozzie Livs💸?) For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Aug 22, 2023 · 32 min
RTC74: My Grandma left behind a million dollar portfolio
In todays episode we talk about intergenerational wealth, and how you can leave it behind. Soph's very clever Grandmother started investing 50 years ago, at a time when women weren't even allowed to work in finance. She was part of an investing club with some of her other girlfriends (um - amazing), and invested regularly. What started out as $12,000NZD, grew to over $1,000,000... We can learn so much from her portfolio and the way she invested. An episode very close to Soph's heart. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Aug 21, 2023 · 23 min
TCW32: How much do the FIFA Women's World Cup winners earn?
How much do you think the Spanish team got paid for winning the FIFA Women’s World Cup? We hit the streets of East London this weekend to ask a few people this question, and honestly the answers were not that surprising! Also this week, a very scary prediction about the stock market has been made by someone who, well, has guessed right before 😬So what should we do to protect our investments? For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Aug 15, 2023 · 37 min
RTC73: Plastic Fantastic: How Visa, Mastercard & Amex are doing on the stock market.
Have you swiped your Visa, Mastercard or American Express today? Well, so have BILLIONS of other people. These companies are so familiar to us that we can forget that they profit from our everyday purchases, and we can invest in them on the stock market too! In this episode, Vic & Soph discuss how buying stocks in companies we already know about can reduce the complexity of investing. And Vic, (being a little too familiar with one of these credit card companies 💸), gives us the market low down on the three biggest names in the payments industry. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Aug 13, 2023 · 24 min
TCW31 - Disney’s getting greedy, China’s deflating and everyone’s living with their parents.
In today’s trip around the globe, we look at French takeover offers, the home-life of Brits in their 30s and why we all need China to stay inflated. Plus, WeWork is WeCrashing (again) and Disney’s on the up – but at what cost? We talk Hollywood strikes, how we can spot rising share prices, and unrelated to investing, but Soph met a hot, flirty stranger (who does his most powerful thinking on the dance floor, apparently). For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Aug 9, 2023 · 37 min
RTC72: The Power of the Prenup (and the cost of being Kevin Costner)
In case you haven’t seen the news lately, Yellowstone star Kevin Costner has found himself in some seriously hot water – all thanks to a little piece of paper from 18 long years ago. His prenup. In today’s episode, we do a deep dive into the world of prenups with New York’s finest: the brilliantly bad-ass lawyer to the stars, Stephanie Lehman. We discuss the value of ‘women’s work’, the importance of looking ahead, and how to make that prenup conversation a little bit sexier (spoiler alert: it involves wine, dinner and a whole lot of nudity). For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Aug 7, 2023 · 20 min
TCW30: 115 million reasons to think about renting your house out on Airbnb and HOT GOSS on why Vic doesn’t invest in airlines.
If you’ve ever thought about renting your house out on Airbnb, now would be a good time because more than 300,000 years worth of nights were booked out in the June quarter alone! We’ve also got more financial reports this week and some (finally) good news from the New Zealand property market. Vic shares the goss on why she doesn’t invest in airlines (and it’s not because she just lost her bag on the way home from Greece). Speaking of Vic on holiday, in this ep she reveals some pretty shocking facts about herself that must come with a warning: this episode does not contain advice! For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Aug 2, 2023 · 33 min
RTC71: London Life Lessons: money, men and makeshift music.
Welcome to Season 5 of Raising The Curve! We can't wait to share all of the incredible guests *from all over the world* with you, but first, the girls thought it was about time they shared their London Lessons. It's been eight weeks of earning NZ dollars, while spending British pounds and lets just say they are both seriously reconsidering their caffeine addictions, online shopping and party habits. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jul 31, 2023 · 22 min
TCW29: Reporting season, baby! Highs, lows and Google hash browns.
‘Tis (still) the season for reporting – and Vic’s (still) absolutely pumped. We cover big dogs on the rise, the inevitable decline of Snapchat, and why more is still more when it comes to diversification. Plus, it’s good news for Vic’s all-time favourite stock, the world is (probably) going to be ok, and Soph shares her high-risk behaviour in public toilets. It’s all here. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jul 23, 2023 · 18 min
TCW28: Grab the popcorn, big stock market moves!
You'd think Christmas, New Years Eve or maybe even her birthday would be Vic's favourite time of the year...nope! Our favourite finance geek LOVES when financial reporting season rolls around. This is when all the worlds biggest public companies disclose their financial results. Netflix and Tesla were some and there was even news this week about Kimmy K's business Skims! For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jul 16, 2023 · 21 min
TCW27: Why Vic is popping the champagne (and Soph isn't drinking it)! The fastest growing app ever, and China the outlier.
FINALLY some good news with interest rates for home owners. Vic also shares some stats on the fastest growing app ever, what's happening in China that we aren't seeing anywhere else in the world and why are men paid more in sports than women! For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jul 10, 2023 · 23 min
TCW26: Mark Zuckerberg had a baby and Elon Musk did NOT send flowers
We know you would have heard by now, but there's a new scroll-worthy social media app in town. If you don’t already know about Mark Zuckerberg’s new baby, Threads, it’s okay - everyone else is still just excitedly figuring it out (except Elon Musk, he’s just PISSED). All things Threads vs Twitter, Apple vs Microsoft and more are in this week’s ep - plus interest rates and stock market updates of course! Let us know if you enjoy our new Q&A segment at the end of the episode too! For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jul 4, 2023 · 1 hr 1 min
RTC70: Embracing your broken pieces and buying expensive shoes with Sarah Lindsay
After moving across the world to New Zealand with her partner Josh, British born Sarah Lindsay didn’t set out to own a yoga studio, she set out to find her community. When they heard about an empty space in a London-esque brick building in Auckland, Sarah and Josh put all their savings into starting SALA, a multidisciplinary movement studio. But this episode isn’t all about founding a prolific business, it’s about having deep self awareness, creating space for inner healing, and overcoming barriers that most of us could never imagine. It was nothing short of a privilege to sit with Sarah as she shared her story with us - we know you’re going to love this one! For more from The Curve: Instagram Website TikTok Newsletter This is not a sponsored episode, however we love SALA and everything it stands for. If you're in Auckland and would like to - use the code 'thecurve' to try a class for free. Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jul 2, 2023 · 21 min
TCW25: Tom Hanks inspired our new investing strategy!
In this Curve weekly there is a LOT going on. Vic gives us a mid-year stock market update, explains why Bitcoin is up 90%, talks about the latest CEO feud and tells us about a booming investing opportunity that any of us could have spotted (especially those on TikTok!). For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jun 28, 2023 · 36 min
RTC69: Changing your money mindset with the friend that paid for Soph’s bus ticket.
Get yourself a non-judgemental friend like Ella Gordon Latty. She was the person Soph messaged when she couldn’t pay for her bus ticket recently. We invited Ella onto the pod to ask how she really felt when she got Soph’s text. This is a beautifully honest chat amongst three friends - two of which are walking financial disasters. We hope this ep makes you feel a little better about some of your own financial low points, because lets be honest, we've all had them! You'll also learn a thing or two about how to NOT hit financial rock bottom. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jun 26, 2023 · 19 min
TCW24: We know when we'll reach gender equality! Spoiler: it's 131 years.
Stats that have come out about gender inequality, and how long it's going to take to disappear completely. News flash - it's f*cking ages. We talk about why the UK's inflation is taking longer than other parts of the world to chill out, and Mastercard has launched a pretty epic campaign - this ones especially of interest to those who lose their cards all the time! For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jun 21, 2023 · 28 min
RTC68: The $100,000 reason you need to sort your retirement fund TODAY.
Margaritas on the beach in Mexico? Spending time with your Grandchildren? No matter how you picture your ideal retirement, your KiwiSaver is going to help you get there. In this episode Soph finally gets her head out of the sand and learns the tangible, financial benefits of getting her KiwiSaver sorted so that her future self will thank her (and be able to afford the Margaritas). We can’t stress enough how vital this conversation is, so get ready to take some action after listening to this chat! For more from The Curve: Instagram Website TikTok Newsletter KiwiSaver is one of the easiest ways to invest for your future. Looking ahead 10, 20, 30 years, what kind of life do you want to be living? It might sound like ages away, but trust us - the sooner you start planning for retirement the better. Check your KiwiSaver statement today to make sure you have contributed the minimum to quality for the 'free money' from the government! For more information head to: https://www.fma.govt.nz/consumer/kiwisaver-and-superannuation/about-kiwisaver/check-your-kiwisaver-statement/ FMA Disclaimer: Investing the NZ government contribution of $521 per year for 35 years at 8% (the average return of the stock market for the last 30 years), provides a return of $97,000. This projection is focused on shares only, and remember that past returns are no guarantee of future returns. Growth funds have historically offered higher returns, than more conservative funds over the long term. The Curve Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jun 19, 2023 · 24 min
TCW23: Don't panic, but we are officially in a recession
For anyone freaking out that NZ is officially in a recession, and other countries around the world are close, firstly - take a deep breath. In this ep Vic explains exactly what's going on, so you can (hopefully), not panic too much. The media likes to play up their stories, and NZ officially being in a recession is no exception. Once you understand what's going on a little better, it might calm your nerves. Any questions or concerns about your investments or portfolios please don't hesitate to reach out! For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jun 13, 2023 · 42 min
RTC67: Low-maintenance investing and how the $100 challenge could make you RICH in 40 years with Bryce & Alec from Equity Mates
Let’s hear it for the boys! Our first male guests on the pod - Bryce and Alec from Equity Mates AKA one of Australia's top podcasts! In this episode we hear from our new investing BFF’s about how they automate and track their spending and investments, why index funds are an investing no-brainer and how the $100 challenge can make you RICH in 40 years. This one has all the tips, so take some notes. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.