The Curve

The Curve Platform

The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools and knowledge to achieve financial freedom, as well as (hopefully) having a laugh along the way.

New episodes every Monday and Thursday!

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice

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409 episodes
Updated Sunday

Episodes409

Newest first

Nov 5, 2023 · 20 min
TCW42: Canada Goose is flapping, there’s interest in Pinterest and WeWork might be WeGone.
The S&P500’s had a big bad month, but it’s not all doom and gloom! We look at the realities of over performing and why all that goes up must, at some point, come down. And when it comes to going down, we couldn’t go past WeWork’s recent bankruptcy saga and the tough choice investors will face between getting the hell out or keeping the faith. We look at the surprising success of Pinterest, the public perils of IPOs, and dive under the coyote-fur hood of Canada Goose … and Vic gives herself a new nickname. Punny Vic anyone? For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Oct 31, 2023 · 38 min
RTC86: Figuring out what your rich life is with Laurie Wang.
Let us introduce you to Laurie Wang - inspiring, humble and incredibly talented. Laurie grew up in a first generation Chinese immigrant family in the US. Her parents wanted her to follow a traditional career path, so she found herself completing a finance degree, although she knew it wasn't what she really wanted to do. Fast forward a decade, and Laurie has truly 'found her flow' in a completely different industry. This episode is a conversation about having the bravery to change careers, start a business and have a family - all while building and growing wealth through investing. It's full of personal finance, saving and investing hacks - but most importantly, Laurie talks about how we can all find our 'rich life'. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Oct 29, 2023 · 20 min
TCW41: Meta’s getting sued, Hong Kong’s lost its mojo and Microsoft’s doing it for the ladies.
In a bid to make finance more fun, we decided to dress up for Halloween … and instantly regretted it. Bear with us as Vic reads her notes through wonky eyeholes. It’s reporting season (again!) so we’re bringing you a few tricks and treats to pop into your little finance buckets. We’re talking Snapchat’s highs and lows, Meta’s latest (and potentially very expensive) controversy and Hong Kong’s not-very-sexy problem – as well as the impact the Israel-Palestine war is having on advertising revenue, and Microsoft’s epic commitment to looking after women going through menopause. Happy Halloween people! For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Oct 27, 2023 · 40 min
RTC85: How Vic made $800,000 in 6 years!
In todays episode Vic opens up about one of the best investments she's ever made drum roll please... in property! Six years ago Vic was deported from the US and no she wasn't smuggling anything up her 🍑 for those wondering. It was a simple visa error, but one that meant she ended up back in NZ unexpectedly. Nearing 30, with nowhere to live and no job, she decided to buy a house. Everyone told her she was silly to do so as she would be 'buying at the top of the market'. Fast forward 6 years, and that house is now worth $800,000 more than when she snagged it up. This is a story about how Vic saved her deposit, went through the process of buying her now dream house, and everything she learnt along the way. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Oct 24, 2023 · 42 min
RTC84: Property Powerhouse: Nicole Bremner's wild ride with 108 property investments.
In today's episode, we're chatting with Nicole Bremner, the financial wizard juggling a share in 18 properties. Fun fact: Ross from Friends once tried to buy one of her houses! From global banking, to investing in a dynamic mix of startups, stocks, and property, Nicole's journey is a rollercoaster of financial adventures. With a history of once owning shares in a whopping 108 properties, she dishes out valuable investment insights, like the golden rule: "It's better to regret the ones you didn't buy than the ones you did." Join us for a fun, inspiring dive into Nicole's world of financial discipline and the thrill of modern investing! For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Oct 17, 2023 · 36 min
RTC83: The Psychology of Money: Earn by day, sleep like a baby by night.
Vic’s decided to build herself a library (complete with old-timey ladders, naturally) and the first book on the shelf is without a doubt going to be ‘The Psychology of Money’, by Morgan Housel. We’re here to run you through this incredible book’s key takeaways – to help you gain control of your time, prioritise saving, lean into kindness and ultimately sleep much, much better at night … while making lots of money along the way. Warning: if you’re a friend or family member of Vic’s, listen with caution, as you’re definitely getting a copy for Christmas. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Oct 15, 2023 · 24 min
TCW40: Birks are down, women are out of pocket, and Soph might be in for more baggage.
Since entering the stock market with their IPO, Birkenstock have gone from smokin’ hot to a little bit not – but why the fall from grace? Meanwhile, global tech company Klaviyo is sitting pretty after their own IPO – so why the different outcomes? We look at a couple of key questions to help you come to terms with the whos, whats and whys in the world of IPOs. Also, women are out of pocket for healthcare costs (zero surprises there) and Novo Nordisk’s weight loss injections could be changing the shape of the stock market as we know it … but is it too good to be true? For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Oct 12, 2023 · 38 min
RTC82: The Millionaire’s Wife: Freedom, feminism and $80 lattes.
Ok everyone, this one’s a bit different. In today’s episode, we’re talking to viral TikTok sensation, Linda Andrade – aka ‘The Millionaire’s Wife’ (the inspiration for our personal weekly spending chat from a few weeks back). Famous for being beyond-bougie with her husband’s money, Linda proudly broadcasts her excessive spending, and her followers can’t get enough. Chanel bags, first-class travel, coffee sprinkled with literal gold – all on her husband’s dime. Yes, we hear you – not very Curve-esque. But before you judge her (or wonder why on earth we’re talking to her), we think you should give this one a listen. It turns out, Linda is so much more than a pampered housewife – she’s also a businesswoman, a savvy investor and an important reminder of what feminism is all about. From religion and charity to diamonds and internet trolls – we dive deep into the glittering world of Linda Andrade. We’d love for you to join us. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Oct 11, 2023 · 28 min
RTC81: Hot Property! Myths, mortgages and margaritas.
Today at Curve HQ we’ve got property myths, ping pong bats and mortgage-wizard Laura from Lighthouse Financial … that’s right, it’s our first (and maybe last) game of TRUTH or SPOOF, The Property Edition. Can you buy your first home with a 5% deposit? Does an election impact property prices? Do the banks judge you for your spending habits? Will Michael Hallwright stake his house on Sophie paying her mortgage? We cover all these questions (and many, many more) in today’s smoking hot property episode – and we’re playing for loaded fries and margaritas, so you know it’s serious. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Oct 8, 2023 · 23 min
TCW39: Why we’re breaking from tradition to take a little look at politics.
While we usually avoid the murky old waters of politics, with the New Zealand election happening this week we thought it was a good time to talk parties, policies and personal impact. We look at promises vs action, the highs and lows of tax, and how your vote can have a huge impact on the economy, the stock market and the world. Who’s pledging to remove GST from fruit and veg? Who wants to top up the tank of the less privileged? Who wants to tax the big dogs even less? And how does it all affect your investments and opportunities? Big topic, big questions, big reasons to get out there and vote. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Oct 3, 2023 · 40 min
RTC80: Let’s get ethical: Putting your money where your morals are.
It’s World Investor Week! To celebrate we’re partnering with the FMA (the investing-police) to share a really important (and interesting, we promise) episode about ethical investing. While some people are in this game for the big bucks alone, others want to channel their money into companies they believe in. Or, at the very least, companies that aren’t actively damaging our planet or the people on it. It’s a complex topic, full of personal preferences and endless balancing acts, but we’ve come up with a way to keep things simple and streamlined (spoiler: it’s a cute little pyramid). Make sure you check your investments, and make sure they actually reflect your personal values. For more information about the FMA, or World Investor Week you can head to fma.govt.nz/yourvalues For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Oct 2, 2023 · 18 min
TCW38: Costco’s pumping, Nike’s jumping, and Tay-Tay’s raining gold on the NFL.
While September has been a bit of a (predicted) shocker, it’s not all bad news out there. Despite the ongoing struggles of the cozzie-livs, a few big names are doing ok for themselves. Things are going strong for Costco and its recession-proof stock, Nike’s recent reporting led to a big sporty jump in their shares, and everything Taylor Swift touches is still turning to gold. We also talk about the lasting effects of reputational damage and why Soph will never eat a McCain’s pizza again, and dangle the old carrot for our exciting new project. It’s all here. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sep 27, 2023 · 46 min
RTC79: Manifesting the life you've always wanted with Roxie Nafousi.
If you don't know her already, let us introduce you to Roxie Nafousi. She was described by The Times as 'the face of manifesting' and wow wow wow - what an absolute inspiration. She is a self-development coach, two time best-selling author and an ambassador for the Mental Health Foundation - but it's fair to say things haven't always been peachy. Roxie battled with addiction in her 20's and then fell pregnant to someone she barely knew. She had no financial plan or career path, and now credits her outrageous success to the power of manifestation. In this conversation she shares her top tips for manifesting the career you have always wanted and the money you have always wanted to make. Roxie's brand new book is also out now and is called Manifest for Kids: Four steps to being the best you! For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sep 24, 2023 · 25 min
TCW37: Good news! Inflation’s coming down, Disneyland’s still cool, and it’s a big month for hot guys in sandals.
This week, we’re saying goodbye to doom and gloom by bringing you a few juicy titbits to brighten up your Monday. First of all – Birkenstocks. Everyone’s favourite sandal is going public! After keeping things private for 250 years, this German institution is ready to IPO and the world is pretty excited. Whether you’re into a classic slide, an oiled leather sandal or a sock-and-clog combo, this is one IPO to watch. And it’s not all about hoofs – we’re also talking big changes for Disney, good news for UK inflation rates, a great week for Klaviyo’s 37-year-old multi-billionaire founder, and (on a less positive note) the outcome of the Kevin Costner prenup-battle. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sep 19, 2023 · 56 min
RTC78: The cost of being a woman: the endometriosis edition.
TRIGGER WARNING: hysterectomy. Today’s episode is an exploration on the financial cost of being a woman, thanks to Eve Wellness. For 1/9 women, Endometriosis costs not only a huge amount financially, but also physically, mentally and emotionally. Bree Tomalson from the ZM drive show, and Erin Alysha Barnett from Love Island were kind enough to open up to us about the reality of living with this condition. In this ep we hear about blood clots on a desert island and what it’s like to suddenly have no uterus (and also what it might mean to have more than one uterus in a relationship!). This episode is a must listen to gain an understanding of what living with this condition means, and therefore being able to support those who are suffering (but we promise there are some lols in here too!). For more from The Curve: Instagram Website TikTok Newsletter Eve is on a mission to erase the shame surrounding taboo health topics like periods, hormones, sexual and mental well-being so together we are doing a podcast miniseries about the cost of being a woman. We want to dissolve the stigma and create space for open, empowered discussions around what it means (and costs us) to be a woman. Eve’s products are super high quality, they are some of our faves, with dosages and forms that match scientific studies. Basically, they work! Find them at evewellness.com and use the code CURVE to get 15% off. For more information on Endometriosis: NZ you can click here, in AUS you can click here, and for the UK you can click here. Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sep 17, 2023 · 22 min
TCW36: Cranking side-hustles, a hairy week for Airbnb and another big win for AI.
Bonjour! This week, Vic’s getting bougie in St Tropez, Soph’s having serious croissant withdrawals and it seems the global IPO drought may finally be lifting. We look at Arm (an AI powerhouse similar to our old mate Nvidia) and their sky-high first day on the stock exchange, the importance of staying cautious when it comes to the IPO hype, and the striking similarities between being a new IPO and a Bridgeton debutante. We’re also looking at Airbnb’s shitshow of a week (both globally and personally for Soph) and the epic rise of the tough-time side hustle. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sep 13, 2023 · 24 min
RTC77: Why we’re no longer talking about retirement.
If you’re anything like us, when you hear the word ‘retirement’, your mind goes straight to the rest home: long lonely days, wiry greys, and endless games of bingo. But the reality is, retirement can actually be a massively exciting time (if you’re prepped and ready for it, which you will be after this episode). Alongside giving retirement the hot new look it deserves, we discuss how much you may need (and how to get there), balancing experiencing today with saving for tomorrow, the mind-blowing beauty of compound interest, and the joys of an adult star-chart. This is the calculator spoken about in this ep. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sep 10, 2023 · 23 min
TCW35: Sour apples for China, sexy dividends for OnlyFans and the lucrative rise of female fever.
In the ongoing US vs China big-dog showdown, China has banned the use iPhones for all government officials, leaving Apple shareholders (and everyone else in the world) spooked. But it’s not all bad news – for the rest of this episode, we’re feeling positive, empowered and all kinds of sexy. We’re talking the rise of OnlyFans and its insane dividend payouts, three bad-ass women transforming the US economy with their art, and the joys of finding ‘really nice upholstery’ in the South of France. Go the girls. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sep 6, 2023 · 24 min
RTC76: Limes and tequila: Vic + Soph’s weekly spending revealed
The self-proclaimed 'Millionaires Wife', AKA Linda Andrade is a TikTok sensation known for her outrageous spending habits. She posted a video recently talking about having spent $16,540USD in a day on Chanel bags, gold lattes, detox massages and a personal chauffeur... Obviously Vic and I weren't going to top Lindas spending, but we thought it could be a fun (and scary) to pick a random week and look at each others statements. Lets just say the person who had a financial blowout might not be who you would suspect... For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sep 4, 2023 · 24 min
TCW34: The Danish pharma-giant taking the world by storm, and how literal storms are adding to inflation.
In today’s episode, we’re dealing with a bit of doom and gloom – but don’t worry, Vic still has some great jokes to rehash! We’re talking rainy days for the S&P500, the rising cost of natural disasters, and the Danish pharma-giant taking the EU stock market by storm with their brand-new weight loss drugs. Hot on the heels of the EU’s biggest company, Novo Nordisk’s investors are all smiles … but what could it mean for society? Big week, big questions. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.