The Curve

The Curve Platform

The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools and knowledge to achieve financial freedom, as well as (hopefully) having a laugh along the way.

New episodes every Monday and Thursday!

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice

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409 episodes
Updated Sunday

Episodes409

Newest first

Jan 16, 2024 · 45 min
RTC98: What women want (to search online) with Diem founder, Emma Bates
This week we’re talking to the brilliantly clever, honest and inspiring Emma Bates – co-founder of Diem, the new social search engine for women and non-binary folk. She also happens to be Vic’s sister’s husband’s brother’s partner (it’s closer than it sounds, we promise). She’s pitched to hundreds of potential investors to raise more than $3.5million, navigated the US banking collapse, the cost of living in New York, all while working insanely hard with the aim to earn as much money as humanly possible. Revolutionary, driven and passionate, Emma is a delightful force to be reckoned with. Amazing human, amazing chat, amazing things ahead for DIEM! Watch interview on YouTube. This episode was made possible by the team at HelloFresh AND to give you the chance to try before you buy, HelloFresh is offering up to $175 off by using our code HELLOCURVE. Full T&Cs on the discount are available at https://www.hellofresh.co.nz/about/termsandconditions. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jan 15, 2024 · 33 min
TCW50: Broken planes, bee stings and big old K-holes.
No matter how hard you try to ease into the new year, sometimes things just don’t go your way. Soph went to a silent retreat and got hit by a flying log, Vic went on a sexy hike and got a nasty bee sting, and Boeing sent a plane across the skies … and lost part of it mid-flight. We talk about the effect this could have on their share price, investor confidence and their reputation as a whole. We also look at a recent billion-dollar dating app investment, the latest way to buy Bitcoin, and Elon Musk’s naughty after-hours activities (and what it could mean for his CEO status). 15 days in, and 2024 is already giving serious drama. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jan 9, 2024 · 42 min
RTC97: Getting out of 100,000 worth of debt with Liz Gillette.
Raising The Curve Episode 97 In today’s episode, we’re talking to the incredible Liz Gillette – a bad-ass financial advisor who, in her teenage and young adult years, experienced more than her fair share of money troubles. From watching her family home get repossessed to walking out of college with a monumental debt to pay, Liz’s financial journey has not been an easy one. We sat down with Liz to talk about the slippery slope of debt, the importance of communication, leaving judgement at the door and respecting your partner’s choices (even if it’s golf). Heart-breaking, inspiring and unflinchingly honest, this is a must-listen for everyone out there. For more from The Curve: Website: https://thecurveplatform.com/ Instagram: https://www.instagram.com/thecurveplatform/ Newsletter: https://thecurveplatform.com/pages/sign-up-to-the-curve-weekly Podcast: https://thecurveplatform.com/pages/podcast Tiktok: https://www.tiktok.com/@thecurveplatform
Jan 7, 2024 · 29 min
TCW49: There’s a new IPO on the scene, Apple’s turned sour and we’re refreshing our finances for 2024.
Although not fully switched off from holiday mode… we’re back. And to kick this year off, we look at the shiny new IPO that’s arrived on the scene, we get the latest news from Apple, and we share some exciting developments from good old Microsoft. After helping her new boyfriend reset his finances for a fresh start to the new year, Vic discovers a secret savings pot and we love flower man even more than we did before. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jan 2, 2024 · 39 min
RTC96: The delicious (and inspiring) life of Condiment Claire.
It’s not always easy to back yourself – to throw yourself into the unknown – but today’s guest is living proof of what can happen when you stand up, take a chance and lean into uncertainty. Claire Dinhut (aka Condiment Claire) is an absolute powerhouse. She’s been to Harvard, travelled the world presenting food shows, gone viral on TikTok during lockdown and somehow still finds time to make her own butter. We talk to Claire about her career ups and downs, her self-taught investing strategies and her incredible ability to take a chance on herself. Watch interview on YouTube. This episode was made possible by the team at HelloFresh AND to give you the chance to try before you buy, HelloFresh is offering up to $175 off by using our code HELLOCURVE. Full T&Cs on the discount are available at https://www.hellofresh.co.nz/about/termsandconditions. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Dec 26, 2023 · 43 min
RTC95: The very best bits of 2023, part two (this one’s for you, Meg).
2023, aka the year of incredible guests. From Jess Quinn’s inspirational chat about the cost of her prosthetic leg to Frances Cook’s life-changing advice about money diaries, Equity Mates’ deep dive into lifestyle creep to Sarah Lindsay’s challenging childhood, Sophie’s beloved grandma’s ground-breaking investment portfolio and Allegra Bambi Haines’ journey through transitioning – we’ve loved each and every one of them (and are desperate to be friends with them all). This might inspire you to go back to the episodes, or make you realise you’re ok with just the highlights … either way, these guests were fire. This episode was made possible by the team at HelloFresh AND to give you the chance to try before you buy, HelloFresh is offering up to $175 off by using our code HELLOCURVE. Full T&Cs on the discount are available at https://www.hellofresh.co.nz/about/termsandconditions. Episodes mentioned in this ep: RTC62: Jess Quinn talks about the price of losing her leg (literally) RTC64: How a money diary can change your life with Frances Cook RTC67: Low-maintenance investing and how the $100 challenge could make you RICH in 40 years with Bryce & Alec from Equity Mates RTC70: Embracing your broken pieces and buying expensive shoes with Sarah Lindsay RTC74: My Grandma left behind a million dollar portfolio RTC82: The Millionaire’s Wife: Freedom, feminism and $80 lattes. RTC90: The cost of transitioning with Allegra Bambi Haines. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Dec 20, 2023 · 42 min
RTC94: The very best bits of 2023, part one.
While we’re still unsure what inspired this episode (Creative genius? Laziness? A well-deserved celebration of our year, or a great way to sneak off on holiday early?) we’re still very excited to bring it to you! We’ve scrolled back through the year that’s been and pulled out a juicy selection of our all-time favourite bits; from family dynamics to female leaders, money and mental health to unforgettable life lessons, we’ve got the best of 2023 right here. And it’s only part one … so watch this space, there’s plenty more good stuff to come. This episode was made possible by the team at HelloFresh AND to give you the chance to try before you buy, HelloFresh is offering up to $175 off by using our code HELLOCURVE. Full T&Cs on the discount are available at https://www.hellofresh.co.nz/about/termsandconditions. Episodes mentioned in this ep: RTC 50 - Dr Victoria Thompson - Why are our mental health and our finances so intertwined RTC 51 - Building resilience with your money when times are tough with Kayla Gordine RTC53: JJ Feeney on money, mental health + sharing finances with her ex-husband RTC55: An inspiring and incredibly important conversation with the Māori Millionaire RTC56: Why does the gender pay gap exist and how can we change it? RTC58 - Amy Fraser on balancing family and career when life doesn’t go according to plan RTC60: How to negotiate a pay rise with Meggie Palmer For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Dec 17, 2023 · 19 min
TCW48: Hot tips, hot chips and hot guys in Morocco.
Today – coming to you all the way from sunny NZ and the back of Muhammed’s car – we’re wrapping up the year that’s been for some of our favourite international stock markets. We look at who’s crushed it and who’s had a shocker, and what it’s meant for IPOs and investors. We’ve got big news from Boots, an out-of-this-world announcement from McDonalds, and some smokin’ hot tips for choosing sectors to invest (and find employment) in. Wind turbines, anyone? For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Dec 14, 2023 · 41 min
RTC93: Microsoft – good investment or amazing deep fake?
Raising The Curve Episode 93 In today’s episode, Vic goes head-to-head with Alison George, our very clever and succinct friend at Australian Ethical. If you’ve listened to this podcast before, you’ll no doubt be aware of Vic’s undying love for Microsoft in all its nerdy-tech glory … so naturally, we’ve put her on the ‘against’ side of today’s ethical investment debate. From the risks of facial recognition to carbon neutral data centres, increased productivity to who’s responsible for the recycling, we dive deep into the highs and lows of investing in this multi-(multi)-billion-dollar company. For more from The Curve: Website: https://thecurveplatform.com/ Instagram: https://www.instagram.com/thecurveplatform/ Newsletter: https://thecurveplatform.com/pages/sign-up-to-the-curve-weekly Podcast: https://thecurveplatform.com/pages/podcast Tiktok: https://www.tiktok.com/@thecurveplatform
Dec 12, 2023 · 37 min
RTC92: What we’ve learnt in 2023.
Raising The Curve Episode 92 This week, we’re rolling out a slightly different format. With 2023 nearly behind us, we’re wrapping up the year that’s been and all the lessons it has given us. From learning to live with significantly less to taking your own advice, from the importance of a healthy emergency fund to the heartbreaking realities of the ADHD tax – we’re here to reflect and share (and we’re actually quite vulnerable). Big feelings, big lessons and big gratitude for your support along the way. For more from The Curve: Website: https://thecurveplatform.com/ Instagram: https://www.instagram.com/thecurveplatform/ Newsletter: https://thecurveplatform.com/pages/sign-up-to-the-curve-weekly Podcast: https://thecurveplatform.com/pages/podcast Tiktok: https://www.tiktok.com/@thecurveplatform
Dec 10, 2023 · 20 min
TCW47: Big shorts, big bounce-backs and big red flags.
Ahhh, December. The trees are up, the carols are cranking, and things are looking rather bright and merry in the world of finance – unless, of course, you’re Michael Burry (the man behind The Big Short – it has Ryan Gosling in it, you’ve probably seen it). Today, we’re talking big risks, big bets and the danger of betting on failure. On a more positive note, the S&P500 is up, Uber’s finally in the big-dog club, Facebook is flying, Zuckerberg’s selling, TikTok is absolutely massive and Vic’s hit travel gold (for only 35 measly little Euros). ‘Tis the season, people. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Dec 6, 2023 · 42 min
RTC91: Shortland Street and Elon Musk: Getting ethical with Beth Allen.
Raising The Curve Episode 91 Child actor, teenage homeowner, Shortland Street star and mum-of-three … it’s safe to say that Beth Allen (Google her face immediately, you know her) has lived a pretty exciting life. Today, we have the privilege of sitting down with Beth to talk about her own financial journey, and the importance of keeping her finances aligned with her ethics. From industry pay disparities to the cost of being a woman on screen, investing her kids’ pocket money to Elon Musk’s big plans for Mars, Beth’s here to tell it like it is. Sophie really, really wants to be her friend – and we’re pretty sure you will too. For more from The Curve: Website: https://thecurveplatform.com/ Instagram: https://www.instagram.com/thecurveplatform/ Newsletter: https://thecurveplatform.com/pages/sign-up-to-the-curve-weekly Podcast: https://thecurveplatform.com/pages/podcast Tiktok: https://www.tiktok.com/@thecurveplatform
Dec 3, 2023 · 22 min
TCW46: Black Friday, Kim K and the return of Robin Hood.
A big week for The Curve! Soph went to the movies (and ordered nachos – questionable), Vic discovered Temu and we won a podcast award! Morale could not be higher, and neither could the latest Black Friday stats. We look at the sky-high spending, massive profits and a few scary red flags. We’re also talking the joy of black cabs, the (third) return of Robin Hood, Soph’s saucy Christmas costume and this summer’s hottest fashion trend – the IPO. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Nov 28, 2023 · 48 min
RTC90: The cost of transitioning with Allegra Bambi Haines.
We’re always excited to chat to our guests, but this week Soph has quite possibly lost her mind in anticipation. To celebrate the recent Transgender Awareness Week, we’re talking to the hilarious, honest and totally inspiring Allegra Bambi Haines. Born and raised in South Wales, in an idyllic (and very sheltered) community, Allegra’s journey from uncertain child to proud trans-woman has not been an easy one. From her traumatic ‘lightbulb moment’ at 21 to being struck off the NHS waiting list, from estrogen on toast to funding the renovation that never ends – Allegra takes us, graciously and wittily, through the real cost of transitioning. Deeply moving and unflinchingly honest, her story will leave you wanting to be a better person – and an even better friend. Watch the interview on YouTube. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Nov 26, 2023 · 21 min
TCW45: AI’s booming, fashion’s getting faster and crypto’s doing it dirty.
AI scandals, dirty crypto and weeping at Singapore Airport … safe to say, it’s been a wild old week for all involved. While Vic finally touched down on safe ground (yes, the weeping was hers) the same can’t be said for the big dogs behind ChatGPT, who are currently dealing with a veeery shaky landing. We talk about riding the AI wave, the inevitability of greed following success, and the beauty of investing in an ETF. We also look at dodgy money (and founders) in the world of crypto and the controversial boom in Zara’s rising share price. Two time zones, multiple topics and at least two birthdays for Vic. Hip hip! For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Nov 21, 2023 · 44 min
RTC89: The cost of infertility with Brett Russo.
For so many, fertility doesn’t come easy. In fact, it can come at a huge, overwhelming and often unattainable cost. In today’s episode, we’re talking to Brett Russo, author of ‘The Underwear in my Shoe’ – a powerful, funny and unflinchingly honest account of her journey through IVF – about her own experience with infertility. Born and raised in New Jersey, Brett and her husband endured five rounds of IVF to have their two gorgeous sons. Brett found the experience so harrowing and all-consuming, she decided to write a book about it. From privilege to heartbreak, hidden costs to the importance of overcommunicating – Brett’s been through it all and she’s more than happy to share. Inspiring, confronting and extremely important, this is a must-listen for everyone out there. Watch the interview on YouTube For more from The Curve: Instagram Website TikTok Newsletter Eve is on a mission to erase the shame surrounding taboo health topics like periods, hormones, sexual and mental well-being so together we are doing a podcast miniseries about the cost of being a woman. We want to dissolve the stigma and create space for open, empowered discussions around what it means (and costs us) to be a woman. Eve’s products are super high quality, they are some of our faves, with dosages and forms that match scientific studies. Basically, they work! Find them at evewellness.com and use the code CURVE to get 15% off. Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Nov 19, 2023 · 22 min
TCW44: Never trust a man called Dirk.
We all know Vic loves a party … so to celebrate her birthday week, Soph’s bringing the party to this episode! We’re talking messages of love, a few dirty secrets and one very sexy bunch of flowers. And because this is a finance podcast, we’ve also found time to cover WeWork’s ongoing bankruptcy saga (and why it may actually make them more powerful), the widening gap between men and women, why Amazon’s getting into bed with Snapchat, and the scandalous rise of ‘shrink-flation’ (we’re looking at you, Dirk). Note: For those only interested in the finance news – and not our lives – please skip ahead to the 8-minute mark! We got a bit carried away with Vic’s big day… For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Nov 14, 2023 · 50 min
RTC88: The cost of having kids (and a life) with Chancè Hindirlane.
If you’re looking for amazing energy, absolute honesty and a big old mindset-shift – then have we got the episode for you. Today’s guest, Chancè Hindirlane, is a trailblazer, a boss and a genuine breath of fresh air. Originally from Congo, Chancè and her 11 siblings were raised by their mother – and a village of support people. After moving to America and having her first child, she quickly realised that not only was finding her own village incredibly tough – it also came at a huge financial cost. A big believer in prioritising the mum-life you want to live, Chancè is paving the way for mums (and mums-to-be) everywhere: inspiring them to drop the guilt, outsource where possible and totally own their worth. Trust us, this is one episode you won’t want to miss. Watch the interview on YouTube. For more from The Curve: Instagram Website TikTok Newsletter Eve is on a mission to erase the shame surrounding taboo health topics like periods, hormones, sexual and mental well-being so together we are doing a podcast miniseries about the cost of being a woman. We want to dissolve the stigma and create space for open, empowered discussions around what it means (and costs us) to be a woman. Eve’s products are super high quality, they are some of our faves, with dosages and forms that match scientific studies. Basically, they work! Find them at evewellness.com and use the code CURVE to get 15% off. Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Nov 12, 2023 · 21 min
TCW43: Love, money and stopping to smell the Gherkin.
When a founder steps down, usually so does the share price. And this week, Whitney Wolfe Herd – founder and CEO of Bumble, and the world’s youngest self-made female billionaire – is calling it quits. We talk about plummeting share prices, the cost of love and the benefits of having a founder in the driver’s seat. We’re also looking at some Shein IPO rumours, Buffy the Finance Slayer’s savings account (Vic's attempt at a Warren Buffet joke), Uber’s latest offering (hot air balloon, anyone?) and why it’s important to take time to stop and smell the Gherkin. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Nov 7, 2023 · 50 min
RTC87: Apples for apples: Our big, curvy ethical debate.
Here at The Curve, we love ourselves a good debate – and today’s guest, Lily from Pathfinder, is an incredible (and very succinct) contender. We’re partnering with Pathfinder on a brand-new ethical miniseries – and to kick things off, we’re going right to the core of one of the juiciest names in the business. Apple. With Lily fighting in Apple’s corner, and Vic doing her best to pick it apart, we go deep into Apple’s operations to find out how many problems the world’s largest tech-giant is solving … and causing. From creativity to consumerism, profit to privacy – it’s all on the table today. If you want to find out what kind of investor you are, try this quiz we've put together with Pathfinder! It's such a great way to find out what your values are and what kind of companies you might like to invest in! And for more information about Pathfinder head to Pathfinder.kiwi. For more from The Curve: Instagram Website TikTok Newsletter Curve disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. Pathfinder disclaimer: Pathfinder Asset Management Limited is the issuer of the Pathfinder KiwiSaver Plan and Pathfinder Investment Funds. Product Disclosure Statements for the offers are available at pathfinder.kiwi