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The Ramsey Show - Your Life Won’t Change Until You Do

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ George Kamel and Dr. John Delony answer your questions and discuss: “I have $1.1 million in debt, how do I get rid of this debt quickly?” “My in-laws gave us $100,000 with some strings attached, how do we best use this money?” “I just lost my job with no notice, where do we go from here?” “Should I wait to propose until after I have paid off all my debt?” “I don't know how much debt I have, what should I do?” Next Steps: Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email Dave On-Air With Your Questions on Debt and Finance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠New to the show and want to learn more? Check out our 7 Baby Steps!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠How much do you need to invest each month to retire a millionaire?⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Cruise With Dave Ramsey and 2,500 Ramsey People⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ❤️‍ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get trusted insurance coverage that fits your budget⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Preorder Build the Marriage You Want today now and get $100+ in bonuses.⁠⁠ Connect With Our Sponsors: Go to⁠⁠⁠⁠⁠ Angel⁠⁠⁠⁠⁠ to discover entertainment you can feel good about. Get 10% off your first month of⁠⁠⁠⁠ ⁠BetterHel⁠⁠⁠⁠p⁠ Go to ⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠ to switch today! Don’t try to figure out Medicare alone. Go to ⁠⁠⁠⁠⁠Chapter⁠⁠⁠⁠⁠ to connect with an advisor! Save 10% (up to $250) at ⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠ with your exclusive Ramsey discount. Receive 50% credit towards your first month with ⁠⁠⁠⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠⁠. Use code RAMSEY. Get started today with ⁠⁠⁠⁠⁠Churchill Mortgage⁠⁠⁠⁠⁠. Equal Housing Lender • NMLS ID 1591 • ⁠⁠⁠⁠⁠NMLSConsumerAccess.org⁠⁠⁠⁠⁠. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice. Get 20% off w

The StoryBrand Podcast - How to Tell Your Customer's Story, Not Yours

It's a ridiculously common misconception that you should be telling people YOUR story. You shouldn't. Because in your story, the hero is..... You. Instead you should be inviting customers into a story where THEY are the hero. It's a big paradigm shift. But if you can make that shift, people will actually start paying attention to you instead of tuning out when you start telling them how many employees you have and the square footage of your warehouse. The marketing that works follows just a few simple principles that make it easy to understandable, memorable, and impossible to overlook. That's why StoryBrand has a free guide: The Four Rules of Messaging PDF will teach you those principles and in just a few minutes you'll have a simple but powerful framework for improving every message you create from your website and emails to your ads and sales calls. Download your free copy of The Four Rules of Messaging: https://storybrand.com/the-4-rules-of-messaging?utm_medium=podcast&utm_source=podcast&utm_campaign=4rules-lead-gen-2026&utm_term=sbpod&utm_content=sbpodcast Ready to clarify your message and grow your business? Attend StoryBrand Your Business LIVE to learn how to explain what you do in a way customers instantly understand: https://storybrand.com/live/?utm_medium=podcast&utm_source=podcast&utm_campaign=sbyourbusiness&utm_term=sbpod&utm_content=SB_workshop Visit StoryBrand.com for business training, messaging tools, and resources to help you grow: https://storybrand.com/?utm_medium=podcast&utm_source=podcast&utm_campaign=storybrand&utm_term=sbpod&utm_content=SB_home Follow on Instagram: https://www.instagram.com/storybrand Connect on LinkedIn: https://www.linkedin.com/company/storybrand

Pastor Rick's Daily Hope - The Only Family that Will Last Forever - Part 1

Before you join a church, you must first commit your life to Jesus. Join Pastor Rick as he teaches what it means to be part of the church.

That Sounds Fun with Annie F. Downs - Is Restoration Possible After Betrayal? with Carl and Laura Lentz- Episode 1090

Carl and Laura Lentz walked through infidelity on a really public platform and since 2020 have put in the work towards restoration, redemption, and healing. When they realized there weren’t many books for couples walking through infidelity and betrayal, they felt the invitation to not only tell their story, but share the practical steps that have helped them stay together and heal. I realize this may not be your story or your struggle, but sin is something we all deal with and secret sin specifically is not something we’re going to play around with around here. I admire Carl and Laura’s vulnerability and honesty to share what this has looked like for them. It’s really brave and I’m really grateful. If you know a couple that could benefit from reading Overcoming Infidelity or maybe that’s you - go grab a copy of their book. . . . . Have you watched my talk show, I Gotta Ask?! Head over to IGottaAsk.com and we have all the instructions on how to find the show! I want to hear your thoughts after you watch! . . . . Thank you to our sponsors: BetterHelp: Sign up and get 10% off at BetterHelp.com/thatsoundsfun. Ritual: That’s Ritual.com/THATSOUNDSFUN for 25% off your first month. Brodo: Head to Brodo.com/THATSOUNDSFUN for 20% off your first subscription order and use code THATSOUNDSFUN for an additional $10 off. Our Place: Upgrade your kitchen with Our Place today. Visit fromourplace.com/TSF and use code TSF for 10% off sitewide. The Subtext Podcast: Search for The Subtext wherever you get your podcasts. Helix: Go to helixsleep.com/thatsoundsfun for 20% off sitewide with code thatsoundsfun. NYTimes bestselling Christian author, speaker, and host of popular Christian podcast, That Sounds Fun Podcast, Annie F. Downs shares with you some of her favorite things: new books, faith conversations, entertainers not to miss, and interviews with friends. Sign up to receive the AFD Week In Review email and ask questions to future guests! #thatsoundsfunpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Back to the Bible Canada with Dr. John Neufeld - The Heart of the Gospel: Paul's Leadership Example - Part 2

Can you truly lead people you have never spent time with? Continuing through Romans 1:10–15, Dr. John Neufeld traces five more marks of Paul’s spiritual leadership: a longing to be present with God’s people, ministry that strengthens them, humility to learn from them, hope for a harvest of converts, and a vision that sees no barriers to the gospel. The Heart of the Gospel: This 25-message series on Romans 1–4 presents us with Christianity 101. It is the basics of our faith, teaching us how we can know for certain that sins are forgiven and what it is to live by faith.

Laugh Again with Phil Callaway - The Digestion Jar

Listen to today's Laugh Again with Phil Callaway, "The Digestion Jar." Enjoy!

Bible Minute - October 19, 2026

Join us on today's Bible Minute from Back to the Bible Canada.

Insight for Living Canada - LifeTrac Podcast - The Skeptical Intellectual

The Skeptical Intellectual admin Mon, 10/19/2026 - 12:00am Perhaps you’re a skeptic. You don’t believe in miracles, only in science, logic, and absolutes. The good news is Christ doesn’t ask you to check your brains at the door when you come to know Him personally. Just the opposite—you gain insight and knowledge through the Holy Spirit!

Truth For Life Daily Program - Contentment or Corruption? (Part 4 of 4)

Get-rich-quick schemes are popular, and no one’s immune to the lure of riches—not even established Christians. What happens when we take our eyes off God and put them on gold and earthly treasures? Hear the answer on Truth For Life with Alistair Begg. ----------------------------------------- • Click here and look for "FROM THE SERMON" to stream or read the full message. • This program is part of the series A Study in 1 Timothy, Volume 2’ • Learn more about our current resource, request your copy with a donation of any amount. • In one of the most famous sermons ever preached, Jesus explains that the values in His kingdom are vastly different from the world’s values! The poor will be blessed, those who weep shall laugh, and the hungry will be satisfied. What does this mean? Download the free ebook and study guide The Christian Manifesto by Alistair today at ‘truthforlife.org/manifesto’ Helpful Resources - Learn about God's salvation plan - Read our most recent articles - Subscribe to our daily devotional Follow Us YouTube | Instagram | Facebook | X This listener-funded program features the clear, relevant Bible teaching of Alistair Begg. Today’s program and nearly 3,000 messages can be streamed and shared for free at tfl.org thanks to the generous giving from monthly donors called Truthpartners. Learn more about this Gospel-sharing team or become one today. Thanks for listening to Truth For Life!

Grace to You: Radio Podcast - Noah: A Preacher of Faith

You know the story of Noah: God tells him to build an ark, sends a worldwide flood, and saves Noah’s family and the animal kingdom. The question is, What are you supposed to learn about your faith in Christ from that story? To find out, join John MacArthur as he continues his study titled A Faith That Pleases God.

The Max Lucado Encouraging Word Podcast - 444: Is the Gospel Worth Your Whole Life?

Hello, friend! What does it look like to live out your faith when life gets hard? In this message, we turn to Philippians 1 and explore powerful reminders from Paul’s time in prison, the Pony Express, and the story of Cassie Bernall. Through these stories, we’re challenged to live with integrity when no one is watching, stand together in sharing the gospel, and remain steady when our faith is tested. The good news of Jesus is worth more than just our words—it’s worth our whole lives! Join me as we discover what it means to live worthy of the gospel, no matter what comes our way.

The Storyteller - Don Shugak (Sugpiaq) Part 2

Don tells about the 1964 tidal wave that hit his village of Old Harbor, and about the people that gave their lives to save his village. He also shares about another disaster, his problem with anger. Don's family was being torn apart. When his wife finally gave him an ultimatum, he knew that he had to change.

Max Lucado Daily Devotional - Jesus in the Storm

Listen to Today's Devotion Jesus’ disciples went down to the lake where they got into a boat and set off across the lake for Capernaum. By now it was dark. Jesus had not yet joined them. A strong wind was blowing and the waters grew rough. The disciples were too far from the shore, too long in the struggle, too small against the waves. And Jesus was nowhere to be seen. Have you ever encountered a dangerous, ominous, seemingly God-forsaken storm? Storms overtake us, and it sometimes seems they will never end. But then the unimaginable happens. John gives no details, just this economical statement. “They saw Jesus walking on the water” (John 6:19). That’s all we need to know. Before Jesus stills the storms, he comes to us in the midst of our storms. And he’ll come and meet you in yours. Remember friend, you are never alone. Read more You Are Never Alone: Trust in the Miracle of God's Presence & Power For more inspirational messages please visit Max Lucado.

The Bible for Kids Podcast - SpEp33: Hannah E Harrison - The Good Farmer and the Worried Donkey

This week we welcome author Hannah E. Harrison to the podcast to talk about her new book. The Good Farmer and the Worried Donkey is an honest and heartwarming picture book that reminds us that we are not alone and God is our strength. This story beautifully captures the essence of Matthew 11 (“his yoke is easy and his burden is light”) and the parable of the sower. Charlie is a small donkey who works for the miller, but he’s not the strongest and he sometimes makes the miller mad. When a farmer comes and takes Charlie to a beautiful farm, Charlie worries that if he disappoints the farmer, the farmer will no longer want him. But Charlie is in for a surprise, because his farmer is a Good Farmer who is patient, wise, understanding, and strong. Through both touching and humorous moments, Charlie learns about his special place on the farm and why he can trust the Good Farmer with his worries. The Bible is full of references to seeds, wheat, and farming, but what do those stories tell us about the attributes of God? Or how can we learn to rely on God? In a time when anxiety rates among children are on the rise, The Good Farmer and the Worried Donkey uses a relatable character and a riveting story to bring biblical truth to life for kids and illustrate how we can cast our cares on God. ------------------------------------------------------ The Bible for Kids is now a 501 (c) (3) non-profit, and we'd love to have you join us in our mission of reaching kids with the message of the Bible. Visit TheBibleforKids.com to learn more today! The Bible for Kids Podcast is a part of the Christian Parenting Podcast Network. For more information visit www.ChristianParenting.org

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Revive Our Hearts Daily - Consider Jesus' Earthly Example (E1)

What does it look like to lay down your life? To follow the earthly example of Christ, who came and died so that we could live? Join Nancy DeMoss Wolgemuth as she casts a beautiful vision for sacrifice and service as women. As our thanks for your gift of any amount this month: Consider Jesus: Meditations on the Person & Work of Christ. No matter how impressive our decorating skills or how high our expectations for this special, sparkling season, the true glory belongs to the Builder of the “house” of Christmas—to Jesus. Give today

Daily Radio Program with Charles Stanley - In Touc... - Requirements for the Ministry of Intercession - Part 1

Dr. Stanley teaches us the true meaning of the ministry of intercession on behalf of others. Donate: https://store.intouch.org/donate/general See omnystudio.com/listener for privacy information.

In Touch Ministries Daily Devotions - The Reward of the Believer

Our prize isn't something we earn through performance—it's the joy of living a life rooted in Christ. See omnystudio.com/listener for privacy information.

Be Still and Know Daily Bible Devotion - October 19th - Psalm 143:7-8

Psalm 143:7-8 Answer me quickly, Lord; my spirit fails. Do not hide your face from me or I will be like those who go down to the pit. Let the morning bring me word of your unfailing love, for I have put my trust in you. Show me the way I should go, for to you I entrust my life. Depression is tragically common and is one of the world’s most pervasive health conditions. It is estimated that one in three women and one in five men have an episode of major depression by the age of 65. King David clearly had many times of depression and, in this psalm, he revealed the depth of his despair. He had been pursued by his enemy and been knocked to the ground. He described himself as losing all hope and being paralysed by fear. Many famous people through history have suffered from depression. Twenty years before he became US President, Abraham Lincoln wrote: “I am now the most miserable man living. Whether I shall ever be better I cannot tell; I awfully forebode I shall not. To remain as I am is impossible.” It was said that “melancholy dripped from him as he walked”. But despite his depression, God was able to use Lincoln in amazing ways. In his depression, David turned to God. Each morning he reminded himself of the unfailing love of the Lord. He was confident that God would save him and guide his steps. If you ever meet someone suffering from depression, there is nothing better that you can do than to encourage them to follow David’s example. Question How would you seek to help someone experiencing depression? Prayer Lord God, I pray for those who are depressed today. May they find Your peace. Amen

Bible in a Year - Day 295 - Monday 19th October 2026

Today’s readings come from Psalm 119:81-88, 2 Timothy 1, Jeremiah 48:1-49:6

The Grace Message with Dr. Andrew Farley - Union Changes Everything!

Why does the deity of Christ matter so much? How does union with Christ change our whole perspective? Can you talk about grace for salvation and grace after salvation? What does it mean to be complete in Christ? What is the gift of tongues? Are there two types of tongues?