The Greg Carrasco Show

Payments Aren't Prices, Premium Gas Myths, and the $89,000 V8-Swapped Defender

Greg has the lines open for a three-hour Halloween call-in, Jade in the chair after taking home a foster cat named Spade, and news from Oakville: Jeff Knoll, in the studio last week, won the mayor's race, and Greg was in the room for the speech. "Most doors open because somebody finally knocked." No gatekeepers, ask anything. The spine is Greg's list of 50 rules for buying a car, a book in progress next to The Case Against Commission. Rule one: getting approved doesn't mean you can afford it. Rule two: a payment is not a price, and fewer than 4% of car loans run to the end. Plus the 35% rule on repairs, why paying cash loses you money, and why he has never put premium in his turbo Armada. Then the hour turns. A senior caller has taken delivery of a 2024 Defender 130 with its V6 swapped for a V8, $5,000 down and $1,000 a month for 84 months: "$89,000 for a $50,000 car." "I love my industry and I hate my industry." Rose gets a fair number for selling her Trax to family, and George hears what happens to staff who take advantage of an older customer. The car calls: Steve weighs a Pathfinder against a Pilot with 400,000 km on his Murano, Sam calls from Traverse City, Michigan, on shortwave, Andrew asks what a $7,000 Carfax claim hides, and Jeffrey is still angry about a 2001 lemon. Plus Greg's $300 1983 K car, buying two eggs from the neighbours back home, and Jade ringing the adoption bell for Spade. IN THIS EPISODE 0:13 — Good morning, slackers: a Halloween call-in, lines open all three hours 1:05 — Jade is fostering a cat named Spade 4:15 — Jeff Knoll wins Oakville, and Greg was in the room 5:35 — "Most doors open because somebody finally knocked" 8:06 — Steve: 400,000 km on a Murano, Pathfinder or Pilot? 12:44 — Greg has never put premium gas in his turbo Armada 15:07 — Sam calls from Traverse City, Michigan, on shortwave about his TPMS 17:37 — Sharon: the 2026 Rogue and old CVT stories on Google 22:34 — Two books: The Case Against Commission and 50 Rules When Buying a Car 23:30 — Andrew: what does a $7,000 Carfax claim hide? 30:46 — Bill: a slipping transmission and the 35% rule 34:56 — Justin: a used Sienna, 6.99% rates, and who really sets them 45:52 — Dan: plug-in, regular hybrid, or Nissan's e-Power 48:57 — "Don't pay cash for a car, man" 50:44 — Judy: does a 2018 XC60 with 185,000 km need premium? 52:42 — Don: an $1,800 warranty refund nobody will answer 59:11 — Rule one: getting approved doesn't mean you can afford it 1:03:45 — Jeffrey is still angry about a 2001 lemon 1:12:57 — Rule two: a payment is not a price 1:14:46 — Greg's first car: a $300 1983 K car 1:17:52 — Growing up poor: two eggs and the horse and buggy 1:23:56 — Rose wants to sell her Trax to family 1:29:12 — A senior's V8-swapped Defender: $1,000 a month for 84 months 1:38:24 — Don: driver cameras and the GT-R's black box 1:44:29 — Peak and pit: new hair, Alpine Fury, and ringing the bell for Spade 1:47:43 — Mary: two weeks on a spare waiting for a Korean tire 1:54:21 — George: "I will fire them" 1:56:30 — Faiz: what $11,000 in rear-end repairs does to resale 1:58:25 — Keep on knocking Live every Saturday morning on News Talk 1010 and the iHeartRadio app. Talk or text 416-872-1010.

Jeff Knoll for Oakville Mayor, $10,000-a-Month Care Homes, and Ron's $265,000 RIF

Greg has Oakville mayoral candidate Jeff Knoll in the studio two days before Ontario's municipal elections, and Jade in the chair admitting that at 26 she has never voted. Greg's pitch to Slacker Nation: "Position doesn't mean anything. Direction means everything." The mic stays open to every other candidate in the race. Knoll's case turns on Midtown. The province has imposed zoning orders for towers up to 56 storeys in a town whose tallest building is 30, while capping the development charges that pay for them, so the bill lands on property taxes. He says the town beat Queen's Park before, over the gas plant and Glen Abbey, and promises an Office of Crime Prevention in his first 100 days, after Greg's car was stolen from his own driveway. Then Money Mike takes the hour. A friend of Greg's in his late 80s faces a care home at $10,000 to $15,000 a month after 40 years in a house that costs him $1,400. "No good financial plan survives a meeting with the client." Ron, turning 72, has to move $265,000 into a RIF by year-end, Rob weighs a corporate whole-life policy, and critical illness with return of premium gets called brilliant. The car calls: Mark asks about the Frontier's fuel pump and tariffs, Carlos is offered a 2010 S400 Hybrid that has sat for three years, and Tom does a Greg impression to pitch $250 cash for anyone who buys before Halloween. Plus Greg's new Defender, a Comwave internet saga, Greg preaching on Sunday, and the slowest car market he has ever seen, even with 0% on almost everything. IN THIS EPISODE 1:15 — Good morning, slackers: why the municipal vote hits your life first 5:08 — Jade, 26, has never voted 8:58 — Randy on Montesquieu and the uninformed electorate 11:46 — Jeff Knoll, mayoral candidate for Oakville, joins the show 18:53 — Oakville at Act Two of It's a Wonderful Life 21:27 — April calls about overtime and gets told it's the wrong show 22:56 — Midtown, OPA 70, and the province's 56-storey towers 29:27 — How a town fights Queen's Park: "We have the box of the cards" 31:39 — Greg's stolen car and whether Oakville is still safe 34:14 — An Office of Crime Prevention in the first 100 days 37:45 — "You should trust me with Oakville's next four years because..." 39:45 — Money Mike is in the house 40:46 — A friend in his late 80s and $10,000-a-month care homes 51:35 — "No good financial plan survives a meeting with the client" 53:10 — Ron, turning 72, has to convert $265,000 into a RIF 56:08 — Jay Sung points out Greg's "old people spots" 58:17 — Can you move your RRSP to a younger spouse? 1:02:54 — Having a kid in your 50s and the "what if I die tonight" panic 1:07:37 — Rob: corporate dollars into a whole-life policy 1:09:57 — Critical illness insurance with return of premium 1:15:26 — Greg's pit: eight weeks of Rogers and Comwave 1:17:29 — Mark: the Nissan Frontier, its fuel pump, and tariffs 1:21:12 — Greg's peak: a brand new Defender 1:25:30 — Greg is preaching on Sunday, and Jade's fear of public speaking 1:30:32 — Carlos: a 2010 Mercedes S400 Hybrid that has sat for three years 1:33:25 — Murray's fix for the internet problem 1:36:33 — The toughest car market Greg has ever seen 1:42:16 — "Just wait until Chinese cars land" 1:45:03 — Tom does Greg's voice to pitch $250 cash before Halloween 1:49:45 — "Imagine if you only woke up with what you were grateful for" Live every Saturday morning on News Talk 1010 and the iHeartRadio app. Talk or text 416-872-1010.

A Yellow Defender, a Divorce Lawyer Before the Wedding, and the 90-Day Rule

Greg finally answers the Mustang question: he didn't buy it. He bought his wife a Land Rover Defender instead, in the brightest yellow he could find, and it comes with a lesson on luxury leases. Same $110,000 truck, same term: at a 55% residual the payment is about $2,100 a month, and at 77% it's about $1,000. Jade is in the chair after hours stuck in traffic behind the runners who shut down the city. Greg's son Josh gets married in a few weeks, so Greg brought his own divorce lawyer, Fabio Gazzola of Oakville. Fabio covers the check-engine lights of a marriage, the world's most expensive toaster, and why a prenup is easier to sign while you still love each other. Joe put $150,000 into his kid's down payment on a gift letter, and it's likely gone. Andrew is fighting for custody of his nephew after a family tragedy. And living together without marrying doesn't protect you the way you think. Then the hour turns personal. Greg's advice is to marry the person you can suffer with, not the one you have fun with: you dig a foxhole for two. Jade admits the lawyer left her "genuinely scared," and the show closes on going to be ordinary with somebody on purpose. The car calls: Roberta told to trade a 2021 ProMaster with electrical gremlins while its warranty still has value, John's Tundra pushed to a 2027 model, Michael and 21 years of judgement for a gold Toyota, a $2,700 2009 Pathfinder, a 2024 Pilot off lease, and Mary told to keep her 2015 Odyssey. Plus Nissan's e-Power, Tesla's flying car, Greg's first novel, and Rick hung up on for bringing up the Land Rover. IN THIS EPISODE 1:18 — Good morning, slackers: runners shut down Toronto 4:27 — Greg finishes his first novel on the treadmill 6:53 — Shout-outs from Josh's stag: 250 people and a lot of black hair 12:22 — The Mustang verdict: a bright yellow Defender instead 14:26 — Why the residual can cut a lease payment in half 17:13 — Michael: 21 years of judgement for a gold Toyota 25:00 — Tesla's flying car 28:45 — Roberta: keep a 2021 ProMaster or go back to a Transit? 33:22 — Michael in Brampton wants a plug-in Rogue 35:31 — Jade drives Nissan's e-Power against a RAV4 39:51 — Fabio Gazzola, family lawyer, is in the studio 41:26 — The marriage equivalent of a check-engine light 43:02 — The world's most expensive toaster 47:57 — How to bring up a prenup without a hostage negotiation 53:44 — Joe: a $150,000 down payment, a gift letter, and a divorce 58:54 — Naeem: what makes a good divorce lawyer? 1:00:56 — The common-law myth: "It's completely wrong" 1:05:08 — Andrew: custody of his nephew after a family tragedy 1:10:50 — The group-chat legal team and the worst advice friends give 1:12:22 — Parental alienation 1:15:03 — The money conversation to have while you still like each other 1:21:07 — A foxhole dug for two: marry the one you can suffer with 1:24:24 — John: a Tundra pushed to 2027, and the 90-day delivery rule 1:28:10 — Rick calls out the Land Rover and gets hung up on 1:31:33 — Ian: Cuba without jet fuel, then a $2,700 2009 Pathfinder 1:36:35 — Paul: a 2024 Pilot off lease at a Honda dealer 1:41:30 — Paul's 1966 Corvair, and the Challenger Greg almost bought 1:43:36 — Pits and peaks of the week 1:50:21 — A 2011 Crosstour at 380,000 km 1:52:01 — Mary: keep the 2015 Odyssey for $250 a month 1:54:45 — "Go be ordinary with somebody on purpose" Live every Saturday morning on News Talk 1010 and the iHeartRadio app. Talk or text 416-872-1010.

Red Velour, the $15,000 Highlander Question, and 25,000 Kilometres for the CNIB

THE GREG CARRASCO SHOW — September 19, 2026 Greg has one question this morning and he gives it all three hours: what was your first car? His was a silver 1983 Dodge Reliant with red velour interior that hit 400 degrees in July and stuck to the back of your legs like a hug from a stranger. He was 21. He has never loved a car more. The argument underneath it is that the first car was never really the car. It was the first place on earth that was yours, and the exact second a kid turns into a person is the first time they back out of a driveway alone. Slacker Nation calls all morning to prove him right: a '67 Beetle, a rusted-out '76 Rabbit his mother called cute, a 1966 Triumph Herald no mechanic in northern Manitoba could touch, and Bob in Caledon, who bought a 1980 Camaro Z28 new and still has it at 86,000 kilometres. Hour two turns. Greg met Lorenzo Pellicciotta at a car show in Oakville the week before — a collision shop owner of forty-one years who had just ridden 25,000 kilometres to the Four Points of Canada for the CNIB, because his daughter Olivia was born with vision loss. He clogged his rad with Yukon mud, got caught in an ice storm in the Northwest Territories at minus one, and was waved into a stranger's pickup truck to warm up by an American who spent the whole time apologizing for his president. He could have written a cheque for less than the ride cost him. He explains why he didn't. The car calls: whether the Highlander is $15,000 better than the Santa Fe, whether Nissan's CVTs are still a problem, Kicks against Rogue against HR-V, Frank's $1,800 Mustang out of a Toronto auction and what "as is" really costs, and Debbie two years from retirement with 140,000 kilometres on her Rogue. Plus why the Beatles are terrible and Greg plays them anyway, Ian calling from Cuba who gives away $50,000 a year, and the 280ZX whose T-tops leaked onto Greg's left leg every time it rained. IN THIS EPISODE 1:13 — Good morning, slackers 6:46 — A silver 1983 Dodge Reliant with red velour interior 8:20 — The exact second a kid turns into a person 11:59 — Paul in Brampton: a '67 Beetle, and too much chicha 14:39 — Why a $10,000 used car is the most expensive car you'll ever buy 17:46 — "Google isn't there to tell you the truth, it's there to prove you right" 18:36 — Jonathan: is the Highlander $15,000 better than the Santa Fe? 22:16 — John in Innisfil: a 1975 Ford Granada Ghia 26:43 — Alan: a 1966 Triumph Herald with an engine like a sewing machine 27:55 — Bob in Caledon bought a 1980 Camaro Z28 new and still has it 29:43 — Are CVTs still a problem? "My mother-in-law drives a 2024 Kicks." 30:53 — Cam: a 2023 Subaru Ascent, and why where you service it matters 34:09 — An engagement ring at a flea market, and the Porsches at Costco 37:08 — Lubo calls in to fight about dealer servicing 41:21 — "Most people don't want advice, they want a witness" 42:19 — Meeting Lorenzo at the Oakville car show 42:57 — 25,000 kilometres to the Four Points of Canada for the CNIB 46:23 — Eight degrees to minus one in the Yukon 49:33 — What his daughter's vision loss taught him 1:01:39 — "I could have cut a cheque and been further ahead" 1:11:33 — Rob from Ohio, and a 1970 Nova with a 396 1:19:29 — "I didn't vote for Carney, but hoping he fails is goofy" 1:22:56 — Ian from Cuba, and $50,000 a year given away 1:28:35 — Frank: an $1,800 Mustang at auction, and "as is" 1:33:27 — Alex, the sermon, and the Holy Shift 1:36:52 — Debbie: 140,000 kilometres, two years from retirement 1:40:35 — John in Milton: Kicks, Rogue, HR-V or the Kia 1:46:35 — The 280ZX with the leaky T-tops 1:48:20 — A kid he will never meet Live every Saturday morning on News Talk 1010 and the iHeartRadio app. Talk or text 416-872-1010.

The '68 Mustang He Didn't Buy, Money Mike on Inheritance, and a 900 Credit Score

Greg has an answer on last week's cherry-red 1968 Mustang: he didn't buy it. Then it was a yellow 2022 Challenger with a black hood stripe, then a detour to the mall for another watch, and each time he heard the same voice: drive home. He opened his safe instead and counted the watches he never wears. Jade is in the chair for all three hours of Thanksgiving weekend. Money Mike takes the middle hour. It doesn't matter how much you make, only how much you keep, and people on $200,000 a year are broke for the same reason as everyone else. Greg and his wife are a month into not touching a credit card. Mike on leaving it all to the kids: "It doesn't matter how much you leave to them. It matters how much you leave in them." The last hour belongs to Jade's questions. Is confidence real? "I'm the most insecure person I know." Why is starting over scarier than staying unhappy? And how do you know you've given up too much of yourself for a relationship? Greg draws the line between compromise and sacrifice, then closes on the empty chair at someone's Thanksgiving table. The car calls: Julie's 2023 Forester getting a new engine under warranty at 97,000 km, Peter told to dump a 2017 Sentra rather than pay $8,000 for a CVT, Sharon on Nissan's e-Power, a hail-pelted Corolla, a rusty Outback at 200,000 km, and a used electric Audi. Plus a right-hand-drive 1972 Datsun 1600, a 900 credit score that dropped when the mortgage was paid off, and Rick on the Legion dance floor. IN THIS EPISODE 1:07 — Good morning, slackers, on Thanksgiving weekend 4:54 — Greg wants a credit report on the first date 8:50 — "Nobody, at the end, counts the money. We count the people." 11:53 — The Smashing Pumpkins, and a sea of phone screens 20:02 — Julie: a 2023 Forester getting a new engine at 97,000 km 24:20 — Sharon: Nissan's e-Power system lands this fall 27:18 — Peter: an $8,000 CVT on a 2017 Sentra. "Dump it." 30:35 — Rapid fire: never lease a used car 32:06 — John: dealer service history buys a goodwill transmission 33:04 — Harold and a used electric Audi: "Don't even finish the sentence" 35:00 — Lee: a hail-pelted Corolla with 39,000 km 37:05 — Chris: a rusty 2016 Outback at 200,000 km 38:38 — Money Mike is in the house 43:01 — Why Mike doesn't start with rates of return 47:04 — "A sale is a side effect of a job well done" 49:23 — Earning $200,000 a year and still broke 50:13 — Walking away from a '68 Mustang, a Challenger and a watch 53:00 — A month without credit cards 59:03 — The money you don't spend is the money you don't have 1:00:44 — Kids circling the deathbed for the inheritance 1:03:59 — Melissa: should her tutoring side hustle become a business? 1:08:41 — Mike: an individual pension plan for his corporation 1:13:25 — Another Mike: splitting investment income with his wife 1:16:44 — Taking your wife out dancing 1:26:09 — Rick: the Legion dance floor isn't just for old people 1:31:27 — Pololo and a right-hand-drive 1972 Datsun 1600 1:35:50 — A 900 credit score that dropped after the mortgage was paid 1:38:15 — Jade's questions: is confidence real? 1:43:19 — Why starting over is scarier than staying unhappy 1:48:45 — Compromise versus sacrifice 1:52:34 — A Thanksgiving close: the empty chair at the table Live every Saturday morning on News Talk 1010 and the iHeartRadio app. Talk or text 416-872-1010.

Money You Never Use, a Realtor in the Hot Seat, and a '68 Mustang $15,000 Over

Greg has found the car. A caller's buddy is selling a cherry-red 1968 Mustang coupe, the one Greg has wanted for years, and when the garage door goes up it is screaming "Greg, I'm yours." He brings Technical Tom and Raj Mistry along for perspective, leaves the chequebook at home on purpose, and finds the asking price is about $15,000 over what comparable cars have sold for. He owed the seller an answer last night. He still hasn't told us what it was. The thought of the show is a warning for the savers: money that you never used is money that you never had. The guy with real money in the bank, driving a 15-year-old sedan, isn't responsible. He's scared. "There is no U-Haul behind the hearse." Leave it all to the kids and they'll spend it on a boat named after themselves. Michael Samra of Get Sold Realty takes the hard questions: more real estate agents in Canada than soldiers in the army, the biggest lie agents tell, whether a house that sells in three days was priced too low, and whose side an agent is really on. Then the last hour turns into therapy. Jade is freshly single and living alone for the first time, and the text line floods with advice, from going to the movies alone to "comparison is the thief of happiness." The car calls: Foti weighing a used F-150 against a Tundra to tow 6,000 pounds, Amin and a 2019 7 Series, Joe's 1986 Alfa Romeo GTV, leasing versus owning, and the Audi problem nobody talks about. Plus an RDX against a GV70, a Kia Soul at 240,000 km, a dealer charging more for cash than finance, and Rick from Brampton prescribing IPAs for loneliness. IN THIS EPISODE 1:16 — Good morning, slackers, and Jade is sick 3:05 — "Health is a crown that only the sick can see" 7:38 — "Money that you never used is money that you never had" 8:45 — A cherry-red 1968 Mustang coupe for sale 10:51 — Asking $15,000 more than the car is worth 12:43 — Bill in Burlington: selling an HR-V he can't drive 19:04 — Foti: a used F-150 or a Tundra to tow 6,000 pounds 21:52 — Greg teases a new business venture 29:16 — Steve: selling a 2024 Golf R with an extended warranty 33:14 — Amin: a 2019 7 Series and its electrical gremlins 36:17 — Joe, over 80, selling a 1986 Alfa Romeo GTV 40:27 — Michael Samra of Get Sold Realty 40:48 — More real estate agents than soldiers in the Canadian army 45:16 — The biggest lie agents tell: timing the market 46:57 — Sold in three days: earned commission, or priced too low? 49:27 — Whose side is the agent on when commission rides on price? 1:01:38 — "Did you buy this thing? Yes or no?" 1:02:45 — Jim: leasing versus owning 1:07:38 — Audi's problem nobody talks about 1:10:25 — Adi: a 2023 Acura RDX or a Genesis GV70 1:17:58 — A dealer charging more for cash than finance: walk away 1:20:48 — Pat: a Kia Soul at 240,000 km, and the Nissan Cube 1:24:04 — George: a Buick Enclave headed for scrap, and a 1990 Mustang LX 1:26:52 — Sarah: trade in the Kicks Play or keep it? 1:30:12 — Jade, freshly single, learning to be alone 1:39:07 — Rick from Brampton prescribes IPAs 1:45:27 — Anita: "Comparison is the thief of happiness" 1:48:58 — Thirty years in a miserable marriage, and loving life alone at 61 1:51:51 — Greg's close: you don't have to have it all figured out to deserve love Live every Saturday morning on News Talk 1010 and the iHeartRadio app. Talk or text 416-872-1010.

A Raccoon in the Pool, Money as a Hammer, and $500 a Month Into Almost $2 Million

Greg has been up since 2:50. He's done an hour on the treadmill when he hears screaming from the backyard: the biggest raccoon he has ever seen, reaching into the pool, hissing and charging at him while her baby drowns in the deep end. He fishes it out with the pool pole and then breaks down in the gym at 4:45 in the morning. Jade: "It turns out Greg Carrasco does have a heart." The spine of the show is something last week's guest Lorenzo said that rattled around Greg's head all week: it's never too late to start something amazing. Make lots of money, help as many people as you can, and have fun doing it. "The money is a tool. A hammer is not the house." He had his fourth kid at 54 and dropped 40 pounds on the jiu-jitsu mats at 55. People don't regret what they do. They regret what they don't. Hour two, Money Mike shows the math. $500 a month from age 27 comes to just under $2 million at 65. Kids copy what they see, and Starbucks works like a bank. The markets are up 13% even after moving sideways since July. The capital gains calls: whether to hand a son a $70,000 cottage now for about $7,000 in tax, and Tom's $370,000 gain with an OAS clawback. And a couple making $220,000 a year who are still underwater. The car calls: an F-150 at $39,000 against a Tacoma at $52,000, a 2008 CR-V that has been to the moon and back, Mila's fear of RX 350 theft and why you should marry a six, why Ontario has no cooling-off period, and why your warranty won't cover the battery. Plus Jade's $98 hydro bill from living in the dark, a bench-press meme that wrecked Greg's shoulder, and 27 hours in Cancun for a Rolex Bluesy. IN THIS EPISODE 1:10 — Good morning, slackers 4:42 — Screaming from the backyard at 4:45 a.m. 5:31 — A baby raccoon in the deep end, and a mother charging at him 9:36 — Lorenzo: "It's never too late to start something amazing" 11:05 — A fourth kid at 54, and 40 pounds gone at 55 13:20 — Tony: trading in a Corolla and an Impreza for one car 15:50 — Mario: Nissan's VQ 3.5, one of the best engines ever made 22:04 — Jade's first hydro bill: $98, and she lives in the dark 25:00 — Donna: put a car mat on the side of your pool 27:17 — Keel: a written-off F-150 diesel, and employee pricing 30:20 — Bill in Belleville: an F-150 at $39K or a Tacoma at $52K 35:46 — Andrew: don't fix the body on a 2012 Civic before trading it 39:41 — Money Mike: "Money is a hammer" 41:25 — $500 a month at 27 comes to just under $2 million 45:47 — Starbucks, one of the largest banks in the United States 48:31 — Markets sideways since July, still up 13% on the year 53:38 — Collectible coins, capital gains, and the honour system 56:57 — 27 hours in Cancun for a watch, and a break at customs 59:52 — Peter: retiring at 53, TFSA or RRSP? 1:02:37 — Chris: give his son the $70,000 cottage now? 1:06:57 — $220,000 a year and still underwater 1:08:48 — Greg and Karina try a no-spend month 1:09:59 — Tom: a $370,000 gain on the cottage, and the OAS clawback 1:21:31 — Josh: a 2008 CR-V with 280K has gone to the moon 1:25:59 — The 225-pound bench-press meme, and a six-inch needle 1:31:20 — Mila: an RX 350, theft, and why you should marry a six 1:34:51 — No cooling-off period in Ontario: you signed, you own it 1:43:13 — Clark: an extended warranty on a 2023 QX50 1:47:17 — The Rolex Bluesy, and dealers taking gratuities 1:52:27 — Steve: why the warranty won't cover your battery Live every Saturday morning on News Talk 1010 and the iHeartRadio app. Talk or text 416-872-1010.

The Napkin Test, Cash vs. 0% Financing, and Tony's $1.3 Million Sitting at 3.7%

Greg has a bone to pick. His satirical "Lake America" Nissan commercial got pulled off the air after the phones lit up, and he opens the show on why being offended is a choice. Jade, the deal slayer, is in the chair for all three hours, and Money Mike takes over the second hour. The spine of the show is one rule: if you cannot explain the deal simply, it is probably not a good deal. Dealers who can't convince you will confuse you. A good deal is one breath. A bad deal needs a spreadsheet and a guy in a short-sleeve dress shirt. If it doesn't fit on a napkin, walk away. Hour two is money. Steve wants to pay cash for a used Rogue Platinum and Greg won't let it go, which sets up the whole hour with Money Mike. Then Tony in Vaughan calls in with $1.3 million in the bank, no mortgage, a defined pension, and a 3.7% return, and gets an on-air intervention. As Greg puts it, being good at accumulation doesn't mean you're good at growth. Also: Alan on whether to break his mortgage, Don with half a million and no trust left in advisors, Dylan who lost $200,000 on penny stocks at 28, and the calculation that puts Jade at $2 million by 65 for $500 a month. The car calls: John choosing between a 4Runner, a Pilot and a Pathfinder, Jim's 2019 Pacifica, Anil on the new Rogue hybrid and Toyota's manufactured scarcity, Rose deciding between an Acura ADX and a Lexus UX when the Kicks would do, Susan's 14-year-old E350, and David's scrap Buick. Plus a ten-year-old-tires text, Greg's summer diving for sea snails in Chile at 13, Jade on living alone for the first time, the guy who keeps sliding into her DMs, and Greg's verdict on what all her exes have in common. IN THIS EPISODE 1:19 — Good morning, slackers 2:58 — The "Lake America" commercial, and why being offended is a choice 7:15 — John: 4Runner, Pilot or Pathfinder, and is the 4Runner $25,000 better? 14:18 — Jade's ChatGPT bestie has a name 15:40 — Jim's 2019 Pacifica: "Cars don't break down. Owners don't service them." 20:04 — If you cannot convince, confuse: the napkin test 21:09 — Eight subscriptions, and the four you forgot about 26:10 — Anil: the new Rogue hybrid, and Toyota's false scarcity 32:42 — Steve: Crosstrek vs Rogue Platinum, and why Greg won't pay cash for a car 40:24 — Money Mike is in the house 41:18 — Baris: pay cash or take the 0%? 49:27 — Tony in Vaughan: $1.3 million at 3.7%, and an on-air intervention 57:18 — Alan: break the mortgage, or invest? 1:01:44 — Don: half a million and no trust in advisors 1:07:21 — Dylan, 28, lost $200,000 on penny stocks 1:11:30 — $500 a month at 26 is $2 million at 65 1:16:28 — "Most Carrasco men don't live past 60," and three more kids 1:17:36 — Wesley, 22, with $1,000 a month to put somewhere 1:23:55 — Ten-year-old tires: never skimp on what's between you and the ground 1:25:48 — Rose: Acura ADX vs Lexus UX, or just buy the Kicks 1:29:00 — The most expensive driveway ornament you will ever buy 1:32:13 — Sea snails, sewing machines and the Army: Greg's crazy life 1:37:10 — Jade on living alone 1:42:02 — Susan's 2012 E350: if it isn't broken, don't fix it 1:45:46 — David's scrap Buick, and a spaghetti dinner offer 1:47:43 — The guy in Jade's DMs 1:51:56 — "All your previous boyfriends have one thing in common" 1:56:51 — Stop waiting so long to make decisions Live every Saturday morning on News Talk 1010 and the iHeartRadio app. Talk or text 416-872-1010.

Prepaid Maintenance, Lease Rates, and Why No Dealer Ever Turns Down Warranty Work

THE GREG CARRASCO SHOW — September 5, 2026 Greg has Jade — the deal slayer — riding shotgun for all three hours, and Slacker Nation brings the questions that dealerships would rather you didn't ask out loud. The heart of this one is service and warranty. A caller gets quoted $270 for his next service on a car he was told was covered, which opens the door to what prepaid maintenance packages actually buy you. From there Greg walks through how warranty work really pays — the Ministry of Transportation guideline book, why manufacturers squeeze the labour hours, and why, despite all the complaining, no dealer alive would ever turn that work away. If you've ever wondered whether your service advisor is on your side, this is the segment. Also: the best lease rate and residual across Nissan and Ford, and what that gap really costs you. Winter tires and winter mats, and why rolling them into the payment is the move. Greg calls a crossover a truck and the texters lose their minds. And a long, genuinely warm call from Tony in Toronto that goes somewhere unexpected. Plus the numbers: the show is now averaging 36 minutes of listening against an industry average of 25, with 144,000 hours listened since January. IN THIS EPISODE 1:15 — Good morning, slackers 6:19 — The listening numbers, and what 144,000 hours actually means 19:10 — Jade, the deal slayer, in for all three hours 31:06 — Winter tires, winter mats, and rolling it into the payment 45:19 — "For me, they're little trucks" — and the texters revolt 1:00:28 — Greg on electric cars 1:12:31 — Mike's $270 service quote on a car he thought was covered 1:17:04 — What prepaid maintenance actually buys you 1:20:33 — Best lease rate and residual: Nissan vs Ford, dollar for dollar 1:32:58 — How warranty work really pays, and why no dealer turns it down 1:44:45 — Tony in Toronto 1:59:35 — "Don't be a jerk. Apparently these days that's still revolutionary." Live every Saturday morning on News Talk 1010 and the iHeartRadio app. Talk or text 416-872-1010.

The Greg Carrasco Show: Episode 258

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The Greg Carrasco Show: Episode 257

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The Greg Carrasco Show: Episode 256

The Payment Is Not the Price — Episode 256 Almost a third of Canadians trading in a car owe more than it's worth. The average one is buried over $7,000 deep. Loan terms have stretched to 84, 90, 96 months — because if you only ever look at the monthly number, they can hide anything they want inside the term. Marketing figured out that people will sacrifice what they want most, a fair price, for what they want right now: the smallest possible payment. So nobody sells you a price anymore. They sell you $9 a day. Three hours, one idea. What comes up: Extended warranties and rust proofing — buy the warranty where you bought the car, and why the rust module matters more for its warranty than its chemistry The lease kilometre trap — a caller talked out of extra kilometres the day before signing. Kilometres up front are always cheaper than kilometres at the end. Dealer vs. independent servicing — VIN recall scans, continuity of service, and how goodwill claims actually get won when your engine goes at 106,000 km Blocked from buying an LC 500 — export deposits, geographic restrictions, and Greg shutting a caller down hard: "You're assuming somebody is committing fraud without ever walking into the showroom." A 2013 F-150 nobody will buy — Greg pulls live market data on air: 77 comparable trucks, one sitting 193 days at $17,000. You don't set the price. The market does. A $2,500 transmission computer in a 14-year-old Fiesta — and the 30% rule for when to stop spending Why dealers sell "as-is" — there's only one reason, and your intuition is right CVT panic, hybrid vs. ICE, the 1.5 turbo, Kicks vs. HR-V — plus why "research" isn't watching YouTube videos, and why Google isn't designed to tell you the truth. It's designed to prove you're right. Also: Greg on running away from home at five, at thirteen, and finally at seventeen to Canada. Losing 42 lbs. Teaching the dad's class at Octa BJJ. Getting a prenup. And Barbara — 87 years old, never called a radio show in her life until last week. Proof that it's not too late to change what you're doing with your money. "I don't care about your feelings. Bring your thickest set of skin." 📞 416-872-1010 | Outside the GTA: 1-877-518-5151 📺 Watch live on the Newstalk 1010 YouTube channel 📻 Newstalk 1010 and the iHeartRadio app — Saturdays, 10am–1pm Brought to you by Erin Woodford (employee pricing — you pay what we pay) and Direct Nissan (no commission salespeople).

The Greg Carrasco Show: Episode 255

What happens when you leave life’s biggest decisions on autopilot? In Episode 255, Greg Carrasco challenges listeners to take back the steering wheel. He cuts through the electric-vehicle hype, explaining who an EV may actually work for—and why Canadian weather, charging access, depreciation, and total ownership costs deserve a closer look. Greg also exposes the “loyalty penalty” hiding in car insurance, banking, phone, and internet bills, with practical advice for negotiating a better deal. Later, Greg gets personal about his health transformation, revealing how he lost 40 pounds in his 50s. Joined by Colton from Game Day W Oakville, he explores men’s wellness, low energy, brain fog, declining libido, bloodwork, and why getting older doesn’t mean giving up. Plus, Greg answers callers’ questions about classic cars, high-mileage trucks, lease protection, warranties, and when it makes more sense to keep your current vehicle. The message connecting it all: when you wait too long to make a decision, someone—or something—will make it for you. Make the call, book the appointment, get the quote, and take control.

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The Greg Carrasco Show: Episode 254

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The Greg Carrasco Show: Episode 253

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The Greg Carrasco Show: Episode 252

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The Greg Carrasco Show: Episode 251

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The Greg Carrasco Show: Episode 250

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The Greg Carrasco Show: Episode 249

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The Greg Carrasco Show: Episode 248

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