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Strong Money Podcast

Dave Gow

Welcome to the Strong Money Podcast.

Hosted by Dave from Strong Money Australia, this show dives into the principles, mindset, and decisions that turn financial independence into a reality.

Tune in to learn how you can build a freedom-focused lifestyle—where work is optional, and enjoyment is mandatory.

Whether you’re already on your journey or just starting out, you’ll gain practical insights and inspiration to help you build financial strength, break free from the grind, and create a life with more meaning and freedom.

Website: Strong Money Australia

Book available on Amazon

Audiobook on Spotify and Audible

Hosted on Acast. See acast.com/privacy for more information.

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21 episodes
fortnightly
Avg 17 min
English

Episodes 21

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September 4 · 15 min
50. The Power Of Deliberate Spending
In this episode, I talk about Deliberate Spending. It’s a strategy for using your money in such a way where you don’t worry about rules to follow. Instead, you become more intentional where every dollar goes so it lines up with what you really care about. I also settle an argument which the personal finance world has been debating forever. Read the article version here My new book 'You've Got Money, Now What?' is now available on Amazon. Audiobook on Spotify and Audible 🔗Resources & Links My book: Strong Money Australia | Audiobook on Spotify & Audible Newsletter - I publish articles and thoughts on wealth, mindset and freedom every two weeks Financial advice - An advisor I trust who can help with planning, retirement & strategy Mortgage broker - My personal contact for all things home loans Portfolio tracker - What I use to keep tabs on my dividends, franking, CGT and performance 🤝Connect with Dave Website: Strong Money Australia Facebook | Instagram | X/Twitter Contact page Hosted on Acast. See acast.com/privacy for more information.
August 21 · 22 min
49. How to Buy A Home Without Becoming A Mortgage Slave
In this episode, I'm pushing back on the doomer narrative that home ownership is basically impossible in Australia. I firmly believe it’s a game you can still win, but not by doing what everyone else does. Read the article version here My new book 'You've Got Money, Now What?' is now available on Amazon. Audiobook on Spotify and Audible 🔗Resources & Links My book: Strong Money Australia | Audiobook on Spotify & Audible Newsletter - I publish articles and thoughts on wealth, mindset and freedom every two weeks Financial advice - An advisor I trust who can help with planning, retirement & strategy Mortgage broker - My personal contact for all things home loans Portfolio tracker - What I use to keep tabs on my dividends, franking, CGT and performance 🤝Connect with Dave Website: Strong Money Australia Facebook | Instagram | X/Twitter Contact page Hosted on Acast. See acast.com/privacy for more information.
August 7 · 20 min
48. Is Financial Independence Immoral?
Are we wrong to want freedom? Is the FIRE movement bad for society? Are we just being selfish? What about the bigger picture? That’s what we’ll unpack in today’s episode. Read the article version here My new book 'You've Got Money, Now What?' is now available on Amazon. Audiobook on Spotify and Audible 🔗Resources & Links My book: Strong Money Australia | Audiobook on Spotify & Audible Newsletter - I publish articles and thoughts on wealth, mindset and freedom every two weeks Financial advice - An advisor I trust who can help with planning, retirement & strategy Mortgage broker - My personal contact for all things home loans Portfolio tracker - What I use to keep tabs on my dividends, franking, CGT and performance 🤝Connect with Dave Website: Strong Money Australia Facebook | Instagram | X/Twitter Contact page Hosted on Acast. See acast.com/privacy for more information.
July 24 · 16 min
47. How to Get Through the ‘Boring’ Middle Part of the FI Journey
In this episode, we're tackling the boring middle part of the FI journey. That long stretch of time where you're doing everything right and just waiting for the finish line. I'll go through the four ways you can handle it, and the one I wish I'd paid more attention to. Read the article version here My new book 'You've Got Money, Now What?' is now available on Amazon. Audiobook on Spotify and Audible 🔗Resources & Links My best-selling book: Strong Money Australia | Audiobook on Spotify & Audible Newsletter - I publish articles and thoughts on wealth, mindset and freedom every two weeks Financial advice - An advisor I trust who can help with planning, retirement & strategy Mortgage broker - My personal contact for all things home loans Portfolio tracker - What I use to keep tabs on my dividends, franking, CGT and performance 🤝Connect with Dave Website: Strong Money Australia Facebook | Instagram | X/Twitter Contact page Hosted on Acast. See acast.com/privacy for more information.
July 10 · 15 min
46. Relentless Saver Syndrome (And How to Overcome It)
In this episode,I unpack a behaviour trap I see in the FI community. Being so good at saving you can’t turn it off. I discuss how it works, why it happens, and how to overcome it so you can enjoy the life you’ve always wanted. Read the article version here My new book 'You've Got Money, Now What?' is now available on Amazon. Audiobook on Spotify and Audible 🔗Resources & Links My best-selling book: Strong Money Australia | Audiobook on Spotify & Audible Newsletter - I publish articles and thoughts on wealth, mindset and freedom every two weeks Financial advice - An advisor I trust who can help with planning, retirement & strategy Mortgage broker - My personal contact for all things home loans Portfolio tracker - What I use to keep tabs on my dividends, franking, CGT and performance 🤝Connect with Dave Website: Strong Money Australia Facebook | Instagram | X/Twitter Contact page Hosted on Acast. See acast.com/privacy for more information.
June 26 · 15 min
45. How to Become Recession-Proof
In this episode, I share the story of getting fired when I was 19 and why I wasn't worried. I also talk about investing during the worst days of the COVID crash, and how to put yourself in the small group of people that not only handles a recession just fine, but actually benefits from it. Read the article version here My new book 'You've Got Money, Now What?' is now available on Amazon. Audiobook on Spotify and Audible 🔗Resources & Links My best-selling book: Strong Money Australia | Audiobook on Spotify & Audible Newsletter - I publish articles and thoughts on wealth, mindset and freedom every two weeks Financial advice - An advisor I trust who can help with planning, retirement & strategy Mortgage broker - My personal contact for all things home loans Portfolio tracker - What I use to keep tabs on my dividends, franking, CGT and performance 🤝Connect with Dave Website: Strong Money Australia Facebook | Instagram | X/Twitter Contact page Hosted on Acast. See acast.com/privacy for more information.
June 12 · 15 min
44. Equity Rich, Cashflow Poor
In this episode, I'm revisiting one of my most popular articles, updating the numbers for 2026. I’ll explain how I’ve lived this lesson out in real life and why the principle is more powerful now, eight years since I first wrote about it. Read the article version here My new book 'You've Got Money, Now What?' is now available on Amazon. Audiobook on Spotify and Audible 🔗Resources & Links My best-selling book: Strong Money Australia | Audiobook on Spotify & Audible Newsletter - I publish articles and thoughts on wealth, mindset and freedom every two weeks Financial advice - An advisor I trust who can help with planning, retirement & strategy Mortgage broker - My personal contact for all things home loans Portfolio tracker - What I use to keep tabs on my dividends, franking, CGT and performance 🤝Connect with Dave Website: Strong Money Australia Facebook | Instagram | X/Twitter Contact page Hosted on Acast. See acast.com/privacy for more information.
May 29 · 22 min
43. How to Save Money on Car Ownership
In this episode, I break down the true cost of car ownership. I’ll introduce a concept I call the car mortgage that I think is certifiably insane, and walk through how to keep car costs in check without giving up the benefits. Read the article version here My new book 'You've Got Money, Now What?' is now available on Amazon. Audiobook on Spotify and Audible 🔗Resources & Links My best-selling book: Strong Money Australia | Audiobook on Spotify & Audible Newsletter - I publish articles and thoughts on wealth, mindset and freedom every two weeks Financial advice - An advisor I trust who can help with planning, retirement & strategy Mortgage broker - My personal contact for all things home loans Portfolio tracker - What I use to keep tabs on my dividends, franking, CGT and performance 🤝Connect with Dave Website: Strong Money Australia Facebook | Instagram | X/Twitter Contact page Hosted on Acast. See acast.com/privacy for more information.
May 15 · 18 min
42. How to Pivot Towards Freedom (Retirement Strategies)
In this episode, I map out all the different ways you can transition away from full-time work once you’re in a strong financial position. Plus a couple of useful ways to rethink your FI number that might mean you’re closer to freedom than you think. Read the article version here My new book 'You've Got Money, Now What?' is now available on Amazon. Audiobook on Spotify and Audible 🔗Resources & Links My best-selling book: Strong Money Australia | Audiobook on Spotify & Audible Newsletter - I publish articles and thoughts on wealth, mindset and freedom every two weeks Financial advice - An advisor I trust who can help with planning, retirement & strategy Mortgage broker - My personal contact for all things home loans Portfolio tracker - What I use to keep tabs on my dividends, franking, CGT and performance 🤝Connect with Dave Website: Strong Money Australia Facebook | Instagram | X/Twitter Contact page Hosted on Acast. See acast.com/privacy for more information.
May 1 · 13 min
41. The Pareto Principle for Money, Life and FI
In this episode, I'm unpacking the Pareto Principle, also known as the 80/20 rule, and how it applies to money, but also to life more broadly. We’ll look at how focusing on a small number of factors can help you make faster progress with less effort - and what exactly you should focus on. Read the article version here. My new book 'You've Got Money, Now What?' is now available on Amazon. Audiobook on Spotify and Audible. 🔗Resources & Links My best-selling book: Strong Money Australia | Audiobook on Spotify & Audible Newsletter - I publish articles and thoughts on wealth, mindset and freedom every two weeks Financial advice - An advisor I trust who can help with planning, retirement & strategy Mortgage broker - My personal contact for all things home loans Portfolio tracker - What I use to keep tabs on my dividends, franking, CGT and performance 🤝Connect with Dave Website: Strong Money Australia Facebook | Instagram | X/Twitter Contact page Hosted on Acast. See acast.com/privacy for more information.
April 17 · 17 min
40. How to Retire Mortgage Free (5 Strategies)
In this episode, I walk through five different ways to end up with a paid-off home by the time you’re ready to retire. I explain the cashflow tradeoffs between each option - including a weird middle ground most people don’t think about. Read the article version here. And here's the Portfolio Update I mentioned. **My new book is now available on Amazon. Audiobook on Spotify and Audible. 🔗Resources & Links My best-selling book: Strong Money Australia | Audiobook on Spotify & Audible Newsletter - I publish articles and thoughts on wealth, mindset and freedom every two weeks Financial advice - An advisor I trust who can help with planning, retirement & strategy Mortgage broker - My personal contact for all things home loans Portfolio tracker - What I use to keep tabs on my dividends, franking, CGT and performance 🤝Connect with Dave Website: Strong Money Australia Facebook | Instagram | X/Twitter Contact page Hosted on Acast. See acast.com/privacy for more information.
April 3 · 17 min
39. How Will AI Affect Financial Independence?
In this episode, I share my thoughts on what impacts AI could have on the idea of financial independence. We'll discuss the changing job environment, living costs, and how different investments might perform in an AI-dominated world. **My new book is now available on Amazon. Audiobook on Spotify and Audible. 🔗Resources & Links My best-selling book: Strong Money Australia | Audiobook on Spotify & Audible Newsletter - I publish articles and thoughts on wealth, mindset and freedom every two weeks Financial advice - An advisor I trust who can help with planning, retirement & strategy Mortgage broker - My personal contact for all things home loans Portfolio tracker - What I use to keep tabs on my dividends, franking, CGT and performance 🤝Connect with Dave Website: Strong Money Australia Facebook | Instagram | X/Twitter Contact page Hosted on Acast. See acast.com/privacy for more information.
March 20 · 16 min
38. The Power of Momentum on Your FI Journey (Beyond the Math)
In this episode, I break down how momentum works outside the numbers, and why it’s so powerful on your FI journey. We’ll talk about identity, self-reinforcing loops, and creating behavioural shifts that propel you towards freedom. Read the article version here. And the Mark Manson clip I mentioned is here. **My new book is now available on Amazon. Audiobook on Spotify and Audible. 🔗Resources & Links My best-selling book 'Strong Money Australia' | Audiobook on Spotify & Audible Newsletter - I publish articles and thoughts on wealth, mindset and freedom every two weeks Mortgage broker - My personal contact for all things home loans Financial advice - An advisor I trust who can help with planning, retirement & strategy Portfolio tracker - What I use to keep tabs on my dividends, franking, CGT and performance 🤝Connect with Dave Website: Strong Money Australia Facebook | Instagram | X/Twitter Contact page Hosted on Acast. See acast.com/privacy for more information.
March 6 · 17 min
37. Saving or Investing - What Actually Makes You Rich?
In this episode, I’m unpacking an often debated topic - is it more important to focus on saving or investing? More importantly, which one will actually move you towards freedom the fastest - and at which times is one more important than the other? Read the article version here. And the reader interview I mentioned is here. **My new book is now available on Amazon. Audiobook on Spotify and Audible. 🔗Resources & Links My best-selling book 'Strong Money Australia' | Audiobook on Spotify & Audible Newsletter - I publish articles and thoughts on wealth, mindset and freedom every two weeks Mortgage broker - My personal contact for all things home loans Financial advice - An advisor I trust who can help with planning, retirement & strategy Portfolio tracker - What I use to keep tabs on my dividends, franking, CGT and performance 🤝Connect with Dave Website: Strong Money Australia Facebook | Instagram | X/Twitter Contact page Hosted on Acast. See acast.com/privacy for more information.
February 20 · 16 min
36. Achievement vs Enjoyment After FI (how to have both)
In this episode, I dig into the tension between achievement and enjoyment, why it’s hard to slow down after reaching a big goal like FI, and how to shift out of constant “goal mode” so you can actually enjoy the freedom you’ve built. Read the article version here. **My new book is now available on Amazon. Audiobook on Spotify and Audible. 🔗Resources & Links My best-selling book 'Strong Money Australia' | Audiobook on Spotify & Audible Newsletter - I publish articles and thoughts on wealth, mindset and freedom every two weeks Mortgage broker - My personal contact for all things home loans Financial advice - An advisor I trust who can help with planning, retirement & strategy Portfolio tracker - What I use to keep tabs on my dividends, franking, CGT and performance 🤝Connect with Dave Website: Strong Money Australia Facebook | Instagram | X/Twitter Contact page Hosted on Acast. See acast.com/privacy for more information.
February 6 · 14 min
35. Semi-Retirement: Your Shortcut to Freedom
In this episode, I break down why semi-retirement can be an excellent alternative strategy for freedom. I explore a concept called the 50% rule, a framework for thinking about luxuries, and how to make sure you still reach full FI even if you semi-retire. Read the article version here. **My new book is now available on Amazon. Audiobook on Spotify and Audible. 🔗Resources & Links My best-selling book 'Strong Money Australia' | Audiobook on Spotify & Audible Newsletter - I publish articles and thoughts on wealth, mindset and freedom every two weeks Mortgage broker - My personal contact for all things home loans Financial advice - An advisor I trust who can help with planning, retirement & strategy Portfolio tracker - What I use to keep tabs on my dividends, franking, CGT and performance 🤝Connect with Dave Website: Strong Money Australia Facebook | Instagram | X/Twitter Contact page Hosted on Acast. See acast.com/privacy for more information.
January 23 · 14 min
34. Business Principles For Your Personal Finances
In this episode, I share 7 business principles you can apply to your finances, so you can run your life like a well-managed company, and move towards financial independence with more ease and less stress. Read the article version here. **My new book is now available on Amazon. Audiobook on Spotify and Audible. 🔗Resources & Links My best-selling book 'Strong Money Australia' | Audiobook on Spotify & Audible Newsletter - I publish articles and thoughts on wealth, mindset and freedom every two weeks Mortgage broker - My personal contact for all things home loans Financial advice - An advisor I trust who can help with planning, retirement & strategy Portfolio tracker - What I use to keep tabs on my dividends, franking, CGT and performance 🤝Connect with Dave Website: Strong Money Australia Facebook | Instagram | X/Twitter Contact page Hosted on Acast. See acast.com/privacy for more information.
January 9 · 17 min
33. How to level up your finances and life in 2026
In this episode, I walk you through a simple but powerful reset to start the year. How to upgrade your mindset, your money, and your lifestyle in such a way that you don't fall off after 3 weeks. You can read the original article version here. **My new book is now available on Amazon. Audiobook on Spotify. 🔗Resources & Links My best-selling book 'Strong Money Australia' on Amazon | Audiobook on Spotify & Audible Newsletter - I publish articles and thoughts on wealth, mindset and freedom every two weeks Mortgage broker - My personal contact for all things home loans Financial advice - An advisor I trust who can help with planning, retirement & strategy Portfolio tracker - What I use to keep tabs on my dividends, franking, CGT and performance 🤝Connect with Dave Website: Strong Money Australia Facebook | Instagram | X/Twitter Contact page Hosted on Acast. See acast.com/privacy for more information.
Dec 26, 2025 · 18 min
32. How to Actually Pull the Plug and Leave Work
In this episode, I break down some of the common fears around leaving work, and I give you some practical guidelines to follow so you can confidently (and safely) step into freedom. You can read the original article version here. 📚 My books You’ve Got Money… Now What? For those who’ve built a solid financial base and are wondering whether they can work less, semi-retire, and design a life with more freedom and meaning. 👉 Paperback & ebook on Amazon 👉 Audiobook on Spotify | Apple | Audible (coming soon) Strong Money Australia A simple, practical guide to financial independence for Aussies who want to fast-track their progress and build a strong foundation. 👉 Paperback & ebook on Amazon 👉 Audiobook on Spotify | Audible | Apple 🔗Resources & Links Newsletter - I publish articles and thoughts on wealth, mindset and freedom every two weeks Mortgage broker - My personal contact for all things home loans Financial advice - An advisor I trust who can help with planning, retirement & strategy Portfolio tracker - What I use to keep tabs on my dividends, franking, CGT and performance 🤝Connect with Dave Website: Strong Money Australia Facebook | Instagram | X/Twitter Contact page Hosted on Acast. See acast.com/privacy for more information.
Dec 12, 2025 · 18 min
31. The Lost Art of Moderation
In this episode, I unpack the underrated power of moderation - and why it might be the single most valuable skill for building wealth and freedom. You can read the original article version here. **My new book is now available on Amazon. Audiobook on Spotify** 🔗Resources & Links My best-selling book 'Strong Money Australia' on Amazon Audiobook on Spotify & Audible Mortgage broker - My personal contact for all things home loans Financial advice - An advisor I trust who can help with planning, retirement & strategy P.S. I share practical thoughts on wealth and freedom every two weeks in my free newsletter. Join here if you’d like to get those. 🤝Connect with Dave Website: Strong Money Australia Facebook | Instagram | X/Twitter Contact page Hosted on Acast. See acast.com/privacy for more information.

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