Money Matters

Bank of England

We want to help young adults build confidence and improve their understanding around the financial and economic issues that shape their everyday lives.

Join Bank of England experts and external guests for unscripted, accessible, judgement-free conversations covering topics such as managing debt, understanding inflation and navigating the cost of living.

Each episode has a different theme and offers practical insights grounded in trustworthy, impartial information.

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15 episodes
Avg 14 min
English

Episodes 15

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S1 · E15
Yesterday · 45 sec· Video
Meet our next guest! Tolani Abere on the cost of growing up
Tolani Abere joins Jamilla in the studio to discuss the financial challenges facing young people today and how money worries can affect our self-esteem. Full episode out on Friday 25 September 2026.
S1 · E14
August 28 · 43 min· Video
What is investing and how do I start?
The idea of using money you already have to make even more is an attractive prospect. But all the jargon and the amount of risk involved also make it very intimidating. James Beckett, known as the Money Stocker, joins Jamilla Blake to tell us all about investing: what it is, why he does it and how easy it is to get started. He gives us simple definitions of technical terms (such as stocks, shares, bonds and dividends) and takes us through the different ways you can invest your money (such as ISAs, crypto, property and index funds). He also stresses the importance of setting specific goals and doing your own research – and discusses how best to use AI to do this. And stick around to see Tom Heath and another quick-fire quiz round! ℹ️ This video is not financial advice. The views expressed in the podcast are those of the hosts and guests, and not necessarily those of the Bank of England or its committees.
S1 · E13
August 26 · 1 min· Video
Meet our next guest! James Beckett talks investing
James Beckett, also known as Money Stocker, joins Jamilla in the studio to discuss why, where and how easy it is to start investing your money. Full episode out on Friday 28 August 2026.
S1 · E12
July 31 · 35 min· Video
How do AI and cyber threats affect financial stability?
We all rely on financial services every day. And part of the Bank of England's job is to make sure that those services continue to work so that you always have access to your money. This often involves, quite literally, imagining the worst things that could happen in the economy and making sure we're prepared for them. Sarah Breeden, Deputy Governor for Financial Stability, talks to Jamilla Blake about her role as a 'professional catastrophiser' and the work her area does to make sure that financial services can withstand shocks (such as cyberattacks, recessions or wars) and still meet people's needs. She explains the origins of the 2008 financial crisis, how it led to businesses going bust, greater unemployment, and a loss of faith in the financial system – as well as how the country recovered and the lessons we learned from it. She also goes into detail about the effects of the coronavirus pandemic and how it was the 'biggest stress test of the system' since the 2008 crash. And stick around to see Tom Heath return with his quick-fire quiz round! ℹ️ This video is not financial advice. The views expressed in the podcast are those of the hosts and guests, and not necessarily those of the Bank of England or its committees.
S1 · E11
July 29 · 50 sec· Video
Meet our next guest! Sarah Breeden talks financial stability
Sarah Breeden, Deputy Governor for Financial Stability at the Bank of England, joins Jamilla in the studio to discuss her role as a 'professional catastrophiser' and how the Bank responds to crisis situations, such as the 2008 financial crash. Full episode out on Friday 31 July 2026.
S1 · E10
June 26 · 17 min· Video
How do I know that my money is safe?
We put a lot of trust in the banks and building societies that hold our money. But if they ever went bust, this could put our entire livelihoods in jeopardy. Thankfully, there is a scheme in place to protect you if they do. Sam Woods, Chief Executive Officer of our Prudential Regulation Authority (PRA), talks to Jamilla Blake about the Financial Services Compensation Scheme (FSCS) – which protects the money in your account up to £120,000 per bank. This means that, if your bank went out of business, you could get a lot (if not all) of it back. He explains the process of getting your money back and the importance of making sure that any funds over £120,000 are spread across different banks – as opposed to different brands owned by the same bank. He also talks about the role of the PRA in giving the people of the UK financial confidence and maintaining a healthy economy. This month, Tom Heath is back on the City streets finding out if anyone has ever even heard of the FSCS. You can find out more about the FSCS on our website. ℹ️ This video is not financial advice. The views expressed in the podcast are those of the hosts and guests, and not necessarily those of the Bank of England or its committees.
S1 · E9
June 24 · 47 sec· Video
Meet our next guest! Sam Woods talks about keeping your money safe
Sam Woods, Chief Executive Officer of our Prudential Regulation Authority, joins Jamilla in the studio to discuss how we make sure banks are safe and sound, and what protections are in place for account holders if their bank goes bust. Full episode out on Friday 26 June 2026.
S1 · E8
May 29 · 23 min· Video
How do digital payments work?
Most of us give or receive money every day, and many of us use digital payments as our preferred method. But very few people know about how they really work and even fewer know what the Bank of England does to make sure the transfers are instant and effortless. Zach, banking and securities operations manager at the Bank, talks to Jamilla Blake about the real-time gross settlement (RTGS) system, which facilitated payments worth £94 trillion in 2025 alone. He explains how commercial banks, building societies and payment service providers hold accounts at the Bank, and how this allows the RTGS to record and transfer what’s owed between those firms. He also tells us why the Bank is essential to making sure everyone gets what they are owed in a secure and efficient way. This episode, Tom Heath takes to the streets, seeing how much people in the City really know about digital payments. ℹ️ This video is not financial advice. The views expressed in the podcast are those of the hosts and guests, and not necessarily those of the Bank of England or its committees.
S1 · E7
May 27 · 1 min· Video
Meet our next guest! Zach talks RTGS
Zach, banking and securities operations manager at the Bank, joins us in the studio to talk about the real-time gross settlement (RTGS) system – the electronic ledger that records transactions between banks and financial institutions in the UK. Full episode out on Friday 29 May 2026.
S1 · E6
April 24 · 36 min· Video
Where’s the best place to put my money?
We’re coming to the end of April, which means the new tax year has well and truly begun. This might not affect the everyday lives of many people, but it is, at the very least, an opportunity to review your finances and set new goals. Gabriel Nussbaum, personal finance influencer, talks to Jamilla Blake about the significance of the April ‘reset’ and what it means for your taxes and savings. He gives us his ‘ISA 101’ breakdown, takes us through the different types of savings account and explains the benefits of getting into good habits even when you don't have much to put away. He also discusses how the Bank of England's base rate decisions affect the interest people can make on their savings and how best to budget with an irregular income. Tom Heath is back with his quick-fire quiz round! You can follow Gabriel on Instagram, TikTok and YouTube. ℹ️ This video is not financial advice. The views expressed in the podcast are those of the hosts and guests, and not necessarily those of the Bank of England or its committees.
S1 · E5
April 22 · 44 sec· Video
Meet our next guest! Gabriel Nussbaum talks saving and budgeting
Gabriel Nussbaum, personal finance influencer, joins us in the studio to talk about ‘super-power saving accounts’, managing your money and transforming your financial future. Full episode out on Friday 24 April 2026.
S1 · E4
March 27 · 29 min· Video
Four ways to find financial confidence
Inflation is the rate at which prices rise. It directly affects the cost of living and, therefore, everyone in the country. But it doesn't affect everyone in the same way. Cameron Smith, personal finance influencer, talks to Jamilla Blake about how different people experience price rises, measuring inflation and what the Bank of England does to try and keep it at the 2% target. He gives us his four things that people can do to get ‘on the right track’ when their money is being stretched by factors that are out of their control. He also talks us through how his frustration with the academic system and its neglect of personal finance issues inspired him to become a content creator, using ‘the power of social media as a channel for educating people’. And Tom Heath returns with his quick-fire question round! You can follow Cameron on Instagram, TikTok and YouTube. ℹ️ This video is not financial advice. The views expressed in the podcast are those of the hosts and guests, and not necessarily those of the Bank of England or its committees.
S1 · E3
March 25 · 57 sec· Video
Meet our next guest! Cameron Smith talks cost of living
Cameron Smith, personal finance influencer, joins us in the studio to talk about the cost of living, how price rises affect our everyday lives and building financial confidence. Full episode out on Friday 27 March 2026.
S1 · E2
February 27 · 28 min· Video
How do interest rates affect my rent?
The Bank of England's decisions can have a substantial impact on how much landlords charge and, therefore, how much you spend every month. But how many people really understand this? Fisayo Martins, qualified accountant and founder of the Finance Matters education platform, talks to Jamilla Blake about how changes in Bank Rate can lead to changes in rent prices. She takes us through her experience of renting – or what she calls 'the start of my adulthood' – and how the responsibilities of council tax and utility bills 'catapulted her into the real world'. She also explains how the Renters' Rights Act, which comes into effect in May 2026, will provide more security for tenants in terms of no-fault evictions and price rises. Keep an eye out for Tom Heath and his quick-fire question round. ℹ️ This video is not financial advice. The views expressed in the podcast are those of the hosts and guests, and not necessarily those of the Bank of England or its committees.
S1 · E1
February 25 · 33 sec· Video
Meet our first guest! Fisayo Martins talks interest rates and renting
Fisayo Martins, qualified accountant and founder of the Finance Matters education platform, joins us in the studio to talk about interest rates and how they affect the rental market. Watch the full episode from Friday 27 February 2026.

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