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Contractor Talk with Richie Kidwell

Richie Kidwell

Multipreneur Richie Kidwell answers questions about the mold, restoration, and building damage industry. Listen to everything from services that help homeowners who have suffered from building damage to the latest legislative issues in the restoration industry. It's all covered here!

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21 episodes
weekly
Avg 43 min
English

Episodes 21

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#152
August 28 · 21 min
Breaking Through Insurance Denials: Secrets to Success
In this episode of Contractor Talk, Richie Kidwell and co-host Property Damage Attorney Hans Kennon welcome Bill Riley of Restoration Advisors to discuss how Florida homeowners can navigate insurance claims after hurricanes, fire, and flood losses. Bill shares how Restoration Advisors helps homeowners facing denied or under-deductible claims, confusing estimates, and insurance companies that close claims before all damages are addressed. The conversation covers Hurricane Milton claims, Citizens
#151
August 21 · 23 min
The Insider's Guide to Roofing: Quality vs. Cost in Florida
In this episode of Contractor Talk, Richie Kidwell and co-host Property Damage Attorney Hans Kennon welcome Carrie Moreau, CEO and Director of Sales & Operations at Certified Best Roofing, to discuss the roofing red flags Florida homeowners should watch for before storm season. Carrie breaks down warning signs of lowball roofing quotes, vague estimates, cheap materials, short warranties, hidden change-order costs, and contracts that may leave homeowners responsible for property damage. The conv
#150
July 28 · 22 min
Navigating Insurance Challenges with Florida Restoration Experts
In this episode of Contractor Talk, Richie Kidwell and co-host Property Damage Attorney Hans Kennon are joined by Jim Apuzzo of DriRite and public adjuster Sterling Scott of Trust Public Adjusting Group to discuss Florida insurance claims, restoration challenges, and how contractors can avoid costly mistakes during the claims process. The conversation covers low water and mold coverage caps, policy limitations homeowners may not understand, and how insurance company preferred vendor programs can
#149
July 23 · 24 min
The Power Dynamics: Florida's Restoration Industry vs. Big Insurance
In this episode of Contractor Talk, Richie Kidwell and co-host Property Damage Attorney Hans Kennon welcome Sterling Scott of Trust Public Adjusting Group to discuss Florida insurance claims, public adjusting, and the challenges property owners face after a loss. They explore the importance of staying within professional roles during the claims process, how public adjusters and attorneys work together, why HOAs may need loss experts, and what homeowners should know about denied or underpaid insu
#148
July 17 · 6 min
Why Contractor Talk Isn't Just for Contractors
Welcome back to Contractor Talk! 🎙️ We’re launching a new era with shorter, more focused episodes that fit your schedule while still delivering expert insights. In this episode, hosts Richie Kidwell and Hans Kennon explain Contractor Talk’s move from radio to podcasting, what this shift means for listeners, and why these conversations matter for restoration professionals, homeowners, and consumers alike. Whether you’re navigating an insurance claim, working in the restoration industry, or wan
#147
June 19 · 52 min
Leaving Live Radio: Florida Insurance Loopholes & How Contractors Fight Back!
In the final live radio episode of Contractor Talk, host Richie Kidwell and co-host, property damage attorney Hans Kennon, announce the show's transition from 94.9 FM and 950 AM back to a streamlined podcast format focused on YouTube and streaming platforms. As they reflect on their time in radio, Richie and Hans dive into some of the biggest challenges facing Florida homeowners, contractors, and public adjusters today. From insurance policy loopholes and matching endorsements to roof replacemen
#146
June 12 · 52 min
Building Blocks: Protecting Your Home From the Inside Out
In this episode of Contractor Talk, Richie Kidwell and co-host Property Damage Attorney Hans Kennon discuss storm season preparedness across Central Florida, including recent hail activity, generator and fuel safety, and the importance of staying ready for severe weather events. They also cover a reported earthquake near Cuba that was felt across parts of Florida and what homeowners should keep in mind as hurricane season approaches. Joining the show is James Groves, founder of Hole in the Wall
#145
June 5 · 52 min
Defending Your Property: Insights on Navigating Insurance Challenges
In this episode of Contractor Talk, Richie Kidwell and co-host property damage attorney Hans Kennon break down Florida’s property insurance landscape and what homeowners should know right now. They cover why homeowners should be wary of calling insurers just to “ask questions” about claims, as well as common carrier tactics such as restrictive check language and direct repair programs that steer work toward insurer-approved contractors while limiting accountability. The discussion also touches
#144
May 22 · 52 min
The Restoration Industry's Battle with Big Insurance in Florida
How prepared are Florida homeowners for this year’s storm season? In this episode of Contractor Talk, Richie Kidwell and co-host property damage attorney Hans Kennon discuss the realities of navigating insurance claims before and after major storms. Joined by special guest John Richardson of Kennon Law, the conversation explores how El Niño and La Niña weather patterns may impact hurricane activity, why documenting damage early is critical, and the strict deadlines Florida homeowners face when
#143
May 15 · 51 min
Understanding Roofing Repairs: Ensuring Peace of Mind for Homeowners
Richie Kidwell and co-host, property damage attorney Hans Kennon, return with Contractor Talk to discuss Florida’s changing property insurance landscape and why the correct “date of loss” can make or break a roofing claim, especially when damage is discovered months later. They break down shrinking coverage, rising premiums, claim handling tactics, and ongoing legal battles impacting homeowners across Florida. Special guests Jenson Pedraza and Pedro from Midas Roofing share how their company is
#142
May 1 · 51 min
Navigating Legal Challenges in Florida’s Insurance Industry
In this episode of Contractor Talk with Richie Kidwell, Richie sits down with Bobby Vickery of Boltz Legal to discuss the current state of Florida’s insurance landscape and what recent legislative changes mean for homeowners, contractors, and public adjusters. They break down how changes in attorney fee laws are affecting access to legal representation and why many homeowners may now face greater challenges when pursuing property damage claims. The conversation also explores insurance company t
#141
April 24 · 51 min
The Art of Home Inspections: Safeguarding Your Biggest Investment
Richie Kidwell and co-host, property-damage attorney Hans Kennon, return with Contractor Talk for an Earth Day episode focused on property-damage claims, hurricane preparedness, and real estate strategy. 🌎 Special guest Mike Hayman of Liberty Property Inspections breaks down the rising demand for inspections, the benefits of pre-listing inspections, and why proper permits for major work, such as repipes and roofs, are critical to avoid red tags and future sale issues. They also cover updates
#140
April 17 · 50 min
Homeowner Rights and the Big Insurance Dilemma
What’s really going on with Florida’s property insurance system? In this episode, Richie Kidwell and co-host property damage attorney Hans Kennon break down the latest challenges homeowners and contractors are facing across the state. They dive into recent legislative changes impacting attorney fees, how insurers (including Citizens) are handling claims, and why many policyholders are struggling to get fair payouts. From delays and denials to restrictive policy endorsements, this conversation s
#139
April 10 · 51 min
Protecting Homeowners: Understanding Policy Exclusions
Richie Kidwell and co-host Hans Kennon break down how to prep your homeowners insurance before storm season. They cover hidden limitations such as water-damage caps, mold and sewer coverage, roof depreciation, and contractor restrictions. They also warn about renewal changes that can quietly reduce coverage while premiums rise, and explain the difference between replacement cost vs. actual cash value. Plus, what to know if you missed the April 9 deadline for Hurricane Milton supplemental claim
#138
April 3 · 51 min
Challenging Insurance Giants: Voices for Consumer Justice
In this episode of Contractor Talk with Richie Kidwell and co-host property damage attorney Hans Kennon, the conversation explores Florida’s homeowners insurance crisis and the broader forces shaping it. Joined by Dr. Frank Collige, Candidate for CFO 2026, the conversation touches on regulatory oversight, the influence of insurance carriers, and concerns around transparency, claims handling, and access to the courts. Dr. Collige also shares his background as a military veteran, former state investigator, and public adjuster, along with his perspective on how the CFO role could impact accountability across the industry. The discussion also highlights the upcoming August 18 Republican primary and why it carries added significance for the CFO race. Tune in for a deeper conversation on where the system stands and what changes may be ahead.
#137
March 27 · 51 min
Digital Marketing Mastery for Restoration Contractors
In this episode of Contractor Talk with Richie Kidwell and co-host property damage attorney Hans Kennon, the team is joined by Ben Ricciardi, CEO of Ironclad Restoration Marketing, to break down how restoration contractors can succeed in today’s evolving insurance and marketing landscape. They discuss the challenges contractors face in a declining claims environment, including underpaid or denied claims following Hurricane Milton, and the importance of educating homeowners on their rights and cr
#136
March 20 · 51 min
Decoding the Myths of Home Damage Coverage
In this episode of Contractor Talk podcast with Richie Kidwell, Richie and co-host property damage attorney Hans Kennon sit down with Sterling Scott, Founder and President of Trust Public Adjusting Group, to break down what Florida homeowners need to know heading into storm season. They discuss hail and wind claims, the importance of annual property inspections, and why documenting damage early within the one-year reporting window is critical. Sterling shares insight into free property inspectio
#135
March 13 · 51 min
Navigating the Complex World of Insurance and Home Protection
In this episode of Contractor Talk, Richie Kidwell and co-host Hans Kennon discuss proposed Kentucky legislation to cap public adjuster fees at 5% and halt new licenses and apprenticeships. They examine how such policies could set a precedent in Florida and other states, limiting resources for property owners navigating complex insurance claims. The discussion includes claim denials after major storms and broader concerns about insurance oversight and consumer protections. Later in the episode,
#134
March 5 · 51 min
The Insurance Game: Exclusions, Endorsements, and Consumer Advocacy
In this episode of Contractor Talk podcast with Richie Kidwell, Richie and co-host property damage attorney Hans Kennon break down the growing challenges facing contractors, property owners, and public adjusters. They discuss the fallout from Florida’s insurance reforms, shrinking windstorm claim activity, and policy exclusions that limit consumer support. Special guest Jack Hanks of VPA Public Adjusters shares insight on how public adjusters advocate for property owners, why claims are becoming
#133
February 27 · 51 min
Are You Protected? Understanding Your Policy's Real Coverage
Join Richie Kidwell and property damage attorney Hans Kennon on this episode of Contractor Talk as they reveal how Florida homeowners are being squeezed by insurance practices. Learn about roof-age underwriting, Citizens’ preferred contractor networks, hidden water caps, claim underpayments, and why homeowner representation is crucial. Special guest Brian Christensen of Coast2Coast Adjusters shares insights on policy limits, reduced payouts, and navigating disputed claims. Don’t miss practical t

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