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Our presenters sit down with our team of consumer experts to give you useful advice to help make life simpler, fairer and safer for everyone.

Which? Money is your home for money news and personal finance hacks. Which? Shorts is your home of narrated pieces from our suite of magazines. And stay tuned for other shows full of advice.

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Yesterday · 32 min
Are mortgage rates going to climb even higher?
The Bank of England base rate was held again last month, so why are mortgage rates on the rise? In this episode, Which? property expert Sam Wilson explains what’s driving up the cost of borrowing, and how a range of external factors can influence the rates lenders offer. Sam also reveals the results of our yearly analysis into mortgage lenders, explaining how four companies stood out from the crowd to be awarded Which? Recommended Provider status. Plus, David Hollingworth from L&C Mortgages explains the benefit of using a mortgage broker when you come to remortgage. Read all of our reviews of mortgage lenders on our website & sign up for our free weekly Money newsletter Read more about why mortgages rates are rising & sign up for our free First-time Buyer newsletter Check the latest mortgage deals on our website - it’s updated twice daily Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine
Tuesday · 8 min
Are menopause supplements worth buying?
Reaching for supplements can seem like a natural thing to do when your body requires extra nutrients, but our research reveals a wide variation in active ingredients and a lack of evidence-backed dosing. In this episode of Which? Shorts, our chief nutritionist Shefalee Loth lifts the lid on our research to help you understand what’s actually inside the menopause supplements we tested. We spent many hours researching more than 80 active ingredients included in a range of big-brand supplements, from everyday vitamins and minerals to niche herbal and botanical extracts. This episode is read by Shefalee Loth and is based on an article she wrote, originally published in the September 2026 issue of Which? magazine. Sign up for our live podcast ‘How to thrive through mid-life and menopause’ on Tuesday 13 October to put your questions to our expert panel. Read all of our menopause supplements reviews on our website & sign up for our free fortnightly Healthy Living newsletter If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
September 25 · 34 min
Widespread misconceptions could mean your home insurance policy isn’t up to scratch
Home insurance may seem like a chore to deal with, but it’s an essential protection. So, why are so many homeowners having their claims rejected? In this episode, Which? insurance expert Dean Sobers shares some data which shows that almost a third of home insurance claims are being declined. Dean explains how Which? research has identified widespread misconceptions around what policies cover, leading to customers lacking the protection they thought they had. We share our best advice on how to get the best protection for your home, plus Dean reveals this year’s crop of Which? Recommended Providers and Best Buy policies. Read all of our insurance reviews and compare quotes on our website & sign up for our free weekly Money newsletter Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine
September 22 · 10 min
Mystery shoppers help us reveal the supermarkets that deliver the freshest groceries
We sent mystery shoppers from across the country to help us find out what’s really going on with online grocery deliveries. This is what we found out. In this episode of Which? Shorts, our senior retail researcher Hannah Walsh reveals the results of our investigation into some of the UK’s biggest supermarkets, and how their online delivery services compare. We found examples of fresh food being delivered on the same day as its use-by date. We explain how paying more doesn’t necessarily mean your groceries will be fresher or last longer. This episode is read by James Rowe and is based on an article written by Hannah Walsh, originally published in the September 2026 issue of Which? magazine. Read more from our travel experts on our website & sign up for our free monthly Travel newsletter If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
September 17 · 30 min
You might not be making the most of your workplace pension - here’s what to do
Nearly half of all UK adults paying into a defined contribution workplace pension have no idea how much their employer contributes. Is that ignorance hampering our retirement planning? In this episode, Which? pension specialists Paul Davies and Holly Lanyon reveal the results of their research into the public’s understanding of workplace pensions - a key component of the income we’ll rely on in retirement. They explain how understanding how workplace pensions work, and how much your employer contributes, can help you save more for later life. Plus, they share advice on planning for retirement, and detail how the government is reviewing workplace pensions - including what the Pensions Commission could recommend to help us all save more. Which? surveyed 1,294 working adults in the UK between 14 and 17 August 2026. Deltapoll carried out the fieldwork online, and the final data have been weighted to represent the UK working adult population. Read more about Holly’s research into workplace pensions on our website & sign up for our free weekly Money newsletter Find out if you’re making the most of your workplace pension on our website & sign up for our free Retirement Planning newsletter Take control of your retirement planning with our expert reviews, calculators and up-to-date news on our website Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine
September 15 · 12 min
The Greek island you need to visit out of the peak summer season
Corfu’s secret beaches, mountain villages and warm hospitality make it the perfect place for a getaway… if you visit at the right time. In this episode of Which? Shorts, deputy editor of Which? Travel Naomi Leach shares her experience of exploring Corfu as she went off the beaten track, away from the usual tourist hotspots. Naomi’s visit included authentic vineyards, choppy turquoise seas, and cobblestone staircases - a world away from the typical imagery conjured up when Greek islands spring to mind. This episode is read by Naomi Leach and is based on an article she wrote, originally published in the September/October 2026 issue of Which? Travel. Read more from our travel experts on our website & sign up for our free monthly Travel newsletter If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
September 10 · 30 min
First Halifax, now TSB? Why are banks disappearing?
The sheer scale of bank branch closures has caused concern inside government. And with one - maybe two - high street brands set to disappear from the high street, is the situation going to get even worse? In this episode, Which? senior data journalist Josh Wilson crunches the numbers to reveal the stark reality of high street banking in 2026: 69% of the nation’s physical banking network has been lost since January 2015. Josh explains why banks keep closing branches, and what an official government review into accessing face-to-face banking services could reveal. Plus, Which? senior researcher Faye Lipson details what Halifax customers need to know as the brand is set to disappear from the UK, and why TSB customers should be aware that the pioneering brand could vanish too. Read more about bank branch closures and the government review on our website & sign up for our free weekly Money newsletter Find out more about what the Halifax brand axing means for you & what could happen to TSB Read our reviews of the best banks and bank accounts Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine
September 8 · 10 min
Can you really trust that ‘bargain’ holiday price?
Have you ever been searching for holidays online only for the price to increase? Well, you’re not alone. In this episode of Which? Shorts, we share the result of our research into Expedia, Lastminute.com, Loveholidays, On the Beach and Tui, where we aimed to find out how the business model dubbed ‘dynamic pricing’ affects prices for customers. We saw some holidays increase by hundreds of pounds at the click of a mouse, so how can firms get away with this? And are there any examples of holidays that go down in price instead? This episode is read by James Rowe, and is based on an article written by Trevor Baker, originally published in the September/October 2026 of Which? Travel. Read more from our travel experts on our website & sign up for our free monthly Travel newsletter If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
September 3 · 28 min
Are you being left in the dark by your bank?
There’s no doubt that you remember receiving notifications from your bank telling you that the interest rate on your savings account is set to go down. But are banks doing enough to tell us when an account with a better rate is available? In this episode, we’re joined by Which? researcher Holly Lanyon who shares the results of her investigation into whether or not banks are keeping us up to date on savings products - something they’re legally required to do. Plus, Andy Webb from Be Clever With Your Cash explains the different types of accounts we should consider opening, and why spreading your cash across multiple providers could be crucial. Read more about Holly's investigation into savings accounts & sign up for our free weekly Money newsletter Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine
August 30 · 9 min
Ditch the algorithms and curate your own social media feed
There are few things more frustrating than feeling like an algorithm is controlling what you see online. Luckily, taking back control of your feeds and search results is easier than you think. In this episode of Which? Shorts, we share expert advice on how to dodge aggressive recommendation engines, clean up your digital privacy settings and even throw algorithms off your scent with ‘data poisoning’ tricks. By making a few smart adjustments to your browsers, privacy options and search habits, you can stop doomscrolling and start curating an internet that actually works for you. This episode is read by Erica McKoy and is based on an article written by Nicole Kobie, originally published in the August/September issue of Which? Tech. Read more of our advice on how to fix tech issues on our website & sign up for our free fortnightly Tech newsletter If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
August 27 · 31 min
Are you better off switching banks? Or should you stay loyal?
The Current Account Switch Service becomes a teenager next month. It's been 13 years since it became possible to switch your current account provider in as little as 7 days. But is it always worth it? In this episode, Which? money news editor Grace Witherden talks us through the bank switching process, including why banks are happy to give you hundreds of pounds if you choose to become a customer of theirs. Grace helps you weigh up whether or not switching just for the monetary incentive is worth it, and whether other factors - such as app functionality, fee-free spending abroad, and other perks - should be taken into account. Plus, Caitlyn Eastell, personal finance analyst at Moneyfacts talks us through the current switching deals on the market. Read more about the best current account switching deals on our website & sign up for our free weekly Money newsletter Read our reviews of the best banks and bank accounts Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine
August 25 · 10 min
The tech problems we solve most often - and how to fix them yourself
There are few things more frustrating than your devices not doing what they’re supposed to. Luckily for you, that’s where our Tech Support team comes in. In this episode of Which? Shorts, we speak to our tech experts to find out which problems they deal with most frequently when Which? Tech members get in touch to help you fix them yourself. With 89 years of tech support experience between them, our support team is best placed to help you resolve some of the most common tech issues. This episode is read by James Rowe and is based on an article written by Cathy Hudson, originally published in the August/September 2026 issue of Which? Tech. Read more of our advice on how to fix tech issues on our website & sign up for our free fortnightly Tech newsletter If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
August 20 · 25 min
How to save £200 on your car insurance
Few of us relish having to call up an insurer to haggle for a better deal - but it can prove successful if done properly. In this episode of Which? Insurance expert Dean Sobers shares the findings of his research into haggling for a better deal on car insurance, which shows that it is an effective tool to fight the rising costs of insurance premiums. He explains the common sense tactics needed to haggle with your insurer, which may be simpler than you expect. Plus, Dean tells us why the new Which? insurance comparison tool can make shopping around for a new policy is easier than ever. Read more about Dean’s research into haggling on our website & sign up for our free weekly Money newsletter Use the new Which? insurance comparison tool on our website Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine
August 18 · 9 min
Is dark chocolate good for you?
It’s often said dark chocolate is good for you. But is it true? And which bar is best? In this episode of Which? Shorts, we share the science behind the claim that dark chocolate is good for you, and help you choose the best quality bars on the market as we reveal the results of our expert blind taste testing. We brought together an expert panel of chocolate experts to taste 12 dark chocolate bars available in the supermarket. They assessed taste, aroma, appearance and texture for a rounded view, before collating their findings to award our Best Buy. This episode is read by Kat Cereda and is based on an article edited by Sarah Joan Ross, originally published in the August 2025 issue of Which? magazine. Read the full results of our dark chocolate taste test on our website & sign up for our free fortnightly Healthy Living newsletter If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
August 13 · 28 min
How to turn your dream retirement into reality
Dreaming of retirement can bring to mind ideas of a steady pace of life, more time for hobbies and relaxing trips abroad. But what happens when that doesn’t quite go to plan? In this episode of Which? Money, our pensions expert Holly Lanyon shares her research into retirees and reveals how their experiences compare to their expectations. Holly explores the unexpected realities of retirement, including the time some Which? members and members of the public spend on caring responsibilities, and why some wish they’d known more about financing planning while they were still in work. Plus, we hear from Stuart Anderson, who retired in 2025, about his experience of adapting from a busy full-time job to a slower pace of life. Read more about Holly’s research on our website & sign up for our free weekly Money newsletter Check out the Which? retirement hub for more guidance on preparing for later life Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine
August 11 · 14 min
Why Slovenia should be on your holiday bucket list
Slovenia boasts more than 500 castles, despite not having a monarchy. And with vibrant cyan water in its lakes, this former Yugoslav country is not short of breathtaking sights. In this episode of Which? Shorts, our travel expert Jo Rhodes shares her experience of Slovenia, detailing fine cuisine and fairytale views at the foot of the Julian Alps. Plus, Jo explains why you should make the most of the wine on offer, as you’re unlikely to find it during your next supermarket shop. This episode is read by Jo Rhodes and is based on an article she wrote, originally published in the May/June 2025 issue of Which? Travel. Read more from our travel experts on our website & sign up for our free monthly Travel newsletter If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
August 6 · 28 min
Is private healthcare good value for money?
More people than ever are turning to the private sector for healthcare, with growing numbers taking out private medical insurance to help cover the cost. But is it worth the monthly outlay? In this episode of Which? Money, Matthew Jenkin from our Money team reveals the results of our member survey, including which insurance providers were rated the highest. He also explores whether policy holders believe they’re getting good value for money, and explains how much you’d likely pay depending on your age, where you live and any pre-existing medical conditions. Plus, William Pett, interim director of policy and external affairs at Healthwatch, joins us to talk about what he calls “two-tier healthcare” - and what needs to improve in the NHS to restore public confidence. Read more private medical insurance on our website & sign up for our free weekly Money newsletter Read the reviews of the insurance providers in our survey Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine
August 4 · 11 min
Why you need to upgrade from Windows 10
We’ve covered the loss of security support for Windows 10 on our podcast, on our website, in our magazines for a long time. But Microsoft has extended support for 10 users until autumn next year - giving you more time to prepare. That doesn’t mean you can sit back and do nothing. In fact, we actively discourage you from doing so. In this episode of Which? Shorts, we explain what’s currently happening with Windows 10 and share our advice on what to do if you’ve still got a laptop running the operating system. This episode is read by Rob Lilley-Jones and is based on an article written by Jonathan Parkyn, originally published in the August/September 2026 issue of Which? Tech. Read more advice on how to prepare for the end of Windows 10 on our website & Sign up for our free monthly Tech newsletter Use Microsoft’s website to check if your device is compatible with Windows 11 If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
July 30 · 33 min
Can AI replace financial advice?
It’s becoming increasingly difficult to avoid AI in our day-to-day lives. But are chatbots accurate enough to be trusted with your personal finance questions? In this episode of Which? Money, our senior data journalist Josh Wilson shares the results of his investigations into chatbots, where he aimed to find out how good they are at answering questions about personal finance. Josh tested five chatbots: ChatGPT, Google Gemini, Google’s AI Overviews in standard Google searches, Microsoft’s Copilot and Perplexity, by asking them 15 common personal finance questions – chosen based on search trends – which covered pensions, debt, investing, saving, insurance, equity release, tax and mortgages. He explains how Which? money experts rated and reviewed every response, shares our advice on getting the most out of chatbots, and warns about the risks of relying on them. Read more about our investigation, including the responses from the tech companies on our website & sign up for our free weekly Money newsletter Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine
July 28 · 11 min
The hidden dangers behind Tripadvisor's AI hotel summaries
AI summaries are becoming increasingly prevalent to give us a quick overview of topics. But a new Which? investigation into Tripadvisor has shown that its AI-generated summaries fail to accurately reflect real traveller experiences. TripAdvisor summaries sometimes even brush aside severe safety risks and health hazards. In this episode of Which? Shorts, we reveal how Tripadvisor's AI tools downplay reports of food poisoning, hospitalisation and sexual harassment, painting a rosy picture of hotels with serious red flags. This episode is read by Erica McKoy and is based on an article written by Kate Pasola, originally published in the July/August 2026 issue of Which? Travel. Read more from our travel experts on our website & sign up for our free monthly Travel newsletter If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership

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