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The Steve Harvey Morning Show

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Start your day with laughs, love, and real talk from Steve Harvey and his hilarious crew Shirley Strawberry, Carla Ferrell, Nephew Tommy, and Junior on the #1 morning radio show in America. Prank calls, life advice, celebrity guests, and nonstop energy. Follow, favorite, and subscribe now so you never miss a moment!

Steve Harvey brings his unmatched charisma and wisdom to mornings across the country, mixing comedy, culture, and connection like no one else. Whether you need a laugh, a lift, or a little perspective, The Steve Harvey Morning Show delivers it all.

Join millions who tune in every day, and make Steve and the crew part of your morning routine!

  • 42 episodes
  • Updated Today

Episodes42

  • Saturday · 29 min

    Car buying tips: Zach helps car buyers with understanding vehicle pricing, trade-ins, inspections, warranties, financing, and negotiation tactics.

    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Zach Shefska. Co-founder of CarEdge, a consumer-focused automotive platform he launched with his father in 2019. CarEdge was created to bring greater transparency, fairness, and efficiency to the car-buying experience through pricing data, negotiation tools, consumer education, and AI-powered resources. The conversation explores the current automotive market, rising vehicle prices, strategies for buying and selling cars, the role of AI in negotiations, and practical advice for consumers seeking to avoid costly mistakes. Purpose of the Interview 1. Educate Consumers About Car Buying Zach's primary objective was to help consumers become smarter car buyers by understanding vehicle pricing, trade-ins, inspections, warranties, financing, and negotiation tactics. 2. Promote Transparency in the Automotive Industry CarEdge was founded to level the playing field between dealerships and consumers by providing tools and information that reduce confusion and increase buyer confidence. 3. Showcase the Power of AI and Technology Zach discussed how AI is being used to assist consumers with vehicle negotiations and purchasing decisions, making the process more accessible and less intimidating. 4. Share an Entrepreneurial Success Story The interview highlights how Zach and his father transformed a simple YouTube channel into a nationally recognized platform that helps hundreds of thousands of consumers each year. Key Takeaways 1. Car Prices Have Reached Historic Levels One of the most eye-opening parts of the discussion was Zach's explanation of today's automotive market. Average new vehicle prices exceed $50,000. Average used vehicle prices exceed $28,000. Affordable entry-level vehicle options have become increasingly rare. Lesson: Consumers need to carefully budget and research before making a vehicle purchase. 2. Never Skip a Pre-Purchase Inspection Zach repeatedly emphasized that a pre-purchase inspection is the most important step when buying a used vehicle. An independent mechanic can uncover issues that may not appear on vehicle history reports. Lesson: Spending a small amount upfront on an inspection can prevent major repair expenses later. 3. Do Most of Your Homework Before Going to a Dealership Today's buyers can complete much of the purchasing process online. Consumers should: Research prices Compare vehicles Review financing options Understand ownership costs The dealership visit should mainly be for the test drive and final inspection. Lesson: Preparation creates leverage and confidence. 4. Think Beyond the Monthly Payment Many consumers focus only on monthly payments when evaluating vehicles. Zach recommends considering: Depreciation Insurance Fuel expenses Maintenance Repairs Financing costs Lesson: The true cost of ownership extends far beyond the monthly note. 5. Extended Warranties Can Be Negotiated Many consumers assume warranty packages and protection plans are fixed-price products. Zach explains that buyers should: Ask for the total cost Understand what is covered Negotiate the price if interested Lesson: Everything in the finance office is part of the negotiation process. 6. Separate Trade-Ins from Vehicle Purchases A major strategy discussed was treating a trade-in as a separate transaction. Before visiting a dealership: Obtain offers from CarMax Obtain offers from Carvana Use those offers as leverage Lesson: Negotiating the purchase and trade separately helps maximize value. 7. Reliability Matters More Than Ever When discussing dependable vehicle brands, Zach highlighted: Toyota Honda Mazda He noted that reliability should be a major factor in purchasing decisions because maintenance and repair costs significantly impact long-term ownership expenses. Lesson: A lower-maintenance vehicle often provides better long-term value. 8. Driving Cars Longer Is a Smart Financial Strategy Rather than frequently upgrading, Zach recommends keeping vehicles longer and extracting maximum value from them. Lesson: Reducing depreciation is one of the easiest ways to save money over time. Notable Quotes On Entrepreneurship "Being an entrepreneur is scary. Putting your name associated with something, there's a lot of responsibility associated with that." On Car Shopping "Do your wants versus needs analysis." On Used-Car Purchases "Get a pre-purchase inspection." On Ownership Costs "The cost of a car is not just your monthly payment." On Extended Warranties "Ask them what the actual price is of the coverage." On Trade-Ins "Treat buying a car and selling a car as two separate transactions." On Affordability "Don't be spending more than 20% of your gross take-home income on your car." On Long-Term Ownership "Drive your car into the ground." On Reliability "Toyota, Honda, Mazda." The CarEdge Value Proposition CarEdge is built around four core principles: Transparency Providing real-time pricing insights and market data. Consumer Empowerment Giving buyers the information and negotiating tools needed to make informed decisions. AI-Powered Assistance Using technology to simplify vehicle buying and negotiation. Consumer Education Helping people avoid common mistakes that cost buyers time and money. Overall Assessment This interview serves as both a practical consumer guide and an entrepreneurial case study. Zach Shefska explains how CarEdge is helping consumers navigate an increasingly expensive and complex automotive marketplace while using technology to make the car-buying process more transparent. The central message is simple: informed buyers make better decisions. Whether purchasing a new vehicle, shopping for a used car, negotiating a warranty, or evaluating a trade-in, success comes from research, preparation, and understanding the full cost of ownership before signing on the dotted line. #SHMS #STRAW #BEST Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Support the show: https://www.steveharveyfm.com/ See omnystudio.com/listener for privacy information.

  • Saturday · 28 min

    Career Change: Alison She outlines common barriers job seekers face and how proper support transforms families and communities.

    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Alison Vaughn. International speaker, author, and CEO/founder of Jackets for Jobs, a Detroit-based nonprofit that, for over 26 years, has provided professional attire and career training to more than 40,000 job seekers. Rushion McDonald leads a deep-dive conversation into her origin story, faith-driven entrepreneurship, struggles, workforce development, women’s empowerment, and the profound human stories behind her mission. Purpose of the Interview The interview aims to: 1. Inspire entrepreneurs and community leaders By showing how faith, persistence, and purpose can build a 26‑year nonprofit that changes lives. 2. Highlight the importance of appearance and confidence in employment Vaughn explains how professional attire boosts self‑esteem and job‑seeker success. 3. Showcase the impact of Jackets for Jobs and encourage public support She explains donation needs, especially professional clothing and plus‑size attire. 4. Educate listeners about workforce development and women’s empowerment She outlines common barriers job seekers face and how proper support transforms families and communities. Key Takeaways 1. The “Catch‑22” That Sparked Her Mission Job seekers often lack professional clothing. Without clothing, they can’t get interviews; without interviews, they can’t get jobs. Jackets for Jobs was built to break that cycle. 2. Faith Was the Foundation Vaughn repeatedly attributes her longevity to divine guidance—leaving a career at United Airlines to follow a vision she didn’t fully understand at the time. “I stepped out on faith… God gave me the vision. 3. Longevity: 26 Years in a Tough Sector With most small businesses lasting 5–10 years, surviving 26 years—especially as a nonprofit—is extraordinary. Over 40,000 job seekers have been served. 4. Self-Education in Entrepreneurship With limited internet 26 years ago, she learned business through library books, including Grant Writing for Dummies and other “Dummies” titles. Her story was later featured in the Detroit News and USA Today, and the Dummies publishers even sent her books. 5. Workforce Development Explained Workforce development means helping unemployed residents gain jobs and stability—critical in Detroit, where unemployment has historically been high. 6. Women’s Empowerment: Changing Mindsets She noticed many women on government assistance had low confidence or relied on men financially. She wrote “Ms. Goal Digger, Not Gold Digger” to teach self-sufficiency, financial independence, and professional self-presentation. 7. Appearance = Confidence = Currency Professional attire changes posture, self-worth, and interview success. Clients leave “with a pep in their step,” she says. 8. The Emotional Toll and Motivation She recalls stories of clients who: survived sex trafficking, were sleeping in cars, struggled with multiple children and no resources, or rode the bus with infants in freezing weather. These moments keep her going but also weigh heavily. She emphasizes hiring staff who have compassion and resist judgment.] 9. Entrepreneurship vs. 9–5 Reality Entrepreneurship is “24/7,” especially in nonprofits where money must be accounted for with precision. People don’t just give to a cause—they give to a leader they trust. 10. Success Defined While she has celebrated major achievements like ringing the NASDAQ closing bell twice, she says real success is: “When someone unemployed calls me and tells me they have a job.”. Notable Quotes (All from Transcript) On Founding Her Nonprofit “I stepped out on faith… God gave me the vision.”. “If you didn’t have an outfit for an interview, you didn’t go… It was a catch‑22.”. On Longevity “To be able to say I have lasted 26 years… that’s a testimony in itself.” On Confidence “Confidence is currency.”. “Their posture is different… that’s why they’re going to get that job.”. On Entrepreneurship “If you want to start a nonprofit, be prepared for 24/7 and a lot of paperwork.”. “There’s a difference between day wear and date wear.” “I want you to change your mindset.”. On Impact “Everyone that walks through has a story… you have to have compassion and not judge.” On True Success “Helping someone get a job… that’s success to me.”. #SHMS #BEST #STRAW Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Support the show: https://www.steveharveyfm.com/ See omnystudio.com/listener for privacy information.

  • Friday · 29 min

    Healthy Living: Dr. Johnson is an OB‑GYN (“Fibroid Slayer”) focused on minimally invasive care and advocacy.

    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Pierre Johnson. 🎯 Purpose of the Interview This interview serves three primary goals: Educate the public on women’s health disparities Especially the high maternal mortality rate among Black women and fibroid-related issues. Showcase Dr. Pierre Johnson’s expertise and mission As an OB‑GYN (“Fibroid Slayer”) focused on minimally invasive care and advocacy. Inspire through mentorship, representation, and perseverance Highlighting his nonprofit, book, and mentorship platform to develop future professionals. 🧠 Key Takeaways 1. Health Disparities Are Rooted in Systemic Inequality Black women face significantly higher maternal mortality rates, driven by: Historical mistreatment Lack of access to care Low representation of Black doctors These issues are systemic, not isolated. ✅ Insight: Representation + access + empathy are critical to improving outcomes. “Representation in medicine matters… people that look like you will have more empathy.” [DR. PIERRE JOHNSON | Txt] 2. U.S. Healthcare Has Broader Structural Problems Even white women experience high maternal mortality compared to other countries. Causes include: Poor lifestyle habits (diet, obesity) A healthcare system driven by economics rather than outcomes ✅ Insight: The issue is both racial AND systemic, tied to national health culture. 3. Fibroids Are Common but Often Mismanaged Fibroids are benign uterine growths that can become severe and debilitating. Many women delay treatment due to: Fear Misinformation Historical trauma around surgery ✅ Insight: Education and modern surgical options can reduce fear and improve outcomes. “Fibroids are benign growths of the uterus… but they can become very large masses.” [DR. PIERRE JOHNSON | Txt] 4. Fear and Medical Mistrust Are Major Barriers Generational trauma from harmful procedures (e.g., hysterectomies) creates fear. Patients often avoid care due to: Lack of trust Poor doctor communication Limited access ✅ Insight: Healing disparities requires rebuilding trust and improving patient experience. 5. Purpose-Driven Career Path Dr. Johnson chose OB‑GYN to: Make an impact on Black women’s health Use his surgical skills and passion for precision ✅ Insight: Career success comes from aligning skill + purpose + lived experience. 6. Entrepreneurship + Personal Brand in Medicine He built a global reputation (“Fibroid Slayer”) through: Social media Patient education Specialized expertise Patients now travel internationally for his care. ✅ Insight: Even in medicine, branding and digital presence expand reach and impact. 7. Mentorship Is the Root Solution to Inequality Lack of representation is due to: Limited exposure to professional careers Lack of mentorship pipelines Solution: Early mentorship + visibility. ✅ Insight: You can’t become what you don’t see. “If they can’t see success… they can’t achieve it.” [DR. PIERRE JOHNSON | Txt] 8. “Pulse of Perseverance” Builds Future Leaders Dr. Johnson and two fellow HBCU-trained doctors: Wrote a book sharing their journeys Created a mentorship app Provide scholarships and career pathways ✅ Insight: Sustainable change requires systems (apps, programs), not just inspiration. 9. Early Goal-Setting Is Critical for Youth Children must be challenged to: Define goals early Explore career paths intentionally ✅ Insight: Success starts with vision and direction at a young age. “If you don’t have a goal, you’re running in place.” [DR. PIERRE JOHNSON | Txt] 10. Success Requires Understanding “the Game” Academic success alone isn’t enough. Students must prepare for: Standardized testing Competitive systems lacking equity ✅ Insight: Winning requires strategy—not just effort. 11. Humility and Self-Care Sustain Success Despite his success, Dr. Johnson emphasizes: Staying humble Prioritizing health (fitness, discipline) Serving others ✅ Insight: Longevity requires mental, physical, and emotional balance. 💬 Notable Quotes On healthcare inequality “Representation in medicine matters.” [DR. PIERRE JOHNSON | Txt] On fibroids “Fibroids are benign growths of the uterus.” [DR. PIERRE JOHNSON | Txt] On mentorship “If they can’t see success… they can’t achieve it.” [DR. PIERRE JOHNSON | Txt] On mindset “If you don’t have a goal, you’re running in place.” [DR. PIERRE JOHNSON | Txt] On purpose “I wanted to make a huge impact… especially for women of color.” On humility “I’m still Pierre Johnson… I’m as humble as it gets.” 🧾 Bottom Line This interview blends health education, social commentary, and personal inspiration. Dr. Pierre Johnson’s message is clear: Healthcare disparities require systemic reform and representation Knowledge and access are key to empowering patients Mentorship and visibility are essential to changing future outcomes Purpose-driven careers can create global impact #SHMS #BEST #STRAW Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Support the show: https://www.steveharveyfm.com/ See omnystudio.com/listener for privacy information.

  • Friday · 28 min

    Healthy Life: Jasmine says many people carry pain from work, or emotional strain—and massage helps restore balance.

    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jasmine Hood Founder of Better Bodies Massage in Atlanta (originally from Greenville, South Carolina), joined Rushion McDonald on Money Making Conversations Masterclass to share her journey from CNA to licensed massage therapist, the realities of being a traveling service provider, and the wellness benefits of massage therapy. She discusses body alignment, stress, trauma release, the differences between massage modalities, alternative treatments like cupping, entrepreneurship during COVID‑19, safety considerations for mobile therapists, corporate/wellness partnerships, and her long‑term goal of building a scalable massage brand supported by contractors. 🎯 Purpose of the Interview The interview aims to: Highlight how massage therapy supports physical and emotional wellness, including stress, posture, and pain relief. Educate listeners on the types of massages, proper stretching techniques, and how body tension accumulates. Explore entrepreneurship in the wellness space, including launching a business during COVID‑19. Discuss safety and professionalism in mobile massage therapy. Show how Jasmine is building a sustainable small business through networking, corporate events, and contractor partnerships. 🔑 Key Takeaways 1. Career Shift & Fearless Beginnings Jasmine switched from working as a CNA to moving to Atlanta alone with no support system—motivated by a desire for change and inspired by her mother’s independence. She emphasized overcoming fear and taking leaps even when circumstances are uncertain. 2. Massage Therapy Is Both Physical & Emotional Healing Massage releases tension, trauma, and stress stored in the body, especially in the neck, shoulders, and lower back. Many people carry pain from work, daily habits, or emotional strain—and massage helps restore balance. 3. The Three Most Popular Massage Types Jasmine explained the differences clearly: Swedish Massage — Gentle, relaxing, ideal for beginners and stress relief. Deep Tissue — Targets chronic pain and trigger points but may be intense for clients who are not accustomed to it. Sports Massage — Faster movements, stretching, and ideal for athletes. She stressed that deep tissue should not be rushed—the muscle needs warming before intense pressure. 4. Stretching Is Critical—Most People Do It Wrong Stretching should be held 30 seconds to 1 minute, not quick movements or rolling the neck. Consistent stretching prevents the “tight forward lean” posture many people develop. Lower‑body stretches (glutes, hamstrings, hips) dramatically improve back pain. 5. Travel Massage: Safety, Boundaries & Professionalism Jasmine screens new clients by phone before accepting appointments. She immediately declines inappropriate requests (e.g., sexualized services). She only sees first‑time clients during daylight and shares her location with trusted contacts. She maintains a clear, therapeutic-only brand despite public misconceptions. 6. Entrepreneurship Journey & Business Model She built her business during COVID‑19, initially offering lower prices, then raising them as her brand grew. Corporate wellness events and golf tournaments became a major revenue stream. She hires contractors to scale for events. Her long‑term goal is “mailbox money”—a business run by a team while she steps away from hands-on work. 7. Alternative Treatment: Cupping Therapy Cupping uses suction to pull stagnant blood, loosen muscle tissue, and improve circulation. Cups can remain stationary or be moved along the back to flush tension. 8. The Jasmine Experience Sessions are designed around clients’ comfort, in their own homes, with their preferred music and ambiance. Post‑massage, clients can immediately rest—no stress of getting dressed or driving home. 🗣️ Notable Quotes ✔ On taking risks “I just jumped up and moved. I didn’t know anyone… I just said I’m going to start over.” ✔ On stress in the body “We all carry trauma. When you’re stressed, it all ends up in your body.” ✔ On deep tissue massage “If it gets to be too much, let me know. Don’t be afraid to speak up.” ✔ On stretching “If you don’t use it, you’re going to lose it.” ✔ On business growth “Some days are easy and some days are like… alright, don’t know. But you keep going.” ✔ On long‑term goals “I don’t plan on being hands-on forever. The goal is to build my brand and have a team I can send out—like Amazon.” #SHMS #STRAW #BEST Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Support the show: https://www.steveharveyfm.com/ See omnystudio.com/listener for privacy information.

  • Friday · 23 min

    Wealth Gap: Sonia addresses the Black wealth gap and how to close it through education and discipline.

    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Sonia Balfour-Fears. 🎯 Purpose of the Interview The interview aims to: Educate listeners on financial literacy, wealth building, and investment strategies. Address the Black wealth gap and how to close it through education and discipline. Encourage people of all ages and income levels to begin their financial journey. Highlight Sonia’s unique role as a financial advisor and Global Sports & Entertainment Director at Morgan Stanley. 🔑 Key Takeaways 1. Understanding the Black Wealth Gap Closing the gap starts with education, access, and discipline. Financial literacy must be taught early and consistently, especially in underserved communities. Sonia emphasizes engaging youth and promoting intentional financial planning. 2. Mother-Daughter Wealth Management Team Sonia and her daughter formed the first African-American mother-daughter wealth management team at Merrill Lynch. Their generational approach showed that both young and older clients seek guidance, though their goals may differ. 3. Starting Small Is Okay You don’t need $1 million to begin investing. Start with savings, build an emergency fund, then invest. Emergency fund rule: Single: 6 months of expenses Couple: 3 months of expenses 4. Investment Strategy Focus on long-term investing, not chasing “hot stocks.” Diversification is key—consider S&P 500 index funds over individual stocks. Risk tolerance matters: Aggressive = 100% equities Conservative = more fixed income (bonds) 5. Cryptocurrency & Caution Morgan Stanley offers Bitcoin only to accredited investors with \$1M+ in assets. High risk means it’s not suitable for retirement funds or small investors. 6. It’s Never Too Late to Start A caller in her 60s asked if it was too late to invest—Sonia said absolutely not. With life expectancy into the 90s, there’s still time to build wealth. 7. Dividends vs. Bonds Dividend-paying stocks now often yield more income than traditional bonds. They’re a smart option for generating income in today’s market. 🗣️ Notable Quotes “Education is the greatest component to increase the Black dollar.” “Discipline is key—just like waking up early or exercising daily.” “Start where you are. If it’s $100 a month, start there.” “It’s never too late. If you’re 60, you still have 30 years to invest.” “Don’t chase hot stocks. Invest when the market is down, not at all-time highs.” “Risk tolerance is like gambling—are you on the penny slots or betting it all on black?” 👤 About Sonia Balfour-Fears Financial Advisor and Global Sports & Entertainment Director at Morgan Stanley. One of fewer than 2% of Morgan Stanley advisors with this designation. Advocate for financial literacy, especially in Black communities. Pioneer of the first African-American mother-daughter wealth management team. #SHMS #STRAW #BEST Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Support the show: https://www.steveharveyfm.com/ See omnystudio.com/listener for privacy information.

  • Friday · 1 hr 32 min

    FULL SHOW: Passwords, Strawberry Letter: Boogie Wonderland - 8.7.26

    The Steve Harvey Morning Show for Friday August 7th, 2026: Steve Harvey's Morning Inspiration | Show Open - Cast Intros | Nephew Tommy's Run That Prank Back - "Sex Is Too Loud" | Ask The CLO | Trending & Entertainment News | Should Your Partner Know Your Phone Password? | Roscoe Wallace | Nephew Tommy's Prank - "David Mann" | Strawberry Letter - "Boogie Wonderland" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Travel: Most Regretted Cities | Would You Rather | Steve Harvey's Closing Remarks Support the show: https://www.steveharveyfm.com/ See omnystudio.com/listener for privacy information.

  • Thursday · 1 hr 32 min

    FULL SHOW: Sacrifice For Greatness, Strawberry Letter: They Hate When I Bring The Pastor - 8.5.26

    The Steve Harvey Morning Show for Thursday August 6th, 2026: Steve Harvey's Morning Inspiration | Show Open - Cast Intros | Nephew Tommy's Run That Prank Back - "High School Reunion" | Ask The CLO | Trending & Entertainment News | Voting | Shaq On Sacrifice | Nephew Tommy's Prank - "Sex Is Too Loud" | Strawberry Letter - "They Hate When I Bring The Pastor" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Linda Blair's Dogs | Would You Rather | Steve Harvey's Closing Remarks Support the show: https://www.steveharveyfm.com/ See omnystudio.com/listener for privacy information.

  • Wednesday · 1 hr 32 min

    FULL SHOW: Special Guests Troy & Rashad from Earn Your Leisure, Strawberry Letter: I Know You Lying - 8.5.26

    The Steve Harvey Morning Show for Wednesday August 5th, 2026: Steve Harvey's Morning Inspiration | Show Open - Cast Intros | Nephew Tommy's Run That Prank Back - "He Left His Draws" | Ask The CLO | Talking Invest Fest with Special Guests Troy & Rashad from Earn Your Leisure Pt. 1-2 | Tommy's Back To School Tips | Nephew Tommy's Prank - "Highschool Reunion" | Strawberry Letter - "I Know You Lying" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | New Friends | Would You Rather | Steve Harvey's Closing Remarks Support the show: https://www.steveharveyfm.com/ See omnystudio.com/listener for privacy information.

  • Tuesday · 1 hr 32 min

    FULL SHOW: Voting, Strawberry Letter: Why Is He Blaming It On Me? - 8.4.26

    The Steve Harvey Morning Show for Tuesday August 4th, 2026: Steve Harvey's Morning Inspiration | Show Open - Steve Is Back! | Nephew Tommy's Run That Prank Back - "The Postman Always Rings Twice" | Ask The CLO | Trending & Entertainment News | Matchmaking For Friends | Random Questions | Nephew Tommy's Prank - "He Left His Draws" | Strawberry Letter - "Why Is He Blaming This On Me?" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Voting | Would You Rather | Steve Harvey's Closing Remarks Support the show: https://www.steveharveyfm.com/ See omnystudio.com/listener for privacy information.

  • August 3 · 1 hr 32 min

    FULL SHOW: Families, Strawberry Letter: She Posted A Picture Of My Gifts - 8.3.26

    The Steve Harvey Morning Show for Monday August 3rd, 2026: Steve Harvey's Morning Inspiration | Show Open - Cast Intros | Nephew Tommy's Run That Prank Back - "Repass Chicken" | Ask The RTLO & Junior | Trending & Entertainment News | Samsung Integration - Nolan Wells Case | Junior's Family | Nephew Tommy's Prank - "The Postman Always Rings Twice" | Strawberry Letter - "She Posted A Picture Of My Gifts" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Giving Up The Aisle Seat | Would You Rather | Steve Harvey's Closing Remarks - Let Go & Let God Support the show: https://www.steveharveyfm.com/ See omnystudio.com/listener for privacy information.

  • July 31 · 1 hr 32 min

    FULL SHOW: Good Relationships, Strawberry Letter: A Near-Death Experience Each Time - 7.31.26

    The Steve Harvey Morning Show for Friday July 31st, 2026: Steve Harvey's Morning Inspiration | Show Open - Cast Intros | Nephew Tommy's Run That Prank Back - "Pump Yo Brakes, Mama" | Ask The CLO | Lies About Happiness + Steve Harvey's Voicemail | Would You Rather | Junior's Summer Sidepiece Rules | Nephew Tommy's Prank - "Repass Chicken" | Strawberry Letter - "A Near-Death Experience Each Time" Pt. 1-2 | Good Relationships | Social Media Advice | Mosquitos | Would You Rather | Steve Harvey's Closing Remarks - God's Promises Support the show: https://www.steveharveyfm.com/ See omnystudio.com/listener for privacy information.

  • July 30 · 1 hr 32 min

    FULL SHOW: Becoming Auntie & Unc, Strawberry Letter: Missing From The Party - 7.30.26

    The Steve Harvey Morning Show for Thursday July 30th, 2026: Steve Harvey's Morning Inspiration | Show Open - Cast Intros | Nephew Tommy's Run That Prank Back - "Mobile Baptism" | Ask The RTLO & Junior | Trending & Entertainment News | Nolan Wells Family | Becoming Auntie & Unc | Nephew Tommy's Prank - "Pump Yo Brakes, Mama" | Strawberry Letter - "Missing From The Party" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Shark Week | Would You Rather | Show Close Support the show: https://www.steveharveyfm.com/ See omnystudio.com/listener for privacy information.

  • July 29 · 1 hr 32 min

    FULL SHOW: Old Friends, Strawbery Letter: What Would You Do In My Situation? - 7.29.26

    The Steve Harvey Morning Show for Wednesday July 29th, 2026: Steve Harvey's Morning Inspiration | Show Open - Cast Intros | Nephew Tommy's Run That Prank Back - "FPC - Funeral Picture Company" | Ask The RTLO & Junior | Trending & Entertainment News | Nancy Grace & Nolan Wells Case | Boosie Reunites With Old Best Friend | Nephew Tommy's Prank - "Mobile Baptism" | Strawberry Letter - "What Would You Do In My Situation?" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Jay Z | Would You Rather | Show Close Support the show: https://www.steveharveyfm.com/ See omnystudio.com/listener for privacy information.

  • July 28 · 1 hr 32 min

    FULL SHOW: Happy Birthday, Shirley!, Strawberry Letter: He Might Look Nerdy, But He's Not - 7.28.26

    The Steve Harvey Morning Show for Tuesday July 28th, 2026: Steve Harvey's Morning Inspiration | Show Open - Happy Birthday, Shirley! | Nephew Tommy's Run That Prank Back - "Faye Allen Drug Test" | Ask The RTLO & Junior | Trending & Entertainment News | J-RAP - Shirley's Birthday Poem | Random Questions | Nephew Tommy's Prank - "FPC - Funeral Picture Company" | Strawberry Letter - "He Might Look Nerdy, But He's Not" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | 2027 Hollywood Walk Of Fame | Would You Rather | Show Close - Shirley Strawberry's Birthday Support the show: https://www.steveharveyfm.com/ See omnystudio.com/listener for privacy information.

  • July 27 · 1 hr 32 min

    FULL SHOW: Gospel In Vegas, Strawberry Letter: If He's Going, I'm Going Too - 7.27.26

    The Steve Harvey Morning Show for Monday July 27th, 2026: Steve Harvey's Morning Inspiration | Show Open - Intros | Nephew Tommy's Run That Prank Back - "Hooking Up At The Daycare" | Ask The RTLO & Junior | Trending & Entertainment News | Nolan Wells Autopsy Sealed | Gospel Vegas Residency | Nephew Tommy's Prank - "Faye Allen Drug Test" | Strawberry Letter - "If He's Going, I'm Going Too" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Eating In Your Car | Would You Rather | Steve Harvey's Closing Remarks - "Your Enemies Can't Swim" Support the show: https://www.steveharveyfm.com/ See omnystudio.com/listener for privacy information.

  • July 24 · 1 hr 32 min

    FULL SHOW: Undatable Professions, Strawberry Letter: Low Vibrational Loving - 7.24.26

    The Steve Harvey Morning Show for Friday July 24th, 2026: Steve Harvey's Morning Inspiration | Show Open - Intros | Nephew Tommy's Run That Prank Back - "Make A Wish Ministry" | Ask The CLO | Truth Be Told - Unattractive Family Members | Would You Rather | Undatable Professions | Nephew Tommy's Prank - "Hooking Up At The Daycare" | Strawberry Letter - "Low Vibrational Loving" Pt. 1-2 | Junior's Back To School Poem | Social Media Advice | If You Look Good, You'll Live Longer | Would You Rather | Steve Harvey's Closing Remarks - "The Pressure Is Designed To Get You To A Greater You" Support the show: https://www.steveharveyfm.com/ See omnystudio.com/listener for privacy information.

  • July 23 · 1 hr 32 min

    FULL SHOW: Getting Fired, Strawberry Letter: I'm Trying To Hold It Togwether - 7.23.26

    The Steve Harvey Morning Show for Thursday July 23rd, 2026: Steve Harvey's Morning Inspiration | Show Open - Intros | Nephew Tommy's Run That Prank Back - "Keith Sweat" | Ask The RTLO & Junior | Trending & Entertainment News | Ryan Clark - Getting Fired Stories | Nolan Wells | Nephew Tommy's Prank - "Make A Wish Ministry" | Strawberry Letter - "I'm Trying To Hold It Together" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Bertha & The Summer Heatwave | Would You Rather | Steve Harvey's Closing Remarks Support the show: https://www.steveharveyfm.com/ See omnystudio.com/listener for privacy information.

  • July 22 · 1 hr 32 min

    FULL SHOW: Ghosting In Slow Motion, Strawberry Letter: I Need To Move Out Of Their House - 7.22.26

    The Steve Harvey Morning Show for Wednesday July 22nd, 2026: Steve Harvey's Morning Inspiration | Show Open - Intros | Nephew Tommy's Run That Prank Back - "Can I Borrow Your Freezer?" | Ask The RTLO & Junior | Trending & Entertainment News | Ghosting In Slow Motion | One Has To Go | Nephew Tommy's Prank - "Keith Sweat" | Strawberry Letter - "I Need To Move Out Of Their House" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Crustacean Closing In Beverly Hills | Would You Rather | Steve Harvey's Closing Remarks Support the show: https://www.steveharveyfm.com/ See omnystudio.com/listener for privacy information.

  • July 21 · 1 hr 32 min

    FULL SHOW: Robert Wants A Pardon, Strawberry Letter: I Don't Want Her In Our Family - 7.21.26

    The Steve Harvey Morning Show for Tuesday July 21st, 2026: Steve Harvey's Morning Inspiration | Show Open - Intros | Nephew Tommy's Run That Prank Back - "Church Fees" | Ask The RTLO & Junior | Trending & Entertainment News | Nolan Wells Funeral | Chicken Flat Wings Date | Nephew Tommy's Prank - "Can I Borrow Your Freezer?" | Strawberry Letter - "I Don't Want Her In Our Family" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Tropical Storm Bertha | Would You Rather | Steve Harvey's Closing Remarks Support the show: https://www.steveharveyfm.com/ See omnystudio.com/listener for privacy information.

  • July 20 · 1 hr 31 min

    FULL SHOW: Wedding Trash, Strawberry Letter: He Doesn't Wear Anything Under His Clothes - 7.20.26

    The Steve Harvey Morning Show for Monday July 20th, 2026: Steve Harvey's Morning Inspiration | Show Open - Intros | Nephew Tommy's Run That Prank Back - "Paperclips" | Ask The RTLO & Junior |Trending & Entertainment News | Mother Shoots 20 Year Old Caught With Her 13 Year Old Daughter | Swift & Kelce Wedding Trash For Sale | Nephew Tommy's Prank - "Church Fees" | Strawberry Letter - "He Doesn't Wear Anything Under His Clothes" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | National Nap Day | Would You Rather | Steve Harvey's Closing Remarks Support the show: https://www.steveharveyfm.com/ See omnystudio.com/listener for privacy information.