BusinessInvestingEducation

The Plain Bagel

Investing and personal finance educational videos with a hint of economics, posted regularly.

I'm a CFA charterholder and CFP professional working as an analyst for an investment management company in Ottawa. I'm a huge finance nerd and am passionate about the field - I think people lack the resources they need to make educated financial decisions, and hopefully this channel helps with that!

For collaboration/other inquiries: richard@theplainbagel.com

For sponsorships:
sponsorships@theplainbagel.com

DISCLAIMER:
The videos on this channel are for education purposes only and do not constitute financial advice. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers and his content should not be used as a basis for investment trades.

Links:
Facebook: https://www.facebook.com/ThePlainBagel/
Twitter: https://twitter.com/the_plain_bagel
Patreon: https://www.patreon.com/ThePlainBagel

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Saturday · 3 min
Welcome To The Plain Bagel
Welcome to The Plain Bagel! If you are looking to expand your knowledge in the areas of finance and investing, than you've come to the right place! Uploaded 08-09-17 Music: https://www.bensound.com/royalty-free-music Citations: https://beta.theglobeandmail.com/report-on-business/rob-commentary/how-should-canada-teach-financial-literacy-in-schools/article27265820/?ref=http://www.theglobeandmail.com& Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Saturday · 14 min
The Difference Between The Stock Market and The Economy
The first 1000 people to use the link will get a free trial of Skillshare Premium Membership: https://skl.sh/theplainbagel11201 Uploaded 20-11-20 Purchase your Plain Bagel Mug today! Proceeds for 2020 will be donated to Doctors Without Borders: https://store.dftba.com/collections/the-plain-bagel/products/the-plain-bagel-mug Today we explore the difference between the stock market and the economy, and why the two have diverged so drastically during this pandemic. Intro Music: Marty Gots a Plan by Kevin MacLeod Title Music: https://www.bensound.com/royalty-free-music Host/Editor: Richard Coffin Producer: Craig Lord This video is sponsored by Skillshare DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Saturday · 13 min
5 Investment Jobs Explained (and what they pay)
The first 100 people to go to https://www.blinkist.com/theplainbagel will get unlimited access for 1 week to try out Blinkist. You'll also get 25% off if you want the full membership. Uploaded 14-06-19 Correction: CFP stands for Certified Financial Planner, not Chartered. It can be confusing trying to understand the jobs that exist within the world of investments, so today I wanted to cover 5 common positions and discuss the tasks they entail, their pros and cons, and the average salary for those working in those positions. Jobs Discussed: Investment Bankers, Analysts, Traders, Advisors, and Portfolio Managers If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :) Intro/Outro Music: https://www.bensound.com/royalty-free-music DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Saturday · 17 min
The Risk the War in Iran Poses to the Global Economy
00:00 - Intro 02:12 - Iran Primer 03:36 - Iran’s Oil 04:55 - The Strait of Hormuz 08:17 - Global Economic Impacts 11:11 - How This Impacts the US? 12:40 - What About Stocks? 13:17 - Final Considerations Uploaded 06-03-26 The Impact of War on Markets and the Economy: https://youtu.be/vl156QpXr5g?si=1QIYNSTklODaVS3B On February 28th, the US and Israel launched a massive military operation in Iran aimed to hamstringing the countries military aspirations, and seemingly to bring about a complete regime change. Today, we dive into why economists are bracing for an impact. DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Saturday · 10 min
Plain Bagel QandA 8 | Extreme Questions on Technical Trading, Double Taxation, and Rebalancing
Topics addressed in today's video: Uploaded 03-05-19 - T-Bills - Technical analysis - Bitcoin - Dividends versus share buybacks (double taxation) - Strategies for rebalancing Episode Music: Marty Gots a Plan by Kevin MacLeod is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/) Source: http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1100671 DISCLAIMER: The videos on this channel are for education purposes only and do not constitute financial advice. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers and his content should not be used as a basis for investment trades. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Saturday · 18 min
2024 Finance Rewind - The Year of Trump, AI and Crypto
As we approach the end of 2024, let's take a beat to look back on what made the year remarkable...for better or for worse. Uploaded 16-12-24 If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Saturday · 17 min
The Truth About FIRE - Is Early Retirement Actually Possible?
The first 1000 people to use the link will get a free trial of Skillshare Premium Membership: https://skl.sh/theplainbagel12201 Uploaded 18-12-20 Mentioned YouTuber videos: - Nate O'Brien: https://youtu.be/iJRA-3g7cG4 - Ryan Scribner: https://youtu.be/URES59zcNyg - Our Rich Journey: https://youtu.be/KR_eIoIo2vU - Andrei Jikh: https://youtu.be/AtM5UFlOCGs - Graham Stephan: https://youtu.be/5S2cRNveZgg You've probably heard about the "FIRE Movement," but is early retirement possible? We discuss the concept (and its drawbacks) in today's video. Purchase your Plain Bagel Mug today! Proceeds for 2020 will be donated to Doctors Without Borders: https://store.dftba.com/collections/the-plain-bagel/products/the-plain-bagel-mug Intro Music: Marty Gots a Plan by Kevin MacLeod Title Music: https://www.bensound.com/royalty-free-music Host/Editor: Richard Coffin Producer: Craig Lord This video is sponsored by Skillshare DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Saturday · 4 min
Huge Announcement
Some huge news for the channel Uploaded 01-04-25 "Election Music" by MUSIC4VIDEO (https://youtu.be/xOc9U6nMtn8?si=sFPqblwqM0MSEjdo) Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Saturday · 21 min
The Cost of Alberta Separatism
00:00 - Intro 03:11 - Primer on Alberta 04:35 - Albertan Separatism 05:51 - Transfer Payments 07:15 - Canada Pension Plan 08:30 - The Fiscal Upside 09:35 - What's Missing 12:19 - The Issues With Independence 16:59 - Concluding Thoughts Uploaded 13-02-26 There's been a growing movement calling for Alberta to separate from the rest of Canada. Today, we debunk some of the misinformation driving the call for secession, and some of the valid gripes the province has. DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Saturday · 19 min
The Fake Petrodollar Story - No, Saudi Arabia Didn’t Ditch the Dollar
Take your personal data back with Incogni - use code BAGEL at the link below and get 60% off an annual plan ➡️ http://incogni.com/bagel Uploaded 28-06-24 00:00:00 - Introduction 00:02:54 - What's a Petrodollar? 00:03:52 - The Death of the Dollar 00:04:36 - The "Petrodollar" Agreement 00:08:00 - Why the Dollar Dominates 00:10:11 - Why Saudi Arabia Can't Quit the Dollar 00:11:55 - The Truth Around the Dollar's Decline 00:14:19 - Conclusion We've seen some fake headlines spreading about the end of a 50-year petrodollar agreement with Saudi Arabia - today's video looks into the facts around the situation. June 8, 1974 agreement (p. 788): https://tile.loc.gov/storage-services/service/ll/lltreaties//lltreaties-25-3/lltreaties-25-3.pdf Bloomberg Story on the July 1974 agreement: https://www.bloomberg.com/news/features/2016-05-30/the-untold-story-behind-saudi-arabia-s-41-year-u-s-debt-secret?sref=Oeyjq8by&embedded-checkout=true If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Saturday · 7 min
The Rise and Fall of Nortel Networks - 5 Minute History Lesson
It's been 10 years since Nortel Networks, a Canadian behemoth, filed for bankruptcy protection, not long after it had grown to represent more than a third of the Canadian stock market. Let's dive into what brought down the massive company with today's 5 Minute History Lesson. Uploaded 11-01-19 Intro/Outro Music: https://www.bensound.com/royalty-free-music Episode Music: Faster Does It by Kevin MacLeod is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/) Source: http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1100794 Artist: http://incompetech.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Saturday · 16 min
Investing Won't Make You Rich (Probably)
SEC Warning Link: https://www.sec.gov/investor/alerts/tradingseminars.htm Uploaded 22-03-19 Also two points to clarify: 1) By "rich," I mean the excessive disposable income promised by the investment ads I've seen (fast cars, private jets, etc.). 2) I don't disagree that investments are vital to growing your wealth (I do run an investment channel, after all), and you can make you a lot of money investing WHEN it's combined with a strong savings program. The point is to highlight that investments ALONE cannot make you rich (i.e. you can't put aside a few thousand dollars and expect to hit a million in a few years). DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. ALSO DISCLAIMER: Richard is not commenting on the validity or inherent value of the cited ads. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Saturday · 11 min
Styles of Investing | Active, Passive, and More
The Plain Bagel Episode VII Uploaded 19-01-18 There are many different philosophies that investors follow when making investment decisions, some of which directly conflict with other schools of thought. In this video, we'll go over the Active vs Passive debate, as well as Fundamental, Technical, and Quantitative investing. Intro/Outro Music: https://www.bensound.com/royalty-free-music Episode Music (Licensed): http://freemusicarchive.org/music/Podington_Bear/ Drumming footage: http://www.freemediabank.com/rock-concert-free-hd-stock-footage/ Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Saturday · 23 min
How I Research Stocks - Step-by-Step Fundamental Analysis
This video is sponsored by Morning Brew - use the following link to sign up for their awesome newsletter: https://morningbrewdaily.com/theplainbagel Uploaded 23-06-23 00:00 - Introduction 02:02 - Screening for ideas 03:09 - Understanding the business 05:51 - Understanding the finances 09:50 - Understanding the strategy 13:00 - Stock Valuation 15:44 - Review and finalize notes 17:11 - Conclusion Resources (no current affiliation): - Free Screener: https://finviz.com/screener.ashx - Free Data Terminals (some with watchlists/screeners) - https://www.tikr.com/ - https://app.koyfin.com/ - https://wallmine.com/ (an old sponsor) - Free Watchlist: https://www.bloomberg.com/markets/watchlist If you'd like to support the channel, you can do so at https://www.patreon.com/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Saturday · 10 min
YouTube Has an Investment Scam Comment Problem
Just wanted to vent about a problem I've noticed on my channel, and the investment space as a whole. This is something I've brought up with YouTube, but pending any further action from them I wanted to raise awareness and ask for your help in dealing with these fraudsters! Uploaded 23-10-20 Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Saturday · 23 min
The Bitcoin Treasury Reckoning - Why People Are Blaming JPMorgan
00:00 - Intro 03:50 - Why bitcoin’s price has fallen 05:27 - The decline of treasury companies 08:33 - Is Strategy about to collapse? 12:56 - The JPMorgan conspiracy 15:40 - Debunking the claims Uploaded 28-11-25 Richard does not hold a position in JPM, MSTR or any other bitcoin treasury companies. With bitcoin's price down, bitcoin treasury companies have been pummeled - now investors are blaming JP Morgan. Today we dive into what's happening. If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Friday · 19 min
Do Rate Cuts ACTUALLY Send Stocks Higher?
To try everything Brilliant (today's sponsor) has to offer for free for a full 30 days, visit https://brilliant.org/theplainbagel or click on the link in the description. You’ll also get 20% off an annual premium subscription. Uploaded 23-08-24 00:00 - Introduction 02:41 - Basics of Rate Cuts 06:05 - Experiment Details 07:37 - Return Results 10:06 - Result Explanation 13:13 - Takeaways In today's video, I go over the history of rate cut campaigns in the US to try and figure out how markets have historically reacted to interest rates falling. DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Friday · 14 min
Should You Buy a House? (First Time Home Buyers)
The first 100 people to go to https://www.blinkist.com/theplainbagel will get unlimited access for 1 week to try out Blinkist. You'll also get 25% off if you want the full membership. Uploaded 01-11-19 Mortgage calculator: https://www.realtor.ca/calculator#v=payment If you're interest in buying your first home, you're probably wondering how much home you can afford, and what you can expect to pay on a monthly basis. Today's video aims to offer valuable rules of thumbs and things to ask yourself before making the purchase. If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :) Intro/Outro Music: https://www.bensound.com/royalty-free-music DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Friday · 3 min
Rest in Peace…
Paying our respects to TikTok Uploaded 19-01-25 Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Friday · 15 min
Hedging Explained - The Insurance of Investing
This video was sponsored by Squarespace. Visit https://www.squarespace.com/theplainbagel to save 10% off your first purchase of a website or domain using code THEPLAINBAGEL. Uploaded 24-07-20 Video on Futures: https://youtu.be/1Mhk4UHJsRc Video on Options: https://youtu.be/VJgHkAqohbU Information on "The Greeks": https://www.investopedia.com/terms/g/greeks.asp If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :) Intro/Outro Music: https://www.bensound.com/royalty-free-music During times of market turmoil, many investors may turn to hedging to protect themselves from downside, but while this "insurance" can help prevent losses, it comes at a cost. We discuss the concept and more in today's video. DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

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