The Curve

The Curve Platform

The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools and knowledge to achieve financial freedom, as well as (hopefully) having a laugh along the way.

New episodes every Monday and Thursday!

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice

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409 episodes
Updated Sunday

Episodes409

Newest first

Dec 19, 2022 · 32 min
RTC49: One of the biggest frauds in US history - explained in layman terms
This scandal is almost too ridiculous to be true. At the time of this podcast being recorded, Sam Bankman-Fried, the founder of FTX (a crypto trading platform) could be facing up to 115 years of jail time after his dodgy dealings. Spoiler - there is currently 8 BILLION dollars of customers money 'missing'... We were lucky enough to get the lowdown from Tracey Ploughman, the host of Australia's #1 crypto podcast 'Crypto Curious'. She explains it all in layman's terms, and gives her thoughts on what this scandal means for the future of crypto. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Nov 23, 2022 · 33 min
RTC48: A deep dive into the Meta stock + why it's fallen 60%
Facebook (Meta’s) share price fell 60% in 2022! But what does that mean if you own shares? We obviously can’t tell you what to do with your portfolio, but in this episode Vic explains the reasons why the share price dropped so much, and what she thinks about the future of this company. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Nov 15, 2022 · 30 min
RTC47: Why you shouldn't panic if your portfolio isn't doing well
It's really important to remember in times of uncertainty not panic sell or buy. If you're seeing a lot of your investments go down, remember blips happen, it doesn't necessarily mean you need to re-arrange your whole portfolio! For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Nov 8, 2022 · 30 min
RTC46: Why tech companies share prices are SO unpredictable
If you've invested in any of the big tech companies like Meta, Amazon or Alphabet (Google), you'll have noticed a huge drop in their share prices recently. Why? It's all due to US reporting season. Vic explains which companies are booming at the moment, and which are suffering (warning - you might not like what you hear)! For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Nov 1, 2022 · 28 min
RTC45: How auto-investing will change your life
Auto investing, also known as dollar cost averaging is a tactic that Vic, and many famous investors swear by. A good way to think about DCA is essentially auto investing - just like how you set up an automatic payment for rent each week. It's figuring out how much you can put aside (in advance), and making sure that the money goes into your investments - opposed to spending it on food or clothes! For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Oct 25, 2022 · 32 min
RTC44: What are stock splits + are they red or green flags for investors?
You might've seen news headlines along the lines of 'Amazon announces stock split', or 'Apple announces stock split' - and although it might sound confusing it's actually really simple. In this episode, Vic explains what they are, how they work and if they're considered red or green flags for investors. **If you want to get straight to the finance + investing chat, skip to 4:50** For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Oct 19, 2022 · 28 min
RTC43: How to avoid paying $1300 a year of pink tax!
You might have heard pink tax being thrown around in conversation - but what actually is it? How does it work? And how can we avoid paying it because hint: it's not actually real tax and you can avoid it! For more from The Curve: Instagram Website TikTok Newsletter Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Oct 11, 2022 · 31 min
RTC42: The two main investing strategies explained
We've had maaany requests for this episode, so here it finally is - an entire episode dedicated to index funds! Index funds can be a great little feature in the old portfolio - especially for those who are new to investing. In this episode, Vic also explains the difference between active (managed funds) and passive funds (ETF or Index Funds). She talks about these two investing strategies and which one she uses. For more from The Curve: Instagram Website TikTok Newsletter Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Oct 4, 2022 · 33 min
RTC41: A 101 on interest rates and how they effect the economy
In this episode, we cross to our very own UK correspondent (Sophie) to give an on-the-ground account of what is happening in the UK. At the moment they are trying to cool inflation by increasing interest rates. In this ep Vic uses the UK's current situation as a lesson in Economics as a whole and how interest rates affect the economy. For more from The Curve: Instagram Website TikTok Newsletter Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sep 27, 2022 · 36 min
RTC40: One of the greatest returning dividend companies of all time (aka a dividend queen)
Did you know there are only 38 companies in the history of the stock market that have paid a dividend for over 50 years? Traditionally referred to as 'Dividend Kings' (note: as of now we have re-coined the term 'Dividend Queens' for obvious reasons) are very stable, reliable companies. Dividend stocks are companies often held my investors with a shorter time to keep their money invested, but they can also be a great way to diversify if your portfolio has some more risky holdings. By the end of this episode we decided that dividend companies are like the Joe Jonas's of the world. You'll get the joke once you've had a listen 😂 For more from The Curve: Instagram Website TikTok Newsletter Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sep 20, 2022 · 31 min
RTC39: Investing trends for those with a long time horizon (10+ years)
In this episode we talk about long term investing trends. These are trends that play out over a long period of time - think 10, 20, 30+ years. This is a really incredibly insightful episode, and relevant (especially) if you have a long time that you can keep your money invested for. We speak to Steph Perrin, who is a Global Equities Analyst at Milford Asset Management. She talks about the trends that she thinks we should be paying attention to, and looking for opportunities in. It will give you some really cool investment ideas - even Vic took notes in this episode! For more from The Curve: Instagram Website TikTok Newsletter Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sep 13, 2022 · 34 min
RTC38: Short-term investing trends: what are they and how to spot them
Picking successful stocks can feel overwhelming, but a great place to start is by looking at current and future trends. In the investing world, these can be grouped into two main buckets: short and long terms trends. In this episode we were lucky enough to talk to Steph Batchelor who is a Global Equities Analyst at Milford Asset Management. She explains the importance of understanding short term trends, and how as investors we can use them to help us pick successful stocks. In next weeks episode we will go over long terms trends. For more from The Curve: Instagram Website TikTok Newsletter Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sep 6, 2022 · 30 min
RTC37: A deep dive into the fifth biggest retailer in the world: CostCo
Welcome to Season 3 of Raising The Curve! We are so stoked to be back. For this first episode, we've decided to bring back a crowd favourite - a stock story. This is where we analyse a stock in detail and in todays episode we look at CostCo which is the fifth largest retailer in the world. We discuss their unique business strategy, it's billions of dollars on the balance sheet, returns to date and its future growth projections. For more from The Curve: Instagram Website TikTok Newsletter Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Aug 16, 2022 · 42 min
RTC36: What's the best way to share finances when in a relationship
Do you understand how the law works when It comes to being in a de facto relationship + splitting your assets if you separate? A lot of us don't! In this ep we talk to Lauren Asprin, a proud member of The Curve Community and is passionate about educating when it comes to relationship rights. She has been working in this area of the law for over a decade so is well versed in what you need to know before you make a decision about keeping your assets separate, or combined. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Aug 9, 2022 · 31 min
RTC35: How to invest smarter not harder
This is part two of our conversation with Buffy Ellen - in this episode she gives us a peek into her personal investing portfolio. She talks about a few holdings (complains she has invested in) that she’s really excited about, and that have seen great returns so far. She explains why she invested in shares (rather than a house), and where her personal KiwiSaver funds are. For more from The Curve: Instagram Website TikTok Newsletter This conversation has been proudly brought to life by our friends at Pathfinder (KiwiSaver & Managed funds), who have been investing ethically since before it was cool. Pathfinder Asset Management Limited is the issuer of the Pathfinder KiwiSaver Plan. Head to pathfinder.kiwi for more information and a copy of the Product Disclosure Statement. Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Aug 3, 2022 · 34 min
RTC34: A conversation with a million dollar investor
In this episode we speak to Buffy Ellen, who worked in investing banking for a loooong time. She shares her insights on personal finances and in particular, her mentality towards saving and investing. It’s an incredibly empowering episode, that will remind you that women can be boss babe investors. For more from The Curve: Instagram Website TikTok Newsletter This conversation has been proudly brought to life by our friends at Pathfinder (KiwiSaver & Managed funds), who have been investing ethically since before it was cool. Pathfinder Asset Management Limited is the issuer of the Pathfinder KiwiSaver Plan. Head to pathfinder.kiwi for more information and a copy of the Product Disclosure Statement. Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jul 26, 2022 · 37 min
RTC33: The best way to put your money where your mouth is
In the third episode of our green mini-series we speak to the lovely Olive from Mindful Money, which is a charity working on improving investing transparency in NZ. She shares some SHOCKING stats about how much money is being sent offshore and invested in the likes of weapons, fossil fuels and animal cruelty. ALARM BELLS PEOPLE! This conversation massively reinforces the importance of understanding what and how your money is being invested - we hope you enjoy it! For more from The Curve: Instagram Website TikTok Newsletter This conversation has been proudly brought to life by our friends at Pathfinder (KiwiSaver & Managed funds), who have been investing ethically since before it was cool. Pathfinder Asset Management Limited is the issuer of the Pathfinder KiwiSaver Plan. Head to pathfinder.kiwi for more information and a copy of the Product Disclosure Statement. Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jul 20, 2022 · 35 min
RTC32: How to avoid investing in companies that test on animals
In the second episode of our green mini-series, we talk to the incredible Tara Jackson. Tara is the director of a NZ charity called NZAVS, who are trying to end animal testing in Aotearoa. You might be thinking - how does this relate to investing? There are still a LOT of companies still testing on animals, so this episode will help you understand how you can avoid companies that are still implementing these practices. If learning how to invest in a way that doesn't harm our furry friends is something you're interested in, then this ep is for you! For more from The Curve: Instagram Website TikTok Newsletter This podcast is proudly sponsored by Pathfinder (KiwiSaver & Managed funds) who have been investing ethically since before it was cool. Pathfinder Asset Management Limited is the issuer of the Pathfinder KiwiSaver Plan. Head to pathfinder.kiwi for more information and a copy of the Product Disclosure Statement. Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Jul 12, 2022 · 33 min
RTC31: Financial success and fashion (without fu*king up the planet)!
We are SO excited to bring you a Raising The Curve mini-series, about ALL things ethical investing. Both Vic and I are super passionate about investing in a way that grows your wealth, while also impacting the world in a positive way. In this episode we speak to Ethically Kate, an ambassador for sustainable fashion and living. She's an absolute wealth of knowledge, so combined with Vic's investing knowledge, it was a real winning combo. For more from The Curve: Instagram Website TikTok Newsletter This podcast episode is proudly sponsored by Pathfinder (KiwiSaver & Managed Funds) who have been investing ethically since before it was cool. Pathfinder Asset Management Limited is the issuer of the Pathfinder KiwiSaver Plan. Head to pathfinder.kiwi for more information and a copy of the Product Disclosure Statement. Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Mar 8, 2022 · 33 min
RTC30: Global conflicts: how they impact our economy & our investments.
In this episode we deep dive into the devastating Russia-Ukraine conflict through an investing and economics lens. We discuss how events like this effect our investments, as well as the overall economy. We talk about the volatility created by unforeseen 'black swan' events, what mindsets we should try to adopt in these uncertain times. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.