The Curve

The Curve Platform

The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools and knowledge to achieve financial freedom, as well as (hopefully) having a laugh along the way.

New episodes every Monday and Thursday!

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice

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409 episodes
Updated Sunday

Episodes409

Newest first

Oct 16, 2024 · 31 min
RTC138: My Grandma left behind a million dollar portfolio (from the archives).
In this special re-release of one of our most popular episodes, we revisit the incredible story of Sophie’s grandma, who quietly built a million-dollar investment portfolio over 50 years. This episode inspired countless listeners to rethink their approach to long-term investing - and we’re bringing it back for all the new members of The Curve community who missed it the first time around! We also kick off the episode with some exciting updates about what’s been happening behind the scenes at The Curve, including the latest on The World’s Biggest Investing Club. Stick around until the end for a new update on how the club is growing and what’s coming next! If you're ready to level up your investing game, we’ve got exciting news! The world’s biggest investing club is opening 100 spots for intermediate investors. Want in? Join the waitlist now to snag your spot before they’re gone - click here to join. For more from The Curve: Instagram YouTube Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Oct 14, 2024 · 33 min
TCW89: BP’s climate u-turn & Google faces a breakup.
BP’s playing the villain this week - remember those ambitious climate goals? Yeah, they’ve hit reverse. Instead of cutting oil production by 2030, they’re now raising it. We dive into why one of the world’s biggest oil companies is prioritising profits over the planet and what this means for investors (and our future). Speaking of villains, Google’s under fire from the US government, which is trying to break up their search monopoly. With 90% of the market in their grip, it’s no surprise the powers that be are trying to knock them down a peg. Then, let’s talk about Henry - no, not that guy Sophie dated, but the “High Earner, Not Rich Yet” crew. If you’re earning big but still feel like your bank account is stuck on empty, you might be a Henry. We break down why even high earners are struggling to build wealth in today’s economy and how you can avoid falling into that trap. Watch this episode on YouTube. If you're ready to level up your investing game, we’ve got exciting news! The world’s biggest investing club is opening 100 spots for intermediate investors. Want in? Join the waitlist now to snag your spot before they’re gone - click here to join. We’ve teamed up with Thermomix for an exciting giveaway! Whether you’re looking to save money on takeout or streamline your meal prep, you won’t want to miss this chance to win some incredible Thermomix goodies. Click here to enter! For more from The Curve: Instagram YouTube Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Oct 9, 2024 · 53 min
RTC137: Signs you’re facing financial burnout (and how to fix it) with Danielle Colley.
Today, we’re diving into the dreaded world of burnout - that charming state of emotional, mental, and physical exhaustion that comes after life repeatedly hits you with a to-do list. While burnout usually gets blamed on work, this episode focuses on financial burnout, where stressing over money takes centre stage and makes you want to throw your budget out the window. Vic gets real about her own experience with financial burnout, sharing how the pressure of managing both personal and business finances became overwhelming and took a significant toll on her well-being. Author Danielle Colley jumps in to break down what burnout actually is, how it sneaks into every part of your life, and how to spot it before you're completely fried. Together, we’re exploring the toll that money stress takes and, more importantly, how you can kick burnout to the curb. From pinpointing the warning signs to hitting the reset button on your money mindset, this episode is packed with real talk and practical tips to help you stop feeling like your wallet's punching bag. Watch this episode on YouTube. Danielle Colley’s new book, The Chocolate Bar Life, offers practical insights on recognising and overcoming burnout. Grab your copy here. If you’ve ever experienced financial burnout or have a story to share, we’d love to hear from you! Send us a voice note through The Curve Hotline and join the conversation. Head over to The Curve Hotline to share your experience. For more from The Curve: Instagram YouTube Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Oct 7, 2024 · 29 min
TCW88: Why LVMH is still the king of luxury.
LVMH is proving once again that luxury never goes out of style - especially when you're acquiring brands like Moncler and Off-White. In this episode, we unpack how the luxury giant’s aggressive growth strategy is keeping it ahead of the competition. We also cover HSBC’s potential first-ever female CFO, a groundbreaking moment for women in finance, and dig into the drama at OpenAI as top execs jump ship following its profit-driven pivot. We also reveal why Netflix saw subscribers canceling faster than you can say “recommended for you” after its co-founder backed Kamala Harris. Looks like some people would rather chill without the politics! We’ve teamed up with Thermomix for an exciting giveaway! Whether you’re looking to save money on takeout or streamline your meal prep, you won’t want to miss this chance to win some incredible Thermomix goodies. Click here to enter! Curious about buying a home with a friend? Check out Vic’s insightful article in collaboration with TradeMe Property, where she breaks down everything you need to know—from legal advice to smart financial strategies: https://www.trademe.co.nz/c/property/author/the-curve?srsltid=AfmBOopMnM-JqRcCjMNWJLT_KC-o1EJbZgT3JDOJu5-OcShEGhWb54yq For more from The Curve: Instagram YouTube Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Oct 2, 2024 · 33 min
RTC136: "My boss asked me to dinner but made me split the bill..."
Introducing... Curveballs, our brand-new segment where we dive into the weird, awkward, and downright cringy money moments you’ve sent in. Whether it’s splitting the bill on a disastrous first date, getting stuck with the tab at a work dinner your boss insisted on, or accidentally blowing your budget on impulse buys, we’re here to help you navigate these curveball moments with expert advice from Dr. Lurve - Australia’s leading relationship expert and modern-day cupid. Today, we’re tackling some truly juicy curveballs: a boss who suggests splitting a £90 bill after inviting their employee to a fancy dinner, and a first date disaster where splitting the pizza bill leaves someone questioning if they’re financially compatible. Watch this episode on YouTube. Got a curveball of your own? We want to hear it! Send us a voice note by clicking here, or feel free to message / email us. And don’t worry – all curveballs will remain completely anonymous. For more from The Curve: Instagram YouTube Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sep 30, 2024 · 34 min
TCW87: Why are CEOs cashing out now?
With Soph soaking up the sun in Croatia, the lovely Sheenagh takes the co-host seat for this episode, bringing her sharp financial insights and charm... Why are some of the world’s biggest CEOs - like those at Nvidia, Dell, and even Berkshire Hathaway’s top dogs - selling off massive chunks of stock? Today, we dig into the reasons behind these surprising moves and what it could mean for the future of the market. Spoiler: it’s got investors raising eyebrows. We're also looking at the rise of AI in the finance world. Imagine an investment fund powered by ChatGPT, designed to replicate Warren Buffett’s legendary portfolio - sounds wild, right? But it’s happening, and it’s shaking up how we think about investing. Meanwhile, over in China, a new 'stimulus package' is kicking things into gear with lower interest rates and a $30 billion stock-buying spree, which has luxury brands like Tesla and Apple quietly celebrating. Plus, down under in Australia, Coles and Woolworths have been busted for dodgy discounts, and it’s all thanks to the humble Caramello Koala. Watch this episode on YouTube. For more from The Curve: Instagram YouTube Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sep 26, 2024 · 17 min
RTC135: A bonus birthday episode: Soph turns 33!
In this bonus episode, we take a break from the usual money talk to celebrate a special occasion - Soph's 33rd birthday! Soph reflects on the year that's been and opens up about her life lessons, from financial wins to personal growth while Vic shares some special surprises that highlight just how much Soph means to everyone around her. There’s even a moment where Elizabeth Day might make an appearance (you’ll have to listen to find out). Happy Birthday Soph xxx Watch this episode on YouTube. For more from The Curve: Instagram YouTube Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sep 25, 2024 · 58 min
RTC134: How financial literacy can change your life, with Norma Cassius.
Please note that this episode discusses sensitive topics including financial and domestic abuse, as well as miscarriages, which may be difficult for some listeners. In this eye-opening episode of Raising the Curve, we sit down with the inspiring Norma Cassius, a financial expert turned psychotherapist. Norma shares her journey of overcoming financial and emotional abuse, and how she used her strength and financial literacy to break free from a toxic relationship. We dive deep into the importance of financial education, the psychology of money, and how understanding your finances can empower you to take control of your life. Norma’s story is a powerful reminder that it’s not about how much money you have - it’s about what you do with it. Discover actionable insights on budgeting, mastering money, and the profound connection between financial health and mental well-being. Whether you're navigating debt, beginning to take control of your finances, or looking to elevate your wealth, this conversation is packed with real-world advice that will empower you to reshape your financial future. For a range of helpful resources on budgeting, debt management, investing, and financial education, check out the links below to help guide you on your money journey: https://www.moneyhelper.org.uk/en https://www.payplan.com/ https://www.stepchange.org/ For more from The Curve: Instagram YouTube Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sep 23, 2024 · 33 min
TCW86: Fashion takeovers and Microsoft’s big moves.
Big moves in the investing world this week! First up, we dive into the $8.5 billion luxury fashion showdown between Tapestry and Capri Holdings - think Coach vs. Versace - but it’s not all glitz and glamour when the regulators come in and hit the brakes. But that’s just the beginning. Tupperware - yes, that iconic kitchen staple - is filing for bankruptcy! Turns out, $700 million worth of debt doesn’t vanish like that missing container lid. What does this mean for your plasticware drawer? And how does a Kiwi brand like Sistema stand to benefit from Tupperware’s tumble? Next, China’s shaking things up by raising its retirement age for the first time in 50 years. Men now retire at 63, women at 55. Meanwhile, Microsoft is making waves with its biggest-ever share buyback and a $30 billion fund for AI. But here’s the catch: all that AI is energy-hungry. Can we invest in AI and save the planet? Watch this episode on YouTube. For more from The Curve: Instagram YouTube Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sep 18, 2024 · 56 min
RTC133: Can bill splitting be romantic?
Today, we're diving into the complex intersection of money and relationships. Joined by The Curve's commercial director and all-round legend Dani, we explore how financial disparities affect relationship dynamics, from splitting bills to managing money goals as a couple. Whether you're team 50/50 or think 'what's mine is ours,' this episode offers both relatable stories and practical insights to help you tackle these tough conversations. There's something here for everyone in love and money. Watch this episode on YouTube. In a same-sex relationship and have insights on how you handle money with your partner? We’d love to hear your experience! And if anyone else wants to share their story, feel free to leave us a voice note too. Click here to share your experience. Help us shed light on how people handle finances in their relationships by filling out our quick, easy, and anonymous survey. Plus, we’ll email you the results so you can see how your situation stacks up! Click here to take the survey. For more from The Curve: Instagram YouTube Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sep 16, 2024 · 29 min
TCW85: How Selena Gomez and OnlyFans are shaping billion dollar empires.
Soph’s belated birthday lunch took an unexpected twist - expecting cake but getting six tequila shots instead. But beyond the impromptu happy hour, we dive into some serious money moves - like Selena Gomez hitting billionaire status, not from music, but from her beauty brand, Rare Beauty. We explore how she built a billion-dollar empire in just four years and why diversifying income streams is key. We also break down inflation - prices may not be skyrocketing anymore, but why does your haircut still cost more each year? Plus, we spill the tea on OnlyFans’ massive growth and why it’s unlikely to go public anytime soon... Watch this episode on YouTube. For more from The Curve: Instagram YouTube Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sep 11, 2024 · 44 min
RTC132: Turning your wardrobe into an investment.
Is your wardrobe working hard for your wallet? In this episode, we’re breaking down why clothes should be seen as an investment - not just a quick retail fix. From understanding cost per wear to figuring out which pieces actually pay off, it’s all about making smarter, savvier choices with your fashion budget. Spoiler alert: sometimes spending more up front saves you big down the line. Get ready to rethink how you shop, why vintage is a hidden gem, and how to build a closet that serves your style and your bank account. Watch this episode on YouTube. Big shoutout to the sponsor of today's episode, Remi Marketplace. If you're ready to upgrade your wardrobe sustainably, Remi Marketplace is your one-stop shop for amazing secondhand finds. Say goodbye to fast fashion guilt and hello to unique, stylish pieces that make you feel good. Click here to start shopping with Remi today. For more from The Curve: Instagram YouTube Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sep 9, 2024 · 28 min
TCW84: Nvidia’s historic drop, Ticketmaster trouble, & Snapchat’s slump.
This week, we kick things off with Nvidia’s jaw-dropping $280 billion loss, the largest single-day drop in U.S. stock market history. What went wrong for the AI giant, and what does this mean for the future of AI stocks? Next, we break down ChatGPT’s meteoric rise as OpenAI gears up for a $100 billion valuation - double the users and big tech companies like Microsoft and Apple lining up to invest. Meanwhile, Snapchat faces a tough reality as its CEO admits the platform is struggling to stay relevant after 13 years. And finally, we dive into the chaos surrounding Ticketmaster’s handling of the eagerly-anticipated Oasis reunion tickets, where fans found themselves in virtual queues only to be hit with skyrocketing prices. With dynamic pricing under fire, is this the last straw for Ticketmaster? Want to be the first to know when we launch The World's Biggest Investing Club? Sign up for our newsletter here. Watch this episode on YouTube. For more from The Curve: Instagram YouTube Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sep 4, 2024 · 58 min
RTC131: Paving your own way in business and beyond, with Michelle Battersby.
Disclaimer: This episode contains discussions about abortion, which may be sensitive for some listeners. Meet Michelle Battersby, co-founder of Sunroom—a platform empowering women to monetise content safely, authentically and without stigma. From her journey through corporate roles to founding a tech startup, Michelle shares her unique insights on balancing motherhood, entrepreneurship, and personal growth. Discover how she navigates the challenges of running a company while raising a family, and how she's paving the way for women to succeed on their own terms in business. Whether you're an aspiring entrepreneur or simply looking for inspiration, this episode offers valuable lessons on how to challenge the status quo and forge your own path. Watch this episode on YouTube. For more from The Curve: Instagram YouTube Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sep 2, 2024 · 36 min
TCW83: The rise and fall of market giants.
Today, we explore the contrasting fortunes of stock market giants - Nvidia’s explosive gains and PDD’s unexpected dip. We delve into the high stakes of investing in growth stocks and why sometimes even stellar results can’t keep shares from sliding. We also take a look at the billion-dollar success of the Flo app, co-founded by men but revolutionising women’s health, and discuss Burberry’s surprising exit from the FTSE 100 - after 15 years! And in the midst of it all, we celebrate a significant milestone as Berkshire Hathaway joins the trillion-dollar club, marking a new chapter for non-tech giants. Watch this episode on YouTube. For more from The Curve: Instagram YouTube Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Aug 28, 2024 · 32 min
RTC130: Financial planning for your move abroad.
This has gotta be up there with one of the most requested topics: how to financially prepare for moving overseas. Whether you're dreaming of London, Australia, or another far-off destination, we're sharing practical tips on budgeting, managing expenses, and avoiding financial pitfalls. With a mix of personal stories and savvy advice, you’ll learn how to turn a potentially stressful move into a smooth transition. This conversation is perfect for anyone planning a big move or just curious about what it takes to start fresh in a new city. Watch this episode on YouTube. For more from The Curve: Instagram YouTube Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Aug 26, 2024 · 33 min
TCW82: Espresso martini regrets & $120M podcast deals.
This week, we kick off with the jaw-dropping news of Alex Cooper’s $120 million podcast deal with SiriusXM, dissecting what this monumental move means for the podcasting industry and why everyone’s talking about it. Next, we turn our attention to Warren Buffett’s surprising stock sell-offs—what’s behind the Oracle of Omaha’s latest moves, and should we be worried about the market’s future? We also delve into Australia’s progress on closing the gender pay gap, thanks to new transparency laws that are making companies squirm (and making us cheer!). Finally, in the world of dating, we ask: is romance dead, or just more financially savvy? With daters now swapping credit scores, it’s clear that love in 2024 comes with a credit check. RTC102: Why talking money with your partner is vital (and a little bit sexy), with Nicole Haddow. We are super lucky to partner with Tempo - the exclusive sponsor of The Money Reset course. Tempo is NZ’s first guided investment app that helps you set a money goal, recommends investments for you from their range of funds, and gives you advice along the way to keep your goal on track. Amazing! For more from The Curve: Instagram YouTube Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Aug 21, 2024 · 1 hr 1 min
RTC129: The Curve's new chapter: welcoming Danielle Croome.
In this episode, Vic and Soph are pulling back the curtain on a major milestone in their journey—raising capital for The Curve. After months of breadcrumbs and behind-the-scenes hustle, they’re sharing how they navigated the tricky world of investor meetings, the unexpected responses they received, and what it’s like to take on external capital. Joining the conversation is the brilliant Danielle Croome, The Curve’s new Commercial Director and one of their newest investors. But Dani didn’t just write a check—she’s now a key player in shaping the future of the business. She shares her personal story, from a challenging childhood that taught her the value of money to becoming a savvy investor with a passion for financial literacy. This episode is a deep dive into the realities of raising money, the challenges of financial independence, and the power of resilience. Plus, you'll get to know Dani, who’s not just an investor, but now an integral part of The Curve team who we absolutely love. Watch this episode on YouTube. For more from The Curve: Instagram YouTube Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Aug 19, 2024 · 31 min
TCW81: Revolut IPO buzz & Starbucks' $120M shakeup.
What a week! Today we unpack the excitement around Revolut’s potential IPO and what it means for the future of digital banking, break down the $120 million CEO shakeup at Starbucks, and reveal why millennials might be wealthier than we’ve all been led to believe. Plus, Vic's shares a top travel hack that could save you SERIOUS cash on your next trip (hint: it involves ShopBack). Watch this episode on YouTube. ShopBack is the easiest way to save and earn cashback on the things you buy regularly. You can earn cashback on your purchases from over 250 leading online brands in travel, fashion, grocery and marketplaces like Booking.com, Amazon and Uber eats. The only thing you need to do, is purchase through the ShopBack app and you’ll see your cashback accumulate. Once verified, you’ll be able to cash out into your paypal or New Zealand bank account. ....Even better, if you sign up using the code ‘CURVE5’, you’ll get a $5 signup bonus. Sweet! To sign up to our newsletter, click here. For more from The Curve: Instagram YouTube Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Aug 14, 2024 · 31 min
RTC128: Behind the rings: the economics of the Olympics
Ever wondered what it costs to host the Olympics, or why some athletes end up broke after earning millions? We’re diving into the financial rollercoaster that is the Olympics—from billion-dollar budgets to the heartbreaking realities athletes face when the spotlight dims. Soph and Vic get real about the impact of the games on cities, the mind-boggling differences in athlete payouts across countries, and why Australia’s women are absolutely crushing it in the medal department. Plus, we get a little sidetracked (as usual) with stories of rhythmic gymnastics fails and what Snoop Dogg was doing at the games. Spoiler: It's a wild ride, but totally worth the ticket price (unlike Vic's dressage experience). Some laughs, facts, and a whole lot of financial wisdom wrapped up in Olympic spirit! For more from The Curve: Instagram YouTube Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.