SMALL BUSINESS FINANCE – Your Guide to Business Tax Planning & CPA Tax Advice

Tiffany Phillips, CPA & Small Business Tax Strategist

Stop Overpaying Taxes by $50K-$100K+ Every Year | The #1 Podcast for Women Entrepreneurs & Business Couples Who Want to Keep More of Their Hard-Earned Money

Are you a successful woman entrepreneur or part of a husband-wife business team tired of watching 30-50% of your profits disappear to taxes? Fed up with CPAs who act more like tax preparers than strategic partners? Ready to discover the same tax strategies that save my clients an average of $97,398 annually?

You’ve found your financial freedom headquarters.

This isn’t another generic small business podcast. This is where ambitious entrepreneurs learn the insider tax strategies, financial systems, and money mindset shifts that transform six and seven-figure businesses from tax victims into wealth-building machines.

What You’ll Discover:

✅ Advanced tax strategies most CPAs never mention (legally reduce taxes by 30-50%)
✅ How to audit-proof your business while maximizing deductions
✅ Financial systems that scale with your growing business
✅ Money mindset breakthroughs that unlock your wealth potential
✅ Real client case studies: $45K, $63K, $97K+ in annual tax savings
✅ Business structure optimization (LLC vs S-Corp vs Corporation)
✅ Cash flow management for sustainable growth

Perfect for: Women business owners, female entrepreneurs, husband-wife business teams, six-figure earners, seven-figure business owners, real estate investors, professional service providers, e-commerce entrepreneurs, and anyone tired of overpaying the IRS.

Meet Your Host: Tiffany Phillips, CPA & Tax Strategist

For over 20 years, I’ve been the secret weapon behind successful entrepreneurs who legally keep more of their money. As a CPA and tax strategist (not just a preparer), I’ve helped clients save hundreds of thousands in taxes using my proprietary 85-point tax strategy system.

My mission? Empower women entrepreneurs and collaborative business couples to stop overpaying taxes and start building real wealth. I’m here to challenge the ”good old boys club” of traditional accounting and give you the respect, partnership, and results you deserve.

Why This Podcast Exists: Too many brilliant entrepreneurs—especially women—are being underserved by traditional CPAs who focus on compliance instead of strategy. You’re not looking for someone to just file your taxes; you want a partner who helps you keep more money, grow faster, and build generational wealth.

Ready to Transform Your Financial Future? If you’re done accepting ”that’s just what you owe” and ready to implement proven strategies that put thousands back in your pocket, this podcast is your roadmap to financial freedom.

New episodes weekly featuring actionable tax strategies, financial systems, mindset shifts, and real success stories from entrepreneurs just like you.

Next Steps:

💰Pay Less in Taxes – https://yourbiggestexpense.com/

☎️ Find out how much you’re overpaying in taxes every year! Schedule a FREE discovery call to find out --＞ https://phillipsbusinessgroup.com/

📧 Contact Me --＞ hello@phillipsbusinessgroup.com

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414 episodes
Updated Friday

Episodes414

Newest first

Apr 21, 2025 · 18 min
213 \\ Biden’s New Tax Proposal: What It Means for Small Business and Your Bottom Line
Behind closed doors, major tax changes are brewing—and they could affect every small business in the country. In this episode, we talk about the Biden administration’s tax proposal and what it means for your business tax, income, and planning strategy. I explain the hidden tax increases, what might change in deductions, and how to prepare with smart tax strategies before it hits. You’ll get real talk, not political spin, and you’ll leave with tools to protect your bottom line. If you want to stay ahead and maximize income, this is the episode. Next Steps: 💰 Start Paying Less in Taxes – Grab a Copy of Your Biggest Expense! ☎️ Find Out How Much You’re Overpaying the IRS – Book a Free Discovery Call 📧 Questions? Email Me at hello@phillipsbusinessgroup.com 👩‍💼 Join My Private Facebook Group: Tax & Wealth Strategies for Women Entrepreneurs 📲
Apr 18, 2025 · 32 min
212 \\ The Athlete Mindset for Business Owners: Hillary Seiler on Budgeting and Finance
Coach Hill isn’t just for pro athletes—she’s helping business owners build financial fitness too. In this episode, Hillary Seiler breaks down her approach to budgeting, using the same strategies she teaches elite performers. We dive into financial mindset, small business finance, and the real-world money habits that keep you in control. You’ll also hear powerful insights on tax planning, how to work with your CPA, and how to avoid burnout by keeping your numbers tight. Whether you're a numbers nerd or just getting started, this episode gives you a playbook for building a business that runs strong. Next Steps: ✅ Connect with Hillary Seiler 💰 Start Paying Less in Taxes – Grab a Copy of Your Biggest Expense! ☎️ Find Out How Much You’re Overpaying the IRS – Book a Free Discovery Call 📧 Questions? Email Me at hello@phillipsbusinessgroup.com 👩‍💼 Join My Private Facebook Group: Tax & Wealth Strategies for Women Entrepreneurs 📲
Apr 16, 2025 · 28 min
211 \\ Why Your Tax Bill Might Finally Go Down—and How to Lock in the Savings
There’s a major tax law update in the works that could finally ease the pressure on business owners. In this episode, I break down the changes, explain how they’ll affect business tax and deductions, and walk you through tax tips to make the most of them. You’ll learn how to position your business for tax minimization and smarter financial decisions, using CPA tax advice and savings strategies tailored to high-tax states. If you’ve been feeling squeezed every year, this is the relief you’ve been waiting for. Next Steps: 💰 Start Paying Less in Taxes – Grab a Copy of Your Biggest Expense! ☎️ Find Out How Much You’re Overpaying the IRS – Book a Free Discovery Call 📧 Questions? Email Me at hello@phillipsbusinessgroup.com 👩‍💼 Join My Private Facebook Group: Tax & Wealth Strategies for Women Entrepreneurs 📲
Apr 14, 2025 · 16 min
210 \\ The Business Entity Mistake That’s Costing You Thousands in Tax Deductions and Strategy
If your business isn’t set up under the right entity, you’re probably leaving money on the table. In this episode, we break down how the wrong structure wrecks your tax deductions, slashes your tax savings, and exposes you to bigger bills. You'll learn the differences between an LLC and an S Corp, plus hear real CPA advice on how to fix it fast. This is a critical conversation for anyone serious about business tax, tax strategy, and protecting profits. Next Steps: 💰 Start Paying Less in Taxes – Grab a Copy of Your Biggest Expense! ☎️ Find Out How Much You’re Overpaying the IRS – Book a Free Discovery Call 📧 Questions? Email Me at hello@phillipsbusinessgroup.com 👩‍💼 Join My Private Facebook Group: Tax & Wealth Strategies for Women Entrepreneurs 📲
Apr 11, 2025 · 27 min
209 \\ Turn Your Book Into Business Profit: Finance Advice for Female Entrepreneurs
Writing a book is great—but turning it into a business growth tool is better. Tiffany sits down with Shang Saavedra to talk about self-publishing, marketing, and monetization strategies for female entrepreneurs. This episode shows you how to align your book with your offers, use smart business strategy, and make the most of tax deductions while you grow. If you’re ready to get serious about your content and profits, this one’s packed with finance advice. Next Steps: ✅ Connect with Shang Saavedra 💰 Start Paying Less in Taxes – Grab a Copy of Your Biggest Expense! ☎️ Find Out How Much You’re Overpaying the IRS – Book a Free Discovery Call 📧 Questions? Email Me at hello@phillipsbusinessgroup.com 👩‍💼 Join My Private Facebook Group: Tax & Wealth Strategies for Women Entrepreneurs 📲
Apr 9, 2025 · 17 min
208 \\ What Harvard’s Free Tuition Means for Wealth Planning and Business Strategy
Harvard’s move to make tuition free for many families isn’t random—it’s a signal. In this episode, Tiffany breaks down what this means for wealth planning, how it connects to business strategy, and why business owners should be paying attention. You’ll learn how policy shifts impact your money, how to create a long-term advantage, and how to keep a sharp owner mindset as the economy shifts. Next Steps: 💰 Start Paying Less in Taxes – Grab a Copy of Your Biggest Expense! ☎️ Find Out How Much You’re Overpaying the IRS – Book a Free Discovery Call 📧 Questions? Email Me at hello@phillipsbusinessgroup.com 👩‍💼 Join My Private Facebook Group: Tax & Wealth Strategies for Women Entrepreneurs 📲
Apr 7, 2025 · 15 min
207 \\ Don’t Miss These Expiring Tax Credits: Maximize Tax Savings Now
Tax laws are changing fast—and some major credits are disappearing. Tiffany breaks down which ones you can still use to lock in tax savings, boost tax deductions, and lower your overall liability. She also shares tactical moves to discuss with your CPA, plus how to implement tax strategies that protect your cash. This is a must-listen if you want to move fast before these options vanish. Next Steps: 💰 Start Paying Less in Taxes – Grab a Copy of Your Biggest Expense! ☎️ Find Out How Much You’re Overpaying the IRS – Book a Free Discovery Call 📧 Questions? Email Me at hello@phillipsbusinessgroup.com 👩‍💼 Join My Private Facebook Group: Tax & Wealth Strategies for Women Entrepreneurs 📲
Apr 4, 2025 · 25 min
206 \\ How IRS Monitoring Impacts Your Business Tax and Money Decisions
The IRS is stepping up monitoring—and even small bank withdrawals could flag your account. In this episode, Tiffany breaks down what this means for business tax, how to make better money decisions, and how to avoid trouble. You’ll get real CPA tax advice on how to document activity, structure payments, and avoid common mistakes that trigger audits. Stay ahead, stay compliant, and stay smart. Next Steps: 💰 Start Paying Less in Taxes – Grab a Copy of Your Biggest Expense! ☎️ Find Out How Much You’re Overpaying the IRS – Book a Free Discovery Call 📧 Questions? Email Me at hello@phillipsbusinessgroup.com 👩‍💼 Join My Private Facebook Group: Tax & Wealth Strategies for Women Entrepreneurs 📲
Apr 2, 2025 · 21 min
205 \\ Building a Business That Buys Back Your Time with Jason Berube
Tiffany sits down with Jason Berube, an expert in helping business owners take control of their schedule without sacrificing growth. Learn how to escape the daily grind, delegate effectively, and use business strategy to buy back your time. They cover everything from mindset to systems, all focused on helping you grow profits, gain flexibility, and build a smarter business. A must for any owner looking to improve their financial mindset and boost small business finance. Next Steps: ✅ Connect with Jason Berube 💰 Start Paying Less in Taxes – Grab a Copy of Your Biggest Expense! ☎️ Find Out How Much You’re Overpaying the IRS – Book a Free Discovery Call 📧 Questions? Email Me at hello@phillipsbusinessgroup.com 👩‍💼 Join My Private Facebook Group: Tax & Wealth Strategies for Women Entrepreneurs 📲
Mar 31, 2025 · 15 min
204 \\ Avoid a $42,000 Tax Bill with Smart Tax Planning and Savings Strategies
One missed move nearly cost a client $42,000. In this episode, Tiffany explains exactly what went wrong—and how to avoid it through proactive tax planning, smart tax strategy, and better cash tracking. This is your playbook for making strong money decisions, reducing surprise liabilities, and protecting your bottom line before tax season hits. Next Steps: 💰 Start Paying Less in Taxes – Grab a Copy of Your Biggest Expense! ☎️ Find Out How Much You’re Overpaying the IRS – Book a Free Discovery Call 📧 Questions? Email Me at hello@phillipsbusinessgroup.com 👩‍💼 Join My Private Facebook Group: Tax & Wealth Strategies for Women Entrepreneurs 📲
Mar 28, 2025 · 16 min
203 \\ Minimize Taxes and Build Wealth: Smart Strategies for Business Owners
Tiffany unpacks how to legally reduce your tax bill while growing long-term wealth. Learn what high-earning business owners are doing differently, from tax minimization to smarter wealth planning and proactive CPA advice. This episode is built for anyone who wants to grow a business and still keep more of what they earn. Next Steps: 💰 Start Paying Less in Taxes – Grab a Copy of Your Biggest Expense! ☎️ Find Out How Much You’re Overpaying the IRS – Book a Free Discovery Call 📧 Questions? Email Me at hello@phillipsbusinessgroup.com 👩‍💼 Join My Private Facebook Group: Tax & Wealth Strategies for Women Entrepreneurs 📲
Mar 26, 2025 · 33 min
202 \\ How to Build Income Streams and Boost Cash Confidence with Eric Patrick
Tiffany talks with Eric Patrick about building multiple income streams, landing brand deals, and developing the financial mindset needed for real growth. They also cover how to stay focused on the numbers, create a scalable brand, and make better money decisions as you grow. Next Steps: 💥 Connect with Eric Negron on LinkedIn or Instagram 💰 Start Paying Less in Taxes – Grab a Copy of Your Biggest Expense! ☎️ Find Out How Much You’re Overpaying the IRS – Book a Free Discovery Call 📧 Questions? Email Me at hello@phillipsbusinessgroup.com 👩‍💼 Join My Private Facebook Group: Tax & Wealth Strategies for Women Entrepreneurs 📲
Mar 24, 2025 · 10 min
201 \\ Why Employee Ownership Trusts Matter for 2026 Business Tax Strategy
Employee Ownership Trusts (EOTs) could become a major tool for small business owners ahead of the 2026 tax reforms. In this episode, Tiffany breaks down how EOTs work, why they matter, and how to use them in your business tax planning. You'll also get insights on CPA tax advice, tax deductions, and strategies to structure your company smarter—before the law changes. Next Steps: 💰 Start Paying Less in Taxes – Grab a Copy of Your Biggest Expense! ☎️ Find Out How Much You’re Overpaying the IRS – Book a Free Discovery Call 📧 Questions? Email Me at hello@phillipsbusinessgroup.com 👩‍💼 Join My Private Facebook Group: Tax & Wealth Strategies for Women Entrepreneurs 📲
Mar 21, 2025 · 9 min
200 \\ How Business Owners Should Pay Themselves: Smart Strategies for Income & Tax Savings
Most small business owners pay themselves the wrong way—and it costs them. In this episode, you’ll learn how to pay yourself smarter, keep more of your profits, and avoid tax surprises. We talk about why cutting yourself a paycheck can hurt your business tax planning, how to separate personal and business finance, and the best savings strategies to build long-term wealth. You’ll hear simple tips on tax deductions, money mindset, and how to avoid the common traps that drain your income. Whether you’re new to running a business or looking for a better system, this episode will help you make clear, confident money decisions. Next Steps: 💰 Start Paying Less in Taxes – Grab a Copy of Your Biggest Expense! ☎️ Find Out How Much You’re Overpaying the IRS – Book a Free Discovery Call 📧 Questions? Email Me at hello@phillipsbusinessgroup.com 👩‍💼 Join My Private Facebook Group: Tax & Wealth Strategies for Women Entrepreneurs 📲
Mar 19, 2025 · 26 min
199 \\ Balancing Business, Money & Marriage: Lessons from Serial Entrepreneur Taylor Kovar
Taylor Kovar built and sold companies, became a financial planner, and wrote books on money and relationships. In this episode, he shares what most entrepreneurs ignore: how chasing success without balance can wreck your marriage, your mental health, and your future. We dig into the five money personalities, why couples fight about money, and how understanding your money mindset can improve communication. Taylor opens up about the mistakes he’s made, the lessons learned from clients, and why true wealth comes from setting priorities—both in your business and at home. If you’re an entrepreneur trying to grow without burning out, this conversation will make you think differently about success, money, and what really matters. Next Steps: ✅ Connect with Taylor Kovar at Choose 11 and The 5 Money Personalities 💰Pay Less in Taxes – Start Here! 💰 ☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out! 📧 Contact Me --> hello@phillipsbusinessgroup.com 📲 Follow me on IG @ the.tiffany.p.cpa
Mar 17, 2025 · 9 min
198 \\ Turn Vacations Into Tax Deductions: How Entrepreneurs Travel Smarter
What if your next luxury vacation could be a tax deduction? In this episode, Tiffany Phillips, tax strategist and author of Your Biggest Expense, reveals how business owners and entrepreneurs can legally use IRS rules to make travel work for them. You’ll learn how the wealthy structure their trips so flights, hotels, and meals become deductible, how to plan business activities that meet IRS requirements, and the simple formula for turning a vacation into a smart tax-saving move. Tiffany also shares real-life client examples and gives step-by-step strategies you can use today to reduce your tax bill, keep more of your income, and enjoy the kind of travel most people think is out of reach. Next Steps: 💰Pay Less in Taxes – Start Here! 💰 ☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out! 📧 Contact Me --> hello@phillipsbusinessgroup.com 📲 Follow me on IG @ the.tiffany.p.cpa
Mar 14, 2025 · 35 min
197\\ Simplify Small Business Accounting: Wave VP Lawrence Levinson on Bookkeeping Without Overwhelm
If QuickBooks feels complicated or expensive, there’s another way. In this episode, Tiffany talks with Lawrence Levinson, VP at Wave Accounting Software, about tools designed for service providers, solo entrepreneurs, and new business owners who need an easier way to manage their books. Lawrence explains how Wave helps reduce overwhelm, why separating personal and business finances is non-negotiable, and how to build better systems before tax season hits. You’ll learn simple, actionable steps to organize your finances, partner more effectively with your accountant, and focus more on the work you love instead of the paperwork you dread. Next Steps: ✅ Connect with Lawrence Levinson on LinkedIn 💰Pay Less in Taxes – Start Here! 💰 ☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out! 📧 Contact Me --> hello@phillipsbusinessgroup.com 📲 Follow me on IG @ the.tiffany.p.cpa
Mar 12, 2025 · 28 min
196 \\ How to Stop Doing It All: Abbey Ashley on Outsourcing and Building a Team That Works
Most business owners try to do everything themselves—and it’s costing them time, money, and their sanity. In this episode, Tiffany talks with Abbey Ashley, founder of The Virtual Savvy, about how to start outsourcing, hire your first VA, and finally get out of your own way. Abbey shares her journey from a basement apartment to building a thriving business with a team of nine, the simple steps to figure out what to delegate, and why hiring for attitude matters more than hiring for skill. You’ll learn how to find the right support, create processes that work, and free up your time to focus on what actually grows your business. Next Steps: ✅ Connect with Abbey Ashley 💰Pay Less in Taxes – Start Here! 💰 ☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out! 📧 Contact Me --> hello@phillipsbusinessgroup.com 📲 Follow me on IG @ the.tiffany.p.cpa
Mar 10, 2025 · 19 min
195 \\ Stop Overpaying Taxes: How to Use the Tax Code Like the Wealthy Do
Most people pay way more in taxes than they need to—simply because they don’t know the rules. In this episode, Tiffany Phillips explains why the IRS actually wants you to pay less and how to take advantage of the tax strategies that the wealthy have been using for years. You’ll learn the difference between tax compliance and tax strategy, how business owners unlock massive deductions, and why being proactive can save you tens of thousands of dollars every single year. Tiffany shares real client examples of tax bills slashed in half through smarter planning, and she breaks down key areas where anyone—employee or entrepreneur—can legally reduce taxes, keep more of their income, and invest in their future instead of overpaying the IRS. Next Steps: 💰Pay Less in Taxes – Start Here! 💰 ☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out! 📧 Contact Me --> hello@phillipsbusinessgroup.com 📲 Follow me on IG @ the.tiffany.p.cpa
Mar 7, 2025 · 19 min
194 \\ DIY Accounting Mistakes That Cost You Thousands—and How to Choose the Right CPA
Doing your own books or taxes might feel scrappy and smart—until it costs you thousands. In this episode, Tiffany Phillips explains why DIY accounting often leads to overpaying the IRS, missed deductions, and costly mistakes. She shares real-life examples of errors she sees all the time on self-prepared returns, including misclassified entities, improper depreciation, and payroll mistakes. You’ll learn when DIY makes sense, when to bring in a professional, and exactly how to interview accountants so you don’t hire the wrong fit. Tiffany also gives practical tips on transitioning from doing it all yourself to building a partnership with a CPA who can help you keep more of your hard-earned money. Next Steps: 💰Pay Less in Taxes – Start Here! 💰 ☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out! 📧 Contact Me --> hello@phillipsbusinessgroup.com 📲 Follow me on IG @ the.tiffany.p.cpa