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SEAA | Southeast Acquirers Association · March 18 · 26 min

Build vs Buy: The Software Decision That Can Make or Break a Payments Company

In this episode, SEAA sits down with Adam Dill and Josh Adams, co-founders of DBA, to discuss how custom software is transforming modern payments infrastructure. Drawing from their experience building high-performance systems across fintech and other industries, they break down the key considerations payment companies face when deciding whether to build custom software or rely on off-the-shelf solutions. The conversation covers ROI, long-term maintenance costs, compliance requirements, and why a strong back-office architecture is critical to keeping payment systems running smoothly. The discussion also explores how automation and AI are rapidly reshaping the industry. From AI-powered dashboards and workflow automation to the emerging role of AI agents in business operations and consumer purchasing, Adam and Josh share insights on where payments technology is headed. For startups, fintech founders, and payment professionals evaluating custom software, this episode offers practical guidance on building scalable systems and making smart technology investments for the future. Connect with the Guests: Adam Dill & Josh Adams — Co-Founders, Daring Bit Assembly 🌐 https://dbadbadba.com 📧 howdy@dbadbadba.com 📞 (877) 919-4322

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In this episode, SEAA sits down with Adam Dill and Josh Adams, co-founders of DBA, to discuss how custom software is transforming modern payments infrastructure. Drawing from their experience building high-performance systems across fintech and other industries, they break down the key considerations payment companies face when deciding whether to build custom software or rely on off-the-shelf solutions. The conversation covers ROI, long-term maintenance costs, compliance requirements, and why a strong back-office architecture is critical to keeping payment systems running smoothly.

The discussion also explores how automation and AI are rapidly reshaping the industry. From AI-powered dashboards and workflow automation to the emerging role of AI agents in business operations and consumer purchasing, Adam and Josh share insights on where payments technology is headed. For startups, fintech founders, and payment professionals evaluating custom software, this episode offers practical guidance on building scalable systems and making smart technology investments for the future.

Connect with the Guests: Adam Dill & Josh Adams — Co-Founders, Daring Bit Assembly 🌐 https://dbadbadba.com 📧 howdy@dbadbadba.com 📞 (877) 919-4322

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