UnlimitWealth
We are a podcast devoted to helping teach others to opportunity that exists with infinite banking.
Powered by UnlimitWealth - Wealth strategy professionals, focused on building and servicing infinite banking solutions.
Join us as we revisit the basics, with a 101 course on Infinite Banking with a refresher of the human behavior roadblocks that keep most people from being able to build and maintain wealth. Jordan Cole and Brad Lowe take us through an intro course with a reminder on how to think about money in an effective and healthy way.
Join us as we revisit the basics, with a 101 course on Infinite Banking, who it best serves, and how to properly leverage it to find financial freedom. Jordan Cole and Brad Lowe take us through an intro course with a reminder even someone with a policy or two could still benefit from listening to.
Most people never realize how much wealth silently leaks out through the interest they pay to banks and lenders — money that could be working for them instead. In this episode, Brad Lowe and Mike Schwallie walk through one of the foundational principles from Nelson Nash's Becoming Your Own Banker: what the "financial problem" actually is, and how the Infinite Banking Concept gives you a practical system for redirecting that lost interest back into your own financial ecosystem.
Every dollar of capital has a cost — whether you recognize it or not. Economic Value Added (EVA) is the principle that all capital on your balance sheet must be assigned its true cost, including money you borrow from yourself. In this episode, Brad Lowe and Mike Schwallie break down how applying EVA thinking to your IBC policy changes the way you account for capital, and why repaying the cost of that capital — even internal borrowing — is what separates disciplined wealth-building from simply moving money around.
In this episode, Mike sits down with returning guest Nolan Sanburn to talk about using an Infinite Banking policy alongside syndicated real estate. They cover practical moves for LPs and GPs, including funding commitments from cash value, bridging capital calls, handling earnest money and co-invest, and recycling distributions back into the policy. You will hear guardrails for loan-to-value, managing interest, and when to favor a policy loan versus a bank line. The team walks through a simple timeline for a 100k commitment and the recordkeeping that keeps both the deal and the policy on track. Educational only. Not tax, legal, or accounting advice.
In this episode, Mike and Jordan get practical about putting an Infinite Banking (IBC) policy to work. We cover when to borrow against cash value versus pay cash, how to set a simple repayment rhythm that keeps compounding uninterrupted, and ways owners use IBC for real needs—equipment and truck cycles, payroll seasonality, taxes, and opportunity funding. You’ll hear guardrails for loan-to-value, premium discipline, and avoiding common pitfalls like over-borrowing or letting interest snowball. We also touch on using outside bank lines alongside policy loans, recordkeeping that keeps you sane, and coordinating with your CPA. Educational only. Not tax, legal, or accounting advice.
Most people are taught to earn, spend, and save what’s left. The wealthy tend to follow a different playbook. In this episode, the team breaks down how high-net-worth individuals think about control, liquidity, and long-term efficiency when it comes to their money. We cover why they prioritize access to capital over chasing returns, how they structure assets to stay in motion, and the role tools like whole life insurance can play in that system. You’ll hear practical examples of how this approach shows up in business ownership, real estate, and everyday decision-making. Educational only. Not tax, legal, or accounting advice.
Succession planning begins the day you become an owner. In this episode, Brad and Jordan walk through the core pieces of a simple, durable plan: valuation method, buy-sell structure, who owns the policy, and how cash value can provide orderly funding when a trigger event happens. We compare cross-purchase and entity-redemption designs, talk through key person protection, and outline how policy loans or collateralized loans can deliver liquidity without freezing operations. You will leave with a checklist that turns a vague idea into a working plan you can review with your CPA and attorney. Educational only. Not tax, legal, or accounting advice.
In the Season 6 opener, Mike Schwallie and Brad Lowe go back to basics. What is term life. What is permanent life. How do premiums, guarantees, riders, and flexibility differ. We walk through practical scenarios for families and business owners, including buy-sell and key person coverage, and show where cash value can support operations. We separate myths from facts and give a simple checklist to choose a mix that fits your timeline and budget. Educational only. Not tax, legal, or accounting advice.
Join us for the last episode of Season 5 of the Save Yourself Podcast and Brand and Jordan talk about how policy design is only as effective as your mindset that allows you to leverage it! In this episode the guys discuss the nuance of rate vs volume, and being a customer vs being an owner of the banking function.
Join Jordan Cole and Mike Schwallie as they share thoughts on how Infinite Banking is the only "And Asset" out there. In this episode the guys swap stories from their clients from business owners to real estate investors.
Join us for a fun discussion of the game of finance and the various roles we play in our lives. Reshape the way you approach your finances and goals by better understand the role you fit in the game!
Join us for this episode between John Blalock and Mike Schwallie as they swap stories of how they have used infinite banking policies to help business owners finance their business' capital investment needs, from farm equipment to store inventories!
I'm thrilled to kick off Season 5 where the Unlimit team delves into client success stories, exploring how infinite banking has empowered their financial strategies through well-crafted policies. In this episode, Brad Lowe and Mike Schwallie engage in a compelling discussion about the financial nuances of buying and selling businesses, highlighting the advantages of infinite banking in enhancing the bottom line and optimizing tax planning.
Strategies for Financial Freedom with Ray Burkhalter In this episode of the 'Save Yourself' podcast, hosted by the founders of Unlimit Wealth, guest Ray Burkhalter shares his journey from a career in mechanical engineering to becoming a real estate entrepreneur and private lender. Ray discusses his initial exposure to real estate, the importance of passive income, and the valuable lessons learned from early mistakes. He also delves into the use of private lending, the impact of macroeconomic factors on the real estate market, and the integration of infinite banking with real estate strategies. Additionally, Ray offers insights on scaling up business operations and emphasizes the importance of holistic success encompassing financial, physical, spiritual, and relational well-being. 00:00 Introduction to Save Yourself Podcast 00:20 The Real Estate Market Dynamics 01:23 Guest Introduction: Ray Burkhalter 01:47 Ray's Journey into Real Estate 04:24 First Real Estate Deal and Lessons Learned 05:47 Transition to Private Lending 08:58 The Four C's of Private Lending 13:23 Economic Impacts on Real Estate 18:06 Infinite Banking Concept 26:22 Scaling the Business and Future Plans 29:32 Defining Success 31:22 Conclusion and Wrap-Up
Bringing Humanity to Crypto: Josh Rhodes' Journey and Insights Josh Rhodes, founder of Crypto Y'all, shares his personal journey from a rural, financially illiterate background to becoming an evangelist for crypto and financial literacy. He talks about how his father's post-Vietnam lumber business paved the way for his entrepreneurial spirit, reads Robert Kiyosaki's 'Rich Dad, Poor Dad', and dives into financial education. Rhodes discusses his passion project, Crypto Y'all, aimed at making crypto investment accessible and safe for everyday people through education and consulting. From strategies on profit-taking to helping victims of crypto fraud, Rhodes emphasizes the need for financial literacy and responsible investing. He also touches on concepts like infinite banking and the future of digital currency, offering a holistic view of blending traditional finance with the evolving world of crypto. 00:00 Introduction and Personal Background 00:57 Early Financial Literacy and Entrepreneurial Journey 02:47 Discovering and Diving into Crypto 04:16 Founding Crypto Y'all 05:54 Crypto Education and Mastermind 08:45 Crypto Market Strategies and Infinite Banking 15:03 Challenges and Barriers in Crypto Adoption 22:36 Future of Crypto and Bitcoin 32:43 Defining Success
Unlocking Financial Freedom: David Stern's Journey and Lessons from Nelson Nash In this episode of 'Save Yourself,' the hosts from Unlimit Wealth engage in an in-depth conversation with David Stern, the son-in-law of financial consultant Nelson Nash. David recounts his personal and professional journey, sharing how marrying Nash's daughter introduced him to the principles of Infinite Banking. He delves into the evolution of his financial perspective, comparing his current philosophy with his earlier views on success. The discussion includes the growth and significance of the Nelson Nash Institute and the critical role of the Authorized IBC Practitioner program. David also reflects on managing his father's and Nelson Nash's estates, highlighting the stark differences in outcomes. The episode wraps up with a profound take on defining success, emphasizing personal and spiritual growth. 00:00 Introduction to Save Yourself Podcast 00:20 Meet David Stern: A Personal Journey 01:31 The Story of Nelson Nash 06:08 Life Insurance and Financial Strategies 10:38 The Genesis of the Nelson Nash Institute 12:56 Challenges and Misconceptions in IBC 16:48 The Authorized Practitioner Program 20:19 A Tale of Two Dads: Personal Reflections 28:31 Defining Success: Past and Present 29:45 Conclusion and Final Thoughts
Entrepreneurial Journey and Financial Strategies with Chris Walker In this episode of 'Save Yourself' by Unlimit Wealth, host Jordan Cole and his co-founders Chris Walker and Mike Schwallie discuss strategic thinking and ideas that have brought financial freedom to them and their clients. The focus is on Chris Walker's entrepreneurial journey, from his early days in Greenville, Mississippi to owning multiple businesses. Chris shares insights on Efficient Operations, Betting on Yourself, and the Infinite Banking Concept as a financial strategy. The conversation highlights the importance of the 'who' over the 'what' in business success, managing chaos, and leveraging life insurance for business growth. Chris also reflects on personal growth, family, and redefining success beyond financial metrics. 00:00 Welcome to Save Yourself: Unlimit Your Wealth 00:22 Life Lessons and Financial Freedom: A Personal Journey 01:07 Introducing Chris Walker: From Entrepreneurship to Family Life 03:18 Building Businesses and Learning on the Go 11:07 The Infinite Banking Concept: A New Perspective on Finance 20:02 Looking Ahead: New Ventures and Personal Growth 23:22 Redefining Success: A Personal Reflection 26:48 Farewell and Discover Unlimited Wealth
Unlimit Your Wealth: Financial Wisdom and Lessons from Thomas Cox Join the founders of Unlimited Wealth on 'Save Yourself,' where they discuss financial strategies and personal stories aimed at achieving financial freedom. In this episode, the hosts chat with Thomas Cox, a former athlete, coach, entrepreneur, and real estate investor, about his journey from living with his dad and working multiple jobs to building successful businesses and investment strategies. Thomas emphasizes the importance of financial education, teaching his kids through real-life examples, and how he uses innovative investment tactics like IBC to optimize his returns. Tune in to hear a compelling story of hard work, financial literacy, and strategic thinking. 00:00 Welcome to Save Yourself: Unleashing Financial Freedom 00:21 A Personal Journey: From Uncertainty to Financial Savvy 01:07 Season Four Kickoff: Special Guest Thomas Cox 01:53 Thomas Cox: The Athlete, Coach, and Entrepreneur 11:20 The Real Estate Investment Strategy That Changed Everything 15:23 Imparting Financial Wisdom to the Next Generation 16:53 Financial Planning for Kids: A Parent's Strategy 16:58 Introducing Managed Funds and Work Ethics to Children 17:50 The Importance of Teaching Good Debt vs. Bad Debt 18:19 Discovering Infinite Banking Concept (IBC) 18:41 The Journey to Financial Education and Infinite Banking 22:46 Sharing Wisdom: The Owner's Table Podcast 24:44 Exploring Land Investing and Private Money Lending 26:25 Maximizing Returns with Infinite Banking Concept 33:53 Reflecting on Success: Then and Now
Unlimiting Wealth: Real Estate Insights and Infinite Banking Explained In this episode of 'Save Yourself', the four founders of Unlimit Wealth share their conversations, debates, and strategies that have brought them and their clients financial freedom. The hosts are joined by Jason Garrison, a realtor based in Birmingham, who shares his journey from banking to real estate, emphasizing the importance of knowing the market and strategic investing. Garrison discusses the challenges and opportunities in the current real estate market, highlighting the impact of interest rates and the importance of finding the right deal for investors. He also explains the concept of infinite banking, a strategy to use life insurance as a personal banking system to finance investments. Jason's personal definition of success, deeply rooted in his faith and family, showcases a transformative journey from material to spiritual fulfillment. 00:00 Welcome to Save Yourself: Unlimiting Wealth with the Founders 00:20 The Evolution of House Flipping: From Easy Profits to Strategic Investments 00:49 Jason Garrison's Journey: From Banking to Real Estate Success 01:30 The Art of Real Estate and Personal Branding with Jason Garrison 07:06 Navigating Financial Freedom: The Infinite Banking Concept 15:49 The Current State of Real Estate: Challenges and Opportunities 22:38 Investment Strategies in a Shifting Market 26:41 Reflecting on Success: A Personal Transformation 29:17 Closing Thoughts and Resources