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Nischa

Reserve your seat for my free investing workshop: https://link.nischa.me/investytb

I’m a former Investment Banker (with an accountancy qualification) and on this channel we explore all things personal finance, self development and business.

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☑️ My Free Investing Workshop: https://link.nischa.me/investytb
📸 Instagram: https://www.instagram.com/nischa.me/
🔗 My Links: https://nischa.me/links
🎥 Tiktok: https://www.tiktok.com/@nischa.me
📧 Newsletter: https://nischa.me/newsletter

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38 episodes
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English

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September 10 · 11 min
5 Financial Mistakes I've Made in the Last 10 years
🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Financial Life-Design Workshop: https://nischa.me/lifedesignworkshop In this video I cover 5 Money Mistakes I have made in the last 10 years.. enjoy! My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 Timestamps: 00:00 - Intro 00:06 - That Car 02:02 - Saving 03:00 - Buy Once, Cry Once 04:12 - Not Investing Earlier 05:53 - Ant vs Grasshopper DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply
September 9 · 18 min
The easiest (and laziest) way to get rich
🚨 Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investvsl In this video, I break down exactly how investing just $100 a month can grow into over a million dollars, why waiting for the "perfect" time is costing you more than you think, and why investing is far simpler than most content online makes it seem. Whether you're starting from zero or feel like you've already missed the boat, this is your Step 1. Time Stamps: 0:00 — Intro 0:50 — How I used to be terrible with money 1:18 — The moment that changed everything 2:01 — What comes first 2:45 — How investing actually works 3:45 — What 100 a month can turn into 6:48 — Scaling up as your income grows 9:05 — Where to learn more DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply
September 8 · 9 min
9 Things I Stopped Buying to Make More Money
🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Financial Life-Design Workshop: https://nischa.me/lifedesignworkshop 9 Things I stopped buying to live below my means and invest more! My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 Timestamps: 00:00 - Intro 00:24 - Books 00:56 - Car 01:23 - Souvenirs 02:00 - The Updates 02:53 - Sales 03:32 - Things I don't understand 03:59 - Fast-fashion 04:41 - High-Maintenance items 05:33 - Pre-nup 06:15 - My thoughts on spending DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply
September 7 · 11 min
Habits That Made Me 6 Figures by 24 (My Formula)
🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest 👉🏽 Join my FREE Payday Routine Masterclass: https://nischa.me/wealthmasterclass 6 Habits that made me six figures by 24 and have helped me achieve every financial goal since then! My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 Timestamps: 00:00- Intro 00:23 - Close the Learning Gap 01:42 - The Spotlight Effect 02:40 - Question the Answer 04:02 - Money Out = Money in 05:25 - FOMO Will Hold You Back 06:45 - Action is better than Over-analysis DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply
September 7 · 15 min
Why I'm changing how I invest (before it's too late)
🎓 Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/invest1 In this video, I break down why I'm changing how I invest after one of the world's most popular index funds just hit record highs, what role AI is playing in that decision, and what it might mean for your own portfolio. I spent 13 years in finance, qualified as a chartered accountant and worked in investment banking for 9 years, and this is how I'm thinking about it. Whether you're just starting out or you've been investing for a while, this one is worth paying attention to. My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Time Stamps: 0:00 — Intro 1:00 — How the S&P 500 actually works 1:44 — The historical returns you need to know 2:37 — Why I'm rethinking my strategy 2:45 — The Magnificent 7 explained 3:46 — What AI has to do with your investments 4:15 — The dot com bubble and what it taught us 5:21 — How I'm changing what I invest in 6:32 — Why the S&P 500 is less diversified than you think 7:32 — Why I'm shifting towards global stocks 9:15 — How I personally split my portfolio 11:01 — Why panic selling destroys long term returns DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply
September 7 · 15 min
Accountant explains: You might be richer than you think
👉 Sign up for your $1-per-month Shopify trial here: https://shopify.com/nischa 📶 Intentional Spending Tracker (free): https://nischa.me/ist Timestamps 0:00 – Why most people feel financially behind 1:00 – Borrowed lifestyles & the debt data you need to see 1:51 – When is debt actually okay? 2:39 – The comparison trap 3:48 – Upward comparison & the psychology behind it 4:13 – How social media expanded the comparison pool 5:32 – The 3 financial markers that show you're on track 6:04 – Why AI is making us financially lazy 6:53 – Hedonic adaptation (the hedonic treadmill) 8:18 – The history of status symbols 11:21 – What's actually worth chasing today 11:53 – How to define YOUR version of a good life DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply
September 7 · 11 min
Top 5 Side Hustle To Earn Extra Income From Home 2022
🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Payday Routine Masterclass: https://nischa.me/wealthmasterclass My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 Timestamps: 00:00 - Intro 00:30 - Newsletter 02:00 - Digital 03:22 - Video Editing 04:41 - Saas Business 05:52 - Online course DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply
September 7 · 18 min
The smartest order to invest your money (step-by-step)
🎓 Reserve your seat for my investing workshop this Sunday (free): https://link.nischa.me/investne2 In this video, I walk you through the exact order you should be investing your money, step by step. Because building wealth has very little to do with how much you earn and everything to do with doing things in the right order. I spent 13 years in finance, qualified as a chartered accountant and worked in investment banking for 9 years, and this is the framework I wish more people knew about sooner. Whether you're just getting started or you've been putting it off waiting for the perfect moment, this one will change how you think about your money. My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Time Stamps: 0:00 — Intro 0:48 — The hidden tax most people never think about 2:58 — Example of consequences 4:39 — Step 1 7:09 — Step 2 9:12 — Step 3 11:25 — Step 4 13:13 — Step 5 DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply
September 7 · 11 min
How I Will Become a Millionaire by 32
🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Financial Life-Design Workshop: https://nischa.me/lifedesignworkshop In this video I talk about all the things I am doing to hit a million dollars by 32. I hope this gives you some inspiration, ideas and motivation to join me and hit our financial goals! My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 Timestamps: 00:00 - Intro 00:45 - All Weather Portfolio 01:36 - First principles 03:04 - Utilising the strengths of others 04:19 - The slight edge 05:35 - Money making superpower 06:33 - Living below your means DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply
September 7 · 18 min
What To Do After Saving $100K (Most People Get This Wrong)
Reserve your spot for my free workshop where I teach you how to build a 7-figure portfolio: https://link.nischa.me/invest3 STAY IN TOUCH: ● Join The Sunday Money Note, my weekly email where I share one new tip about money: https://nischa.me/sunday-money-note/ ● Instagram: https://instagram.com/nischa.me ● TikTok: https://www.tiktok.com/@nischa.me ● Linkedin: https://www.linkedin.com/in/nischa/ ● My website: https://www.nischa.me OTHER PRODUCTS: My exclusive community: https://nischa.me/nic-yt/ My free spending tracker: https://nischa.me/ist DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply
September 7 · 19 min
Once you get money, upgrade these 10 things immediately
👉 Sign up for your $1-per-month Shopify trial here: https://shopify.com/nischa 🎓 Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investly1 In this video, I'm sharing the 10 things worth upgrading once you start making real money, specifically because of how directly they impact your mental health and day-to-day quality of life. Most finance content tells you to cut back, but this one does the opposite. Timestamps: 0:00 Intro 0:28 Upgrade 1 1:22 Upgrade 2 2:07 Upgrade 3 3:43 Upgrade 4 4:50 Upgrade 5 6:23 Upgrade 6 8:04 Upgrade 7 9:03 Upgrade 8 11:41 Upgrade 9 13:00 Upgrade 10 14:14 Final thoughts STAY IN TOUCH 📸 Instagram: https://www.instagram.com/nischa.me/ 📩 Newsletter: https://nischa.me/sunday-money-note/ DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply
September 7 · 11 min
How Much I Spent in a Week Working Remotely from Bali
🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Financial Life-Design Workshop: https://nischa.me/lifedesignworkshop In this video I go through how much I spent in a week working remotely (on my side hustles) from Bali. Enjoy! My taxi driver (Dewi’s contact details - she is AMAZING): +62 857-3825-1803 My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 Timestamps: 00:00 Intro 00:30 Monday 02:35 Tuesday 03:56 Wednesday 05:24 Thursday DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply
September 7 · 19 min
19 Micro Habits Proven By Science to Change Your Life
In this video I talk about 19 micro-habits that have completely changed the way I approach my life and business. Remember to subscribe to stay up to date with money tips! LEARN MORE: Free tracker: https://nischa.me/ist/ Free Investing workshop: https://nischa.me/invest DIY financial plan: https://nischa.me/plan/ My exclusive community: https://nischa.me/nic-yt/ STAY IN TOUCH: 📸 Instagram: https://instagram.com/nischa.me 📩 Newsletter: https://nischa.me/sunday-money-note/ Thank you to our sponsor, Shopify. Sign up for your Shopify trial here: https://shopify.com/nischa DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply
September 7 · 11 min
10 Life Lessons From 10 Years In Investment Banking in under 10 mins
🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Payday Routine Masterclass: https://nischa.me/wealthmasterclass In this video I go through 10 life lessons I have learnt through working as an investment banker. Most of these can be applied to all walks of life, and some of them are career specific, hope you enjoy! My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 Timestamps: 00:00 - Intro 00:08 - Document it 01:02 - Align Your Career with Who You Are 02:22 - Don't Hunt for a Mentor 03:00 - Stick to the Facts 03:43 - Rules are Man-made 04:36 - Full Circle 05:07 - Keep your Ear to the Ground 05:41 - Don't Accept the First Offer 06:31 - Have something to say 07:05 - Be seen to have a niche 07:31 - Take on the Hard Stuff DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply
September 7 · 7 min
The Easiest Passive Income Stream for Beginners (2023) | High Interest Savings Accounts
🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Payday Routine Masterclass: https://nischa.me/wealthmasterclass In this video I share with you the single, easiest passive income stream - High Interest Savings Accounts. I think it's a great passive income stream for everyone to have, especially for the 'emergency fund' that can earn that extra interest whilst sitting in a bank account, and it only takes 5 minutes to set up. My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 Timestamps: 00:00 Intro 00:30 What is Passive Income 01:14 Riskfree 01:34 Tax Free 02:09 Offset Inflation 02:56 High Interest Savings Accounts 05:24 FCA Regulated DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply
September 6 · 18 min
If I started investing in August 2026, this is what I'd buy
⏰ Happening this Sunday: Reserve your seat for my investing workshop (free): https://link.nischa.me/invest2 Watch my episode on DOAC: https://youtu.be/NxTsA72O5x0?si=SSJ8wU8CoQJlWocr Timstamps: 00:00 The options you have 02:19 How your money grows when you invest 04:19 Two things to do first 06:01 What should you invest in? 08:08 What I invest in and where to learn more 11:04 Investing behaviours to watch out for DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply
September 6 · 17 min
ACCOUNTANT EXPLAINS: Never Finance A Car This Way (2026)
Don't forget to subscribe for more videos like this. It's completely free :) In this video I share the different ways to buy a car and what the most cost-effective one is. LEARN MORE: My free spending tracker: https://nischa.me/ist/ Free Investing workshop happening this Sunday: https://nischa.me/invest My DIY financial plan: https://nischa.me/plan/ My exclusive community: https://nischa.me/nic-yt/ STAY IN TOUCH: 📸 Instagram: https://instagram.com/nischa.me 📩 Newsletter: https://nischa.me/sunday-money-note/ DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
September 6 · 8 min
What I spend In a Month as a Banker Living in London
🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest My Intentional Spending Tracker (free): https://nischa.me/ist What I spend In a month as an investment banker living in London My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 Timestamps: 00:00 - Intro 00:38 - How I Make Money 02:22 - Needs & Fixed Expenses 03:58 - Wants 06:43 - Final thoughts DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply

Showing 21–38 of 38 episodes