Mortgage Insider

Barclays

The evolving role of the mortgage broker is becoming increasingly complex. The performance and potential of the housing market is an ever-changing landscape, but help is here.

The award-winning Mortgage Insider Podcast – brought to you by Barclays – is back and better than ever. Renowned TV presenter and property expert Phil Spencer guides you through the trials and tribulations of the housing world.

Phil, along with industry-leading guests from the world of economics, financial services, and of course housing, takes you beyond the headlines to help you navigate the world of mortgage markets.

This is an in-depth plunge into the world of mortgages, so listen and follow to find out more about the current mortgage market, how rates are set, the insider take on housing, changes to buy-to-let, marathon mortgages and helping clients plan for a worst-case scenario.

The Mortgage Insider Podcast – you can’t afford to miss it.

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79 episodes
Updated July 28

Episodes79

Newest first

Jul 20, 2021 · 18 min
Building resilience with Peter Brodnicki
We join Peter Brodnicki, CEO and co-founder of the Mortgage Advice Bureau, to reflect on the value of resilience in business. He tells us about lessons learned during his career, the challenges he’s faced since starting MAB 20 years ago and why it’s important to take risks and disrupt your own business. Hosted on Acast. See acast.com/privacy for more information. See omnystudio.com/listener for privacy information.
Jul 6, 2021 · 18 min
Digital transformation
How has the mortgage industry evolved digitally? We talk to James Tucker, CEO and founder of Twenty7Tec, and Katja Palovaara, Fintech Programme Lead at Tech Nation, about digitalisation challenges, the scale of transformation and tips for brokers worried about falling behind tech-savvy competitors. Hosted on Acast. See acast.com/privacy for more information. See omnystudio.com/listener for privacy information.
Jun 22, 2021 · 22 min
What’s next for new build?
After a disruptive year put a dampener on growth, new-build homes are bouncing back. Adrian MacDiarmid, Head of Mortgage Lender Relations at Barratt Developments, and Scott Howitt, Sales Director at Chartwell Mortgage Service, tell us about demand, record levels of activity and how the demographic of buyers is changing. Hosted on Acast. See acast.com/privacy for more information. See omnystudio.com/listener for privacy information.
Jun 8, 2021 · 25 min
Diversity: Pride month
Why is it good for business to have a diverse and inclusive workforce? Nancy Kelley, CEO of Stonewall, and Hannah Bernard, Head of Business Banking at Barclays, tell us what it means to be allies to the LGBT+ community and how to challenge assumptions that create communication barriers. Hosted on Acast. See acast.com/privacy for more information. See omnystudio.com/listener for privacy information.
May 25, 2021 · 20 min
Why trade bodies matter
Who stands up for UK mortgage lenders and brokers? The Intermediary Mortgage Lenders Association (IMLA) and the Association of Mortgage Intermediaries (AMI). Kate Davies, Executive Director at IMLA, and Robert Sinclair, Chief Executive at AMI, tell us why their support is vital and how they help members with their daily challenges. Hosted on Acast. See acast.com/privacy for more information. See omnystudio.com/listener for privacy information.
May 11, 2021 · 22 min
Outlook for the UK economy
After an unprecedented year of lockdowns, economic turbulence and furloughed workers, what lies ahead for the UK as the pandemic continues to wreak havoc around the world? We hear from William Hobbs, Chief Investment Officer at Barclays Investment Solutions, who gives his perspective on the UK economy for 2021. Hosted on Acast. See acast.com/privacy for more information. See omnystudio.com/listener for privacy information.
Apr 27, 2021 · 24 min
Understanding the first-time buyer
Buying your first home can be overwhelming and confusing. So how well does the existing system serve first-time buyers, and what can be done to make the process easier? In this episode, we hear from a range of first-time buyers about the challenges they’ve experienced. Claire and Tony chat to Daniel Hegarty, the founder and CEO of online broker Habito, and to property developer Kyle Mattison, a.k.a That Property Guy on TikTok and Instagram, about how they bridge the communication gap. Hosted on Acast. See acast.com/privacy for more information. See omnystudio.com/listener for privacy information.
Apr 13, 2021 · 20 min
Mortgage fraud and scams
In-person client meetings have become a rarity during the last year. But with so much business conducted online, how can brokers ensure they don't fall victim to fraudsters? In this episode, Barclays' Lending Fraud Director Neil Scriven tells Claire and Tony about the latest challenges in light of the pandemic. He explains what brokers need to look out for and what they need to do if they have any suspicions about a client. We also hear from one victim of mortgage fraud and the devastating impact it had on her life. Hosted on Acast. See acast.com/privacy for more information. See omnystudio.com/listener for privacy information.
Mar 30, 2021 · 21 min
Wellbeing and mental health
The pandemic has affected wellbeing and mental health in all sorts of ways over the past year. Whether you’re working from home in isolation, balancing work with home-schooling, a graduate or furloughed, everyone’s circumstances have unique challenges. In this episode, The Mortgage Mum Sarah Tucker shares her experience, and Claire and Tony chat to chartered psychologists Nana-Efua Lawson and Kate Oliver, to discuss the changes they’ve seen in organisations and the coping strategies we can all use to build resilience. Hosted on Acast. See acast.com/privacy for more information. See omnystudio.com/listener for privacy information.
Mar 16, 2021 · 24 min
The Budget and stamp duty changes
Welcome back to the second series of Mortgage Insider. After an incredibly busy start to 2021 for the housing market, many in the industry breathed a sigh of relief when the chancellor announced an extension to the stamp duty holiday in England and Northern Ireland. A similar holiday is in place in Wales. Claire and Tony speak to Sean Randall, a partner at Blick Rothenberg, chartered tax adviser and leading stamp duty expert, to look at the details. They also discuss the pressure facing conveyancers, the impact on joint borrower sole proprietor lending and the upcoming surcharge for non-residents. Hosted on Acast. See acast.com/privacy for more information. See omnystudio.com/listener for privacy information.
Dec 22, 2020 · 22 min
Looking back on 2020 and looking ahead to 2021, with Craig Calder
As 2020 draws to a close, we look back at the rollercoaster ride of the past year and consider what lies ahead. Claire and Tony spoke to Craig Calder, head of Channel Business Development for Barclays. They hear his thoughts on customer service, challenges for lenders during the pandemic, packaging and the end of the stamp duty holiday. Hosted on Acast. See acast.com/privacy for more information. See omnystudio.com/listener for privacy information.
Dec 8, 2020 · 22 min
Diversity and inclusion in broking with Sidney Wager and Sophie Lowndes-Toole
Events of 2020 have led many organisations to examine their approach to diversity. Claire and Tony spoke to Sidney Wager, Head of Intermediary Market Development for Barclays, and Sophie Lowndes-Toole, a self-employed mortgage and protection adviser. They discussed how brokers can make their businesses more inclusive, the benefits of a diverse workforce and the impact of Black Lives Matter and the pandemic. Hosted on Acast. See acast.com/privacy for more information. See omnystudio.com/listener for privacy information.
Nov 24, 2020 · 23 min
Training and development with Barclays' Ross Martin and Brightstar's Clare Jupp
2020 has been a year of change for many. Brokers may have had the chance to take stock and assess their career path. Some have used lockdowns as an opportunity to learn new skills and, with many working from home, digital skills have become essential. In this episode, Claire speaks to Ross Martin from Barclays Digital Eagles and Clare Jupp from Brightstar, about how brokers can up-skill themselves and ensure they’re ready for the challenges ahead. Hosted on Acast. See acast.com/privacy for more information. See omnystudio.com/listener for privacy information.
Nov 10, 2020 · 18 min
Surviving ups and downs in the industry, with James Chidgey
During a career spanning four decades, James Chidgey has witnessed the highs and lows of the mortgage industry and housing market. In this episode, we hear his take on the evolution of the market during the 1980s, yo-yoing interest rates in the 1990s and the more recent credit crunch. Claire and James also discuss how the current market compares to previous challenges and how brokers can prepare for 2021. Hosted on Acast. See acast.com/privacy for more information. See omnystudio.com/listener for privacy information.
Oct 27, 2020 · 19 min
Social media for brokers with Martin Stewart of London Money
How can brokers use social media to develop their business? How do they get started and what should they avoid? Claire and Tony spoke to Martin Stewart, an independent broker and founder of London Money, to find out how he uses Twitter to raise his profile and win business. Hosted on Acast. See acast.com/privacy for more information. See omnystudio.com/listener for privacy information.
Oct 12, 2020 · 19 min
Planning for the future with Sally Laker, MD of Mortgage Intelligence
Brokers have had to adapt their business models to manage the fast-evolving challenges resulting from the Covid-19 pandemic. In this episode, Claire and Tony spoke to Sally Laker, Managing Director of Mortgage Intelligence to find out how brokers can future-proof their businesses and what they should be doing ahead of the new year. This episode was recorded on 2nd October 2020. Hosted on Acast. See acast.com/privacy for more information. See omnystudio.com/listener for privacy information.
Sep 28, 2020 · 19 min
Challenges for brokers in 2020 with David Hollingworth from London & Country
Mortgage brokers are facing one of their toughest years ever. Payment holidays, cuts to interest rates and new stamp duty rules are amongst the many changes brokers are dealing with. Claire and Tony speak to David Hollingworth, Associate Director of Communications for London & Country Mortgages, to discuss how the industry is dealing with 2020’s challenges. Hosted on Acast. See acast.com/privacy for more information. See omnystudio.com/listener for privacy information.
Sep 14, 2020 · 19 min
Outlook for the UK Economy with William Hobbs
The UK finds itself in a state of flux during the ongoing pandemic. Many lock-down measures have been eased, and the housing market has bounced back. But uncertainty remains. In this episode, Claire and Tony speak to Will Hobbs, Chief Investment Officer at Barclays Investment Solutions, to find out his thoughts on the outlook for the UK economy. Hosted on Acast. See acast.com/privacy for more information. See omnystudio.com/listener for privacy information.
Sep 1, 2020 · 1 min
Welcome to Mortgage Insider from Barclays
The UK’s mortgage industry faces a unique set of circumstances in 2020. Changes to stamp duty, the end of mortgage holidays and a major recession are some of many challenges brokers are contending with. To help make sense of this extraordinary time, Barclays brings you the Mortgage Insider Podcast. Join presenters Claire MacPhail and Tony Rimmer as they question Barclays’ own experts and other thought leaders about the fast-changing market. If you have a question you would like them to ask, please email mortgageinsider@acast.com Hosted on Acast. See acast.com/privacy for more information. See omnystudio.com/listener for privacy information.