FT Adviser

FTAdviser

FT Adviser is the Financial Times’ specialist title dedicated to the UK financial advice profession. Each week one of our reporters will be joined by a panel of experts to discuss issues such how the latest regulatory developments will impact advice firms, how advised clients will be affected by the latest developments in pensions, investing, mortgages and tax, and how the financial advice profession will develop and grow.

The FT Adviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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491 episodes
Updated Friday

Episodes491

Newest first

Jun 25, 2021 · 37 min
Joining the advice profession during a pandemic
Finding new clients at any time in a financial adviser’s working life can be a challenge, but imagine having to do that at the beginning of your career, at the start of the lockdown last year.This week, deputy features editor Ima Jackson-Obot talks to...
Jun 18, 2021 · 23 min
Keith Richards on his time at the PFS and what comes next
This week the FTAdviser Podcast speaks to Keith Richards, the chief executive of the Personal Finance Society, who will be standing down at the end of this month after nearly nine years in the role.During this time he was involved in the Financial Adv...
Jun 14, 2021 · 34 min
Why advisers are looking to ITs for income
This FTAdviser In Focus podcast aims to do two things: to look at the reason why investment trusts have proved to be good income plays for pension investors, and to understand why the investment trust universe can provide sustainable long-term returns....
Jun 11, 2021 · 20 min
Do pension reform proposals go far enough to help savers?
The government is looking to make it mandatory for providers to issue simpler statements for certain defined contribution pension schemes used as part of auto-enrolment. But as the proposals stop short of making providers include costs and ch...
Jun 7, 2021 · 34 min
Your property is not your pension. Or is it?
Property investment - be it buy-to-let or commercial property funds - has had a rough time over the past few years. Questions over the liquidity not just of pure bricks and mortar but also issues with daily dealing property unit trusts have caused a lo...
Jun 4, 2021 · 19 min
How the FCA's new duty of care might affect advisers
The Financial Conduct Authority has published proposals for what it calls a "new consumer duty" which it says will set clearer and higher expectations for firms' standards of care towards consumers.The regulator has said it is concerned...
Jun 1, 2021 · 34 min
Rectifying Redress for Transfer Victims
Victims of defined benefit transfer misadvice are facing a double whammy when it comes to compensation calculations.According to campaigners supporting those who have been found by the regulators and compensatory bodies to have been wrongly advised ...
May 28, 2021 · 27 min
Will the FCA's plans to fix open-ended property funds work?
Mark Carney, the former governor of the Bank of England, famously said open-ended funds which invest in illiquid assets are "built on a lie". This has been particularly evident with property funds, which have been forced to open and close the...
May 21, 2021 · 25 min
How Biden's presidency is affecting global markets
Joe Biden has now marked more than 100 days of his term as President of the United States. While he has been a lot quieter on Twitter than his predecessor, that is not for a lack of activity.President Biden has signed a $1.9tn stimulus package, put to...
May 14, 2021 · 24 min
How advisers can make the most of data
One of the clichés of the 21st century is to say data is the new oil but, like a lot of clichés, there's a kernel of truth in there struggling to come out. Indeed companies like Facebook have turned data into an awful lot of money and an awful lot...
May 7, 2021 · 23 min
What's the future for income investing?
Exceptionally low interest rates, a high level of economic uncertainty and elevated valuations across multiple asset classes have combined with the Covid-19 pandemic to make this a tricky time for all investors, but particularly for those looking for a...
Apr 30, 2021 · 17 min
What next for the pension advice allowance?
The government has said it will be reviewing the pension advice allowance - which was introduced following the Financial Advice Market Review to help close the advice gap - after most major providers said they either didn't offer it or saw little ...
Apr 27, 2021 · 30 min
Making sense of IR35
Millions of Britons are being affected by "ill-thought-out rules, which have come into force for the private sector.Whether these are freelancers, concerned about how the rule might be assessed, or businesses worried about how they assess the tax...
Apr 23, 2021 · 21 min
Should the FCA scrap the 10% drop rule?
Earlier this year the Financial Conduct Authority announced plans to review the controversial 10 per cent drop rule, which was introduced by Mifid II in 2018 and means clients must be informed when their portfolios drop by 10 per cent or more.The rule...
Apr 16, 2021 · 31 min
FAMR five years on - can the advice gap be closed?
Last month marked five years since the final report of the Financial Advice Market Review was published.The review was commissioned by HM Treasury to find measures to close the advice gap and enable the development of affordable and accessible financi...
Apr 13, 2021 · 34 min
Why UK tax policy on pensions is not working
Pensions taxation in the UK has been tinkered around with for years. Over the decades, different laws have shaped pensions legislation, making what should be a simple concept – helping people to save more for their retirement – extremely complicated....
Apr 9, 2021 · 36 min
Can the protection gap for Generation Rent be closed?
Since 2007, the number of private-rented households has grown by 60% as house prices have soared but incomes stagnated following the financial crisis.This growing cohort of renters has become known as 'Generation Rent', but what doe...
Apr 1, 2021 · 26 min
Tax day: The difficult second album
Last week HM Treasury published a raft of consultations into tax policy, in a follow-up to the Budget which was branded 'tax day'.But like many sequels, it didn't quite live up to the hype. While some were anticipating changes to inheri...
Mar 26, 2021 · 22 min
FTAdviser talks to the pensions minister
The role of pensions minister tends to change hands regularly but since his appointment in 2017 Guy Opperman has become the second-longest serving person in that position - second to Sir Steve Webb.Earlier this year he guided the Pensions Act into law...
Mar 24, 2021 · 28 min
Talking Point: The outlook for UK companies
The past few years have been a turbulent one for British companies, with the Brexit negotiations followed by coronavirus lockdowns. And the UK is often caricatured as home to big financial services or commodities companies - many of which face structur...