Financially Inclined

Marketplace

“Financially Inclined” is all about money lessons for living life your own way. Every week, financial literacy advocate Yanely Espinal makes learning about money simple, so you can make the most of your life. Because while money can't buy you happiness, it definitely can't hurt. This show is created by Marketplace, in collaboration with Next Gen Personal Finance.

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20 episodes
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S4 · E8
Apr 25, 2025 · 12 min
"It's giving me the ick": Dating and money
Ever had an awkward encounter around money while dating? Host Yanely Espinal speaks with author and financial therapist Aja Evans about how to have better money conversations in your romantic life. Think you’re financially inclined? Dig deeper into money and dating: - More suggestions for how to talk about money while dating from Ellevest - Grow your financial intimacy with NPR’s “Life Kit” - Check out The Knot’s 50 affordable date ideas Are you in an educational setting? Here’s a handy listening guide. Thanks for listening to this episode of “Financially Inclined”! We’d love to hear what you learned from it or any questions you’d like us to answer in a future episode. You can shoot us an email at financiallyinclined@marketplace.org or tell us using this online form. This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.
S4 · E7
Apr 18, 2025 · 13 min
How to negotiate
How do you get what you want and the pay you deserve? Host Yanely Espinal talks with career coach and personal finance writer Mandi Woodruff-Santos about the ins and outs of negotiation and how to start building these skills long before your first job offer. Think you’re financially inclined? Dig deeper into negotiation: Some helpful questions you might consider before going into a negotiation Additional negotiation tips from psychologist Ruchi Sinha’s TED Talk Specific advice for negotiating a job offer, from Harvard Business Review Are you in an educational setting? Here’s a handy listening guide. Thanks for listening to this episode of “Financially Inclined”! We’d love to hear what you learned from it or any questions you’d like us to answer in a future episode. You can shoot us an email at financiallyinclined@marketplace.org or tell us using this online form. This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.
S4 · E6
Apr 11, 2025 · 15 min
“Try before you buy” with an internship
How do you decide what job is right for you? Host Yanely Espinal talks to early-career coach and consultant Jade Walters about the value of internships and how to find, get and excel in them. Think you’re financially inclined? Dig deeper into internships: Advice for landing your dream internship How to make sure your internship is worth your time Additional tips for making the most of your internship Are you in an educational setting? Here’s a handy listening guide. Thanks for listening to this episode of “Financially Inclined”! We’d love to hear what you learned from it or any questions you’d like us to answer in a future episode. You can shoot us an email at financiallyinclined@marketplace.org or tell us using this online form. This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.
S4 · E5
Apr 4, 2025 · 12 min
Going green with your money
Want to make a difference with your money? In this episode, host Yanely Espinal speaks with author and financial educator Kara Perez about how to align your money with your values. Perez gets into the ways that you can spend, save, and invest based on what matters to you. Think you’re financially inclined? Dig deeper into making change with your money: Learn more about sustainable investing from Harvard Business School Read about the impact of supporting small businesses Find more on ethical banking from NerdWallet Are you in an educational setting? Here’s a handy listening guide. Thanks for listening to this episode of “Financially Inclined”! We’d love to hear what you learned from it or any questions you’d like us to answer in a future episode. You can shoot us an email at financiallyinclined@marketplace.org or tell us using this online form. This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.
S4 · E4
Mar 28, 2025 · 17 min
Paying for college
Not sure how you’re going to pay for college? Host Yanely Espinal talks with college counselor Teng Yang about the different funding options available to students, and what they should watch out for when making their decisions. Think you’re financially inclined? Dig deeper into how to pay for college: Check out this worksheet to compare financial aid offers, from the National Association of Student Financial Aid Administrators Learn more about grants and scholarships from the College Board Find scholarships through Federal Student Aid Are you in an educational setting? Here’s a handy listening guide. Thanks for listening to this episode of “Financially Inclined”! We’d love to hear what you learned from it or any questions you’d like us to answer in a future episode. You can shoot us an email at financiallyinclined@marketplace.org or tell us using this online form. This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.
S4 · E3
Mar 21, 2025 · 11 min
College is a financial decision
Do you get stressed out thinking about life after high school? Host Yanely Espinal talks to college counselor Ralph Johnson about choosing the right path for you and thinking of this as an important financial decision. They discuss the pros and cons of different types of colleges and the criteria you should consider when deciding where to go. Think you’re financially inclined? Dig deeper into next steps after high school: Read more about the different types of colleges from the College Board Search for a college’s net price calculator here Suggestions from the ACT on how to decide what to do after high school Are you in an educational setting? Here’s a handy listening guide. Thanks for listening to this episode of “Financially Inclined”! We’d love to hear what you learned or any questions you’d like us to answer in a future episode. You can shoot us an email at financiallyinclined@marketplace.org or tell us using this online form. This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.
S4 · E2
Mar 14, 2025 · 15 min
Entering your entrepreneur era
Want to be your own boss? In this episode, host Yanely Espinal talks to attorney-turned-entrepreneur Sam Vander Wielen about the basics of setting up a new business and what you need to know to protect yourself as a business owner. She shares some useful resources that can help you along the way. We also hear from 21-year-old Leslie Zuñiga about what she learned from starting her own nail art business. Think you’re financially inclined? Dig deeper into how to start a business: The U.S. Small Business Administration’s 10 steps for starting your own business Small business resources from the U.S. Department of Commerce Internal Revenue Service checklist for starting a business Are you in an educational setting? Here’s a handy listening guide. Thanks for listening to this episode of “Financially Inclined”! We’d love to hear what you learned from it or any questions you’d like us to answer in a future episode. You can shoot us an email at financiallyinclined@marketplace.org or tell us using this online form. This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.
S4 · E1
Mar 7, 2025 · 16 min
Who’s paying for this?
Does talking about money make you uncomfortable? In this episode, host Yanely Espinal talks with author Erin Lowry about how to approach awkward money conversations. They discuss everything from splitting costs to loaning friends and family money to etiquette around payment apps like Venmo. Think you’re financially inclined? Dig deeper into understanding how to have tough money talks: Learn more about your money personality from NerdWallet See additional tips for navigating difficult money conversations Hear more scripts and strategies from our guest Erin Lowry Are you in an educational setting? Here’s a handy listening guide. Thanks for listening to this episode of “Financially Inclined”! We’d love to hear what you learned from it or any questions you’d like us to answer in a future episode. You can shoot us an email at financiallyinclined@marketplace.org or tell us using this online form. This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.
Feb 28, 2025 · 1 min
“Financially Inclined” is back for Season 4
Host and financial literacy advocate Yanely Espinal is back for Season 4 to get the answers to your money questions and set you up to succeed . This season, we’ll be discussing everything from launching your own business to paying for college. We dig into negotiation techniques and teach you how to navigate tricky money conversations with friends and family. You don’t want to miss it! This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.
Oct 18, 2024 · 24 min
Dinking around: The rise of pickleball, from “Sportly”
This week, we’re sharing an episode from another podcast we think you’ll love. In this episode of “Sportly” from Immigrantly Media, host Kavitha Davidson dives into the quirky origins of pickleball, exploring how this simple backyard game has become America’s fastest-growing sport. Davidson uncovers the story behind the paddle — from its humble beginnings on Bainbridge Island, Washington, to celebrity-filled tournaments and public park controversies — and how a game meant to pass the time is now passing records. Thanks for listening to “Financially Inclined”! We’d love to hear what you’ve learned from the show or any questions you’d like us to answer in a future episode. You can shoot us an email at financiallyinclined@marketplace.org or tell us using this online form. Financially Inclined is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.
S3 · E8
Oct 4, 2024 · 16 min
Beware of guarantees
Host Yanely Espinal talks with Kevin Matthews, financial educator and author, about how to find financial advice you can trust. Think you’re financially inclined? Dig deeper into how to evaluate financial advice: Protect yourself from social media “finfluencers” More tips for choosing a financial adviser Questions to ask a financial adviser How to get cheap or free financial advice Are you in an educational setting? Here’s a handy listening guide. Thanks for listening to this episode of “Financially Inclined”! We’d love to hear what you learned from it or any questions you’d like us to answer in a future episode. You can shoot us an email at financiallyinclined@marketplace.org or tell us using this online form. This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.
S3 · E7
Sep 27, 2024 · 10 min
How online scammers hijack your brain
Scammers are good at manipulating teens. Join host Yanely Espinal and Proofpoint’s Selena Larson to learn how to stay ahead of the scammers. Think you’re financially inclined? Dig deeper into the world of cybersecurity: This article in Vox talks about the prevalence of scams amongst Gen Z Learn about common types of scams 4 online scams teens are falling for and how to avoid them Are you in an educational setting? Here’s a handy listening guide. Thanks for listening to this episode of “Financially Inclined”! We’d love to hear what you learned from it or any questions you’d like us to answer in a future episode. You can shoot us an email at financiallyinclined@marketplace.org or tell us using this online form. This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.
S3 · E6
Sep 20, 2024 · 16 min
The dangers of online gambling
Just because online gambling is now legal and endorsed by sports teams doesn’t mean it’s safe. Journalist Danny Funt gets into it with host Yanely Espinal. Think you’re financially inclined? Dig deeper into the risks of online gambling: Just how common is gambling these days? A story of overcoming gambling addiction If you or someone you know needs help with a gambling problem, call the National Problem Gambling Helpline Are you in an educational setting? Here’s a handy listening guide. Thanks for listening to this episode of “Financially Inclined”! We’d love to hear what you learned from it or any questions you’d like us to answer in a future episode. You can shoot us an email at financiallyinclined@marketplace.org or tell us using this online form. This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.
S3 · E5
Sep 13, 2024 · 14 min
What’s your financial GPA?
Credit scores may seem scary and confusing, but they don’t have to be! Yanely Espinal sits down with financial therapist and money coach Jasmine Ramirez to talk about what a credit score is, how they’re calculated and what you can do to keep yours high. Think you’re financially inclined? Dig deeper into credit scores: Understand how your credit score is calculated Learn more about how your age can influence your credit score Debunk common credit score myths Are you in an educational setting? Here’s a handy listening guide. If you have any questions for us, or you want to share your own story, our email is financiallyinclined@marketplace.org This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.
S3 · E4
Sep 6, 2024 · 11 min
What to consider before buying those shoes
Before you drop your hard-earned cash on something big, stop and think it through. Yanely Espinal talks to financial educator Mykail James about how to be more intentional when making big purchases in your life, and what to do if you have regrets afterward. Think you’re financially inclined? Dig deeper into the world of smart purchasing: Read more on impulse buying A psychologist’s tips for avoiding buyer’s remorse Listen to stories about buyer’s remorse for pandemic purchases Are you in an educational setting? Here’s a handy listening guide. We’d love to hear what you learned from this episode of “Financially Inclined,” or any questions you’d like us to answer next time. You can shoot us an email at financiallyinclined@marketplace.org or tell us using this online form. This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.
S3 · E3
Aug 30, 2024 · 15 min
Don’t be fooled by dark patterns!
Host Yanely Espinal talks with professor Jasmine McNealy about “dark patterns” that manipulate us online: what they are, where to look for them and how to protect yourself. Think you’re financially inclined? Dig deeper into dark patterns: Learn about all things dark pattern from Deceptive Patterns Listen to the role of dark patterns in e-commerce at Marketplace Read about how laws and regulations can limit dark patterns on Vox Are you in an educational setting? Here’s a handy listening guide. This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.
S3 · E2
Aug 23, 2024 · 15 min
How our brains mess with our money
Our decisions about money don’t always make logical sense. Financial therapist Lindsay Bryan-Podvin helps us understand why, and how you can hack your brain to make smarter money choices. Think you’re financially inclined? Dig deeper into the psychology of spending: The ultimatum game shows us how we think about money Check out this NerdWallet explainer for more about financial therapy Lights, Camera, Budget! is a game that lets you learn about money by taking on the role of movie producer Are you in an educational setting? Here’s a handy listening guide. This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.
S3 · E1
Aug 16, 2024 · 16 min
From piggy bank to savings account
In this episode, host Yanely Espinal talks banking with money educator Sahirenys Ortega Pierce. They go over key differences between types of banks, what factors to consider when choosing the right account for you, and what you need to open your first account. Think you’re financially inclined? Dig deeper into the world of banking: Learn more about banking 101 from Investopedia Familiarize yourself with the ins and outs of checking accounts from NerdWallet Refresh your memory on the components of a check with Stony Brook University Are you in an educational setting? Here’s a handy listening guide. This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.
Aug 9, 2024 · 1 min
“Financially Inclined” is back for Season 3
Host and financial literacy advocate Yanely Espinal is back for another season of the money lessons we wish we learned earlier — the ones that can help us live life on our own terms. This season, we’ll share essential info about bank accounts, gambling, scams, and how our brains can mess with our money. New episodes starting Aug. 16. This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account at http://www.greenlight.com/inclined
S2 · E8
Dec 15, 2023 · 18 min
First-gen finances
Being a first-generation student can mean facing bigger financial pressures than your peers, with less generational knowledge and wealth. Yanely Espinal talks to Gigi Gonzalez, the First Gen Mentor, to help you navigate the unique pressures of being the first in your family – whether that’s being a first-gen American, first-gen college student, first-gen professional, first-gen entrepreneur or more! Think you’re financially inclined? Check out these resources: Explore resources for first-gen students from the Collective Success Network Learn more wealth building tips from Business Insider Prepare for a “money talk” with your family using this guide from CNBC Are you in an educational setting? Here’s a handy listening guide. This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up for a Greenlight account.

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