
Earn Your Leisure
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Welcome to The Earn Your Leisure Podcast. Rashad Bilal and Troy Millings will be your host. Earn Your Leisure will be giving you behind the scenes financial views into the entertainment and sports industries as well as highlighting back stories of entrepreneurs. We will also be breaking down business models and examining the latest trends in finance. Earn Your Leisure is a college business class mixed with pop culture. We blend the two together for a unique and exciting look into the world of business. Let’s go!! #earnyourleisurepodcast
- 1,528 episodes
- Updated Yesterday
Episodes1528
July 12 · 13 min- EY
July 9 · 58 minHOW TO BUILD A MILLION-DOLLAR SALON SUITE BUSINESS
In this episode of Earn Your Leisure, Sway The Pro breaks down the business behind the beauty industry and how salon suites have become one of the most profitable models for beauty professionals and entrepreneurs. She shares how she got started, the stress of securing her first building, the pros and cons of buying vs. leasing, how to find the right real estate, why doctor’s offices can be perfect conversion spaces, and the average cost to build out a salon suite. We also discuss client retention, revenue streams, management systems, ROI timelines, celebrity clientele, professionalism, punctuality, and the biggest mistakes beauty professionals make when trying to scale. TIMESTAMPS: 00:00 Lease Day Disaster 01:17 Meet Sway The Pro 03:05 From Hoops To Suites 06:09 Buildout Horror Stories 08:11 Salon Suites Explained 09:17 Design Tiers And Pricing 13:32 Lease Vs Own Expenses 17:58 Scaling And Franchising 20:06 Start Steps And TI Money 23:33 Retention Systems And Managers 27:41 Buildout Costs And Funding 29:25 Picking The Right Area 29:46 Picking The Right Location 30:30 Run The Numbers First 32:00 Wealth Mistakes And Service 33:50 Scaling With Systems 34:27 Franchise Costs And Support 35:25 Tenants Becoming Owners 37:27 ROI And Lease Negotiation 38:18 Selling And Diversifying 41:45 Salon Suite Vs Home 43:05 Pricing And Profitability 46:04 Stand Out With Punctuality 47:34 Apps Deposits And No Shows 48:38 Celebrity Clients Boundaries 50:20 Balance And Scheduling 51:03 Mentorship Program Breakdown 53:21 Invest Fest And Pivoting 57:06 Multiple Income Streams 58:29 Where To Follow Sway #EarnYourLeisure #SwayThePro #BeautyBusiness #SalonSuites #Entrepreneurship #BusinessModel #RealEstateInvesting #BeautyIndustry #SmallBusiness #WealthBuilding #EYL Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach: https://www.eyluniversity.com Join the number one stock club in the world: https://www.ianinvest.com Invest Fest | August 7-9, 2026 Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.
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July 8 · 7 minHow to Build Credit in Marriage 💍 | Consolidation Tips & Low Credit Score Hacks 🔑
Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach: https://www.eyluniversity.com Join the number one stock club in the world: https://www.ianinvest.com Invest Fest | August 7-9, 2026 Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.
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July 7 · 12 minThe Dark Side of Day Trading Nobody Talks About
Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach: https://www.eyluniversity.com Join the number one stock club in the world: https://www.ianinvest.com Invest Fest | August 7-9, 2026 Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.
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July 6 · 23 minHealthcare is The Next Investment Wave
Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach: https://www.eyluniversity.com Join the number one stock club in the world: https://www.ianinvest.com Invest Fest | August 7-9, 2026 Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.
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July 5 · 18 minThe Secrets to The Wealthy
Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach: https://www.eyluniversity.com Join the number one stock club in the world: https://www.ianinvest.com Invest Fest | August 7-9, 2026 Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.
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July 5 · 20 minWall Street Insider Exposes The Private Equity Crisis (And The Next Massive AI Boom)
Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach: https://www.eyluniversity.com Join the number one stock club in the world: https://www.ianinvest.com Invest Fest | August 7-9, 2026 Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.
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July 2 · 59 minSHE TURNED $67 INTO AN 8-FIGURE BUSINESS 🤯
Rashad Bilal: How do you turn a $67 investment into an 8-figure business? In this episode of Earn Your Leisure, we sit down with Jhalesa Seymour, founder and CEO of Salt.XO, to discuss how she built one of the fastest-growing feminine hygiene brands by solving a real problem, listening to customers, and creating a powerful community around her products. Jhalesa shares the strategies that helped Salt.XO scale—from leveraging TikTok Shop and mastering logistics to pricing products correctly, expanding into retail, building partnerships, and managing rapid growth. She also opens up about turning a side hustle into a full-time business, taking control of her own warehouse, and balancing entrepreneurship with motherhood. Beyond business, we have an important conversation about women’s health, pH balance, BV, and why these topics deserve more attention. Whether you’re an entrepreneur, e-commerce founder, or someone looking to build a brand from the ground up, this episode is packed with valuable lessons you won’t want to miss. #EarnYourLeisure #SaltXO #JhalesaSeymour #Entrepreneurship #Ecommerce #TikTokShop #Business #SmallBusiness #Startup #WomenInBusiness #BrandBuilding #Marketing #BusinessGrowth #FounderStory #FinancialLiteracy Call to action word - salt Michael MacDonald: Yes Warren buffet video Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach: https://www.eyluniversity.com Join the number one stock club in the world: https://www.ianinvest.com Invest Fest | August 7-9, 2026 Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.
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July 1 · 6 minHow to Get Multiple Grants, Avoid Pitfalls & Build Wealth with Stormi Banks
Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach: https://www.eyluniversity.com Join the number one stock club in the world: https://www.ianinvest.com Invest Fest | August 7-9, 2026 Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.
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June 30 · 6 minUnlocking the Business of Basketball_ NBA Africa’s Expansion, Media Rights & Global Reach
Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach: https://www.eyluniversity.com Join the number one stock club in the world: https://www.ianinvest.com Invest Fest | August 7-9, 2026 Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.
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June 29 · 19 minA VC Insider Explains the Next $10 Trillion Monopoly
Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach: https://www.eyluniversity.com Join the number one stock club in the world: https://www.ianinvest.com Invest Fest | August 7-9, 2026 Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.
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June 28 · 9 minThe Music Industry Was Designed to Keep Artists Broke! Here's How?
Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach: https://www.eyluniversity.com Join the number one stock club in the world: https://www.ianinvest.com Invest Fest | August 7-9, 2026 Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.
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June 27 · 22 minThe Story Behind the Memory Stock Boom! (It's Not Over)
Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach: https://www.eyluniversity.com Join the number one stock club in the world: https://www.ianinvest.com Invest Fest | August 7-9, 2026 Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.
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June 25 · 47 minFRENCH MONTANA EXPOSES THE MUSIC INDUSTRY 🤯
TIMESTAMPS: 00:00 Label Advance Trap 00:23 Going Fully Independent 01:17 Welcome French Montana 01:48 New York Energy Surge 03:17 Indie vs Major Lessons 05:03 How Advances Really Work 06:36 100 Zero Strategy 08:51 Never Taking Deals Again 10:37 Recouping Horror Stories 11:27 Realizing The Short End 12:51 Stacking Then Auditing 14:50 Money Discipline Mindset 16:46 Audits And Re Recording 19:27 Where The Money Comes From 22:49 Relationships And Trauma 24:01 Gratitude And The Bag 24:56 Languages And Darija 25:37 International Roots To Stardom 26:53 Learning English Through Rap 28:28 Bronx Hip Hop Immersion 30:29 From Hustling To Rap Breakthrough 33:14 Smack DVD Battle Era 34:23 Losing Millions On FTX 37:40 Slow And Steady Investing 38:20 Flowers Money And Legacy 42:29 Wealth Mindset And Humility 44:12 Giving Back To Africa 46:08 Morocco Homecoming And Farewell French Montana sits down with Earn Your Leisure for one of his most revealing conversations yet. He shares the untold story of coming to America without speaking English, how avoiding deportation pushed him into rap, and the journey from the Bronx to becoming one of hip-hop’s biggest global stars. He breaks down the realities of the music business, explaining why he went independent, why he’ll never sign another record deal, how record deals are structured, why many artists aren’t truly independent, and his plan to re-record his biggest hits to regain ownership. He also shares why even successful artists can’t always count on recouping from music sales. Beyond music, French opens up about building wealth through investing, losing $5 million in the FTX collapse, the lessons he learned from spending time with sheikhs, and why he believes Africa has a massive future. This is a masterclass on ownership, business, legacy, and long-term thinking. #EarnYourLeisure #FrenchMontana #HipHop #MusicBusiness #IndependentArtist #Ownership #Investing #Entrepreneurship #Wealth #Africa #FTX #Podcast #FinancialFreedom Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach: https://www.eyluniversity.com Join the number one stock club in the world: https://www.ianinvest.com Invest Fest | August 7-9, 2026 Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.
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June 24 · 7 min50 Cent Reveals Shocking $21 Million Legal Battle and the Secret Behind His Power Success
Welcome to this clip of EYL, where we dive deep into the stories of influential figures shaping various industries. In this first installment, your hosts Troy Millings sit down with the legendary Curtis "50 Cent" Jackson to explore his extraordinary journey from a groundbreaking music career to becoming a formidable business mogul. Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach: https://www.eyluniversity.com Join the number one stock club in the world: https://www.ianinvest.com Invest Fest | August 7-9, 2026 Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.
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June 23 · 7 minThe Secret to Entrepreneurial Success Focus on Activity, Not Just Sales Goals
Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach: https://www.eyluniversity.com Join the number one stock club in the world: https://www.ianinvest.com Invest Fest | August 7-9, 2026 Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.
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June 22 · 9 minWARNING Stop Buying Magnificent 7 Stocks Until You Watch This (Rookies vs Veterans)
Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach: https://www.eyluniversity.com Join the number one stock club in the world: https://www.ianinvest.com Invest Fest | August 7-9, 2026 Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.
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June 21 · 20 minThe $2 Trillion SpaceX Story Might Be an Illusion
Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach: https://www.eyluniversity.com Join the number one stock club in the world: https://www.ianinvest.com Invest Fest | August 7-9, 2026 Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.
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June 20 · 20 minJay-Z's Warning The $6 Trillion Wealth Opportunity Most People Miss
Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach: https://www.eyluniversity.com Join the number one stock club in the world: https://www.ianinvest.com Invest Fest | August 7-9, 2026 Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.
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June 18 · 1 hr 5 minHow the Rich Avoid Paying Millions in Taxes: Wealth Secrets You NEED to Know w/ Karlton Dennis
TIMESTAMP: 00:00 IRS Wake Up Call 01:18 Meet Carlton Dennis 03:05 From Fitness To Taxes 05:40 Learning The Tax Plan 07:34 What A Tax Plan Is 09:38 Who The Tax Code Rewards 11:01 Capital Gains And Losses 13:12 LLC To S Corp Setup 16:07 S Corp Vs C Corp 18:14 Retirement And Key Dates 21:48 Roth And Kids Payroll 23:14 HSA And Car Write Offs 25:44 Cost Seg And Short Term Rentals 29:17 Augusta Rule Explained 30:39 Audit Triggers And Omissions 31:07 Audit Red Flags 32:33 SALT Deduction Update 34:12 Child Credits and Accounts 36:58 Earners vs Owners 38:18 Entity Structure Basics 40:29 Delaware vs Wyoming 42:21 California Billionaire Exodus 44:09 LLCs for Liability 45:27 Unrealized Gains Debate 46:41 YouTube Growth Story 49:05 Top LLC Write Offs 50:21 Charity Foundation Strategy 54:16 Income Shifting with C Corps 56:49 Firm Model and Training 01:02:50 Movie Tax Write Offs 01:04:14 Timing Asset Purchases 01:04:54 Final Takeaways In this episode of Earn Your Leisure, tax strategist Karlton Dennis breaks down the wealth-building tax strategies that business owners, investors, and high-income earners use to legally reduce their tax burden and keep more of their money. Karlton explains everything from capital gains taxes, LLC structures, Delaware vs. Wyoming incorporations, cash balance plans, HSAs, cost segregation studies, rental property tax strategies, the Augusta Rule, vehicle write-offs, SALT deductions, child tax credits, retirement planning, and the most common mistakes that trigger IRS audits. He also reveals why understanding the tax code is one of the most important skills for building and preserving wealth. Whether you’re an entrepreneur, investor, real estate owner, or simply looking to become more financially intelligent, this conversation is packed with actionable insights that could save you thousands—or even hundreds of thousands—of dollars. Don’t miss this masterclass with Karlton Dennis on how the wealthy use the tax code to their advantage. #EarnYourLeisure #KarltonDennis #Taxes #TaxStrategy #WealthBuilding #BusinessOwners #Entrepreneurship #RealEstateInvesting #Investing #FinancialLiteracy #TaxPlanning #LLC #CapitalGains #IRS #PersonalFinance #WealthCreation #MoneyManagement #SmallBusiness #TaxSavings #FinancialFreedom Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach: https://www.eyluniversity.com Join the number one stock club in the world: https://www.ianinvest.com Invest Fest | August 7-9, 2026 Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.