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Earn Your Leisure

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Welcome to The Earn Your Leisure Podcast. Rashad Bilal and Troy Millings will be your host. Earn Your Leisure will be giving you behind the scenes financial views into the entertainment and sports industries as well as highlighting back stories of entrepreneurs. We will also be breaking down business models and examining the latest trends in finance. Earn Your Leisure is a college business class mixed with pop culture. We blend the two together for a unique and exciting look into the world of business. Let’s go!! #earnyourleisurepodcast

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Episodes1529

  • Oct 31, 2025 · 7 min

    The "2 Tech 2 Index" Strategy Explained & How to Navigate Market Crashes

    Welcome to Market Mondays! In this special clip, Ian Dunlap joins hosts Troy Millings and Rashad Bilal for a deep dive into successful, long-term investing—specifically Ian’s “2Tech2 Index” approach. If you’re seeking clarity on building wealth through investing, this is the discussion you can’t afford to miss. *What’s the “2Tech2 Index” Strategy?* Ian breaks down his simple yet powerful philosophy: You only need four essential companies or assets to achieve financial success. The formula? Anchor your portfolio with two trusted index funds (VOO and VTI) and complement them with two technology giants (Microsoft and Apple). This blend aims to capture broad market growth while focusing on proven tech leaders—making investing easy, straightforward, and effective for anyone. *Crash-Proof Investing & Market Timing Myths* Are you one of the many waiting for a massive market crash to “buy the dip”? Ian has a wake-up call: Most investors won’t have the nerve (or timing) to jump in at rock-bottom prices. Instead of holding cash on the sidelines, Ian insists that regularly investing—especially in companies with strong fundamentals like Nvidia, Microsoft, and others—will serve you much better over time. Historically, some companies actually “melt up” in value while broader markets decline, providing rare opportunities for focused investors. *Investing for Decades, Not Days* Ian, Troy, and Rashad stress that any investment strategy should be solid enough to last for 30 years, not just a year or two. Chasing trends or making frequent strategy changes typically leads to worse outcomes. The bond market may have worked in the past, but today’s environment favors equities—especially dominant US tech firms. *Themes Covered in This Clip:* Why you only need four assets to build lasting wealth The critical role of index funds and top tech stocks Market drops, crashes, and why timing them is nearly impossible The US/China tech war and how it impacts markets The importance of sticking to a consistent investment strategy Whether you’re a new investor or an experienced market participant, this conversation provides actionable insights into portfolio construction and the mindset needed for long-term financial growth. No jargon, just straight talk from the Market Mondays crew! *Drop your thoughts in the comments if you’ve used the 2Tech2 Index—and let us know which companies anchor your investment journey!* *Hashtags:* #MarketMondays #Investing #2Tech2Index #IndexFunds #TechStocks #IanDunlap #Microsoft #Apple #Nvidia #StockMarket #WealthBuilding #PersonalFinance --- Subscribe for more clips and actionable investing wisdom every week! See omnystudio.com/listener for privacy information.

  • Oct 30, 2025 · 53 min

    EYL #347: Cousins Turn Natural Spring Into the First Black-Owned Bottled Water Brand in Walmart

    In this week’s episode of Earn Your Leisure, we sit down with Live Alkaline Water, the first Black-owned bottled water company in Walmart, to uncover how two brothers turned a 400-year-old natural spring into a multi-million dollar business. 💧 From meeting EYL at a networking event to becoming the official water sponsor for Invest Fest, their story is a masterclass in execution, strategy, and turning opportunity into ownership. We break down the step-by-step process of bottling water, how they secured their first major deal, and what it really takes to build trust and partnerships that last. We also dive deep into the $300 billion bottled water industry, the science behind alkaline water, why glass bottles are superior, and how LiveAlkalineNC plans to scale globally while staying rooted in family and community legacy. If you believe in faith, business, and legacy — this episode will inspire you to start where you are and build something everlasting. 🌍 #EarnYourLeisure #LiveAlkalineNC #InvestFest #BlackOwnedBusiness #Entrepreneurship #FinancialFreedom #WaterIndustry #EYL #Networking #BusinessGrowth #Ownership #Legacy #WealthBuilding #Motivation #InvestInYourself See omnystudio.com/listener for privacy information.

  • Oct 28, 2025 · 12 min

    Elon Musk’s $1 Trillion Tesla Deal: Is He Really Worth It?

    In this Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings break down Elon Musk’s unprecedented $1 trillion compensation proposal at Tesla. Musk, currently the richest person in the world, has requested a payout package with ambitious benchmarks—he only stands to earn the $1 trillion if Tesla reaches an astounding $8.5 trillion valuation, far above its current worth. The conversation covers the stakes of this deal, Musk’s influence on Tesla’s success, and the implications for shareholders. Tune in as the hosts debate whether one person should hold so much power and value in a company. Is Tesla’s success all about Musk, or does the company provide real innovation that can stand the test of time? The clip draws historical parallels, discussing Steve Jobs’ ousting from Apple and Warren Buffett’s impact on Berkshire Hathaway, all to ask: What happens when a visionary leader steps away? The hosts also explore Musk’s vision for Tesla, which now goes beyond cars into robotics and AI, and consider how much Tesla’s value depends on Musk himself. If you’re a Tesla investor, find out what this vote could mean for you—and for Tesla’s future. Don’t miss this insightful clip as the Market Mondays crew discusses: The $1 trillion compensation package and its benchmarks Musk’s negotiation tactics and threats to walk away The dependence of Tesla’s value on Musk’s leadership Sentiment vs. fundamentals in Tesla’s stock performance Historical lessons from other visionary CEOs What’s next for Tesla beyond Elon Musk If you own Tesla stock, you might have a say in this game-changing decision! Get the full scoop and join the discussion with Market Mondays. *Hashtags:* #ElonMusk #Tesla #MarketMondays #TrillionDollarDeal #StockMarket #Investing #VisionaryLeaders #Compensation #TeslaInvestors #BusinessNews See omnystudio.com/listener for privacy information.

  • Oct 27, 2025 · 13 min

    Joey Bada$$ on Modern Fatherhood, Relationships & Building Family Legacy

    In this insightful clip from "Black Out with Ian & Rashad," Rashad Bilal sits down with legendary rapper and actor Joey Bada$$ to talk about one of the most essential aspects of life—family. Joey Bada$$ opens up about his journey as a young father and partner, reflecting on lessons from his childhood and how those experiences shape the way he approaches relationships today. Joey shares how growing up in a big, close-knit family inspired the community mindset he carries into adulthood. Yet, he also reveals the gaps he noticed around examples of healthy romantic love—sparking his commitment to building something new with his fiancé. He talks candidly about their personal growth, teamwork, and intentional approach to their relationship, including their unique practice of holding “meetings” to set and review goals together, both for themselves and their growing family. This conversation is packed with wisdom for anyone navigating life, partnership, or parenthood in today’s world. Joey draws parallels between business contracts and relationships, emphasizing the importance of communication, setting non-negotiables, and being clear about values and long-term vision. He explains why he’s upfront about his intentions and challenges his partner to do the same—so they can build a meaningful future instead of “floating in space.” If you’re seeking guidance on how to create lasting bonds, foster healing within your family, or simply want to hear how a celebrated artist balances career with deep personal growth, don’t miss this clip! *Watch now to hear:* Joey Bada$$ on fatherhood and what being “family oriented” means today Why business tactics—like meetings and clear contracts—can help build a strong relationship The importance of picking a partner in alignment with your values and vision Tips for intentional communication and making progress as a couple Insights into breaking generational cycles and creating new legacies *Timestamps:* (Available upon request—if you’d like specific segments, let us know in the comments!) *Hashtags:* #JoeyBadass #BlackOutPodcast #Fatherhood #ModernManhood #FamilyLegacy #Relationships #CommunityHealing #BlackLove #PodcastClips #RashadBilal #IntentionalLiving #PersonalGrowth #GenerationalChange See omnystudio.com/listener for privacy information.

  • Oct 26, 2025 · 8 min

    Bitcoin to $250K by Year End?

    In this Market Mondays Medium clip, hosts Rashad Bilal, Troy Millings, financial enthusiast Tom Lee, and analyst Ian Dunlap dive deep into the explosive topic of Bitcoin’s future. Is a wild run to $250,000 by year end possible, or is this pure optimism? Tom Lee kicks off with his signature bullish take, predicting Bitcoin could soar to between $200K–$250K before the year wraps up, aligning with technical forecasts and seasonal strength. Rashad breaks down Tom’s history as a Bitcoin bull and points out exactly how big a leap this would be—from $110,000 to $250,000 in just 75 days! Ian Dunlap brings the data, laying out Bitcoin’s strong performance following its halving cycles: past years have shown jumps up to 7,000%, 291%, and 541%. This year’s gain is around 44%, and he feels a doubling could happen, but sees $250K as unrealistic in such a short window. He explains how cycles and rate hikes affect predictions, and why historical trends matter. Troy Millings challenges viewers to do their own thought exercises—what global events would actually propel Bitcoin that high? Is extreme optimism driving media narratives, or is there substance behind the hype? He pushes for understanding beyond headlines, and reminds us that market players and institutions control much of the flow. Both Ian and Troy agree: While $250K by year end seems extremely unlikely, a major run-up next year is within the realm of possibility—if institutions, governments, and hedge funds all strike “risk on” mode. This clip is a must-watch for any crypto investor, trader, or enthusiast wanting honest talk, historical context, and no-nonsense debate. Whether you’re all-in on Bitcoin’s future or skeptical of market predictions, you’ll get actionable insights here. *Drop your thoughts: Is $250K for Bitcoin possible by end of year, or just wishful thinking? Let us know in the comments!* *Hashtags:* #MarketMondays #Bitcoin #Crypto #TomLee #FinancialAnalysis #BTC #Ethereum #CryptoInvesting #HalvingCycle #BullMarket #CryptoPredictions #Investing #Finance #MarketTalk #EconomicInsights --- *Don’t forget to subscribe for weekly clips breaking down the biggest stories in investing, trading, and economic trends!* See omnystudio.com/listener for privacy information.

  • Oct 25, 2025 · 9 min

    How to Buy Stocks

    Welcome to EYL! In this insightful conversation, our hosts Troy Millings and Rashad Bilal chat with the knowledgeable Chris Sain about the essentials of beginning your journey in stock investing. 🌟 Starting with the basics, Chris highlights the importance of opening a brokerage account, explaining what it is and why it's necessary. He elaborates on traditional options like Vanguard and Fidelity, which are favored for long-term investments. For those who are more tech-savvy or prefer user-friendly alternatives, newer apps such as Robinhood, WeBull, and Interactive Brokers are also discussed. Rashad further expands on why investing is crucial, especially in the context of beating inflation. He differentiates between public and private companies, stressing the importance of owning public company stocks. He walks us through the straightforward process of setting up a brokerage account via popular platforms like Charles Schwab and Fidelity. Rashad makes a key point: understanding the "know your customer" requirements, such as providing personal details and linking your bank account, are crucial steps to funding your investment account effectively. Our hosts also share practical tips on expediting fund transfers between your bank and your brokerage. Troy provides a handy hack, emphasizing the advantage of using wire transfers for quicker fund deposits, which can be crucial given the market's volatility. Before wrapping up, Rashad discusses a common misconception about 401(k) investments. Simply contributing to a 401(k) isn't enough; workers need to actively choose their investments to see growth. He explains that money initially goes into a money market account and needs to be directed into specific stocks or funds of your choice. Chris concludes by comparing different brokerages for long-term and short-term investors. While Vanguard and Fidelity are excellent for long-term holding, platforms like E*TRADE, Robinhood, and M1 Finance offer useful tools and information for a richer investing experience. Whether you're a novice or looking to expand your knowledge on investing, this clip is packed with valuable insights to equip you on your financial journey. Don't forget to like, share, and subscribe to stay updated with our latest clips! #Investing101 #StockMarket #BrokerageAccount #LongTermInvesting #EYL #ChrisSain #FinancialLiteracy #Robinhood #Vanguard #Fidelity #CharlesSchwab #InvestingTips #FinancialEducation #BeatInflation #WeBull #ETrade #M1Finance See omnystudio.com/listener for privacy information.

  • Oct 24, 2025 · 37 min

    The Truth About Success No One Told You — Shark Tank’s Robert Herjavec Reveals It All

    In this episode of Earn Your Leisure, we sit down with Robert Herjavec, the legendary entrepreneur and investor best known for Shark Tank. He breaks down the two key phases of launching a business and explains why every entrepreneur must find the heartbeat that drives their company if they want to survive. From his early struggles to his rise as one of the most respected business minds in the world, Robert shares lessons that will reshape how you think about purpose, growth, and execution. Robert opens up about the moment he discovered his true purpose, how he maintains peak performance, and the importance of building the right team to scale effectively. He also takes us behind the scenes of Shark Tank, revealing the real secret to the show’s success and what separates true entrepreneurs from “wannapreneurs.” Beyond business, Robert gives his raw take on today’s economy — calling AI the greatest economic shift of our generation, warning that consumers don’t care about cybersecurity, and reflecting on how social media has distorted the meaning of success. This conversation is packed with gems, mindset shifts, and stories that prove success starts from within. #EarnYourLeisure #RobertHerjavec #SharkTank #Entrepreneurship #BusinessTips #AIMoney #CyberSecurity #StartupAdvice #Leadership #Motivation #EYL #MarketMondays #WealthBuilding #SuccessMindset #FinancialFreedom See omnystudio.com/listener for privacy information.

  • Oct 21, 2025 · 9 min

    Bitcoin ATM Scams EXPOSED!

    In this eye-opening clip from Black Out with Ian & Rashad, the hosts Rashad Bilal and Ian Dunlap break down the shocking rise of bitcoin ATM scams sweeping the nation. Joined by political investigative reporters, the team dives into a recent report highlighting how unsuspecting victims are being lured into pouring thousands of dollars into crypto ATMs, only to lose their hard-earned cash to sophisticated global scammers. The discussion begins with a real-life victim’s story: Gus Cason, who lost $15,000 after being convinced by a scammer pretending to be the president of his bank. Learn how scammers use crypto ATMs as "getaway cars," making stolen money nearly impossible to recover. The team uncovers how even the crypto ATM companies profit from these fraudulent transactions—sometimes charging outrageous fees up to 30%—and how they aggressively fight in court to keep recovered scam funds. Rashad and Ian offer sharp analysis about the timing of these scams, connecting the spike in fraud to the tail end of the current bitcoin bull run. They debate whether big institutions like banks entering the bitcoin space may help protect consumers, and highlight the dangers of sending crypto: miss one letter, and your money is gone with little hope of recovery! The hosts stress that Bitcoin itself isn’t a scam, but warn listeners about how easily cryptocurrency can be weaponized in these attacks, especially against vulnerable groups like the elderly. You’ll also hear their predictions on the future of crypto markets, how banks becoming custodians of bitcoin could shape the financial landscape, and what you should watch out for as scammers get smarter thanks to artificial intelligence. If you’ve ever wondered how crypto scams really work, how to protect yourself, or where bitcoin is headed next, this clip is for you. Be smart, stay aware, and don’t fall victim to the latest wave of bitcoin ATM fraud! **Hashtags:** #BitcoinATM #CryptoScam #BlackOutPodcast #FinancialLiteracy #BitcoinFraud #IanDunlap #RashadBilal #CryptoNews #Blockchain #BitcoinBullRun #CryptoSafety #DigitalCurrency #ScamAlert #PodcastClip #FinancialEducation See omnystudio.com/listener for privacy information.

  • Oct 20, 2025 · 14 min

    Is the Podcast Game Falling Apart? Ownership, Equity & Surviving Predatory Deals

    In this thought-provoking clip from "Black Out with Ian & Rashad," hosts Ian Dunlap and Troy Millings dive deep into the evolving landscape of the podcast industry and raise an urgent question: Is the podcast game falling apart? The conversation kicks off with the headline news that Underdog Fantasy now owns 50% of Gilbert Arenas’ podcast, potentially leading to downsizing and fewer episodes if the show doesn’t meet expectations. Ian and Troy reflect on recent drama in the podcast scene, including disputes between prominent figures and the real struggles behind the scenes that many content creators are facing. Troy emphasizes that outward success, like massive viewership or social media highlights, can be misleading—reminding listeners that real sustainability comes from ownership, equity, and smart dealmaking. He warns against signing predatory streaming and podcast deals, highlighting how lucrative partnerships can sometimes strip creators of control and value in the long term. Ian offers essential advice for aspiring content creators: Don’t rely solely on ad dollars. Instead, focus on building diversified revenue streams—like premium content on Patreon, offering products and services, and leveraging your free content to grow a loyal audience. The hosts give shoutouts to successful creators who’ve thrived by combining free gateway content with exclusive offerings, using their own platforms (Market Mondays, Red Panda, EYL University) as examples. They also discuss the reality that most top podcasts are hosted by celebrities leveraging their existing fame, which gives them a head start that newcomers don’t have. But they stress the importance of finding your own unique niche, building valuable skillsets, and not copying everyone else’s model. Key takeaways from this clip include: Why ownership and non-dilutable shares matter more than high view counts The dangers of predatory podcast and streaming deals How to use your platform to build sustainable, diversified income beyond ads The advantages and challenges of coming into podcasting as an industry outsider The value of a niche, high-quality audience versus a broad but unengaged one Whether you’re a current or aspiring podcaster, or just interested in the business side of content creation, this clip is packed with game you can use right now. 👍 Don’t forget to like, comment, and subscribe for more honest conversations on business, culture, and entrepreneurship. #PodcastBusiness #ContentOwnership #GilbertArenas #PodcastIndustry #BlackOutPodcast #IanDunlap #TroyMillings #ContentCreation #Entrepreneurship #AdDollars #MediaGame #Equity #StayIndependent --- *Watch the full conversation for more insights and strategies for navigating the world of podcasts and media deals!* See omnystudio.com/listener for privacy information.

  • Oct 19, 2025 · 10 min

    The Dark Side of Trading: How to Protect Yourself From Big Losses & Emotional Damage 💔📉

    Welcome to another insightful Market Mondays clip! In this powerful discussion, hosts Rashad Bilal and Ian Dunlap dive deep into one of the most dramatic moments in recent financial history: the largest single-day liquidation in crypto. Prompted by a headline-making social post from Donald Trump, the markets saw a massive fall—both in stocks and crypto—triggering a whirlwind of reactions, trades, and consequences. *What’s Inside This Clip?* *$20M to $80M Trade:* Get the inside scoop on the suspicious hedge trade that reportedly netted $80 million within hours. Was it luck, timing, or something more? *The Human Cost of Trading:* Learn how margin and leverage can quickly turn profits into devastating losses. Hear the tragic story of a crypto trader who lost $40 million and, sadly, his life—a serious reminder of the emotional dangers behind high-stakes investing. *Trading Safely:* Ian and Rashad break down why risk management, mental health, and account separation are essentials for every investor. They reflect on history—from the Great Depression to present day—emphasizing the importance of putting safety and mental guardrails first. *Margin Calls Explained:* This clip offers a plain-English rundown on how margin works, what triggers a margin call, and how it can impact your entire investment portfolio. Learn why separating trading from long-term investments is a crucial safety measure. *Competing With the Best:* Ian shares advice on what it’s actually like trading against hedge funds, institutions, and experts with far-reaching networks—and why most everyday investors should avoid over-leveraging. *Volatility & Timing:* Discover why market volatility isn’t always something to fear, but should be managed through smart techniques like holding separate accounts and using time wisely in your investment strategy. This Market Mondays clip is a must-watch for anyone involved in trading or investing—whether you’re new or experienced. The team brings their trademark honesty and clarity to tough topics, reminding viewers that while the upside in markets can be huge, the risks are real and must not be ignored. *If you’re thinking about trading with leverage, or just want more insight into how fast things can change, this clip is for you. Tune in and learn how to protect your portfolio—and your peace of mind.* --- *Watch, learn, and invest smarter.* #MarketMondays #Crypto #TradingRisk #MentalHealth #MarginCalls #InvestmentSafety #Finance #StockMarket #CryptoLiquidation #RiskManagement #Investing #FinancialLiteracy --- Like, comment, and subscribe for weekly financial wisdom and market breakdowns! See omnystudio.com/listener for privacy information.

  • Oct 18, 2025 · 9 min

    Unlocking the Business of Basketball NBA Africa’s Expansion, Media Rights & Global Reach

    Dive into the dynamic world of the Basketball Africa League (BAL) in this insightful EYL clip! Our host, Rashad Bilal, sits down with special guest Clare Akamanzi to break down the innovative business model fueling the rapid growth of NBA Africa. From late-night games and the global passion for basketball to the strategic moves driving revenue, this conversation is a must-watch for sports fans, entrepreneurs, and anyone curious about the sports industry on the continent. Clare Akamanzi shares eye-opening details about how BAL is structured and how it plans to scale across Africa and beyond. Learn how sponsorships, merchandising, ticket sales, and media rights all play a crucial role in monetizing the league, and why partnerships with companies like ServiceNow and Visit Rwanda are key. The clip also delves into the exciting launch of BAL’s e-commerce portal, which taps into the African diaspora’s demand for league merchandise from anywhere in the world. Discover how ticketing revenues are skyrocketing as more fans flock to the arenas each year, despite the current challenges of infrastructure with only a handful of professional-level venues across the continent. Clare also highlights the importance and future potential of integrated media markets in Africa, with platforms like MTN offering access to 300 million subscribers. This integration opens up massive opportunities for broadcasting, streaming, and connecting fans across all 54 African nations. Looking ahead, Clare reveals plans for BAL’s expansion, with a vision of one day reaching every African country. She sheds light on the increasing investment interest from countries like Nigeria, Benin, and Morocco, and emphasizes the role of collaboration between investors, governments, and development banks to build more standardized arenas and provide even greater opportunities for teams and fans alike. If you’re passionate about sports business, the African market, or just want to know what it takes to build a continental sports powerhouse, this EYL Medium clip will give you exclusive insights and a front-row seat to the future of basketball in Africa. *Join us as we explore:* The four main revenue streams for BAL: sponsorship, merchandising, ticketing, media rights The impact of the African diaspora on global reach and merchandise sales Challenges and opportunities in expanding to new African markets and arenas How media giants and telcos could shape the future of sports broadcasting on the continent Don’t miss out on this fascinating look at how the BAL is changing the game both on and off the court! *#EYL #NBABasketballAfrica #BAL #SportsBusiness #AfricanDiaspora #BasketballAfrica #MediaRights #Entrepreneurship #SportsExpansion #BasketballBusiness #EYLMedium* See omnystudio.com/listener for privacy information.

  • Oct 17, 2025 · 51 min

    He Built Africa’s Tallest Statue — Now He’s Revealing the Future of the Continent 🌍

    We sat down with Pierre Goudiaby Atepa, the legendary architect behind the African Renaissance Monument — Africa’s tallest statue — to talk about his vision for the continent’s future, the state of African politics, and what true economic independence means for the next generation. 🌍 From the symbolism of the monument towering over Dakar to his candid thoughts on Africa’s unity and leadership, this is one of the most powerful conversations we’ve had on the continent. 🎥 Watch now and join the conversation about Africa’s past, present, and future. #Africa #Senegal #PierreAtepa #AfricanRenaissanceMonument #EarnYourLeisure #EYL #BlackExcellence #AfricanArchitecture #Dakar #InvestInAfrica #EconomicEmpowerment #FutureOfAfrica #AfricanUnity See omnystudio.com/listener for privacy information.

  • Oct 15, 2025 · 15 min

    End of an Era? Is Tim Cook Leaving Apple?

    In this thought-provoking Market Mondays clip, Ian Dunlap and Rashad Bilal break down the latest buzz surrounding Apple’s leadership and the tech giant’s place in the innovation race. Is Tim Cook really on the way out? Why are there rumors about his resignation, and what does it mean for Apple’s future? Ian shares his insights on the internal battles Cook might be fighting, particularly when it comes to Apple’s struggles in the AI arms race and geopolitical blockades affecting its strategy. The duo also gets candid about the wider market, touching on Apple’s competition, including Google, Amazon, and Microsoft’s game-changing moves with AI. What do these shifts mean for investors, and is Apple still a must-have in your portfolio? Ian remains bullish, explaining why he’s holding Apple until at least 2034, but he doesn’t shy away from expressing concerns about succession planning and blocking of key deals like OpenAI. Rashad discusses market leadership changes and the lingering question: What is Apple’s next big move? Meanwhile, the conversation widens to Amazon’s strategy, data centers, and why Rashad is still a believer in Amazon’s innovative edge. There’s also a breakdown of small and mid cap stocks, with shout-outs to quantum stock winners like RGTI and insights on how to trade these explosive gains for long-term wealth. Ian gives practical homework for viewers, like tracking margin prices of crypto futures as a gauge for institutional sentiment—a lesson you don’t want to miss. Plus, find out why the old 60/40 portfolio might be dead, the importance of alternative assets, and why crashes offer generational opportunities for those prepared. Ian and Rashad keep it real about taking profits, rotating winnings into blue-chip names, and how to prepare for the next market pullback. This clip is packed with actionable advice, straight talk, congratulatory moments for winning trades, and a look at the geopolitical pressures facing the world’s biggest companies—especially Apple. If you want a sharp, no-hype analysis of markets, leadership, and how to position yourself for the future, tune in now! *Don’t forget to like, comment, and subscribe for more Market Mondays insight!* --- *#MarketMondays #Apple #TimCook #Investing #Stocks #TechStocks #AI #Amazon #Google #Nvidia #QuantumStocks #FinancialEducation #IanDunlap #RashadBilal #StockMarket #BlueChips #Portfolio #SuccessionPlanning #MarketAnalysis #OpenAI* See omnystudio.com/listener for privacy information.

  • Oct 14, 2025 · 9 min

    Jack Dorsey Talks AI, Bitcoin & The Future of Decentralization

    In this insightful clip from Market Mondays, Rashad Bilal and Troy Millings sit down with tech visionary Jack Dorsey to discuss the technologies set to redefine our future—and why so many people hesitate to embrace them. Diving straight in, Rashad asks Jack a powerful question: Which technologies are flying under the radar today but could transform our lives in 5 to 10 years? Jack Dorsey shares candid thoughts on AI, acknowledging the widespread fear that it might replace jobs or stifle innovation. He argues that this “closed mindset” is what truly holds us back. Instead, Jack advocates seeing AI as a foundation—a tool for unlocking new levels of creativity and productivity and reclaiming precious time. His advice is clear: don't just take others’ word for it; hands-on experimentation is the key to understanding whether a technology can genuinely benefit you or your business. Citing the Bitcoin ethos of “don’t trust, verify,” Jack urges viewers to form opinions through experience and not be swayed by hype or second-hand perspectives. The conversation shifts as Troy asks Jack about decentralization, referencing the rise and, perhaps, fizzle of the Web3 hype. Jack pulls back the curtain on what he saw as repackaging older, centralized products under a new label—often driven by venture capital rather than any real technological breakthrough. He reminds us that every new tech wave arrives alongside massive hype, and the challenge for everyone is to ground themselves and ask: Does this tech solve a problem or add real value? Jack recounts the early days of the Internet—a frontier period marked by openness and decentralization. He laments how discovery and data creation ended up centralized in a handful of companies, tightening control over both users’ data and online identities. The good news, according to Jack, is that we finally have the technology for data portability, but it’s still inaccessible and unrefined—meaning huge opportunities for those looking to build solutions in this space! He also warns about AI’s rapid centralization, with just a few major companies shaping its future. These entities control not only the algorithms but also the intelligence itself—potentially determining how millions experience truth, creativity, and discovery. Jack stresses the need for open-source models and decentralized intelligence so the technology belongs to everyone, not just a few tech giants. Whether you’re a tech enthusiast, an entrepreneur, or simply curious where the digital world is headed, this clip is packed with practical wisdom for evaluating new technologies and finding the right mindset for real, grounded innovation. *Key topics:* Overcoming fear and skepticism surrounding AI Why hands-on experimentation beats second-hand knowledge Decentralization, data portability, and the lessons of early Internet history Web3 hype versus true technological progress The risks of centralizing AI—and the promise of open source models *Watch for actionable insights on how to spot what’s real in tech, how to verify new tools for yourself, and why embracing openness is key for the future.* #MarketMondays #JackDorsey #AI #Bitcoin #Decentralization #Web3 #OpenSource #Technology #FutureOfTech #BusinessInnovation See omnystudio.com/listener for privacy information.

  • Oct 13, 2025 · 13 min

    AMD & OpenAI Partnership BREAKDOWN Stock Frenzy & Tech Moats

    Welcome to Market Mondays! In this week’s clip, Rashad Bilal, Troy Millings, Ian Dunlap, dive into the huge financial news shaking the tech and investing world: AMD’s explosive stock surge sparked by their newly announced OpenAI partnership. We break down exactly why AMD jumped up to 27% in the morning and shot well past 35%, what OpenAI’s 10% stake means, and why this move has created a frenzy for anyone holding AMD options. The team explores how AMD now becomes a key player in AI hardware, working alongside Nvidia—the known leader in GPUs. Find out why being the “number two” in the space can be just as valuable, and how this strategic partnership fuels global ambitions for technologies like ChatGPT, which is quickly approaching a billion users. Rashad explains the concept of the “circular economy” in tech, detailing how AMD, Nvidia, Broadcom, Oracle, and OpenAI interconnect to supply essential infrastructure, hardware, and cloud services. Learn how options and warrants work in these high-stakes deals, why these investments form an indestructible technological moat, and how family ties among key leaders have influenced this masterful dealmaking. The conversation also covers OpenAI’s historic valuation leap—surpassing SpaceX—and what these moves mean for the future of AI, government, and consumer tech. The hosts share their own experiences and stock picks (shoutout to Dave Shands!), giving viewers a behind-the-scenes look at the power of research and strategic investing. If you’ve been watching Market Mondays for investment insights, this clip delivers confirmation from insiders in the AI space. The team also drops price predictions for AMD and Nvidia and celebrates the biggest options wins and market highs of the year. Don’t miss smart tips on long-term partnerships, generational wealth, and why tech alliances are setting up for lasting success—even through future market downturns. *Watch now to get all the details on the AMD & OpenAI partnership, how it’s shaking up the tech market, and what you should watch for as an investor!* *Hashtags:* #MarketMondays #AMD #OpenAI #Nvidia #StockMarket #AIInvesting #TechStocks #FinancialNews #AMDStock #AIRevolution #OptionsTrading #CircularEconomy #TechMoat #InvestingTips #GenerationalWealth #EyUniversity #MarketFrenzy #QuantumComputing #CloudInfrastructure #DataCenters --- Catch all the insights and analysis right here—subscribe for future clips breaking down the biggest stories in tech, AI, and investing! See omnystudio.com/listener for privacy information.

  • Oct 12, 2025 · 9 min

    Consolidation Tips & Low Credit Score Hacks 🔑

    In this episode, credit specialist Shonda Martin shares invaluable insights into the world of credit and its impact on relationships, loans, and employment. The discussion delves into the pitfalls of co-signing for loans, the nuances of credit consolidation, and the steps individuals with bad credit can take to improve their credit scores. Shonda dispels myths and offers practical advice on building credit, leveraging credit cards, and strategically managing credit utilization to boost credit scores. Discover how to navigate the intricacies of credit and forge pathways toward financial empowerment and healthier relationships. #CreditScore #FinancialEmpowerment #Relationships #CreditConsolidation #BuildingCredit #EYLMedium #EYL #ShondaMartin See omnystudio.com/listener for privacy information.

  • Oct 11, 2025 · 9 min

    Will Gold Keep Climbing? Deep Dive into Safe Havens & Market Hedging

    Welcome back to Market Mondays! In this insightful clip, Rashad Bilal, Troy Millings, and financial analyst Ian Dunlap sit down to break down gold’s explosive performance—nearly at an all-time high and even outpacing the NASDAQ year to date! If you’ve been following the markets or are worried about economic uncertainty, this discussion is for you. Ian gives his perspective on gold as the ultimate hedge in your portfolio, especially in times of government volatility or looming shutdowns. The guys dissect the reasons why gold and other “safe haven” assets like Bitcoin continue to shine under these market conditions, pointing to big voices like Mike Novogratz who have championed gold amidst uncertainty. They talk about the importance of balancing “risk-on” assets (think: AI stocks, crypto, tech) versus solid hedges like gold. Troy plays devil’s advocate and prompts a conversation about what, if anything, could cause gold to retrace or pull back. Ian’s response? Unless we see major global money printing and near-zero interest rates like in 2008 or during COVID, gold’s run looks far from over. On top of that, Rashad gives some on-the-ground perspective from Guinea, a major hub for gold exports, revealing the scale of gold flowing out to places like Dubai every week. They go deep on gold’s historical trends, why central banks and big funds still stockpile it, and why being a disciplined investor is more important than ever. Whether you’re new to investing or a seasoned pro, you’ll get key takeaways on building a balanced portfolio and following the “golden rule”: follow the money and don’t ignore what’s right in front of you! *Don’t forget to like, subscribe, and share! Drop your thoughts and questions on gold and hedging in the comments below.* #MarketMondays #GoldInvesting #SafeHaven #FinancialFreedom #PortfolioHedge #InvestingWisdom #Bitcoin #Nasdaq #MikeNovogratz #GovernmentShutdown #InterestRates #Commodities #GoldVsCrypto #AllWeatherPortfolio #RayDalio #FinanceTalk #DubaiGold #GuineaGold #FollowTheMoney See omnystudio.com/listener for privacy information.

  • Oct 10, 2025 · 48 min

    Luol Deng & Clare Akamanzi: Building the NBA’s Future in Africa

    In this powerful episode, former NBA All-Star Luol Deng and Clare Akamanzi, CEO of the Basketball Africa League (BAL), share the untold story of basketball’s rise across the continent 🌍🏀. From South Sudan’s historic journey to the BAL’s mission to empower Africa’s youth, they discuss the challenges, opportunities, and vision for the future of African basketball and business. They break down what it takes to build infrastructure across 54 nations, why only five arenas in Africa are NBA-ready, and how the BAL is giving over 1 billion people access to professional basketball. Luol Deng calls for stronger business regulations and urges global investors to seize this moment to build Africa’s sports economy. This conversation goes beyond basketball — it’s about legacy, leadership, and the power of investing in Africa’s future. 🇸🇸🇷🇼 #LuolDeng #ClareAkamanzi #BAL #BasketballAfricaLeague #SouthSudan #NBAAfrica #InvestInAfrica #EarnYourLeisure #MarketMondays #AfricaRising #SportsBusiness #YouthEmpowerment #BasketballInAfrica #Rwanda #AfricanExcellence See omnystudio.com/listener for privacy information.

  • Oct 8, 2025 · 14 min

    Africa is America 100 Years Ago & China is Cashing In BIG - The Time to Invest is NOW!

    We’re in Guinea 🇬🇳 doing some investigative journalism — sitting down with entrepreneurs, innovators, and community leaders to uncover the real opportunities and challenges shaping Africa’s economic future. From business growth to infrastructure and innovation, these conversations reveal what’s really happening on the ground — and why the world is paying attention. 🌍💡 #EarnYourLeisure #Africa #Guinea #InvestInAfrica #EYL #AfricanBusiness #EconomicGrowth #Entrepreneurship #WealthBuilding #GlobalOpportunities #AfricaRising See omnystudio.com/listener for privacy information.

  • Oct 6, 2025 · 9 min

    Healthcare Stocks Outlook 2025: Should You Invest?

    In this Market Mondays Medium #6 clip, Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the volatile world of healthcare stocks and whether the sector is positioned for a rebound in 2025. The team breaks down why healthcare has struggled, from overseas pharmaceutical tariffs and lawsuits to the misconception that healthcare can match tech stock returns. With new tariffs on international pharmaceuticals and litigation like the Ozempic lawsuit shaking the industry, there’s plenty to consider before adding healthcare stocks to your portfolio. Ian Dunlap shares his take on the sector’s future, noting that expecting “tech-like returns” from healthcare was a major mistake. The discussion covers key American companies—including Eli Lilly, Johnson & Johnson, ABBV, UnitedHealth, Abbott, Merck, and Stryker—highlighting those with strong policy support and innovative biotech advances. Troy Millings points out the disruptive potential of AI in healthcare, emphasizing that upcoming breakthroughs and administration policy will play a significant role. The hosts unanimously stress the importance of focusing on top American healthcare companies, especially given the implications of domestic manufacturing and tariffs. They recommend using healthcare ETFs like XLV to monitor top allocations and add stability to your portfolio. For those wondering if healthcare belongs in their investment mix, the consensus is clear: exposure to healthcare is wise, especially if you stick with sector leaders. Ian narrows his top picks to Eli Lilly, ABBV, and Stryker. However, don’t expect dramatic 35-45% returns as you might with tech; healthcare provides steady, long-term opportunities rather than quick wins. Whether you’re a seasoned investor or new to the stock market, this clip provides actionable insights and a grounded outlook on what to expect from healthcare stocks in the coming year. If you’ve wondered about CVS, United Healthcare, or how U.S. healthcare spending compares globally, the crew covers that too—reminding us that, despite being one of the largest markets, the U.S. still lags in health outcomes. *Key Takeaways:* Healthcare sector’s challenges in 2024, including tariffs and lawsuits Realistic returns vs. tech sector expectations American healthcare companies to watch: Eli Lilly, ABBV, Stryker How AI and biotech innovation could accelerate sector growth The impact of U.S. policy and tariffs on investment choices Using healthcare ETFs (like XLV) for strategic exposure Why healthcare should (or shouldn’t) be part of your portfolio If you want honest, in-depth analysis of the healthcare market and a roadmap for making informed investment decisions in 2025, this is the clip you can’t miss. Like, subscribe, and let us know your thoughts on the future of healthcare stocks in the comments! #HealthcareStocks #MarketMondays #Investing #EliLilly #ABBV #Stryker #TechVsHealthcare #Tariffs #AIinHealthcare #StockMarketAnalysis #ETFs #PortfolioStrategy See omnystudio.com/listener for privacy information.