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Building Your Money Machine

Mel H Abraham, CPA, CVA, ASA, CSP

Welcome to 'Building Your Money Machine, hosted by Mel Abraham, CPA, a renowned financial expert and author of USA Today Bestseller, 'Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!.' On this podcast, Mel shares his insights and experiences from over 30 years in the field of wealth-building, entrepreneurship and mentorship to financial freedom. Each episode provides actionable strategies to master your money, remove financial stress, and live a life by choice, not chance. Whether you work for a company, are a seasoned entrepreneur or someone just starting out on your financial journey, this podcast offers the tools, actionable frameworks and knowledge you need to create your own money machine and secure your financial future. Tune in weekly for expert advice, inspiring guest interviews, and the practical wisdom that will help you take control of your financial destiny. Subscribe now and start building the life you’ve always dreamed of.

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  • 24 episodes
  • a few times a week
  • Avg 23 min
  • English

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  • #459
    Thursday · 18 min

    I Spent 12 Years Sacrificing My Peace (Only to Realize This)

    Welcome back to the Building Your Money Machine Show! Today, I’m pulling the curtain back on the 12 years I spent sacrificing my peace—all in the name of “being responsible.” Spoiler: doing everything by the book doesn’t always get you the life you want. I’ve walked the Dave Ramsey road, then flipped my mindset with Ramit Sethi, and found what both of them missed. This is the episode where I get real about the cost of keeping your head down and the breakthrough that changed everything (hint: it involved a 6-year-old’s drawing and a gut punch of realization). If you’ve ever found yourself hustling for safety, ticking every box, but waking up asking, “Is this all there is?”—this one’s for you. Get ready for some truth bombs, laughs, soul searching, and a pathway to REAL freedom. Because earning more doesn't make you free. Building your money machine does. IN TODAY’S EPISODE, YOU’LL HEAR: The silent danger of living “below your means” for too long—and why responsibility can secretly keep you small Why asking “Can I afford it?” is a lack question in disguise (and what to ask instead) How Ramit Sethi’s philosophy leveled up my life—but still left me running on the treadmill The heartbreaking drawing from my son that shattered my workaholic facade The real difference between an earnings machine and a money machine (and why peace is the only upgrade that matters) Hit subscribe and join me as we stop trading our lives for dollars, and finally build a money machine that gives your time back. Ready to swap anxiety for freedom? Let's climb. RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com

  • #458
    Monday · 27 min

    If You’re 40 and Starting From Zero, Watch This

    Welcome to the Building Your Money Machine Show! If you’re in your 40s (or honestly, any age) and looking at your accounts thinking, “How do I have almost nothing after years of work?”—this episode is YOUR wake-up call. I’m getting brutally real, breaking down how one of my clients went from “panic mode” to building a money machine that now measures his future in millions, not regrets. I’m not here to push hype or dream scenarios. I’m here to give you the actual steps, in the exact order, that flip your financial script. We’re skipping the BS and getting into what really separates those stuck in the rat race from the ones living on their own terms. Ready for that $1,387 moment that changes everything? Get in here. IN THIS EPISODE, I BREAK DOWN: Why your net worth is lying to you—and the only number that really matters for freedom The secret weapon (liquidity!) that keeps you from blowing up your plan in a crisis How to kill the debt drag and make your money work forward, not backward The actual dollar moves to start building your Money Machine—automated and unstoppable The simple shift that doubles your speed: feed the raises to your future, not your lifestyle Hit Play if you’re ready to stop renting your life and start owning it. This is for everyone who’s tired of “doing everything right” and having nothing to show for it. No more panic. No more wishing. Let’s build your path to financial freedom, one badass step at a time. RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com

  • #457
    August 20 · 20 min

    60 Wealthy And Fulfilled: Wisdom I Wish I Knew In My 30s And 40s

    Welcome to another episode of the Building Your Money Machine Show. If you’re navigating your 30s or 40s, chances are you’re making some of the same costly money mistakes I did at your age. I’m Mel Abraham, and trust me, after three decades in the trenches as a CPA for some of the wealthiest families—and taking a few punches along the way—I’m here to give you the 8 financial lessons I wish I had 25 years ago. These aren’t the generic platitudes you’ll hear at a neighborhood barbecue. I’m talking about the rules that actually move the needle, save you a lost decade (or more), and build a life account that’s worth far more than any bank statement. This episode isn’t just about stacking dollars; it’s about building real wealth—the kind that buys you time, choice, and true freedom. Whether you’re grinding at your job, scaling a business, or just trying to find your footing, you’ll want to catch the hard-won wisdom I’ve picked up, scars and all. Buckle up. This is fun, edgy, real talk that could change everything. IN TODAY’S EPISODE, I COVER: Why your job or business is just the "fuel truck"—and what the real "engine" of wealth looks like How chasing complexity and “the next big thing” almost wrecked my portfolio…and what simplicity really does for your wealth The truth about following your passion—and the critical missing piece if you actually want to make money doing what you love The danger of sacrificing the moments that matter for another zero in your account (you can’t buy back missed time with family) The real purpose of your money—and why the life account matters more than the bank account Don’t just survive—let’s set you up to thrive. Hit play, subscribe, and start building a money machine that actually sets you free! RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com

  • #456
    August 17 · 17 min

    Give me 17 Minutes and I'll Remove All Your Retirement Worries

    Ready to give me just 17 minutes and ditch all your retirement worries? In this episode of the Building Your Money Machine Show, I get brutally honest about what really steals your peace in retirement (spoiler: it’s not your bank balance). We’re tearing up outdated financial advice, punching holes in the illusions of certainty, and breaking down—once and for all—how you can finally stop letting fear run the show. From my mom’s 1948 story of escaping with nothing, to clients who’ve turned anxiety into freedom, I'm sharing the 5 big shifts that will have you asking not “Am I going to run out?” but “Where are we going first?” If you want a life that outlives you, tune in. Let’s get real and build that proof your worry can’t argue with. IN TODAY’S EPISODE, I TACKLE: Why your retirement fear has nothing to do with the size of your bank account (and everything to do with your “money story”) How chasing certainty is keeping you stuck—and how adaptability will actually set you free The practical stress-test moves you must make BEFORE you quit your job Building your “peace of mind fund” so a market crash is just a headline, not a crisis The shift from saving for “someday” to living with purpose now—giving every dollar a destination Ready? Subscribe, share, and let me know which shift you’re making first. Let’s build your money machine and master your financial future! RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com

  • #455
    August 13 · 18 min

    6 Little Luxuries That Cost $0 (Feel Rich Without Being Rich)

    Welcome to a special episode of the Building Your Money Machine Show where I’m calling B.S. on the idea that you have to spend big to feel rich. I’ve spent 30+ years inside the finances of genuinely wealthy families, survived cancer twice, and trust me—feeling rich has nothing to do with your bank balance and everything to do with how you show up for your life. In this episode, I’m sharing the 6 little luxuries that cost absolutely $0 but make you feel wealthy every single day. No fluffy self-care clichés here—just the good stuff that actually changes your life. I’ll show you how the world’s wealthiest guard their real treasures, the one boundary that cost me a $700 monthly client (and why I’d do it all over again), and a daily practice with my dogs that beats any luxury watch. If you’re ready to stop waiting for someday and start feeling rich now, you’re in the right place. IN TODAY'S EPISODE, I COVER: The secret luxury wealthy people protect even more than their money How blocking your calendar transforms your life—without spending a dime Why “no” is the most profitable luxury no one’s talking about The truth about vibrancy, health, and why later costs more than you think The daily gratitude hack that flips your mindset from scarcity to abundance Ready to ditch comparison, reclaim your time, and start living rich today? Hit play and let’s build your real money machine—one free luxury at a time. RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com

  • #454
    August 10 · 24 min

    Ranking the Investments That Made Me a Millionaire

    Welcome to the Building Your Money Machine Show! In this episode, I’m ranking every investment that got me to millionaire status (and the ones that almost wiped me out). I’m talking business, stocks, index funds, real estate, syndications—and one money pit that gets a fat zero because it’s not even an investment (but millions keep throwing cash at it). Listen, this episode isn’t your typical rah-rah for hot stocks or get-rich-quick schemes. I’m here to shake up some sacred cows, break a few hearts, and give you the real deal on what actually builds wealth over decades—not just what sounds cool at dinner parties. So buckle up. I’ll show you what fueled my wealth, what flopped, and what you should avoid if you want your own money machine humming nicely for decades to come. IN TODAY’S EPISODE, I BREAK DOWN: Why your income source is the real fuel for wealth—not the latest shiny investment The no-brainer asset that built 80 percent of my net worth (spoiler: it’s not that exciting) The real math on real estate, and why I’m actually selling a big chunk right now How “exclusive” deals and private bets cost me friendships AND a piece of my net worth The fastest-growing asset class to avoid like the plague—because it isn’t investing, it’s just gambling with a fancy name If you’ve ever been pitched on the next big thing, this is the episode you (and your bank account) can’t afford to miss. Hit play and let’s build a money machine that actually pays you—whether you show up or not! RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com

  • #453
    August 6 · 22 min

    Once Your Net Worth Hits This Number, Saving More Barely Matters

    Welcome back to the Building Your Money Machine Show, where we strip out the fluff and get real about what actually moves the needle on your journey to financial freedom. Today, I’m calling out one of the biggest myths in personal finance: that the goal is just to crank your savings higher and higher forever. Spoiler alert: it isn’t. We’re going to talk about the exact net worth milestones where saving more barely matters—yes, you read that right. I’ll break down the four gateways you need to cross on your way to true freedom, show you why your giant net worth number might not mean what you think, and why it’s cash flow, not assets, that buys your freedom (and your Friday afternoons). We’ll cut through the noise, drop the jargon, and figure out what actually matters for your money, your life, and the kind of freedom you really want. Because building a monument to yourself doesn’t pay the bills. Building a money machine does. IN THIS EPISODE, WE GET INTO: The four critical financial gateways (and how to calculate your own numbers) Why your net worth statement could be lying to you about your real freedom The true difference between “use assets” and “cash-flowing assets”—and why it matters now How financial independence triggers the point where saving more stops driving your wealth The real job of savings (hint: it’s not to build wealth!) Ready to ditch the hustle for hustle’s sake and build the machine that sets you free? Hit play and let’s do this! RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com

  • #452
    August 3 · 22 min

    If You Don't Understand Cash Flow, You'll Never Be Able to Retire

    Welcome back to the Building Your Money Machine Show! Today, I’m pulling back the curtain on the retirement lie nobody talks about. Forget what you’ve been told: your salary and net worth aren’t what will set you free. If you don’t understand cash flow, you are one lifestyle inflation away from a broke retirement—no matter how many zeros you see on your W-2. We’ll rip up the traditional playbook and get real about how fortune can vanish overnight if you focus on income instead of what really matters. I’ll share wild stories from my years in the trenches (seriously, $11,000 on shoes?!) and break down the three numbers you need to know if you ever want money to work for you instead of the other way around. Ready to ditch stress, guilt, and confusion about money? Let’s get you the confidence and clarity you need to build real wealth, not just a big paycheck. IN TODAY'S EPISODE, I BREAK DOWN: The critical difference between income, cash flow, and what I call “freedom cash flow” (this is the number that actually matters for your future) Why even 7-figure earners go broke if they miss this one cash flow principle The wrong way the retirement industry tells you to plan—and the right way to map out your life and price tag it on your terms How to start shifting from trading time for money to building income streams that don’t need you to show up every day The clarity and peace of mind that come from finally tracking the right numbers (trust me, it changes how you live) If you’re ready to build a life that outlives you, stop guessing about retirement, and finally master your money—this episode is your wake-up call. Don’t miss it! RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com

  • #451
    July 30 · 27 min

    Why You’ll Never Actually Spend Your Retirement Savings

    Welcome to the Building Your Money Machine Show! Today I’m calling out the elephant in the room—why you’ll probably never actually spend your retirement savings, and what the heck to do about it. I’m getting real about what decades of money discipline actually do to your brain and why even with a mountain of cash, you might still feel “broke adjacent.” We’ll bust the myths, flip the script on the traditional retirement model, and talk about turning your discipline into freedom (not a cage). If you want to know how to stop hoarding, start living, and finally get some joy from what you’ve built, this one’s for you. IN THIS EPISODE, I COVER: Why 1 out of 3 retirees never touch their nest egg (and why that's not the "win" you think) The identity crisis nobody preps you for—why disciplined savers hit a wall in retirement The critical mindset shift: it’s not about going from builder to spender, it’s about becoming a steward How to design your own financial “joy points” and train yourself to actually enjoy your wealth The only antidote to fear-based spending habits (hint: math helps, but it isn’t enough) If you’re tired of letting fear rule your finances, let’s break out of the cage together and start using your money machine for what it was built for—living a life that outlives you. Hit play and let’s do this! RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com

  • #450
    July 27 · 22 min

    What No One Tells You About Becoming A Millionaire

    Ready for the raw truth about becoming a millionaire? On this episode of the Building Your Money Machine Show, I’m pulling back the curtain on the real deal nobody’s telling you. Forget the champagne and confetti. I’ve been on both sides—crossed the seven-figure line, lost a chunk of it to a Ponzi scheme, and built it back bigger. Today, I’m breaking down the six surprising truths about the millionaire milestone and giving you the actual recipe for building lasting wealth—no magic tricks, no hype, just what works. If you think hitting seven figures is your finish line, I’ve got news that just might change everything about your financial journey. Let’s get real, let’s get a little edgy, and let’s set your money machine up to run right—so you can live a life by choice, not by chance. IN THIS EPISODE, I REVEAL: Why that million-dollar screenshot is just a receipt (not the life-changing moment you think it is) The boring, repeatable steps that actually build wealth—while everyone else chases shiny distractions How emotional spending after hitting your number can destroy your freedom if you’re not careful The assets no market crash or conman can ever take from you—and why those matter more than your bank balance How to reset your “freedom game” so you keep playing to win, not just to protect what you’ve got If you’re climbing your own financial mountain (or know someone who is), you don’t want to miss this. Building real, lasting wealth is a game—and I’ll show you how to play it smarter and stronger. Subscribe, share, and let’s build something that actually matters. RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com

  • #449
    July 23 · 20 min

    What If You Only Invested at All-Time Lows? (Based on Research)

    Welcome back to the Building Your Money Machine Show! In this episode, I’m tackling the number one question I get from would-be investors: “Should I wait for the market to drop before I buy in?” We’re busting the myth of perfect market timing and digging into some wild data that’ll flip how you see investing forever. Picture those childhood jump rope games — standing on the sidelines, waiting for the perfect moment to jump in. That’s exactly how most people treat the stock market. Spoiler: perfect timing is a myth even the pros can’t pull off! We’ll talk about the real costs of waiting, why trying to buy at the lowest point will crush your long-term results, and how staying out of the market is one of the most expensive money mistakes you can make. I even share how sitting out a whole DECADE cost me millions—and why I’ll never make that mistake again. This is about getting off the sidelines, getting in the game, and letting your money machine work for you, no matter how crazy the headlines feel. IN TODAY’S EPISODE, I’M BREAKING DOWN: Why perfect market timing is a losing game—even for Wall Street’s elite How missing just 10 top market days can slash your returns in half (no joke) The true difference between buying at the very bottom vs. just showing up and investing on schedule What happened to investors during the darkest 25 years in American market history…and how consistency STILL came out on top My own gut-punch story of trying to play it safe and missing out on millions Ready to stop watching the rope spin and start building real wealth? Hit play—this episode could be the wake-up call your portfolio’s been waiting for! RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com

  • #448
    July 20 · 21 min

    Why Your 40s is the Best Decade to Build Wealth

    Welcome back to the Building Your Money Machine Show! Today, I’m flipping the old-school financial script and shining a spotlight on your 40s — and why this is actually your moment to crush it when it comes to building wealth (yep, even if you think you missed the boat in your 20s). Forget the doom and gloom advice that says it's too late. I’m here with some math, real stories, and a healthy dose of tough love to show you why your 40s can be the most powerful decade for stacking your cash and building your freedom. I’ll break down exactly what makes this decade different — the compounding magic, why having more money a little later beats having less money early, and how to make moves that count instead of sitting on the sidelines. We even get into the big trap people fall into (guilty as charged), and how to ignore the hype to play a much smarter, simpler game that actually gets results. So, if you’re ready to stop living by default and start living by design, this episode’s for you—regardless of your age. IN THIS EPISODE, I COVER: How your 40s unlock both the financial fuel and remaining runway you need for serious compounding growth The “messy middle” of your 30s, why you’re not behind, and what to do about it Real math breakdowns and the $775,000 mistake most people make by waiting too long The Wealth Priority Ladder: why simplifying (not complicating) your investments is key The exact step-by-step moves one couple used to go from $225K to over $2 million in just 8 years, starting at 40 Don’t let another decade pass you by — hit play, and let’s build your money machine together. It’s time to live a life that outlives you. RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com

  • #447
    July 16 · 22 min

    7 Signs Someone Will Be Broke In 5 Years

    Welcome to another episode of the Building Your Money Machine Show, where I get real about the financial signs you might be ignoring — and the silent signals that could leave you broke in five years (even if you’re checking all the boxes and hustling like crazy). I’m Mel Abraham, and today, I’m pulling from 30-plus years in the trenches to reveal the patterns I see over and over again. Whether you’re crushing it on the income front, saving religiously, or waiting for the “perfect time” to start investing, this episode is all about waking up to the habits that can quietly sabotage everything you’re working for. It’s not about paranoia. It’s about learning how to spot and fix the blind spots — before they become regrets. No sugar-coating, just the raw truths you need to start building real wealth and a life by choice. Let’s do this. IN TODAY’S EPISODE, I BREAK DOWN: The toxic myth of “I’ll start investing when…” — and why waiting costs you more than you think Lifestyle inflation: how every raise or bonus can disappear without making you richer Why hustling harder and borrowing more are NOT wealth-building strategies The high-income trap: feeling secure isn’t the same as actually being secure The real reason most people build financial walls instead of the freedom they crave Ready to see the signs, break the cycle, and build your money machine? Hit play and let’s master your money — together. RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com

  • #446
    July 13 · 18 min

    It Took Me 47 Years to Realize What I'll Tell You in 18 Mins

    Welcome to another episode of the Building Your Money Machine Show! This time, I’m pulling back the curtain on what took me 47 years to figure out, and giving it to you in just 18 minutes. Let’s get brutally honest: most people are playing the money game backwards. The number in your bank account is growing, but is your actual life? Are you designing the life you want, or just chasing a finish line that keeps moving every time you get close? I’ll share the wake-up calls that made me question everything—from my son’s eye-opening drawing to the smack-in-the-face mountain bike crash, and the lessons I watched my mom learn the hard way. Forget chasing someone else’s idea of enough—this is about clarity, not just cash. If you’re tired of running for a number that belongs to someone else, this episode is your reset button. Get ready to challenge comparison, design your own definition of success, and finally put your life—not your spreadsheet—back in the driver’s seat. IN TODAY'S EPISODE, I BREAK DOWN: The danger of building wealth on autopilot and what happens when you don’t define the life you want Why "how much is enough?" is the only question that actually matters Real-life wake-ups—from my son’s drawing to near-misses that slapped me with perspective How comparison is killing our contentment and what to do instead The concrete steps to design YOUR vision across every domain—not just your finances Ready to stop letting the number call the shots? Tune in and let’s get intentional about building a money machine that funds a life you actually love! RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com

  • #445
    July 9 · 22 min

    The 8 Phrases That Tell Me Everything About Your Money Future

    Ever wish you could see your financial future just by the words you use? On this episode of the Building Your Money Machine Show, I pull back the curtain on the eight phrases I've heard again and again across thousands of money conversations — and how each one quietly predicts exactly where your financial life is headed. Spoiler alert: you’ve probably said at least one of these this week! If you’re ready to break free from financial stress, get real about your money story, and start building a life by choice, this episode is for you. Let’s ditch the autopilot, challenge the scripts you’ve been handed, and talk about what’s really driving your results. Fun, raw, and unapologetically honest — we’re going in! IN THIS EPISODE, I CALL OUT: The sneaky phrase you use to justify purchases that’s keeping you stuck Why “I deserve this” can either be your ticket to celebration or just another excuse How innocently stacking payments is quietly derailing your bigger financial dreams The two simple statements that guarantee you’ll dodge real money conversations — and success The silent money stories from your childhood that you didn’t choose but have been living out for decades Curious which phrases you’re guilty of — and what they reveal about your future? Hit play now and let’s start rewriting that money script together. RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com

  • #444
    July 6 · 22 min

    8 Signs You’re Probably Going To Be Okay Financially

    Welcome to the Building Your Money Machine Show! Today, we're calling out all the so-called "rules" about where your finances are “supposed” to be. Forget the tired benchmarks and cookie-cutter numbers you see plastered all over the Internet. I’m here to give you the real deal—the 8 signs you’re actually going to be okay financially, on your terms, not somebody else’s. Too many people waste energy comparing themselves to averages and end up feeling behind. That ends right now. In this episode, I’m sharing the honest truth about what financial security really looks like—and spoiler alert: it has nothing to do with hitting someone else’s magic number. This is about building YOUR money machine and living a life you actually want. Ready to get off the hamster wheel? Let’s do this—let’s talk about how to master your money, crush stress, and finally step into that life by choice. IN THIS EPISODE, I COVER: Why knowing your real “enough” number beats chasing generic milestones every day of the week The difference between debt that works for you and debt that eats your snacks and never leaves How automating your investing is the ultimate cheat code for building wealth The power of liquidity (hint: it’s your get-out-of-stress-free card AND your opportunity engine) Why having a living, breathing plan beats a dusty old PDF in your drawer—every single time If you’re ready to ditch the comparisons and rewrite your definition of financial success, hit play. Because earning more doesn’t make you free—a money machine does. RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com

  • #443
    July 2 · 26 min

    9 Buy It For Life Items That Are 100% Worth The Money

    Ready to level up your life and your wallet? In this episode of the Building Your Money Machine Show, I’m dropping the nine Buy It For Life items that are 100% worth the money — and trust me, this is not your boring shopping list. We’re getting real about where spending serious cash is actually smart, not flashy. I’m breaking down what upgrades will save your back, your relationships, and your sanity in the long run. I’ll show you where cheap thinking costs you more, and why investing in yourself, your experiences, and your peace is the key move for building a life that actually feels rich — not just looks it on paper. Stick with me to the end, because the last few on this list are the ones that’ll change everything (and you can’t order those online). IN TODAY'S EPISODE, I COVER: Why your mattress and your shoes might be silently draining your energy, focus, and even your bank account The hidden costs of buying cheap (especially when it’s gear or tools you use every day) The big difference between having wealth in the bank and actually living a rich life through experiences and relationships How investing in your own health and growth pays off more than flashy toys or status symbols ever could The real secret to buying peace in your life — and why it's absolutely worth the price tag This episode is about ditching the guilt and spending with intention on what actually matters. Let’s build your money machine so you can fund a life you love. Press play and let’s get you living by design, not default. RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com

  • #442
    June 29 · 24 min

    My Client Lost $145 Million in 5 years... Here's What Happened

    Welcome to a jaw-dropping episode of the Building Your Money Machine Show. I'm taking you inside the real story of how a family blew through $145 million in just five years — and what you can do to make sure it never happens to you. This isn't some Wall Street meltdown or outside catastrophe. We're talking mistakes so common, you might find yourself in the story. I break down the real reasons massive wealth disappears, why having money is not the same as knowing how to steward it, and the simple but lethal errors that drain fortunes. More importantly, I reveal the five rules that transformed $5 million into $30 million so you can get your hands on the steering wheel of your financial future. Ready for some hard truths, real talk, and tools to make sure you're building wealth that actually lasts? Let’s roll. IN TODAY’S EPISODE, I COVER: Why “blind trust” is the fastest path to broke — and what engagement really means The disaster of having no rules or guardrails for your money How relationships can sabotage your net worth if you ditch your decision frameworks Why complexity isn’t sophistication — it’s a hiding place for fees, risk, and disaster The five rules I've seen turn lost fortunes into money machines you can actually control Don’t miss this raw, real-life breakdown of wealth destruction and recovery. Hit play — your money deserves it. RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com

  • #441
    June 25 · 21 min

    7 Signs Your Inheritance Is Going to Destroy Your Family

    Welcome to a raw and real episode of the Building Your Money Machine Show. Today, we’re ripping the curtain back on something that almost nobody wants to talk about, why your inheritance plan (or lack of one) could be the very thing that tears your family apart. After three decades in wealth and estate planning, I’ve seen too many families break over things that had absolutely nothing to do with money and everything to do with silence, secrets, and some totally avoidable mistakes. This episode isn’t just a warning... it’s a wake-up call. If you recognize even ONE of these signs in your family, trust me, you do not want to wait until the reading of the will to handle it. We’re talking about the things that actually light the match and burn it all down: unspoken resentments, keeping score, confusing “equal” with “fair,” and using money as a control tool instead of a legacy. Let’s get honest, have the conversations that matter, and build a legacy that actually lasts. IN TODAY’S EPISODE, I CALL OUT: Why silence, not money, is the real family killer (and how you stop it cold) How “equal isn’t fair” when it comes to inheritance — and why that clean split might be a ticking time bomb The silent score-keeping that’s already poisoning your family dynamics The deadly cost of putting all the power in one person’s hands with zero transparency Making sure you pass down real values, not just valuables, so your legacy doesn’t get blown up by the next generation If you’ve built something worth leaving, don’t let it become the match that burns your family tree. Hit play and let’s change the story together. RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take this free 2-minute assessment to discover where hidden constraints are limiting your ability to fully express your potential. You'll receive your Constraint Score™, uncover your primary constraint driver, and learn the next steps to create more bandwidth, better decisions, and a life without constraint. http://TheConstraintScore.com

  • #440
    June 22 · 29 min

    The 5 Types of 401(k) Holders (Which One Are You?)

    Welcome to the Building Your Money Machine Show! In this episode, we're getting brutally honest about one of the most important tools in your wealth-building arsenal — your 401(k). After three decades as a CPA, I've sat across from every type of earner you can imagine. High rollers living paycheck to paycheck and modest folks with six-figure balances—I've seen it all. And you know what? How you use your 401(k) says a whole lot about what your future's really going to look like. Today, I’m breaking down the five types of 401(k) holders. Yep, you’re one of them (and if you're brave enough to find out which, hit play). Spoiler alert: it’s not about hitting some magic number. It's about building a life on your terms, with financial stress in your rearview mirror. This is money mastery without the shame, fluff, or fancy jargon — just real talk about what it takes to get your money machine running in the direction that actually matters to you. IN THIS EPISODE, I COVER: Why building wealth isn’t about the number — it’s about the life you actually want The 5 types of 401(k) holders (and how to know which one you are, no judgment) The single move that could be costing you thousands in free money every year How your identity and behaviors around money shape your financial future — way more than your paycheck Breaking out of autopilot and reclaiming control (no more financial sleepwalking!) Ready to find out which 401(k) driver you are — and how to actually use your money machine to fuel the life you want? Hit play, subscribe, and join me on the journey to financial freedom, my friend! RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com

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