Highlights: Ep. 106. Mortgage Lending Standards with Kevin Erdmann

January 28 · 23 min · Season 5 · Episode 11 · 17.2 MB

0:00-23:51

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This is the shortened "highlights" version of episode 106. You can listen to the full interview here.

Was the housing market really oversupplied in the mid-2000s? Kevin Erdmann says no, and he explains how this misunderstanding is at the root of present-day affordability problems. This is part 8 of our series on misaligned incentives in housing policy.

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Show notes:

Erdmann, K. (2018). Housing Was Undersupplied during the Great Housing Bubble. Mercatus Center.
Erdmann, K. (2024). Getting Corporate Money Out of Single-Family Homes Won’t Help the Housing Affordability Crisis. Mercatus Center.
Erdmann Housing Tracker: Mortgages Outstanding by Credit Score
Erdmann Housing Tracker: Follow-Up: Mortgages by Credit Score
Erdmann, K. (2021). A Suggested Mortgage Amortization Structure: Fixed Amortization, Adjustable Principal. Mercatus Center.