The UK Money Podcast

Jason Mountford

Bringing you a weekly dose of personal finance content that matters to savers and investors in the UK. Every week I'll break down the latest in what's happening in the world of investing and personal finance, answer listener questions and discuss hot topics.

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20 episodes
Updated Jul 19, 2024
Explicit

Episodes20

Newest first

Jul 19, 2024 · 25 min
The King's Speech & Your Money, Real Returns & Why Your Home is Not an Asset
I'm back with another episode of the show, and we've got a bit to catch up on. Today I'm giving my thoughts on what the King's Speech means for your money, and how Labours plan might impact your hip pocket. I also talk about how to calculate the real return of your investments, with nominal (non-inflation adjusted) numbers can be misleading. Lastly, I explain why I think you should consider your home a lifestyle expense, NOT an asset.
Jun 24, 2024 · 25 min
9 Tips for Choosing a Financial Advisor
I'm back after a few weeks break and in this episode I'm talking through how to choose a financial advisor. I share 9 things to look for when choosing the right advisor for you, to make sure they're going to help you, and not just try sell you. Got questions? Hit me up at jason@jasonmountford.com
May 24, 2024 · 24 min
Will the UK election impact your investments?
In this episode of The UK Money Podcast, I'm talking through what elections mean for your investments. There's going to be a lot of mud-slinging and fear mongering in the coming months, particularly with a US election coming as well as the just-announced UK election. I also discuss some more about the undervalued UK market, and how companies like Hargreaves Lansdown are becoming attractive takeover targets for private equity and foregin investors.
May 15, 2024 · 29 min
Bonds are a total waste of time. Here's why
In today’s episode I’m talking about bonds. With investment markets starting to heat up a little, a lot of investors may be starting to think more about their asset allocation. I want to dispel some of the myths around bonds, and question whether they’re worth investing in at all. As well as that, I’m answering a listener question on what to do if you come into a lump sum of cash. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
May 6, 2024 · 25 min
British ISA - why YOU should invest + 99% mortgages
In this weeks' episode of The UK Money Podcast, I'm talking through the British ISA, and why I think it's actually a brilliant idea. I also touch on the new 99% mortgage from Yorkshire Building Society, and discuss whether you should consider a mortgage like this to get on the housing ladder. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
Apr 26, 2024 · 26 min
How the State Pension Works & How to Invest For Your Kids
In this episode of The UK Money Podcast, I'm explaining how the UK State Pension works. This is going to be especially important to understand with an election looming, and the State Pension always a hot issue! I also answer some listener questions about how to invest when you're running out of time to retirement, and how to invest for your kids. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
Apr 19, 2024 · 17 min
The 3 Steps You Need to Take to Get Out of Debt and Benefit From an Improving Economy
Thanks so much to everyone who sent in questions this week, it’s great to be back and I am stoked with the response! On this weeks episode of the show I’m answering a listener question. Aaron has gone through a messy divorce and wants some information on how to deal with paying off debt and getting himself back on his feet. Got a question for me? Email me at jason@jasonmountford.com This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
Aug 11, 2022 · 28 min
#62 - Financial jargon breakdown, fund fact sheets explained
This week on the show I'm breaking down some of the financial jargon you've surely come across when looking to invest your hard earned cash. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
Jul 27, 2022 · 40 min
#61 - Crypto Bankruptcies, Cost of Living and the UK vs US Stock Market with Peter Komolafe
Joined by Peter Komolafe to talk through the latest in the world of investing and personal finance. You may remember Pete from his past appearance on the show, he run the successful Conversation of Money YouTube channel, podcast and Instagram account. He's recently made the jump to the big(ger) screen as well, appearing as an expert on Channel 4's Secret Spenders. Really enjoyed catching up with Pete, I hope you enjoy the episode. You can find Pete on his website, YouTube channel, podcast and Instagram account. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
Jul 13, 2022 · 31 min
#60 - Is Margin Lending Really That Bad and What Happens If Vanguard Goes Bust?
Got a great listener question about margin lending or using leverage to invest on today's show, and I'm also looking at what happens if your investment platform goes bust! This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
Jun 29, 2022 · 27 min
#59 - How Long is the Average Bear Market, Do Wages Rises Increase Inflation and P/E Ratio's Explained
Hello listeners of The Hedge! I'm pumped up today and ready to bring you a fresh episode of the show. I'm trying to put a bit of perspective to the mess that we're in at the moment. It's not all doom and gloom and we have more options than we think! This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
Jun 16, 2022 · 35 min
#58 - How to Invest in a Recession, Crypto Winter and What to do With Paper Share Certificates
A number of different topics on this weeks showing, including a great question from listener Nick. I discussed how to organise paper share certificates that your Mum or Grandad probably has lying around, as well as a rundown on the current state of crypto. I also talk about how different investments often perform during a recession, and what that means for your portfolio. Got questions? HMU @ thehedge.io This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
Jun 1, 2022 · 16 min
#57 - What is a Recession and is One Coming?
I'm back on the mic after a couple of weeks off. Thanks for your patience and well wishes. On this week's show, I talk through what it means when we go into a recession and what it might mean for you and your investments. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
May 11, 2022 · 23 min
#56 - What is Liquidity and Why Is It So Important?
Liquidity. It's a term I throw out all the time when talking about investments, but I don't think I've ever actually explained exactly what it means and why it's so important. So that's the plan for today! I talk through this often glossed over topic, and why it's something you should really be aware of in your own portfolio. If you want more from me, you can find it at thehedge.io This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
May 4, 2022 · 1 hr 2 min
#55 - Investment Deep Dive with Quantitative Analyst Tom Poulter
Great show for you this week with Tom Poulter from Square Mile Investment Consulting and Research. Tom is a CFA and is highly knowledgable on investment markets, and I pick his brains on what he thinks is happening in the world right now. If you want to connect with Tom on LinkedIn you can find him here, and if you want to check out the Square Mile podcast, you can find it on this link. As always, if you want more from me, go to thehedge.io This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
Apr 27, 2022 · 28 min
#54 - Is Netflix Dying, Elon Buys Twitter and Should You Invest Through a Company?
This week I'm talking through some big news stories from the markets, as well as answering a great question from listener Nick. Make sure you head to the website to get loads more free content, and send me your questions that you'd like to see on the show. Head over there now at thehedge.io This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
Apr 20, 2022 · 21 min
#53 - An Incredible Career Tip and the Pros & Cons of Car Leasing
Thanks for checking in to this weeks episode of The Hedge! I'm keeping things short and sweet today, with a great email from a listener of the show who has a great tip for people looking to level up their career, and a question on car leasing! If you have questions, make sure you get in touch with me at thehedge.io To learn more about the Apprenticeship Levy, go here! This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
Apr 13, 2022 · 39 min
#52 - Talking Property Investing with Laura Davison
This week on the show I'm joined by Laura Davison, a property investor and business owner. I know I talk about property every now and then, but it's usually to say why it's a crap investment! With that in mind, I thought it would be a good idea to get the other side of the argument. If you have questions you'd like to ask for next weeks show, head to thehedge.io If you want to connect with Laura on Instagram, here is the link to her account! This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
Apr 6, 2022 · 36 min
#51 - The Family Income Hack, FSCS Protection on Investments and Focusing on Growing Income!
Answering some more listener questions this week! We're talking about focusing on growing income rather than cutting expenses. Yes the cost of living is biting everyone, but let's focus on ways to increase our earnings rather than cutting our expenditure. I talk through some practical ways that families can do this, as well as explaining the FSCS protection on investments and why the ETF VXX has closed. Make sure you join me for Friday Lunch Money on YouTube at 12pm this (and every) Friday! The Hedge YouTube Channel Find more content from me at thehedge.io This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
Mar 30, 2022 · 26 min
#50 - Why Ethical Investments are a Joke
This week I''m answering a listener question about ethical investing, which is also known as sustainable investing or ESG investing. I explain why I think the terminology is more marketing buzz than anything, and how to cut through to try and find something that matches your needs. If you have a question you'd like answered on the pod, get in touch at thehedge.io This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com