D&O insurance explained: what every business owner needs to know

In this episode of The Risky Business Podcast by Howden, host Tim Weymouth is joined by Cordelia Witton from C-Quence to unpack the essentials of Directors & Officers (D&O) insurance. They explore why this cover is crucial for anyone making decisions in a business, whether you're running a small café or scaling a national brand. Cordelia shares insights into the legal responsibilities directors face, real-world claims, and how tech-driven MGAs like C-Quence are making D&O more accessible. The episode also touches on employment practices liability, corporate legal liability, and why even charities and sports clubs should consider this protection. Packed with practical advice, it's a must-listen for brokers, business owners, and anyone interested in risk management.