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The PowerTalk Show | BusinessTalksWeekly.com · February 13 · 17 min

How FLOTE is Disrupting BNPL Using Real-Time Cash Flow Data

Is the FICO score a relic of the past? 🏛️ In this episode, Navin Shetty talks with Peter Maher, CEO of FLOTE (Ovanti), about how they are bypassing traditional credit checks to provide liquidity to millions of "debit-only" consumers. What we cover: Why the credit score is a "lagging metric" that punishes the wrong people. How FLOTE uses cash flow data to approve users in real-time. The role of Agentic AI in building a world-class risk engine with a tiny team. Navigating the "controlled chaos" of a U.S. fintech launch for an ASX-listed player. The "Affordability for Good" philosophy. If you are interested to feature as a guest in The PowerTalk Show and spread your product/service or brand across our audience, please reach out to us on press@businesstalksweekly.com #Fintech #BNPL #CreditScore #FLOTE #PeterMaher #PowerTalkShow #PaymentsInnovation

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Is the FICO score a relic of the past? 🏛️

In this episode, Navin Shetty talks with Peter Maher, CEO of FLOTE (Ovanti), about how they are bypassing traditional credit checks to provide liquidity to millions of "debit-only" consumers.

What we cover:

  • Why the credit score is a "lagging metric" that punishes the wrong people.

  • How FLOTE uses cash flow data to approve users in real-time.

  • The role of Agentic AI in building a world-class risk engine with a tiny team.

  • Navigating the "controlled chaos" of a U.S. fintech launch for an ASX-listed player.

  • The "Affordability for Good" philosophy.

If you are interested to feature as a guest in The PowerTalk Show and spread your product/service or brand across our audience, please reach out to us on press@businesstalksweekly.com

#Fintech #BNPL #CreditScore #FLOTE #PeterMaher #PowerTalkShow #PaymentsInnovation

 

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