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5 Questions BEFORE You Claim Social Security &
College vs. Retirement Savings
Should you claim Social Security early or wait? While the math says waiting guarantees a bigger check, the real answer goes far beyond the numbers. In this episode, Wes Moss breaks down how to determine the right Social Security claiming age for your specific lifestyle, health, and portfolio. Also, Wes shares ideas to help you balance saving for your kid’s college without ruining your own retirement.
Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the August 4, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: WesMoss.com/ask
We hope you enjoy our weekly Ask An Advisor episodes. Let us know what you think in the comments!
Mentioned on the show:
- When Is the Best Time To Collect Social Security? - Clark Howard
- The Math On When You Break Even With Social Security
- If You Have Enough To Retire Comfortably, Should You?
- How To Balance College Savings and Retirement - Clark Howard
- Clark Howard: Avoid This Costly College Debt Mistake
Learn more about Wes:
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WesMoss.com/ask
wesmoss.comBOOKS BY WES MOSS
wesmossbooks.comWes Moss, CFP®
yourwealth.comWes Moss - Clark.com
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