The Break · July 2 · 1 hr 14 min

Your Money Is Working Against You ( Here’s What to Do ) | Ayesha Ofori

Ayesha Ofori walked away from Goldman Sachs because she was tired of "making rich men richer." Now she's built her own wealth, a multi-property portfolio, startup investments, and a mission to help everyday people build real financial freedom. In this episode, Ayesha breaks down: Why the ultra-rich "very rarely use their own money" and how they use leverage to multiply wealth The difference between saving and investing and why cash ISAs are actually losing you money Her core-satellite investment strategy: boring index funds as the foundation, high-risk startups and property as the growth engine Why traditional buy-to-let is dead in the UK and what she does instead The unspoken truth about being a Black woman in high finance: "looking the part" to gain access How SEIS and EIS tax relief turns startup investing into one of the UK's most powerful wealth-building tools This is how someone who managed money for the 1% thinks about building her own. Timestamps: 0:00 - Leaving Goldman Sachs: "I was making rich men richer" 4:15 - What it takes to be taken seriously as a Black woman in finance 10:20 - Saving vs. investing: the fundamental difference 18:45 - "Cash is not your friend" — why inflation is eroding your savings 25:00 - The core-satellite strategy explained 36:00 - How the ultra-rich use leverage (and you can too) 42:00 - Accessing deals the wealthy gatekeep 50:30 - SEIS/EIS: the UK's best-kept investment secret 1:01:00 - Why buy-to-let is dead 1:09:00 - "Start early. Compounding is the eighth wonder of the world." Get My Personal Budgeter here - https://www.thebreakresources.com/resources/p/the-budget-planner Follow the Break Social on Instagram for updates: https://www.instagram.com/thebreaksocial/ For Business and Sponsorship Opportunities: speaktothebreak@gmail.com Connect with Ayesha: ⁠https://www.instagram.com/ayesha.ofori⁠ ⁠https://ayeshaofori.com/⁠ #AyeshaOfori #WealthBuilding #Investing #FinancialFreedom #GoldmanSachs #PropertyInvesting #StocksAndSharesISA Learn more about your ad choices. Visit podcastchoices.com/adchoices

0:00-1:14:27

Play in

transcript

No transcript — this publisher did not publish one.

show notes

Why the ultra-rich "very rarely use their own money" and how they use leverage to multiply wealth
The difference between saving and investing and why cash ISAs are actually losing you money
Her core-satellite investment strategy: boring index funds as the foundation, high-risk startups and property as the growth engine
Why traditional buy-to-let is dead in the UK and what she does instead
The unspoken truth about being a Black woman in high finance: "looking the part" to gain access
How SEIS and EIS tax relief turns startup investing into one of the UK's most powerful wealth-building tools

This is how someone who managed money for the 1% thinks about building her own.

Timestamps:

0:00 - Leaving Goldman Sachs: "I was making rich men richer"

4:15 - What it takes to be taken seriously as a Black woman in finance

10:20 - Saving vs. investing: the fundamental difference

18:45 - "Cash is not your friend" — why inflation is eroding your savings

25:00 - The core-satellite strategy explained

36:00 - How the ultra-rich use leverage (and you can too)

42:00 - Accessing deals the wealthy gatekeep

50:30 - SEIS/EIS: the UK's best-kept investment secret

1:01:00 - Why buy-to-let is dead

1:09:00 - "Start early. Compounding is the eighth wonder of the world."