Real Estate Exam [California] 29, Loan Brokerage and MLO Concepts
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This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.
In this episode you will learn:
- When a California real estate licensee needs a Mortgage Loan Originator (MLO) endorsement.
- The purpose and timing requirements of the Mortgage Loan Disclosure Statement (MLDS).
- Commission and cost limitations for small loans under Article 7 of the Real Estate Law.
- The critical usury law exemption for loans arranged by real estate brokers.
- Key duties and regulations for brokers handling trust deed investments.
For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep
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