Real Estate Exam [California] 28, Federal Financing and Credit Laws
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This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.
In this episode you will learn:
- The primary purpose of RESPA and how illegal kickbacks are tested.
- The key disclosures required by the Truth in Lending Act (TILA) and Regulation Z.
- The strict timing requirements for the Loan Estimate and Closing Disclosure under the TRID rule.
- The protected classes under the Equal Credit Opportunity Act (ECOA) and common violation scenarios.
- How to distinguish between RESPA, TILA, and ECOA on the California real estate exam.
For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep
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