Don't Get Shut Down: What Actually Triggers It, Plus a Wide Open Sweet Spot & Hilton Owner Giveaway

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Chase ran a wave of shutdowns this week aimed at people hammering the Amazon card, some reportedly cycling millions a month through buyers group spending, and we walk through Doctor of Credit's full list of what actually triggers a Chase shutdown. More importantly, we cover the three things that catch normal people who are not doing anything extreme, bust out risk on a brand new card, credit limit cycling, and sitting on a massive negative balance. Alaska Atmos also added Philippine Airlines as a partner, and business class availability is wide open at 75,000 miles from San Francisco and 85,000 from Los Angeles, though we get into why Manila is a rough connection point and not really a jumping off spot for the rest of Asia. Seats.aero shipped a Chrome extension that overlays award pricing directly onto Google Flights, and it works well right out of the box. We close with Hilton cutting the fees hotel owners pay, which sounds small at 0.3 percent but is a real chunk of what they collect, and explain why less money coming into the program almost always means devaluations for you. Let us know in the comments what your favorite award search tool is.

Episode Guide:

• 0:00 Welcome to MTM Travel
• 0:19 Lake Life & Too Many Houseguests
• 2:05 Chase Shuts Down Amazon Card Users
• 3:45 What Actually Triggers a Chase Shutdown
• 6:43 The Three That Catch Normal People
• 9:30 Seats.aero's New Chrome Extension
• 12:13 Alaska Adds Philippine Airlines
• 16:46 Hilton Cuts the Fees Owners Pay
• 18:48 Hilton Rise & Falling Brand Standards
• 23:12 Hotel Rates Have Doubled
• 24:05 Final Thoughts

Links

• Chase shutdown wave - https://www.doctorofcredit.com/chase-amazon-prime-shutdown-large-spend-inactivity/
• What causes shutdowns - https://www.doctorofcredit.com/what-causes-chase-credit-card-shutdowns/
• Seats.aero Chrome - https://milestomemories.com/seats-aero-chrome-extension-adds-award-prices-to-google-flights/
• Atmos award space - https://milestomemories.com/book-philippine-airlines-business-with-atmos/
• Hilton cutting fees for owners - https://onemileatatime.com/news/hilton-cuts-loyalty-fees-hotel-owners-pay-bad-hilton-honors-members/

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