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Engineering at Scale · Thursday · 28 min

AI-generated code in banking: why AI never touches the money

Satya Singeetham (EVP & Chief Technology Officer @ New Horizon Bank) tells his engineers to use AI as much as they can, with one hard line. Anything that touches people's money is off limits for the AI, because he is the one signing with the OCC when a product goes live. On this episode of Engineering at Scale, Satya shares the guardrails he uses to get AI speed inside a regulated bank, from cross-model code review to feature flags on money movement. We cover: - Why anything touching customer money stays off limits to AI - Having a non-Claude model review Claude's code - Why engineers must be able to fix AI code without AI - Which banking features go behind a feature flag - Pausing feature work to fix incidents at the root - Going from building core banking to running a bank

0:00-28:02

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show notes

Satya Singeetham (EVP & Chief Technology Officer @ New Horizon Bank) tells his engineers to use AI as much as they can, with one hard line. Anything that touches people's money is off limits for the AI, because he is the one signing with the OCC when a product goes live.

On this episode of Engineering at Scale, Satya shares the guardrails he uses to get AI speed inside a regulated bank, from cross-model code review to feature flags on money movement.

We cover:

- Why anything touching customer money stays off limits to AI

- Having a non-Claude model review Claude's code

- Why engineers must be able to fix AI code without AI

- Which banking features go behind a feature flag

- Pausing feature work to fix incidents at the root

- Going from building core banking to running a bank