BiggerPockets Real Estate Podcast

3 Kids, Full-Time Job, $2M Portfolio: This Single Mom Did It in 6 Years!

June 29 · 32 min
0:00-32:51

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In just six years, this single mom of three became a self-made multimillionaire with rental properties. She didn’t start with a ton of cash; she worked full-time, and she often put very little down. Using an owner-occupied strategy that 99% of investors won’t dare to try, she’s reached financial freedom while raising three kids. 


So how’d she do it?


Today, we’re talking to Rachel Duck from central Texas. She took a popular strategy—the live-in flip—and made it even better: buying houses with 5% down, living in them for a year, fixing them up, moving out, and repeating. She did it with three kids and spent her 5-9 after her 9-5 renovating homes so she could rent them and repeat.


The result? Millions of dollars in equity that has made her financially free. Today, she’s giving you the blueprint so you can do it too. Rachel shares the tips for your first live-in renovation rental, the expensive mistake she made that you can avoid, how to do it while raising kids and working 9-5, and the low-money-down loans she used to scale without putting up tons of cash.


In This Episode We Cover

One of the smartest strategies for growing your real estate portfolio fast

The “uncomfortable” rentals that make you rich and give you a place to live

Low-money-down loans you can use to buy your first property for 5% down

Rachel’s exact buy box for rental properties and live-in flip-style rentals 

Tips before you buy a property that you’ll live in and renovate 

And So Much More!



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