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Banking with Interest · Thursday · 42 min

What Does Debanking Even Mean Anymore?

Jason Mikula, author of Fintech Business Weekly, examines the OCC's recent debanking report, why the term has become so politicized, and where banks' responsibility to manage risk collides with customers' access to financial services. He also discusses the potential impact of AI agents on bank deposits and warns that some bank-fintech partnerships still face the same recordkeeping problems exposed by the Synapse collapse.

0:00-42:07

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show notes

Jason Mikula, author of Fintech Business Weekly, examines the OCC's recent debanking report, why the term has become so politicized, and where banks' responsibility to manage risk collides with customers' access to financial services. He also discusses the potential impact of AI agents on bank deposits and warns that some bank-fintech partnerships still face the same recordkeeping problems exposed by the Synapse collapse.